Washing Machines at Croma Stores: Shop Automatic and Semi-Automatic Washing Machines on EMI

Shopping for a washing machine at Croma lets you see, touch and compare models from many brands under one roof. You can open the lid, check the drum size and ask staff about water use and wash programmes before you buy. This helps first-time buyers and families pick the right machine without guesswork.

Here is why many Indian families choose to buy their washing machine at a Croma partner store:

• Many brands in one place: You can compare Samsung, Whirlpool, LG, Voltas Beko, Panasonic and Croma’s own models side by side.
• Every type and budget: Croma stocks semi-automatic models from Rs. 8,090, fully automatic top loads from Rs. 12,990 and front loads from Rs. 23,694.
• Big discounts on its own brand: Croma-brand washing machines often sell at 35% to 45% below their MRP.
• Expert help in-store: Staff can explain features such as inverter motors, heaters and fuzzy logic in simple terms.
• Delivery to your home: Croma arranges delivery of the machine after you buy, so you do not need to transport it yourself.

Buying on Easy EMIs makes the purchase easier on your budget. With the Bajaj Finance Insta EMI Card, Croma’s Rs. 13,990 Fuzzy Control 7.5 kg top load costs about Rs. 1,166 a month over 12 months*.

*EMIs are indicative.

Before you visit a Croma partner store, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you choose your washing machine.

Washing machines at Croma stores come with many features, and some matter more than others for daily use. Here are the key features to look for, and how each one helps you:

• Inverter motor: Models such as Croma’s BLDC inverter front loads run quietly and use less power, which helps on your monthly bill.
• In-built heater: Croma’s 7 kg front load and 8 kg top load with heaters wash in warm water, which removes oil and sweat stains better.
• Magic or lint filter: Models such as the Croma 8 kg semi-automatic trap fluff, so your clothes come out cleaner.
• Fuzzy logic: The Croma Fuzzy Control 7.5 kg top load senses the load and sets water and wash time for you.
• Air Turbo or spin drying: The Samsung 6.5 kg semi-automatic dries clothes faster, which helps during the monsoon.
• Anti-bacterial drum: Croma’s Anti-Bacterial Shield 7.5 kg top load helps keep the drum hygienic for baby clothes and towels.

→ Pro tip: Ask the Croma executive to show you the BEE star label and the yearly energy use in kWh. Two 5 Star models can still use different amounts of power.

The right washing machine depends on your family size, water supply and budget. Use this guide to match the capacity and type to your home before you visit Croma:

• Students and couples: A 6.5 kg semi-automatic, such as Croma’s 5 Star model at Rs. 8,090, handles a few clothes a day and works without a tap connection.
• Families of 3 to 4 members: A 7 kg to 7.5 kg fully automatic top load, such as the Croma Fuzzy Control 7.5 kg at Rs. 13,990, washes a full day’s clothes in one touch.
• Families with babies or allergies: A 7 kg front load with a heater, such as Croma’s inverter model at Rs. 23,990, gives a hygienic hot wash.
• Large families of 5 or more members: An 8 kg to 10 kg top load, such as the Croma Aqua Reserve 10 kg at Rs. 20,590, takes care of bedsheets and heavy loads.
• Joint families on a budget: The Panasonic 12 kg semi-automatic at Rs. 10,994 gives the biggest drum for the lowest price.

→ Key takeaway: Choose semi-automatic if your home has no steady tap supply, fully automatic top load for one-touch convenience, and front load for the best cleaning and lowest water use.

Also read: Automatic washing machines

A washing machine is a long-term purchase, so a little planning goes a long way. Check these points before you head to a Croma partner store:

• Water supply at home: Fully automatic machines need a tap with steady water pressure. If you store water in buckets, choose a semi-automatic.
• Space and placement: Measure your bathroom or balcony, and leave room for the lid or door to open fully.
• Energy rating: A 5 Star model uses less power, which saves money over 8 to 10 years of use.
• Motor warranty: Ask about the motor warranty, as the motor is the most expensive part to repair.
• Water quality: If you live in a hard-water area, a model with a heater or a hard-water wash setting protects clothes and the drum.
• Power cuts: If your area has frequent outages, a model with memory backup restarts the wash where it stopped.

→ Pro tip: Ask the Croma executive whether installation and a water inlet pipe are included. This avoids extra costs and a second visit after delivery.

You can pay the full price of your washing machine at Croma at once. You can also pay with the Bajaj Finance Insta EMI Card and split the cost into Easy EMIs across 3 to 60 months. This way, even a front load machine fits into your monthly household budget.

Easy EMIs also help you pick the right type of machine, not just the cheapest one. Moving from a semi-automatic to a front load with a heater can cost thousands more upfront. Spread over 24 months, the difference becomes a small monthly amount.

→ Real-world example: Deepa, a schoolteacher in Mysuru, wanted a machine that could wash her toddler’s clothes in hot water. At a Croma partner store, she picked Croma’s 7 kg inverter front load with a heater for Rs. 23,990 and chose a 24-month tenure. She pays about Rs. 1,000 a month*.

*EMIs are indicative.

Deepa could also have chosen a shorter tenure to finish paying sooner. The table below shows how her Rs. 23,990 Croma washing machine works out across different repayment tenures:

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card. You can use it to buy a washing machine at Croma partner stores, at other partner stores such as Reliance Digital and Vijay Sales, or on Amazon and Flipkart.

The card suits planned home purchases such as washing machines, refrigerators and air conditioners. Here are the key features that make it useful when you shop at Croma:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred washing machine easily and affordably.

*Inclusive of applicable taxes.

Buying a washing machine is a big one-time spend for most families. Here is how Easy EMIs at Croma make it easier:

• Upgrade to a better type: Moving from Croma’s Rs. 13,990 top load to its Rs. 23,990 front load adds about Rs. 417 a month over 24 months*, and you get a heater and inverter motor.
• Buy and take delivery the same day you decide: You do not need to wait months to save up.
• Use zero down payment: You can get your machine with zero down payment on select products during festive season offers.
• Keep your savings safe: Your savings stay free for school fees, medical needs or emergencies.
• Plan with a fixed amount: A set EMI is easy to manage alongside rent and utility bills.

*EMIs are indicative.

You can apply for the Bajaj Finance Insta EMI Card fully online with your PAN, Aadhaar and registered mobile number. Follow these steps to get your card before you visit Croma:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

Using the Bajaj Finance Insta EMI Card at a Croma partner store takes under 5 minutes. Follow these steps at the billing counter:

1. Browse and select the washing machine you want to buy.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is approved, and the Croma partner store arranges delivery.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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