Explore Best Tote Bags under Rs. 500 and Shop Handbags on EMI

Buy the best tote bags with the Insta EMI Card on No Cost EMI.
Explore Best Tote Bags under Rs. 500 and Shop Handbags on EMI
5 min read
31 January 2024

Tote bags have transcended mere utility to become a staple accessory in the wardrobes of individuals across India. Offering a blend of functionality and fashion, these versatile bags accompany us on everyday journeys, from work commutes to weekend outings. However, finding a tote bag that combines quality craftsmanship with affordability can often pose a challenge.

In this article, we delve into the realm of fashion accessibility, exploring the best tote bags under Rs. 500 available on EMI, and how payment methods like the Bajaj Finserv Insta EMI Card make high-fashion more attainable than ever before.

Buy top 10 tote bags under Rs. 500 for women using Insta EMI Card

Here is a curated list of some of the best tote bags under Rs. 500 that you can purchase using the Insta EMI Card:

Tote bag type


Canvas tote bags

Durable and versatile, canvas tote bags are a popular choice among fashion enthusiasts. Many online platforms offer a wide range of canvas tote bags under Rs. 500, featuring trendy designs and spacious compartments to accommodate your belongings.

Jute tote bags

For those who prefer eco-friendly options, jute tote bags are an excellent choice. These bags are not only sustainable but also stylish, adding a touch of elegance to your ensemble. With various designs available, you can find a jute tote bag under Rs. 500 that suits your taste and preferences.

Printed tote bags

Add a pop of colour and personality to your outfit with printed tote bags. From floral patterns to geometric designs, the options are endless. Many online retailers offer printed tote bags under Rs. 500, allowing you to express your unique sense of style without overspending.

Basic tote bags

Sometimes, simplicity is the key. Basic tote bags in solid colours such as black, navy, or beige are timeless classics that never go out of style. You can easily find affordable basic tote bags under Rs. 500 that are perfect for everyday use.

Sequin tote bags

Elevate your evening look with sparkling sequin tote bags. These glamorous bags are perfect for parties and events. Despite their luxurious appearance, you can find sequin tote bags under Rs. 500 that add a touch of glitz to your outfit without breaking the bank.

Embroidered tote bags

For those who appreciate intricate details, embroidered tote bags are a stunning choice. With beautiful patterns and intricate designs skilfully embroidered on the fabric, these bags offer a touch of elegance and sophistication, while still being affordable under Rs. 500.

Faux leather tote bags

If you're looking for a chic and sophisticated option, faux leather tote bags are an excellent choice. These bags have a luxurious appearance without the high price tag. Many online retailers offer faux leather tote bags under Rs. 500, providing a stylish and durable option for everyday use.

Neon tote bags

Stand out from the crowd with vibrant neon tote bags. These eye-catching bags come in a range of bold and bright colours, adding a pop of energy to your outfit. Despite their eye-catching appeal, you can find neon tote bags under Rs. 500 that are both fashionable and affordable.

Tassel tote bags

Add a playful and whimsical touch to your outfit with tassel tote bags. These bags feature tassels adorning the design, creating a fun and festive look. Surprisingly, you can find tassel tote bags under Rs. 500, making them an affordable and trendy accessory.

Woven tote bags

For a bohemian and rustic vibe, woven tote bags are an excellent choice. These bags, crafted from woven materials like straw or raffia, offer a natural and earthy aesthetic. Many online platforms offer woven tote bags under Rs. 500, allowing you to embrace the boho-chic trend without overspending.


How to buy the best tote bags under Rs. 500 on EMI using Insta EMI Card

The Bajaj Finserv Insta EMI Card provides a hassle-free way to purchase tote bags and other high-ticket items on easy EMIs.

Here is how you can make the most of this facility:

  1. Choose your preferred tote bag: Browse through the list of top-rated tote bags and select the one that suits your requirements
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences
  5. Complete the purchase: Confirm the purchase, and the cost of the tote bag will be converted into easy monthly instalments

Benefits of buying tote bags under Rs. 500 using Insta EMI Card

Purchasing tote bags on EMI offers several benefits, especially when using the Bajaj Finserv Insta EMI Card. Some of the most prominent benefits are:

  • Affordability: EMI options make high-ticket purchases more affordable by spreading the cost over several months.
  • Convenience: With easy EMI plans, you can enjoy the convenience of owning a designer tote bag without straining your finances.
  • Flexibility: The Insta EMI Card offers flexible repayment tenures, allowing you to choose a plan that fits your budget and lifestyle.
  • Zero down payment: Unlike traditional financing options, the Insta EMI Card requires zero down payment, making it accessible to a wider audience.

Eligibility criteria for getting the Insta EMI Card for buying tote bags

To avail of the Bajaj Finserv Insta EMI Card and start shopping for tote bags and other lifestyle essentials, you need to meet the following eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

How to apply for the Bajaj Finserv Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card is quick and hassle-free. Follow these simple steps to get started:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website
  2. Fill in the online application form: Complete the online application form with accurate details
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof
  4. Verification process: Bajaj Finserv will review your application and documents
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address


Owning a trendy tote bag is now within reach, thanks to the convenient EMI options offered by platforms like the Insta EMI Card. With a plethora of styles to choose from and flexible payment plans, you can elevate your fashion game without exceeding your budget. So why wait? Get ready to shop till you drop with the best tote bags on EMI.

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Tote Bags under 1000

 Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

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Frequently asked questions

Is tote bag good for college students?

Tote bags are excellent for college students due to their versatility and practicality. College life often involves carrying books, notebooks, laptops, and other essentials, and tote bags provide ample space to accommodate these items. Additionally, tote bags come in various designs, colors, and materials, allowing students to express their personal style while staying organized. Since many tote bags are affordable and can be purchased under 1000 rupees with EMI options like the Bajaj Finserv Insta EMI Card, they offer an accessible and stylish solution for students on a budget. With the ability to carry everything from textbooks to gym clothes, tote bags serve as indispensable companions for college-goers, making them a practical and fashionable choice.