Buy Top-Rated Tote Bags on EMI Without a Credit Card

Use the Insta EMI Card to buy the top-rated tote bags on easy EMI and elevate your fashion quotient without any financial strain.
Buy Top-Rated Tote Bags on EMI Without a Credit Card
5 min read
31 January 2024

Tote bags have become an indispensable accessory for many, combining practicality with style. Whether it is for work, travel, or casual outings, a good tote bag serves multiple purposes. However, finding the perfect tote bag that aligns with your style and budget can sometimes be challenging.

Thankfully, with the availability of EMI options, even designer tote bags are now more accessible to a wider audience. In India, the Bajaj Finserv Insta EMI Card has revolutionised the way people make high-ticket purchases, including tote bags, by offering flexible payment options.

Buy top 10 tote bags for women under 1000 using Insta EMI Card

Here is a curated list of some of the best tote bags under 1000 that you can purchase using the Insta EMI Card:

  • Canvas tote bags: Durable and versatile, canvas tote bags are perfect for everyday use. Brands like Baggit and Lavie offer trendy canvas tote bags that are both functional and stylish.
  • Jute tote bags: Environmentally friendly and chic, jute tote bags are gaining popularity among eco-conscious consumers. Look out for brands like Fabindia and The Souled Store for affordable yet fashionable jute tote bags.
  • Printed tote bags: Add a pop of colour to your ensemble with printed tote bags. From floral motifs to quirky patterns, brands like Chumbak and DailyObjects offer a wide range of printed tote bags under Rs. 1,000.
  • Minimalist tote bags: For those who prefer a more understated look, minimalist tote bags are the way to go. Check out brands like H&M and Zara for sleek and elegant tote bags that will not break the bank.

How to buy best tote bags under 1000 on EMI using Insta EMI Card

The Bajaj Finserv Insta EMI Card provides a hassle-free way to purchase tote bags and other high-ticket items on easy EMIs. Here is how you can make the most of this facility:

  1. Choose your preferred tote bag: Browse through the list of top-rated tote bags and select the one that suits your requirements
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences
  5. Complete the purchase: Confirm the purchase, and the cost of the tote bag will be converted into easy monthly instalments

Benefits of buying tote bags under 1000 using Insta EMI Card

Purchasing tote bags on EMI offers several benefits, especially when using the Bajaj Finserv Insta EMI Card:

  • Affordability: EMI options make high-ticket purchases more affordable by spreading the cost over several months.
  • Convenience: With easy EMI plans, you can enjoy the convenience of owning a designer tote bag without straining your finances.
  • Flexibility: The Insta EMI Card offers flexible repayment tenures, allowing you to choose a plan that fits your budget and lifestyle.
  • Zero down payment: Unlike traditional financing options, the Insta EMI Card requires zero down payment, making it accessible to a wider audience.

Eligibility criteria for getting the Insta EMI Card for buying tote bags

To avail of the Bajaj Finserv Insta EMI Card and start shopping for tote bags and other lifestyle essentials, you need to meet the following eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

How to apply for the Bajaj Finserv Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card is quick and hassle-free. Follow these simple steps to get started:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website
  2. Fill in the online application form: Complete the online application form with accurate details
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof
  4. Verification process: Bajaj Finserv will review your application and documents
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address


Purchasing tote bags under 1000 on EMI has never been easier, thanks to the Bajaj Finserv Insta EMI Card. With a wide range of options available and flexible repayment plans, you can elevate your style without breaking the bank. So why wait? Apply for the Insta EMI Card today and indulge in affordable fashion.

Other Products & Services on No Cost EMI
Croma Stores Reliance Digital Store Easy EMI Card
BNPL (Buy Now, Pay Later) Flight Bookings on EMI Godrej Products List
Sangeetha Mobiles Poorvika Mobiles What is EMI & How It Works
Zero Down Payment What is EMI Tote Bags under 500


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

Is tote bag good for college students?

Tote bags are excellent for college students due to their versatility and practicality. College life often involves carrying books, notebooks, laptops, and other essentials, and tote bags provide ample space to accommodate these items. Additionally, tote bags come in various designs, colors, and materials, allowing students to express their personal style while staying organized. Since many tote bags are affordable and can be purchased under 1000 rupees with EMI options like the Bajaj Finserv Insta EMI Card, they offer an accessible and stylish solution for students on a budget. With the ability to carry everything from textbooks to gym clothes, tote bags serve as indispensable companions for college-goers, making them a practical and fashionable choice.