Buy the Best Handbags for Women under Rs. 200 on EMI

Use the Insta EMI Card to buy the top-rated handbags for women and elevate your fashion quotient.
Buy the Best Handbags for Women under Rs. 200 on EMI
5 min read
25 January 2024

In the vibrant world of fashion, a stylish handbag is more than just an accessory; it is a statement piece that reflects one's personality and taste. However, finding the perfect handbag that suits both your style and budget can sometimes be challenging.

But fear not, as we have curated a list of the top 10 best handbags for women under Rs. 200 in 2024. What is more, we will show you how to effortlessly make these fashionable additions to your wardrobe using the Bajaj Finserv Insta EMI Card, ensuring that style is accessible to all.

Buy the top 10 best handbags for women under Rs. 200 using Insta EMI Card

The Bajaj Finserv Insta EMI Card is your ticket to seamless and affordable shopping, especially when it comes to updating your handbag collection. Offering convenient and flexible EMI options, this card enables you to splurge on the latest fashion trends without burning a hole in your pocket.

With a credit limit of up to Rs. 3 lakh, you can easily choose the handbag that complements your style, all while enjoying the ease of paying in manageable installments.

Buy the best handbags for women under Rs. 200 on No Cost EMI

Bag type


Stylish tote bag

A spacious and trendy tote bag perfect for carrying your essentials, whether you are heading to the office or on a casual day out.

Chic crossbody bag

This crossbody bag combines style with functionality, making it an ideal companion for those who prefer a hands-free approach to their daily activities.

Classic shoulder bag

A timeless shoulder bag that effortlessly transitions from day to night, offering both elegance and practicality.

Quirky sling bag

Embrace your playful side with a quirky sling bag, adding a pop of colour and fun to your ensemble.

Compact clutch

Perfect for evening events, this compact clutch is a sophisticated choice that can hold your essentials with style.

Bohemian backpack

For the free-spirited fashionista, a bohemian backpack that blends style and comfort for your on-the-go lifestyle.

Elegant handheld bag

Elevate your look with an elegant handheld bag that exudes sophistication, making it an ideal accessory for formal occasions.

Casual canvas bag

A durable and casual canvas bag, perfect for your everyday activities, providing both style and practicality.

Trendy holographic clutch

Stay on-trend with a holographic clutch that adds a futuristic and stylish touch to your outfit.

Quilted fashion bag

A quilted fashion bag that combines luxury and affordability, making it a must-have accessory for fashion-forward individuals.

How to buy the best handbags for women using Insta EMI Card

Purchasing your dream handbag with the Bajaj Finserv Insta EMI Card is a straightforward process. Follow these simple steps:

  1. Choose your preferred handbag: Browse through a wide range of handbags and select the one that suits your requirements.
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment.
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process.
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences.
  5. Complete the purchase: Confirm the purchase, and the cost of the handbag will be converted into easy monthly instalments.

Benefits of buying women’s handbags under Rs. 200 using Insta EMI Card

  • Affordable EMI options: Enjoy the flexibility of paying for your handbag in No Cost EMIs, making high-end fashion accessible to everyone.
  • Instant approval: With the Bajaj Finserv Insta EMI Card, you can enjoy instant approval, allowing you to take home your favourite handbag without any delays.
  • Wide range of partner stores: The Insta EMI Card is widely accepted at partner stores, giving you the freedom to choose from a diverse range of handbags and brands.
  • Flexible tenure: Choose a repayment tenure that suits your financial comfort, ranging from 1 to 60 months.
  • Zero down payment: Experience the joy of shopping with no down payment, ensuring that you do not have to compromise on the handbag of your dreams.

Eligibility criteria to get Insta EMI Card for buying women’s handbags

To make your handbag shopping experience even more delightful, ensure you meet the following eligibility criteria for the Bajaj Finserv Insta EMI Card:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

How to apply for the Bajaj Finserv Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card is a breeze. Follow these simple steps:

  1. Fill in the online application form: Complete the online application form with accurate details.
  2. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  3. Verification process: Bajaj Finserv will review your application and documents.
  4. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.


Revamping your handbag collection with stylish and affordable options is now within reach, thanks to the Bajaj Finserv Insta EMI Card. With the top 10 handbags for women under Rs. 200 and the convenience of easy EMIs, you can stay on-trend without compromising your budget.

So, go ahead, indulge in fashion, and make a style statement that reflects your unique personality.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

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Frequently Asked Questions

Which handbag is good for Travelling?

For travel enthusiasts, a backpack or a travel-friendly duffle bag is an excellent choice. The sporty duffle bag, specifically designed for on-the-go lifestyles, is a great option for various reasons. Its casual and athletic design makes it suitable for different travel environments, from weekend getaways to gym sessions. These bags often come with multiple compartments for efficient organization and are crafted from durable materials, ensuring longevity and resilience during travel.

Which is the best handbag brand under Rs. 500 in India?

In the budget-friendly segment of under Rs. 500, brands like DIXON, Fargo, and Taha Mark have made a mark. They offer a blend of style and durability that doesn’t compromise on affordability.

Which brand is best for handbags?

The “best” brand for handbags can be subjective and depends on individual tastes and budgets. That said, brands like Coach, Marc Jacobs, Gucci, Prada, and Saint Laurent are globally renowned for their superior quality and exquisite designs.

Which quality is best for bags?

The hallmark of a high-quality bag lies in its material, craftsmanship, and design. Bags made from durable materials like genuine leather or high-grade synthetics, crafted with attention to detail, and featuring timeless designs are often considered top-notch. Sustainability is also a key factor in determining quality.

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Following the latest directive from the Reserve Bank of India, Bajaj Finance Limited shall resume sanction and disbursals under it’s online loans products “Ecom” and “Insta EMI Card” in the next 7 days. However you can walk-in to any of our offline partner stores and get your product financed and EMI Card purchased.

Please note: Your existing card shall be operational for usage after 7 days.