The latest iPhone 16 is now available, packed with cutting-edge features and enhancements. Yet, the high price tag may seem daunting for many, especially when purchasing upfront. However, the good news is that you can now get the iPhone 16 on EMI with flexible repayment plans, using the Bajaj Finserv Insta EMI Card. This solution allows you to enjoy Apple's latest innovation without draining your savings in one go or requiring a credit card.
iPhone 16 overview and key specifications
Apple continues to lead the way with the iPhone 16, bringing together sleek design, performance, and advanced features. With a blend of style and power, this new model sets itself apart from its predecessors.
| Features | Specifications |
| Colours | Black, White, Pink, Teal, Ultramarine |
| Display | 6.1-inch Super Retina XDR OLED, HDR10, Dolby Vision, 1000 nits (typ), 2000 nits (HBM) |
| Resolution | 1179 x 2556 pixels |
| Capacity | 128GB/ 256GB/ 512GB |
| Chip | Apple A18 (3nm) |
| Battery | 3561 mAh Li-ion battery |
| Weight | 170g |
| Camera | Rear: 48MP + 12MPFront: 12MP |
| OS | iOS 18 |
| Connectivity | 5G, Wi-Fi 7, Bluetooth 5.3 |
| Other features | Face ID, high-g accelerometer, dual ambient light sensors high dynamic range gyro, proximity sensor, compass, barometer, Ultra Wideband (UWB) support (gen2 chip), Emergency SOS, Messages and Find My via satellite, IP68 splash, water, and dust resistant (up to 6m for 30 min) |
iPhone 16 display
The iPhone 16 boasts a stunning 6.1-inch Super Retina XDR OLED display that delivers vibrant colours and exceptional clarity. With deep blacks and higher peak brightness, it ensures a superior viewing experience whether you’re watching videos, gaming, or browsing.
iPhone 16 body
Apple has retained the premium glass-and-aluminium body in the iPhone 16 along with the latest-generation ceramic shield front, offering both durability and elegance. The slim profile and slightly rounded edges provide a comfortable grip, making it a pleasure to hold and use throughout the day.
iPhone 16 performance
Powered by the A18 Bionic chip and an 8GB RAM, the iPhone 16 ensures lightning-fast performance. Whether you’re multitasking, playing graphics-intensive games, or editing videos, the A18 chip handles everything effortlessly, providing smooth operation without lag.
iPhone 16 storage
The iPhone 16 offers flexible storage options, starting at 128 GB and going up to 512 GB. Whether you need space for photos, videos, apps, or documents, you’ll find a model that suits your needs. And with Apple’s advanced file management, accessing and organising your data is simple.
iPhone 16 camera
The camera system on the iPhone 16 remains one of its strongest selling points. The 48 MP primary camera paired with a 12 MP ultra-wide lens captures stunning high-resolution images in any lighting condition. Enhanced Night Mode and 4K video recording ensure you’ll never miss a moment.
iPhone 16 battery
With a 3,561 mAh battery, the iPhone 16 offers impressive battery life that lasts through the day. Coupled with Apple’s optimisations in iOS 18, the device ensures efficient power consumption, making it ideal for heavy users.
iPhone 16 network connectivity
The iPhone 16 supports 5G, enabling ultra-fast download and upload speeds. Combined with Wi-Fi 7 and Bluetooth 5.3, you’ll experience seamless connectivity whether you’re streaming, gaming, or staying connected on the go.
iPhone 16 sensors
Apple has integrated an array of sensors in the iPhone 16, including Face ID, high-g accelerometer, high dynamic range gyroscope, proximity sensor, dual ambient light sensors, and barometer. These sensors enhance the user experience and improve the functionality of the apps you rely on daily.
iPhone 16 price list in India
| Storage | Price |
| 128GB | Rs. 79,900 |
| 256GB | Rs. 89,900 |
| 512GB | Rs. 1,09,900 |
How to buy iPhone 16 using Insta EMI Card
With the Bajaj Finserv Insta EMI Card, purchasing the iPhone 16 becomes incredibly simple and affordable. Whether online or offline, you can split the cost into easy monthly payments, possibly without any upfront down payment.
Online purchase
- Visit your preferred e-commerce site, like Amazon or Flipkart.
- Browse the available iPhone 16 models by storage capacity and colour. Add the iPhone 16 you desire to your cart.
- At checkout, select the Insta EMI Card as your preferred payment option.
- Enter your card details and choose a convenient EMI tenure (1-60 months).
- Complete your order and enjoy your new iPhone 16.
Offline purchase
- Visit a Bajaj Finserv partner store.
- Select your iPhone 16 in a colour and storage capacity of your preference.
- Inform the sales representative that you will be using your Insta EMI Card to pay.
- Provide your card details and select your preferred EMI tenure.
- If you’re making your purchase during the festive season, avail of the zero down payment offer to walk out with your iPhone 16 without paying anything upfront.
Benefits of using Insta EMI Card for buying iPhone 16
Here’s why the Bajaj Finserv Insta EMI Card is the perfect companion for your big-ticket shopping needs:
- Low Cost EMIs: Convert the full cost of your purchase into affordable monthly payments without straining your budget.
- No hidden charges: Enjoy transparent terms with no surprise fees.
- Pre-approved limit up to Rs. 3 lakh: Make multiple purchases across various partner stores and websites with a substantial pre-approved limit.
- Flexible repayment tenure: Choose a repayment tenure between 1 and 60 months, based on your financial comfort.
- Accepted at over 1.5 lakh stores and major e-commerce sites: The card is widely accepted, giving you the flexibility to shop from your favourite platforms.
- Zero down payment offers: Take advantage of special offers during festive seasons with zero down payment.
- No foreclosure charges: Repay your EMI in full whenever you wish without additional penalties.
- Boost your credit score: By making timely payments, you can enhance your creditworthiness.
Eligibility criteria for Insta EMI Card
To apply for the Bajaj Finserv Insta EMI Card, you must meet the following conditions:
- Indian national aged between 21 and 65 years.
- Have a regular source of income.
- Hold a credit score of 720 or above.
- Provide valid documentation, including PAN and Aadhaar card, address proof, and bank account details for e-mandate registration.
Check the documents required for the Insta EMI Card
How to apply for Insta EMI Card
Online
- Download the Bajaj Finserv App or visit the official website.
- Enter your mobile number and authenticate via OTP.
- Fill in the application form to discover your pre-approved credit limit.
- Complete your KYC verification using Aadhaar or DigiLocker.
- Pay the Rs. 599 joining fee and complete the e-mandate registration to activate your card.
Offline
- Go to a Bajaj Finserv partner store and seek the assistance of a store representative.
- Submit the necessary documents for verification.
- Upon approval, pay the one-time fee, and your card will be issued for immediate use.
The iPhone 16 is a dream device, and now it can be yours without worrying about the upfront cost. With the Bajaj Finserv Insta EMI Card, you can spread the payments over a convenient tenure and enjoy the flexibility and benefits it offers. Don’t miss out on this opportunity to upgrade your smartphone experience without the financial strain. Apply for the Insta EMI Card today and make your iPhone 16 EMI purchase affordably without a credit card.
Other available Apple iPhone models on EMI
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