Best Top Load Washing Machines under Rs. 20,000 on EMI in India 2024

Use the Insta EMI Card to buy the latest top load washing machines under Rs. 20,000 on No Cost EMI.
Best Top Load Washing Machines under Rs. 20,000 on EMI in India 2024
5 min read
09 February 2024

Acquiring a washing machine that strikes the right balance between functionality and affordability is a pursuit. With a plethora of options available, finding the best top load washing machine under Rs. 20,000 can be challenging.

Fortunately, with the advent of EMI options and innovative solutions like the Bajaj Finserv Insta EMI Card, purchasing high-priced items has become more manageable. Let's delve into a curated selection of top load washing machines under Rs. 20,000.

List of best top load washing machine under Rs. 20,000 on EMI in 2024

Here is a curated list of top-load washing machines under Rs. 20000 available on EMI:

Brand

Model

Capacity

Features

Price (Rs.)

Samsung

WA62M4100HY/TL

6.2 kg

Center Jet Technology, Powerful Filtration, Magic Filter

17,999

Whirlpool

Whitemagic Elite

7 kg

Hard Water Wash, Spa Wash System, ZPF Technology

16,990

LG

T7581NDDLG

6.5 kg

Smart Inverter Technology, Smart Diagnosis, Turbo Drum

19,490

Panasonic

NA-F62B5HRB

6.2 kg

Aqua Spin Rinse, Active Foam System, 3D Sensor Wash

18,000

Godrej

WT EON Audra 620 PDNMP

6.2 kg

Toughened Glass Lid, Acu Wash Drum, Eco Mode

17,499


How to buy the best top-load washing machine under Rs. 20,000 using Insta EMI Card

The Bajaj Finserv Insta EMI Card offers a hassle-free way to purchase high-priced items like washing machines on easy EMIs. Here is how you can avail of this facility:

  1. Choose your preferred washing machine: Browse through the list of top-rated top load washing machines and select the one that suits your requirements.
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment.
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process.
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences.
  5. Complete the purchase: Confirm the purchase, and the cost of the washing machine will be converted into easy monthly instalments.

By opting for the Insta EMI Card, you can enjoy the convenience of purchasing a top load washing machine without straining your finances.

Advantages of buying a top-load washing machine under Rs. 20,000 on EMI

Investing in a top load washing machine through the Bajaj Finserv Insta EMI Card comes with several advantages, making it an attractive option for purchasing home appliances.

Here are some of the most prominent ones:

  • Easy monthly payments: The Insta EMI Card helps you break down the cost of the washing machine into affordable monthly instalments. Choose from flexible EMI plans that suit your budget.
  • Zero down payment: The Insta EMI Card offers attractive zero down payment plans that let you purchase your preferred washing machine with no upfront payment. Experience the benefits of cutting-edge technology without any financial strain.
  • Exclusive offers and discounts: Avail exclusive discounts and offers on the top top load washing machines when using the Insta EMI Card. Make the most of special promotions and save on your purchase.
  • Convenient repayment plans: The Insta EMI Card offers convenient repayment tenures, ranging from 1 to 60 months. You can choose a repayment plan according to your convenience and financial goals.

Check the benefits & features of Insta EMI Card

Eligibility criteria for getting an Insta Emi Card for buying top load washing machines under Rs. 20,000

To enjoy the perks of the Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Meeting these criteria ensures a smooth application process and approval for the Insta EMI Card.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process, allowing you to enjoy the convenience of purchasing a top load washing machine on easy EMIs.

Here is a step-by-step application process of the Insta EMI Card:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Verification process: Bajaj Finserv will review your application and documents.
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.

Once you receive the Insta EMI Card, you can start enjoying the benefits of convenient shopping on easy EMIs.

Conclusion

In today's consumer market, finding the perfect washing machine that balances budget and functionality is a common challenge for Indian households. However, with the availability of EMI options and services like the Bajaj Finserv Insta EMI Card, purchasing the ideal top load washing machine under Rs. 20,000 has become more convenient.

With flexible repayment schemes and a diverse selection of models, you can now purchase quality appliances without financial strain.

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Disclaimer

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Frequently asked questions

Which is the best company for top load washing machines?

Several companies excel in top load washing machines, including Samsung, LG, Whirlpool, and GE. Your choice may depend on factors like budget, features, durability, and customer reviews.

Why is front load more expensive than top load?

Front load washing machines tend to be pricier due to advanced features, efficiency, and technology involved in their design. They offer better energy and water efficiency, gentler cleaning, and larger capacities, contributing to their higher cost.

What are the advantages of Top loading washing machines?

Top loading washing machines are often more affordable, require less bending to load and unload laundry, allow adding clothes mid-cycle, and typically have faster wash cycles compared to front load washers, catering to various user preferences and needs.

Which brand top load washing machine is best?

The best brand offering top load washing machine under Rs. 20,000 is generally considered to be Haier. The brand offers high energy efficiency and advanced features, making their top load washing machine the best within that price range.

Which is the best washing machine in India under Rs. 20,000?

Within the Rs. 20,000 budget, the Haier 8 kg 5-star fully automatic top load washing machine is often considered the best.

Which brand is famous for washing machines?

Some of the most famous brands for washing machines in India include IFB, Whirlpool, Samsung, LG, and Godrej, among others.

Which washing machine brand is long-lasting?

One of the longest lasting washing machine brands in India is LG, known for the durability of its build and its numerous features.

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