How to Buy iPhone on EMI without Credit Card

Are you eyeing that shiny new iPhone but do not have a credit card to make the purchase? With the Bajaj Finserv Insta EMI Card, you can now own your dream iPhone on easy monthly instalments without the need for a credit card.

List of available iPhone models on EMI

Here is a step-by-step guide on how you can buy an iPhone on EMI without a credit card

1. Choose the iPhone model: With your Insta EMI Card ready, select the iPhone model you desire to purchase. You can choose from various models available in the market.
2. Visit partner store: Head to the nearest Bajaj Finserv partner store or retailer offering the iPhone model of your choice.
3. Avail No Cost EMI: Inform the store representative or select the No Cost EMI option while making the purchase online. With Bajaj Finserv, you can avail of attractive No Cost EMI options, allowing you to pay for your iPhone in easy monthly instalments without any additional interest charges.
4. Swipe your Insta EMI Card: At the time of purchase, swipe your Bajaj Finserv Insta EMI Card to convert the total cost of the iPhone into convenient monthly instalments.
5. Complete the transaction: Follow the instructions provided by the store representative or online payment gateway to complete the transaction securely.
6. Enjoy your new iPhone: Once the transaction is successful, you can walk out of the store with your brand new iPhone in hand or await its delivery if you purchased online.

Here is a step-by-step guide on how you can buy an iPhone on EMI without a credit card

1. Check eligibility: Before applying for the Bajaj Finserv Insta EMI Card, ensure you meet the eligibility criteria. Typically, you should be between 21 years and 65 years with a regular source of income and a good credit history.
2. Apply for the Insta EMI Card: You can apply for the Bajaj Finserv Insta EMI Card by visiting the nearest Bajaj Finserv partner store.
3. Submit the required documents: To complete the application process, you will need to submit necessary documents such as identity proof, address proof, and income proof.
4. Receive approval: Once your application is processed and approved, you will receive your Bajaj Finserv Insta EMI Card with a pre-approved loan limit.
5. Choose the iPhone model: With your Insta EMI Card ready, select the iPhone model you desire to purchase. You can choose from various models available in the market.
6. Visit partner store: Head to the nearest Bajaj Finserv partner store or retailer offering the iPhone model of your choice.
7. Avail No Cost EMI: Inform the store representative or select the No Cost EMI option while making the purchase online. With Bajaj Finserv, you can avail of attractive No Cost EMI options, allowing you to pay for your iPhone in easy monthly instalments without any additional interest charges.
8. Swipe your Insta EMI Card: At the time of purchase, swipe your Bajaj Finserv Insta EMI Card to convert the total cost of the iPhone into convenient monthly instalments.
9. Complete the transaction: Follow the instructions provided by the store representative or online payment gateway to complete the transaction securely.
10. Enjoy your new iPhone: Once the transaction is successful, you can walk out of the store with your brand new iPhone in hand or await its delivery if you purchased online.

Benefits of using EMI Card for buying iPhone on EMI

• No need for a credit card: You do not need a credit card to avail of the EMI facility, making it accessible to a wider audience.
• Flexible repayment options: Enjoy flexible repayment tenures ranging from 3 to 24 months, allowing you to choose a tenure that suits your budget.
• No additional charges: With the No Cost EMI option, you will not incur any additional interest or processing fees, making it a cost-effective way to purchase your favourite iPhone model.
• Instant approval: The application process for the Bajaj Finserv Insta EMI Card is quick and hassle-free, with instant approval for eligible applicants.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card for buying iPhone

Before applying for the Bajaj Finserv Insta EMI Card, ensure you meet the eligibility criteria. Typically, you should be between 21 to 60 years old, with a regular source of income and a good credit score of 720+.

To complete the application process, you will need to submit necessary documents. These include your PAN and Aadhaar card, address proof, and bank account information and IFSC code for e-mandate registration.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

You can apply for the Bajaj Finserv Insta EMI Card by visiting the nearest Bajaj Finserv partner store. To complete the application process, you will need to submit necessary documents, which the store representative will verify for you. Once your application is processed and approved, pay the one-time fee to receive your Bajaj Finserv Insta EMI Card with a pre-approved loan limit.

In conclusion, owning your dream iPhone on EMI without a credit card is now easier than ever with the Bajaj Finserv Insta EMI Card. Follow the simple steps mentioned above and make your iPhone purchase a reality without any financial constraints.

Whether you are a tech enthusiast or simply looking to upgrade your smartphone, the Bajaj Finserv Insta EMI Card opens up a world of possibilities, allowing you to enjoy the latest iPhone models without worrying about upfront payments or credit card requirements. Make your iPhone purchase today and experience the convenience of hassle-free EMI payments with Bajaj Finserv.