Shop Best Washing Machine Under 20000 Budget with Insta EMI Card

Find top-rated washing machines under ₹20,000 from brands like LG, Samsung, Whirlpool, and more. Enjoy powerful cleaning, energy savings, and easy EMIs on your purchase.
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Best Washing Machines Under Rs. 20,000 on EMI
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5 min read
07 July 2025

Looking for washing machines under 20,000 budget? You're in luck—several trusted brands offer feature-rich models that deliver powerful cleaning without breaking the bank. Whether you need a top-load or front-load machine, options in this price range come equipped with essential features like multiple wash programs, energy-efficient operation, and durable build quality. Ideal for small to medium-sized households, these machines offer excellent performance at an affordable cost. You can easily shop for washing machines under 20,000 on EMI using the Bajaj Finserv Insta EMI Card, which allows you to convert your purchase into easy monthly instalments—making your upgrade convenient and budget-friendly. You might already be eligible – check your offers now by entering your mobile number and OTP.

Washing Machine Under 20000 Budget

Finding a washing machine under 20000 budget is easier than ever, with several models offering powerful features like quick wash, energy efficiency, and compact design. Ideal for individuals and small families, these machines deliver excellent cleaning performance at an affordable price. Whether you're looking for a semi-automatic or fully automatic model, there’s a wide range of options that fit your budget and laundry needs perfectly.

List of best washing machines under Rs. 20,000 on EMI in 2024

Discover the top washing machines under ₹20,000 on easy EMIs—featuring powerful wash technologies, tub dry, inverter motors, and energy efficiency—perfect for budget-conscious families seeking performance and durability.

Brand

Model

Price (INR)

Features

Capacity

Tub Dry

Samsung

WA70A4002GS/TL

Rs. 15,290

Diamond Drum, Center Jet, Eco Tub Clean

7 kg

Yes

Whirlpool

Magic Clean 7 kg Top‑Load

Rs. 14,990

12 Wash Programs, Express Wash, Auto Tub Clean

7 kg

Yes

Whirlpool

Royal 7.5 kg Top‑Load

Rs. 15,390

In-Built Heater, Hard Water Wash, Power Scrub

7.5 kg

Yes

LG

T75VBSF1Z

Rs. 18,990

Smart Inverter, TurboDrum, Auto Restart, Smart Diagnosis

7.5 kg

Yes

Panasonic

NA-F60LF1HRB

Rs. 13,390

Aquabeat Wash, One Touch Wash, Magic Filter

6 kg

Yes

LG

P7020N Semi-Automatic

Rs. 11,490

Lint Collector, Collar Scrubber, Wind Jet Dry

7 kg

Yes

IFB

TL-REW Aqua

Rs. 17,990

3D Wash, Aqua Energie, Triadic Pulsator

7 kg

Yes

Samsung

WA65A4002VS/TL

Rs. 13,790

Diamond Drum, Eco Tub Clean, Air Turbo Drying System

6.5 kg

Yes

Godrej

WTEON 650 AD 5.0 ROGR

Rs. 13,490

Turbo 6 Pulsator, Toughened Glass Lid, Acu Wash Drum

6.5 kg

Yes

Haier

HWM65-707NZP

Rs. 12,990

Oceanus Wave Drum, Magic Filter, Near Zero Pressure Technology

6.5 kg

Yes
Insta EMI Card
Insta EMI Card

How to buy best washing machine under Rs. 20,000 using Insta EMI Card

The Bajaj Finserv Insta EMI Card offers a hassle-free way to purchase high-priced items like washing machines under Rs. 20,000 on easy EMIs. Here is how you can avail of this facility:

  1. Choose your preferred washing machine: Browse through the list of top-rated washing machines and select the one that suits your requirements.
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment.
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process.
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences.
  5. Complete the purchase: Confirm the purchase, and the cost of the washing machine will be converted into easy monthly instalments.

By opting for the Insta EMI Card, you can enjoy the convenience of purchasing a washing machine without straining your finances.

Check Now: How to Use Bajaj EMI Card for Online Shopping

Advantages of buying the best washing machine under Rs. 20,000 on EMI

Investing in a washing machine through the Bajaj Finserv Insta EMI Card comes with several advantages, making it an attractive option for purchasing home appliances.

Here are some of the most prominent ones:

  • Easy monthly payments: The Insta EMI Card helps you break down the cost of your chosen washing machines under Rs. 20,000 into affordable monthly instalments. Choose from flexible EMI plans that suit your budget.
  • Zero down payment: The Insta EMI Card offers attractive zero down payment plans that let you purchase your preferred washing machine with no upfront payment. Experience the benefits of cutting-edge technology without any financial strain.
  • Exclusive offers and discounts: Avail exclusive discounts and offers on the best washing machines under Rs. 20,000 when using the Insta EMI Card. Make the most of special promotions and save on your purchase.
  • Convenient repayment plans: The Insta EMI Card offers convenient repayment tenures, ranging from 3 months to 60 months. You can choose a repayment plan according to your convenience and financial goals.

Check the benefits and features of Insta EMI Card

Eligibility criteria getting an Insta EMI Card for buying washing machine under Rs. 20,000

To enjoy the perks of the Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Meeting these criteria ensures a smooth application process and approval for the Insta EMI Card.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process, allowing you to enjoy the convenience of purchasing a washing machine from the list of best machines under Rs. 20,000 on easy EMIs.

Here is a step-by-step application process of the Insta EMI Card:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Verification process: Bajaj Finserv will review your application and documents.
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.

Once you receive the Insta EMI Card, you can start enjoying the benefits of convenient shopping on easy EMIs.

Conclusion

Purchasing the best washing machines under Rs. 20,000 on EMI is now more convenient than ever, thanks to flexible payment options like the Bajaj Finserv Insta EMI Card.

By adhering to the eligibility criteria and following the application process, consumers can enjoy the convenience of affordable EMI purchases while bringing home high-quality appliances that enhance their lifestyle and convenience.

Check your eligibility now by entering your mobile number and completing the quick verification process. You might already qualify for a pre-approved offer that can transform your shopping experience immediately.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which brand of washing machine is best?

Haier is considered the best brand for washing machines under Rs. 20,000, offering advanced features and high-energy efficiency.

What are the top 5 washers?

The top five washers under Rs. 20,000 would include those from brands like Haier, Godrej, Samsung, Panasonic, and Whirlpool.

Which brands offer reliable washing machines under Rs. 20,000?

Reliable brands offering washing machines under the Rs. 20,000 price point include LG, Whirlpool, Samsung, Bosch, and IFB, among others.

How does warranty coverage vary among these machines?

While warranty coverage does vary, most brands offer a 2-year comprehensive warranty on the product and an extended warranty on the motor.

Which washing is best for home?

While the best washing machine for your home would depend on your specific needs and preferences, the Haier 8kg top load fully automatic washing machine is often considered the best for this price range.

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