Best TVs Under Rs. 25,000 on EMI in India

TVs under Rs. 25,000 are known for giving you a big 43-inch 4K screen and smart features at a price that suits most Indian households. Families use them for IPL matches, Sunday films and children’s cartoons, while young professionals stream OTT shows after work. You get near-premium picture quality without spending premium money.

Here is why a TV in this budget makes sense:

• 4K is now affordable: Many 43-inch 4K QLED smart TVs now cost Rs. 18,000 to Rs. 25,000.
• All your apps in one place: Google TV models bring YouTube, Netflix, Prime Video and JioHotstar to one home screen.
• Trusted brands to choose from: Samsung, Xiaomi, Motorola and realme all sell TVs in this range.
• A good second TV: It suits a bedroom, a rented flat or your parents’ home.

You can pay the full price at once, or buy your TV on Easy EMIs with the Bajaj Finance Insta EMI Card. A Rs. 24,999 Xiaomi 4K TV, for example, costs about Rs. 1,042 a month over 24 months*.

*EMIs are indicative.

Before you choose your TV, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you start comparing models.

TVs in this price range now pack features that were once found only in costlier models. Here are the features you can expect, and what each one means for your viewing:

• 4K resolution: A 3840 x 2160 pixel screen shows four times the detail of Full HD, so text, faces and sports look sharper on a 43-inch screen.
• QLED panels: Quantum dot layers, as on the realme TechLife and Motorola EnvisionX, give richer, brighter colours than standard LED panels.
• Smart operating systems: Google TV, Tizen and Fire TV let you stream apps, cast from your phone and search with your voice.
• HDR support: Many models support HDR formats, which improve contrast in films and web series that use them.
• Voice remotes: You can search for a show or switch apps by speaking, which helps older family members.
• Multiple ports: HDMI and USB ports let you connect a set-top box, gaming console or soundbar.

→ Pro tip: Check the TV’s peak brightness and HDR formats on the product page. Two 4K QLED TVs at the same price can look very different in a bright living room.

Buyers in this budget want the most TV for their money, but their priorities differ. Here is what different households usually look for:

• Families who watch cricket: A 43-inch or larger screen with smooth motion, so fast balls and boundaries are easy to follow.
• OTT bingers: A smart platform with all major apps, plus HDR support for Netflix and Prime Video originals.
• Parents buying for children: Simple menus, parental controls and a durable remote.
• Renters and students: A light, wall-mountable TV that is easy to move when changing flats.
• Gamers on a budget: HDMI ports and a low-latency game mode for consoles.
• Buyers in smaller towns: A brand with a strong service network in their city.

→ Key takeaway: If you sit about 6 to 8 feet from the screen, a 43-inch 4K TV is the sweet spot in this budget. Choose Full HD only if brand service matters more to you than resolution.

You can pay the full price of your TV at once. You can also pay with the Bajaj Finance Insta EMI Card and spread the cost across 3 to 60 months. Either way, you choose what suits your monthly budget.

Easy EMIs help most around big events, such as the IPL season or Diwali, when you want a new TV quickly. You pay a small fixed amount each month and keep your savings free for other needs.

→ Real-world example: The Sharma family in Indore wanted a bigger screen to watch the IPL together. They bought the realme TechLife 43-inch 4K QLED Google TV for Rs. 21,799 and chose 24 months. They pay about Rs. 908 a month*.

*EMIs are indicative.

The Sharmas could have chosen a different tenure. The table below shows how their Rs. 21,799 TV works out across repayment tenures:

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card. You can use it to buy a TV online or at partner stores and repay in fixed monthly amounts.

The card suits planned purchases, such as a new TV before a cricket season or festival. Here are its key features:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred TV easily and affordably.

*Inclusive of applicable taxes.

A TV is something the whole family uses every day, so it is worth choosing well. Here is how Easy EMIs help:

• Get 4K for a small extra amount: Choosing the Rs. 24,999 Xiaomi F Series 4K over the Rs. 21,999 Xiaomi A Series Full HD adds only about Rs. 125 a month over 24 months*.
• Buy before the big match: You do not need to wait for your salary to get a TV before the IPL or a festival.
• No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can pay in EMIs without one.
• Zero down payment on select products: During festive season offers, eligible TVs can go home with nothing paid upfront.
• Add a soundbar to the same bill: Club a soundbar or wall mount with your TV and repay the total monthly.

*EMIs are indicative.

→ Verdict: For most families, a 43-inch 4K QLED Google TV under Rs. 25,000 on Easy EMIs offers the best mix of picture quality, apps and monthly cost.

You can apply for the Bajaj Finance Insta EMI Card online with your PAN, Aadhaar and registered mobile number. Follow these steps before you buy your TV:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Insta EMI Card at a partner store or online. Follow the steps below for the way you prefer to shop.

At a partner store

Paying at a partner store takes under 5 minutes. Follow these steps at the billing counter:

1. Choose the TV you want to buy at the partner store.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is approved, and the partner store arranges delivery.

Online on Amazon or Flipkart

You can also buy your TV on Amazon or Flipkart. Follow these steps at checkout:

1. Add the TV to your cart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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