Explore Best Tote Bags under Rs. 500 and Shop Handbags on EMI

Explore stylish tote bags under ₹500 with trendy designs and durable quality. Shop online using the Insta EMI Card for easy EMIs, zero down payment, and flexible plans.
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Explore Best Tote Bags under Rs. 500 and Shop Handbags on EMI
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5 min read
10 Sept 2025

Tote bags have transcended mere utility to become a staple accessory in the wardrobes of individuals across India. Offering a blend of functionality and fashion, these versatile bags accompany us on everyday journeys, from work commutes to weekend outings. However, finding a tote bag that combines quality craftsmanship with affordability can often pose a challenge.

In this article, we delve into the realm of fashion accessibility, exploring the best tote bags under Rs. 500 available on EMI, and how payment methods like the Bajaj Finserv Insta EMI Card make high-fashion more attainable than ever before.

Buy top 10 tote bags under Rs. 500 for women using Insta EMI Card

Here is a curated list of some of the best tote bags under Rs. 500 that you can purchase using the Insta EMI Card:

Rank

Brand

Product Name

Price (₹)

Discount / Offer (Myntra)

1

EcoRight

Shopper Cotton Tote Bag

499

50% OFF

2

Puma

PHASE Packable Tote Bag

429

57% OFF

3

Sutliyan

Women Shopper Tote Bag

499

80% OFF

4

the sack co

Printed Shopper Tote Bag

299

50% OFF

5

Anouk

Geometric Shopper Tote Bag

499

75% OFF

6

EcoRight

Women Handbags (Panda Print)

449

55% OFF

7

DressBerry

Printed Structured Tote Bag

439

56% OFF

8

EcoRight

Oversized Shopper Tote Bag

499

50% OFF

9

Textile and Beyond

Textured Cotton Tote Bag

499

72% OFF

10

TSANTA

Shopper Tote Bag with Cut Work

399

60% OFF
Business Loan
Insta EMI Card

How to buy the best tote bags under Rs. 500 on EMI using Insta EMI Card

The Bajaj Finserv Insta EMI Card provides a hassle-free way to purchase tote bags and other high-ticket items on easy EMIs.

Here is how you can make the most of this facility:

  1. Choose your preferred tote bag: Browse through the list of top-rated tote bags and select the one that suits your requirements
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences
  5. Complete the purchase: Confirm the purchase, and the cost of the tote bag will be converted into easy monthly instalments

Check Also: How Does Bajaj Finserv Insta EMI Card Works

Benefits of buying tote bags under Rs. 500 using Insta EMI Card

Purchasing tote bags on EMI offers several benefits, especially when using the Bajaj Finserv Insta EMI Card. Some of the most prominent benefits are:

  • Affordability: EMI options make high-ticket purchases more affordable by spreading the cost over several months.
  • Convenience: With easy EMI plans, you can enjoy the convenience of owning a designer tote bag without straining your finances.
  • Flexibility: The Insta EMI Card offers flexible repayment tenures, allowing you to choose a plan that fits your budget and lifestyle.
  • Zero down payment: Unlike traditional financing options, the Insta EMI Card requires zero down payment, making it accessible to a wider audience.

Check Also: Check the benefits & features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card for buying tote bags

To avail of the Bajaj Finserv Insta EMI Card and start shopping for tote bags and other lifestyle essentials, you need to meet the following eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Check Also: Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card is quick and hassle-free. Follow these simple steps to get started:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website
  2. Fill in the online application form: Complete the online application form with accurate details
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof
  4. Verification process: Bajaj Finserv will review your application and documents
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address

Check Also: How to Apply for Insta EMI Card Online

Conclusion

Owning a trendy tote bag is now within reach, thanks to the convenient EMI options offered by platforms like the Insta EMI Card. With a plethora of styles to choose from and flexible payment plans, you can elevate your fashion game without exceeding your budget. So why wait? Get ready to shop till you drop with the best tote bags on EMI.

Products and services offered on Bajaj Finserv Insta EMI Card

Croma Stores

Reliance Digital Store

Cancelled Cheque

BNPL (Buy Now, Pay Later)

Flight Bookings on EMI

POS Full Form

Sangeetha Mobiles

Poorvika Mobiles

No Cost EMI

Handbags under 5000 on EMI

Advantages of Online Shopping

Handbags under 10000 on EMI

Handbags for Women Under 200

EMI Full Form

Best Handbags Under 1000

 

Related Terms for EMI Card

BNPL

POS full form

What is EMI?

Flight booking on EMI

Amazon Pay Later

Flipkart Pay Later

 

List of Biggest Upcoming Sale

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Is tote bag good for college students?

Tote bags are excellent for college students due to their versatility and practicality. College life often involves carrying books, notebooks, laptops, and other essentials, and tote bags provide ample space to accommodate these items. Additionally, tote bags come in various designs, colors, and materials, allowing students to express their personal style while staying organized. Since many tote bags are affordable and can be purchased under 1000 rupees with EMI options like the Bajaj Finserv Insta EMI Card, they offer an accessible and stylish solution for students on a budget. With the ability to carry everything from textbooks to gym clothes, tote bags serve as indispensable companions for college-goers, making them a practical and fashionable choice.