How to Buy iPhone on EMI without Credit Card

Learn how to purchase an iPhone on EMI without a credit card using the Bajaj Finserv Insta EMI Card. Explore the No Cost EMI options available for buying iPhones hassle-free.
How to Buy iPhone on EMI without Credit Card
3 min
16-Feb-2024

Are you eyeing that shiny new iPhone but do not have a credit card to make the purchase? With the Bajaj Finserv Insta EMI Card, you can now own your dream iPhone on easy monthly instalments without the need for a credit card.

List of available iPhone models on EMI

iPhone model

Price

Apple iPhone 15 (128 GB)

Rs. 73,100

Apple iPhone 15 (256 GB)

Rs. 82,600

Apple iPhone 15 (512 GB)

Rs. 1,01,400

Apple iPhone 15 Plus (256 GB)

Rs. 92,000

Apple iPhone 15 Pro (128 GB)

Rs. 1,27,990

Apple iPhone 15 Pro (256 GB)

Rs. 1,37,990

Apple iPhone 15 Pro (1 TB)

Rs. 1,79,900

Apple iPhone 15 Pro Max (256 GB)

Rs. 1,48,900

Apple iPhone 15 Pro Max (1 TB)

Rs. 1,99,900

Apple iPhone 14 (128 GB)

Rs. 62,800

Apple iPhone 14 (512 GB)

Rs. 91,100

Apple iPhone 14 Plus (128 GB)

Rs. 72,200

Apple iPhone 14 Plus (256 GB)

Rs. 81,700

Apple iPhone 14 Plus (512 GB)

Rs. 89,999

Apple iPhone 13 (128GB)

Rs. 49,999

Apple iPhone 13 (256GB)

Rs. 61,390

Apple iPhone 13 (512 GB)

Rs. 81,900

 

Here is a step-by-step guide on how you can buy an iPhone on EMI without a credit card

  1. Choose the iPhone model: With your Insta EMI Card ready, select the iPhone model you desire to purchase. You can choose from various models available in the market.
  2. Visit partner store: Head to the nearest Bajaj Finserv partner store or retailer offering the iPhone model of your choice.
  3. Avail No Cost EMI: Inform the store representative or select the No Cost EMI option while making the purchase online. With Bajaj Finserv, you can avail of attractive No Cost EMI options, allowing you to pay for your iPhone in easy monthly instalments without any additional interest charges.
  4. Swipe your Insta EMI Card: At the time of purchase, swipe your Bajaj Finserv Insta EMI Card to convert the total cost of the iPhone into convenient monthly instalments.
  5. Complete the transaction: Follow the instructions provided by the store representative or online payment gateway to complete the transaction securely.
  6. Enjoy your new iPhone: Once the transaction is successful, you can walk out of the store with your brand new iPhone in hand or await its delivery if you purchased online.

Here is a step-by-step guide on how you can buy an iPhone on EMI without a credit card

  1. Check eligibility: Before applying for the Bajaj Finserv Insta EMI Card, ensure you meet the eligibility criteria. Typically, you should be between 21 to 60 years old, with a regular source of income and a good credit history.
  2. Apply for the Insta EMI Card: You can apply for the Bajaj Finserv Insta EMI Card by visiting the nearest Bajaj Finserv partner store.
  3. Submit the required documents: To complete the application process, you will need to submit necessary documents such as identity proof, address proof, and income proof.
  4. Receive approval: Once your application is processed and approved, you will receive your Bajaj Finserv Insta EMI Card with a pre-approved loan limit.
  5. Choose the iPhone model: With your Insta EMI Card ready, select the iPhone model you desire to purchase. You can choose from various models available in the market.
  6. Visit partner store: Head to the nearest Bajaj Finserv partner store or retailer offering the iPhone model of your choice.
  7. Avail No Cost EMI: Inform the store representative or select the No Cost EMI option while making the purchase online. With Bajaj Finserv, you can avail of attractive No Cost EMI options, allowing you to pay for your iPhone in easy monthly instalments without any additional interest charges.
  8. Swipe your Insta EMI Card: At the time of purchase, swipe your Bajaj Finserv Insta EMI Card to convert the total cost of the iPhone into convenient monthly instalments.
  9. Complete the transaction: Follow the instructions provided by the store representative or online payment gateway to complete the transaction securely.
  10. Enjoy your new iPhone: Once the transaction is successful, you can walk out of the store with your brand new iPhone in hand or await its delivery if you purchased online.

Benefits of using EMI Card for buying iPhone on EMI

  • No need for a credit card: You do not need a credit card to avail of the EMI facility, making it accessible to a wider audience.
  • Flexible repayment options: Enjoy flexible repayment tenures ranging from 3 to 24 months, allowing you to choose a tenure that suits your budget.
  • No additional charges: With the No Cost EMI option, you will not incur any additional interest or processing fees, making it a cost-effective way to purchase your favourite iPhone model.
  • Instant approval: The application process for the Bajaj Finserv Insta EMI Card is quick and hassle-free, with instant approval for eligible applicants.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card for buying iPhone

Before applying for the Bajaj Finserv Insta EMI Card, ensure you meet the eligibility criteria. Typically, you should be between 21 to 60 years old, with a regular source of income and a good credit score of 720+.

To complete the application process, you will need to submit necessary documents. These include your PAN and Aadhaar card, address proof, and bank account information and IFSC code for e-mandate registration.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

You can apply for the Bajaj Finserv Insta EMI Card by visiting the nearest Bajaj Finserv partner store. To complete the application process, you will need to submit necessary documents, which the store representative will verify for you. Once your application is processed and approved, pay the one-time fee to receive your Bajaj Finserv Insta EMI Card with a pre-approved loan limit.

In conclusion, owning your dream iPhone on EMI without a credit card is now easier than ever with the Bajaj Finserv Insta EMI Card. Follow the simple steps mentioned above and make your iPhone purchase a reality without any financial constraints.

Whether you are a tech enthusiast or simply looking to upgrade your smartphone, the Bajaj Finserv Insta EMI Card opens up a world of possibilities, allowing you to enjoy the latest iPhone models without worrying about upfront payments or credit card requirements. Make your iPhone purchase today and experience the convenience of hassle-free EMI payments with Bajaj Finserv.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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