Best Washing Machines Under Rs. 20,000 on EMI

Use the Insta EMI Card to buy the best washing machines under 20,000 on No Cost EMI.
Best Washing Machines Under Rs. 20,000 on EMI
5 min read
12 February 2024

In today’s fast-paced lifestyle, a reliable washing machine is essential for efficient laundry management. If you are on a budget and looking for the best washing machines under Rs. 20,000, we have got you covered.

In this article, we will explore top-rated options that combine affordability with performance. Plus, we will guide you on how to seamlessly purchase the best washing machine below Rs. 20,000 using the Bajaj Finserv Insta EMI Card.

List of best washing machines under Rs. 20,000 on EMI in 2024

Here is a curated list of some of the best washing machines under Rs. 20,000 available on EMI:

Brand and model



Price (Rs.)

Samsung WA62M4100HY/TL

6.2 kg

Center Jet Technology, Powerful Filtration, Magic Filter


Whirlpool Whitemagic Elite

7 kg

Hard Water Wash, Spa Wash System, ZPF Technology



6.5 kg

Smart Inverter Technology, Smart Diagnosis, Turbo Drum


Panasonic NA-F62B5HRB

6.2 kg

Aqua Spin Rinse, Active Foam System, 3D Sensor Wash


Godrej WT EON Audra 620 PDNMP

6.2 kg

Toughened Glass Lid, Acu Wash Drum, Eco Mode



How to buy best washing machine under Rs. 20,000 using Insta EMI Card

The Bajaj Finserv Insta EMI Card offers a hassle-free way to purchase high-priced items like washing machines on easy EMIs. Here is how you can avail of this facility:

  1. Choose your preferred washing machine: Browse through the list of top-rated washing machines and select the one that suits your requirements.
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment.
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process.
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences.
  5. Complete the purchase: Confirm the purchase, and the cost of the washing machine will be converted into easy monthly instalments.

By opting for the Insta EMI Card, you can enjoy the convenience of purchasing a washing machine without straining your finances.

Advantages of buying the best washing machine under Rs. 20,000 on EMI

Investing in a washing machine through the Bajaj Finserv Insta EMI Card comes with several advantages, making it an attractive option for purchasing home appliances.

Here are some of the most prominent ones:

  • Easy monthly payments: The Insta EMI Card helps you break down the cost of the washing machine into affordable monthly instalments. Choose from flexible EMI plans that suit your budget.
  • Zero down payment: The Insta EMI Card offers attractive zero down payment plans that let you purchase your preferred washing machine with no upfront payment. Experience the benefits of cutting-edge technology without any financial strain.
  • Exclusive offers and discounts: Avail exclusive discounts and offers on the best washing machines when using the Insta EMI Card. Make the most of special promotions and save on your purchase.
  • Convenient repayment plans: The Insta EMI Card offers convenient repayment tenures, ranging from 1 to 60 months. You can choose a repayment plan according to your convenience and financial goals.

Check the benefits and features of Insta EMI Card

Eligibility criteria getting an Insta EMI Card for buying washing machine under Rs. 20,000

To enjoy the perks of the Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Meeting these criteria ensures a smooth application process and approval for the Insta EMI Card.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process, allowing you to enjoy the convenience of purchasing a washing machine on easy EMIs.

Here is a step-by-step application process of the Insta EMI Card:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Verification process: Bajaj Finserv will review your application and documents.
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.

Once you receive the Insta EMI Card, you can start enjoying the benefits of convenient shopping on easy EMIs.


Purchasing the best washing machines under Rs. 20,000 on EMI is now more convenient than ever, thanks to flexible payment options like the Bajaj Finserv Insta EMI Card.

By adhering to the eligibility criteria and following the application process, consumers can enjoy the convenience of affordable EMI purchases while bringing home high-quality appliances that enhance their lifestyle and convenience.

Other products and services on No Cost EMI

Croma Stores

Reliance Digital Store


BNPL (Buy Now, Pay Later)

Flight Bookings on EMI

Pos Full Form

Best Front Load Washing Machines Under 20,000

Best Washing Machines Under Rs. 10,000

Best Automatic Washing Machines Under Rs. 30,000

Best Top Load Washing Machines Under Rs. 15,000

Best Front Load Washing Machines Under Rs. 30,000

Best Top Load Washing Machines Under Rs. 20,000

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

Which brand of washing machine is best?

Haier is considered the best brand for washing machines under Rs. 20,000, offering advanced features and high-energy efficiency.

What are the top 5 washers?

The top five washers under Rs. 20,000 would include those from brands like Haier, Godrej, Samsung, Panasonic, and Whirlpool.

Which brands offer reliable washing machines under Rs. 20,000?

Reliable brands offering washing machines under the Rs. 20,000 price point include LG, Whirlpool, Samsung, Bosch, and IFB, among others.

How does warranty coverage vary among these machines?

While warranty coverage does vary, most brands offer a 2-year comprehensive warranty on the product and an extended warranty on the motor.

Which washing is best for home?

While the best washing machine for your home would depend on your specific needs and preferences, the Haier 8kg top load fully automatic washing machine is often considered the best for this price range.

Show More Show Less