Croma Visakhapatnam - Buy Mobiles, Electronics, and Gadgets on the Insta EMI Card

Croma Visakhapatnam - Know how to shop mobiles, laptops, and gadgets using the Insta EMI Card. Enjoy zero down payment on select models and Easy EMI without needing a credit card.
Croma Visakhapatnam - Buy Mobiles, Electronics, and Gadgets on the Insta EMI Card
3 min
26-Jul-2024

Planning to buy a new gadget or home appliance but worried about the upfront expense? The Bajaj Finance Insta EMI Card lets you convert your purchase into simple monthly instalments. Spread the cost over time, manage your budget better, and bring home what you need without financial pressure.

Overview of Croma Visakhapatnam

Croma Visakhapatnam is a prominent electronics and home appliances store. It offers a wide range of products, from the latest tech to essential household items. The store's knowledgeable staff are always ready to assist with your purchases.

The store layout is designed to be user-friendly, making it easy for customers to find what they need. Croma Visakhapatnam frequently offers discounts and promotions, making it an attractive shopping destination.

List of Croma stores in Visakhapatnam

Here are the Croma Visakhapatnam stores where you can use your Bajaj Finance Insta EMI Card to shop:

Location

Address

Vizag Muralinagar

First floor Hema Abodes, Botcha Square (Passport Seva Kendra), NH -16, Birla Junction, Muralinagar, Visakhapatnam, Andhra Pradesh, 530007

Vizag Sripuram

Ground and First floor, MVR # 10-1-39/B&C Waltair Uplands (Opp Rock Park) Siripuram Junction, Visakhapatnam, Andhra Pradesh, Chengalpattu, 530003

 

How to use Insta EMI Card at Croma Visakhapatnam

Using your Insta EMI Card at Croma Visakhapatnam is easy:

  • Choose your desired items and head to the checkout.

  • Inform the cashier that you are paying with the Bajaj Finance Insta EMI Card.

  • Provide your card details.

  • Select a repayment tenure that suits your budget, from 3 to 60 months..

  • our purchase amount will be divided into easy EMIs, with options for zero down payment during special offers.

Also read: How to use the Bajaj Insta EMI Card

Benefits of using the Insta EMI Card at Croma Visakhapatnam

Feature

Details

Easy EMIs

Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.

High pre-qualified limit

Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.

Wide acceptance network

Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.

Flexible repayment tenure

Choose a repayment period from 3 to 60 months months based on your financial comfort.

Zero down payment offers

Avail special festive deals with no upfront payment requirement.

No foreclosure charges

Close your loan early without any penalties or extra fees.

Credit score benefit

Timely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.

  • Age: 21 to 65 years.

  • Credit score: A healthy credit score per Bajaj Finance policies.

  • Income: A steady regular source of income.

  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.

  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.

  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.

  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.

  • Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.

  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.

  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.

  • View card: Access and view your new digital card details instantly on the Bajaj Finance application after the successful payment.

Also read: How to apply for the Insta EMI Card

The Bajaj Finance Insta EMI Card offers a convenient way to manage larger purchases by breaking them down into smaller, more manageable payments. Whether shopping at Croma Visakhapatnam or other partner stores, this card provides flexibility and ease in your shopping experience.

Explore more:

EMI full form

BNPL

POS full form

Top products from Croma store

Croma Power Bank

Croma TV

Croma Air Conditioner

Croma Laptop

Croma TV 32 Inch

Croma Refrigerator

Croma Ac 1.5 Ton

Croma Speakers

Croma Mobile

 

List of top Croma stores by locations

Croma Gwalior

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Croma Thane

Croma Gurgaon

Croma Ahmedabad

Croma Jaipur

Croma Hyderabad

Croma Vadodara

Croma Coimbatore

Croma Kolkata

Croma Chennai

Croma Amravati

Croma Lucknow

Croma Indore

Croma Jamnagar

Croma Mumbai

Croma Bangalore

Croma Dehradun

Croma Nashik

Croma Udaipur

Croma Vijayawada

Croma Kota

Croma Ulhasnagar

Croma Visakhapatnam

Croma Jamshedpur

Croma Ludhiana

Croma Aurangabad

Croma Ujjain

Croma Patna

Croma Agra

 

Frequently asked questions

Does Croma Visakhapatnam accept the Bajaj Finance Insta EMI Card?
At Croma Visakhapatnam, customers can now take advantage of the Bajaj Finance Insta EMI Card, which offers flexible payment options and interest-free EMI plans. This feature simplifies the shopping experience by providing customers with more affordable and convenient ways to purchase electronics and appliances.

What products can I buy on EMIs at Croma Visakhapatnam with the Insta EMI Card?

You can purchase a vast range of electronics and home appliances at Croma Visakhapatnam using your Insta EMI Card. This includes the latest 5G smartphones, high-performance laptops, and smart televisions. Additionally, you can buy essential household items such as air conditioners, refrigerators, washing machines, and various small kitchen gadgets on easy instalments.

Can I use the Insta EMI Card for online purchases from Croma Visakhapatnam?

You can use the Insta EMI Card for online shopping on the official Croma website while residing in Visakhapatnam. This digital platform allows you to browse through thousands of products and convert your total bill into manageable monthly instalments. You can then choose home delivery or a convenient store pick-up option.

Can I split my payment between cash and the Insta EMI Card at Croma Visakhapatnam?

You can often split your payment between cash and the Insta EMI Card at Croma Visakhapatnam showrooms. This flexibility allows you to pay a portion of the product price upfront and convert the remaining balance into Easy EMIs. Always confirm the specific split-payment availability with the store executive at the billing counter.

Does buying on Insta EMI affect warranty or returns at Croma Visakhapatnam?

Buying a product on Insta EMI does not change or reduce the manufacturer warranty or the standard return policy at Croma Visakhapatnam. You receive the same after-sales support and protection as a full-payment customer. Retain your original tax invoice and EMI agreement to facilitate any future service requests or valid returns.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finance App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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