Top Branded Handbags Under 5000 on EMI: Making Fashion Affordable

Use the Insta EMI Card to buy the best branded handbags on No Cost EMI.
Top Branded Handbags Under 5000 on EMI: Making Fashion Affordable
5 min read
15 July 2025

In the world of fashion, handbags stand as a quintessential accessory, not just for functionality but also for style and statement.

However, finding the perfect handbag that meets both your style needs and budget constraints can often be a daunting task. With the rising popularity of EMI options, acquiring high-quality handbags has become more accessible than ever.

In this article, we explore the best handbags under Rs. 5,000 available on EMI, specifically focusing on the convenience offered by the Bajaj Finserv Insta EMI Card in India.

Overview about handbags under Rs. 5,000

If you're looking for stylish and budget-friendly handbags, there are plenty of great options available for under Rs. 5,000. Whether you need a practical tote for everyday use, a sleek clutch for special occasions, or a trendy sling bag, you’ll find a wide range of choices to suit your taste and needs. Many well-known brands now offer quality materials, smart designs, and lasting durability without a hefty price tag. This price range also gives you access to seasonal collections and fashionable colours, making it easier to stay in style without overspending.

List of top-rated handbags under Rs. 5,000 for women

Looking for stylish yet affordable handbags that won’t break the bank? Here’s a handpicked list of top-rated handbags under Rs. 5,000 — perfect for everyday use, office, or outings. These options combine fashion, functionality, and great customer feedback.

 

Handbag

Discounted price

Original price

Discount

Berrylush Women's Two-Handles Zipper-Up Tote Bag

Rs. 1,352

Rs. 4,099

67% off

Allen Solly Women's Textured Hobo Bag

Rs. 1,539

Rs. 1,539

No Offers

Women's Puma Shoulder Bag

Rs. 769

Rs. 1,499

49% off

Berrylush Women's Denice Large Tote Bag

Rs. 1,451

Rs. 4,399

67% off

DailyObjects March Crossbody Bag

Rs. 1,799

Rs. 1,799

No Offers

Allen Solly Women's Handbag

Rs. 2,364

Rs. 4,299

45% off

Miraggio Irene Soft-Gathered Shoulder Bag

Rs. 1,539

Rs. 1,539

No Offers

Mango Shoulder Bag

Rs. 1,895

Rs. 3,790

50% off

H&M Ladies Shoulder Bag

Rs. 599

Rs. 1,129

46% off

MIRAGGIO Sierra Beige Top Handle Handbag

Rs. 3,299

Rs. 4,999

34% off

Each handbag in this list stands out for its premium look, affordable pricing, and positive customer reviews. Whether you're going for a classic tote, a modern shoulder bag, or a trendy crossbody, these selections are designed to offer utility without compromising on style. With the Insta EMI Card, you can purchase them affordably without hurting your monthly budget. Check your offers now by entering your mobile number and verifying it with an OTP.

 

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How to buy handbags under Rs. 5,000 on EMI using the Insta EMI Card

The Bajaj Finserv Insta EMI Card brings along a new way of how people shop for high-priced items like handbags.

With this card, you can convert your purchases into easy EMIs, making luxury fashion more affordable than ever.

Purchasing handbags under Rs. 5000 on EMI using the Insta EMI Card is a straightforward process. Here is how you can make your purchase:

  1. Select your desired handbag from an online/offline retailer offering EMI options

  2. Proceed to checkout and choose the EMI payment option

  3. Select Bajaj Finserv Insta EMI Card as your preferred payment method

  4. Choose the EMI plan that suits your budget and repayment preferences

  5. Complete the transaction, and take home your preferred branded handbag

Advantages of buying handbags under Rs. 5,000 with the Insta EMI Card

Purchasing handbags on the Insta EMI Card offers several advantages. Some of the most prominent ones of these are:

  • Affordability: By spreading the cost of your handbag over easy EMIs, you can manage your finances more efficiently.

  • No down payment: Unlike traditional financing options, the Insta EMI Card requires no down payment, making it easier to own the handbag of your dreams.

  • Flexible repayment tenure: You can choose from various repayment tenures, allowing you to customise your EMI plan according to your preference.

  • Instant approval: The Insta EMI Card offers instant approval, ensuring a seamless shopping experience without any hassle.

Check the documents required for the Insta EMI Card

Eligibility criteria for buying handbags under Rs. 5,000 on easy EMIs

To enjoy the perks of the Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.

  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.

  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.

  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Enter your mobile number and verify it with an OTP to check your offers and know your pre-qualified card loan offer amount.

Check the benefits and features of Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process, allowing you to enjoy the convenience of purchasing the latest handbags on easy EMIs.

Here is a step-by-step application process of the Insta EMI Card:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.

  2. Fill in the online application form: Complete the online application form with accurate details.

  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.

  4. Verification process: Bajaj Finserv will review your application and documents.

  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.

Conclusion

Acquiring the best handbags under Rs. 5000 on EMI using the Bajaj Finserv Insta EMI Card offers a convenient and affordable solution for fashion enthusiasts across India.

With a plethora of options available and flexible repayment plans, individuals can indulge in their favorite handbag styles without compromising on their budget.List of biggest upcoming sales in 2025

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Frequently asked questions

What are the best handbag brands under Rs. 5,000 in India?

Baggit, Lavie, Caprese, Lino Perros, and Accessorize are popular handbag brands offering stylish and affordable options under Rs. 5,000 in India. These brands focus on quality and trendy designs.

Can I get premium-looking handbags under Rs. 5,000?

Yes, many brands like Caprese and Lavie offer premium-looking handbags under Rs. 5,000 with elegant designs, quality materials like faux leather, and modern styles suited for various occasions. Looking to extend your shopping budget without hurting your finances? Consider opting for the Bajaj Finserv Insta EMI Card that lets you purchase premium handbags and more on EMIs. You might already be eligible – check your offers now by entering your mobile number and OTP.

Where can I buy handbags under Rs. 5,000 online?

You can buy handbags under Rs. 5,000 from popular e-commerce platforms like Myntra, Amazon, Flipkart, and brand websites such as Caprese and Lavie, which offer a wide selection with reliable delivery

Which types of handbags are available under Rs. 5,000?

Under Rs. 5,000, you can find totes, shoulder bags, sling bags, satchels, backpacks, and clutches. Brands cater to casual, office, and party needs with versatile styles and sizes.

Are branded handbags under Rs. 5,000 durable?

Branded handbags under Rs. 5,000 are generally durable, especially from reputed brands like Baggit and Lavie that use synthetic or faux leather and focus on sturdy construction for everyday use.

Can I get office handbags under Rs. 5,000?

Yes, brands like Lavie, Caprese, and Baggit offer office-appropriate handbags under Rs. 5,000. They include structured totes, satchels, and shoulder bags combining style with functionality.

Which handbag is best under Rs. 5,000 for college students?

For college students, lightweight, spacious sling bags or backpacks from brands like Esbeda and Lavie under Rs. 5,000 are ideal. They offer trendy, practical designs for daily use.

Are there vegan or cruelty-free handbags under Rs. 5,000?

Yes, brands such as Baggit focus on cruelty-free and vegan materials like synthetic leather and fabric, offering fashionable handbags under Rs. 5,000 that are ethical and affordable.

What should I look for when buying handbags under Rs. 5,000?

Look for quality materials (faux leather or durable fabric), sturdy hardware, good stitching, functional compartments, comfort in carrying, style that suits your needs, and reliable brand reputation.

Do handbags under Rs. 5,000 come with a warranty?

Warranty policies vary by brand and seller. Some reputed brands like Baggit and Caprese offer limited warranties or quality guarantees on handbags under Rs. 5,000, but confirm details before purchase.