Croma Refrigerator - Shop Refrigerator at Croma on EMI

Croma refrigerator - Guide to shop refrigerator at Croma on EMI using Insta EMI Card with zero down payment, Easy EMI, and without credit card.
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Croma Refrigerator - Shop Refrigerator at Croma on EMI
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3 min
05-Jul-2024

Looking to buy a reliable and stylish refrigerator? At Croma Stores, explore a wide range of Croma Refrigerators featuring the latest technology, energy-efficient models, and spacious double-door designs from top brands like LG, Samsung, Whirlpool, and more. Whether you need a compact fridge for your apartment or a large family-sized refrigerator, Croma has options to suit every kitchen and lifestyle.

Enjoy hassle-free shopping with the Bajaj Finserv Insta EMI Card – buy your dream refrigerator on easy monthly instalments without any credit card hassle. Keep your food fresh, save on electricity bills, and enhance your kitchen’s look with Croma’s trusted refrigerators.

Overview of Croma refrigerators

Shopping for refrigerators at Croma means accessing a vast selection of top brands and the latest technology. Whether you need a compact fridge for your apartment or a large-capacity model for your family, Croma has the perfect fit. The store provides expert advice to help you choose the right refrigerator based on your requirements, and their competitive pricing ensures you get the best deal. 

Croma is known for its excellent customer service and reliable products. When you shop at Croma, you benefit from knowledgeable staff who can guide you through your purchase, ensuring you make an informed decision. Additionally, Croma frequently offers promotions and discounts, allowing you to save even more on your purchase. Their user-friendly online platform and numerous physical stores make shopping convenient and hassle-free.

Types of refrigerators available at Croma Stores

Explore a wide variety of refrigerators at Croma Stores, from single-door to French door models, available with easy EMI options. Choose the perfect fridge with top brands, advanced features, and flexible payment plans to suit every budget and kitchen size.

Category

Types and details

Refrigerator type

- Single-door: Compact and affordable, ideal for small families or single users.

- Double-door: Popular choice with separate freezer and fridge compartments.

- Side-by-side: Spacious, modern design with large capacity and advanced features.

- French door: Premium style with flexible storage and wide shelves.

- Triple-door: Offers more compartments for better organization.

- Mini fridges: Perfect for offices, dorms, or small spaces.

Features

- Smart: Equipped with Wi-Fi and app control for remote monitoring.

- Frost-free: No manual defrosting, convenient and low maintenance.

- Direct cool: Energy-efficient cooling suitable for small fridges.

- Convertible: Flexible compartments to switch between fridge and freezer as needed.

Top brands

- Hisense: Known for energy efficiency and affordability.

- Liebherr: Premium German engineering with advanced cooling.

- Samsung: Innovative technology and stylish designs.

- Whirlpool: Durable models with smart features.

- Croma: Exclusive in-house brand with reliable quality.

- LG: Cutting-edge features and high energy ratings.

- Haier: Cost-effective and compact options.

Capacity range

- Under 200 litres: Suitable for bachelors or small kitchens.

- 200 to 300 litres: Ideal for couples and small families.

- 300 to 500 litres: Perfect for medium-sized families.

- Over 500 litres: Large capacity models for big households.

Energy efficiency

- 5 Star: Best-in-class power saving and eco-friendly.

- 3-4 Star: Balanced performance with moderate savings.

- 2 Star and below: Budget models with basic efficiency.

Budget range (Rs.)

- Below Rs. 20,000: Entry-level refrigerators with essential features.

- Rs. 20,001 to Rs. 35,000: Mid-range options with advanced cooling.

- Rs. 35,001 to Rs. 50,000: Feature-rich models with bigger capacity.

- Rs. 50,001 to Rs. 75,000: Premium models with smart features.

- Above Rs. 75,000: High-end refrigerators with cutting-edge technology and design.


How to use Insta EMI Card at Croma to shop refrigerators

Explore Croma's diverse selection of refrigerators via their online platform or by visiting a nearby brick-and-mortar location.

  • After identifying the ideal cooling appliance that meets your needs, proceed to finalise your purchase.
  • For digital transactions, select the Insta EMI Card option at checkout.
  • If you're making an in-store acquisition, simply provide your Insta EMI Card information to the attending sales associate.
  • Subsequently, determine a repayment tenure ranging from a single month to five years, ensuring it corresponds with your financial capabilities.
  • Be prepared to make a modest initial payment, unless you're capitalising on a seasonal promotion offering zero down payment.
  • Upon transaction completion, you're free to install your newly acquired refrigerator in your home while benefiting from interest-free instalments spread across your chosen period.

It really is that simple! Check your Insta EMI Card offers now. You might already be eligible, find out with your mobile number and OTP for verification.

Insta EMI Card
Insta EMI Card

How to calculate EMI for Croma refrigerators online

Here’s how you can calculate EMI for your Croma refrigerator purchase to ensure that it fits seamlessly into your monthly budget.

  • Pick your product type: Start by selecting ‘refrigerators’ under the electronics category.
  • Enter the refrigerator’s cost: Fill in the full price of the Croma refrigerator you plan to purchase.
  • Set your repayment timeline: Choose a suitable EMI duration that fits your monthly budget.
  • Check your EMI details: Instantly view the monthly instalment amount and the total amount you’ll pay over time.
  • Use your Insta EMI Card: Complete your purchase with the Insta EMI Card for a smooth, easy EMI experience.

Benefits of buying Croma refrigerators with the Insta EMI Card

  • Substantial pre-sanctioned limit of up to Rs. 3 lakh
  • Broad acceptance on prominent e-commerce sites and at over 1.5 lakh partner stores across 4,000 cities nationwide
  • Adaptable EMI tenures between 3 to 60 months to suit your preferences
  • No foreclosure penalties for early settlement
  • Zero down payment offers during festive seasons
  • Potential to bolster your creditworthiness through timely instalment payments

Insta EMI Card features and benefits

Eligibility criteria for buying Croma refrigerators with the Insta EMI Card

  • Indian national
  • Aged between 21 and 65 years
  • Regular income source required
  • Credit score of 720 or more required

Valid documentation required, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration

Check your offers to know how you qualify instantly. You might already be eligible, find out by entering your mobile number and completing the OTP-verification.

Check the documents required for the Insta EMI Card

How to apply for Insta EMI Card

Acquiring your own Insta EMI Card has both online and in-store options.

  • Online process: 
    • Navigate to the Insta EMI Card page.
    • Input your contact number and authenticate it via a one-time password.
    • Complete the form to know your credit limit.
    • Validate your identity using Aadhaar or DigiLocker services.
    • Remit the Rs. 530/- one-time enrolment charge and set up electronic payment authorisation.
    • Your card will be immediately accessible post-completion.
  • Offline process: 
    • Locate a nearby Bajaj Finserv partner store.
    • Ask a store representative for assistance.
    • Offer them the necessary documents for verification.
    • Upon approval, settle the initial membership fee to activate your Insta EMI Card.

Leveraging this financial tool for purchases at Croma could prove financially advantageous. Consider upgrading your kitchen appliances without compromising fiscal stability. Initiate your Bajaj Finserv Insta EMI Card application today and unlock smarter shopping possibilities. Check your offers now by entering your mobile number and verifying it with a one-time password – you might already be eligible.

Top Products from Croma Store

Croma Power Bank

Croma Washing Machine

Croma Air Conditioner

Croma TV

Croma TV 32 Inch

Croma Laptop

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile

 

List of Top Croma Stores by Locations

Croma Nagpur

Croma Pune

Croma Agra

Croma Surat

Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Gwalior

 

 

Check also 

Related terms for EMI card

BNPL

POS full form

Easy EMI Card

Flight booking on EMI

Amazon Pay Later

Flipkart Pay Later

What is EMI?

EMI full form

Bajaj Finserv app for all your financial needs and goals

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy a Croma refrigerator with an Insta EMI Card?
Certainly! You can effortlessly purchase a Croma refrigerator using your Insta EMI Card, whether you shop at a Croma store or on their official website.
Do I get any benefits on using an Insta EMI Card for a Croma refrigerator?
Absolutely! By using your Insta EMI Card, you can enjoy perks such as interest-free EMIs, a substantial pre-approved spending limit, widespread acceptance at numerous outlets, and the chance to improve your credit score, making it a convenient option for acquiring a Croma refrigerator.
What's the process for buying a Croma refrigerator with an Insta EMI Card?
When purchasing a Croma refrigerator with your Insta EMI Card, just select it as your payment method at checkout. Present your card details to the sales associate and pick a suitable repayment duration. The price of the refrigerator will be divided into easy monthly instalments over your selected term.
Are there any additional charges for using an Insta EMI Card for a Croma refrigerator?
No, using your Insta EMI Card to buy a Croma refrigerator incurs no extra fees. Your monthly payments are interest-free, so you only pay the refrigerator's cost, divided into monthly instalments. During festive promotions, you might also benefit from zero down payment offers, eliminating any initial payment. Moreover, you can settle your loan early without any penalties.
What types of refrigerators are available at Croma?

Croma offers single-door, double-door, side-by-side, mini, and French-door refrigerators, catering to various space and storage needs.

Can I buy Croma refrigerators on EMI?

Yes, you can purchase Croma refrigerators on EMI using options like the Bajaj Finserv Insta EMI Card, making payments more manageable. You might already be eligible, check your offers now by entering your mobile number and verifying with an OTP.

Which are the best refrigerator brands available at Croma?

Croma stocks popular brands known for reliability and innovation, including its own Croma brand as well as other leading refrigerator manufacturers like, Samsung, LG, Whirlpool and more.

Are energy-efficient refrigerators available at Croma?

Yes, Croma offers a range of energy-efficient refrigerators with various star ratings to help save on electricity bills.

Do Croma refrigerators come with smart features?

Many refrigerators at Croma include smart features such as inverter technology, convertible compartments, and auto smart connect for added convenience.

Is free delivery available on refrigerator purchases at Croma?

Free delivery may be available on select refrigerator purchases at Croma, depending on ongoing offers and terms.

What is the price range of refrigerators at Croma stores?

Croma refrigerators are available across a wide price range, catering to different budgets and requirements. You can bring home your ideal refrigerator more affordably using your Insta EMI Card. Check your eligibility today by entering your mobile number and verifying it with an OTP.

Can I get frost-free refrigerators at Croma?

Yes, Croma offers frost-free refrigerators in various sizes and configurations for hassle-free maintenance.

Do Croma refrigerators come with a warranty?

All Croma refrigerators come with a manufacturer’s warranty, ensuring after-sales support and peace of mind.

How do I choose the right refrigerator from Croma?

Consider your storage needs, available space, energy efficiency, required features, and budget to select the ideal refrigerator from Croma. Budgeting has never been easier thanks to the Insta EMI Card. You can now bring home the right refrigerator from Croma for you with affordable EMIs. Check your eligibility today by entering your mobile number and verifying it with an OTP.

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