Advantages and Disadvantages of Online Shopping

Weigh the advantages and disadvantages of shopping online: Convenience, wider selection and deals vs. security concerns and lack of physical interaction.
Advantages and Disadvantages of Online Shopping
3 min
14 May 2025

Online shopping has taken the world by storm, revolutionising the way we purchase goods and services. With just a few clicks, you can browse a wide range of products from the comfort of your home. But, like any other trend, there are advantages and disadvantages for online shopping.

Planning to upgrade your shopping experience with flexible payment options? Check your eligibility for the Bajaj Finserv Insta EMI Card today. You may already be eligible, find out by entering your mobile number and OTP.

What is online shopping?

Online shopping is a form of electronic commerce or e-commerce. It allows consumers to directly purchase goods or services from a seller over the internet. Online shopping involves browsing an online store, selecting products, and adding them to a virtual shopping cart. These items can then be checked out by paying for them digitally with credit/ debit cards, digital wallets, or UPI.

While online shopping offers numerous benefits, it also has its drawbacks. However, with the right precautions, you can enjoy a convenient and hassle-free shopping experience.

Advantages of online shopping

  • Convenience: Foremost among the advantages of online shopping is that it’s available 24/7 from the comfort of your home or office. You can avoid travelling, the hassle of crowded stores, and long checkout lines. It’s a convenient and time-saving shopping method.
  • Wider range of products: Online stores offer a wider range of products than physical stores as there are no storage/ warehousing constraints. You can find almost anything you need, from electronics to groceries.
  • Price comparison: Online shopping allows you to compare prices from different sellers. This can help you get the best deal for your money.
  • Reviews and ratings: Online shoppers can read reviews and ratings from other customers before making a purchase. This can help you make informed decisions.
  • No pressure shopping: Online shopping eliminates the pressure of salespeople. You can take your time to research and make the best choice.

Looking to make your online shopping more affordable with easy instalments? Check your offers for a Bajaj Finserv Insta EMI Card now. You may already be eligible, find out by entering your mobile number and OTP.

Disadvantages of online shopping

  • Impersonal shopping experience: Online shopping can often feel impersonal and lacks the personal touch that you get when shopping in a physical store. You miss out on the social interaction, the experience of touching and feeling the product, and the personalised advice that a salesperson can provide.
  • Shipping costs and delays: While many online stores offer free shipping, others do not. Additionally, shipping delays can be a common issue with online shopping.
  • Risk of fraud: Online shopping comes with the risk of fraud and identity theft. It's important to shop from reputable websites and keep your personal information secure.
  • Returns and refunds: Returning a product and getting a refund can be a hassle with online shopping. Some online stores have complicated return policies.
  • Technical issues: Online shopping is dependent on technology, which means it’s susceptible to technical issues like website crashes, payment gateway errors, and slow loading times. These issues can disrupt the shopping experience and sometimes even prevent purchases.

Pros and cons of online shopping

Pros of online shopping

Cons of online shopping

Easy to compare prices and find great deals.

Cannot touch or examine the product physically.

Wide variety with countless choices available.

Possible delays in delivery or shipping problems.

No need to visit busy or crowded stores.

Risk of fraud with online payments.

Allows private and discreet purchases.

No expert staff or personal assistance available.

Convenient way to send gifts to loved ones.

Returns and exchanges can be tricky or time-consuming.

Offers more competitive and affordable prices.

Poor user experience if the website is difficult to use.


Want to enjoy the benefits of online shopping without budget constraints? Check your eligibility for the Bajaj Finserv Insta EMI Card and shop with convenient EMI options. You may already be eligible, find out by entering your mobile number and OTP.

Things you can shop online on easy EMIs

You can shop for a wide range of products online on easy EMIs, including smartphones, laptops, TVs, smartwatches, and speakers. Other popular categories include home appliances, furniture, groceries, fitness equipment, travel bookings, and lifestyle products. These items are available on major e-commerce platforms like Amazon, Flipkart, MakeMyTrip, Paytm Mall, Yatra, and Bajaj Mall.

Sr. No.

Product / Offer

1

iPhone on EMI

2

Laptop on EMI

3

Bali Tour Package on EMI

4

Best EMI Shopping App

5

Bicycles on EMI

6

Bus Booking on EMI

7

Samsung Tablets on EMI

8

Canon Camera on EMI

9

Ceiling Fan on EMI

10

Clothes on EMI

11

Dell Laptop on EMI

12

Desktop Computer on EMI

13

Flight Booking on EMI

14

Washing Machine on EMI


Ready to purchase your desired products across 1.5 lakh partner stores with flexible payment options? Check your Bajaj Finserv Insta EMI Card offer right now. You may already be eligible, find out by entering your mobile number and OTP.

How to apply for Bajaj Finserv Insta EMI Card

Here’s a step-by-step guide to applying for an Insta EMI Card:

  • Visit a partner store and ask for assistance from the store representative at the billing desk
  • Ensure you meet the eligibility criteria for Insta EMI Card and submit your KYC documents for verification
  • Once your application is approved, pay the one-time fee
  • Your Insta EMI Card will be issued and ready for you to use

Benefits of Bajaj Finserv Insta EMI Card

Looking to enhance your shopping experience, making it more convenient and affordable? The Bajaj Finserv Insta EMI Card is just the tool for you. Here’s how it benefits you:

  • Pre-qualified loan offer amount of up to Rs. 3 lakh to shop easily and stress-free.
  • Avail Easy EMIs and convert your purchases into manageable monthly instalments.
  • Enjoy flexible repayment tenures ranging from 3 to 60 months, tailored to your financial needs.
  • Understand how EMI works to manage your budget better.
  • Take advantage of zero down payment offers, especially during festive seasons – no upfront cost needed.

Check also

Advantages and disadvantages of computer

Advantages and disadvantages of online education

Advantages and disadvantages of mobile phone

 

Platforms for online shopping with Insta EMI Card

Amazon

Sangeetha Mobiles

Flipkart

MakeMyTrip

Croma Store

Easemytrip

Home Centre

Goibibo

Poorvika Mobiles

Unacademy

Godrej

Great Eastern Electronics

OnePlus

Khosla Electronics

Flo Mattress

Electronic Paradise

Vasanth and Co Online Shopping

Adishwar Electronics

BBCC IT Solution

Arcee Electronics

Agarwal Computer

Zapnet Computers

QRS Retail

realme

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How useful is online shopping?

Online shopping is highly useful for its convenience, offering 24/7 accessibility, a wide range of products, easy price comparison, and the comfort of shopping from home. However, it also has drawbacks like potential fraud risks, impersonal shopping experience, and lack of immediate product access.

What is the meaning of online shopping?

Online shopping refers to the process of buying products or services via the internet. It allows consumers to browse and purchase items from various online platforms without visiting physical stores. Payments are made through digital methods like credit cards, digital wallets, or bank transfers. This form of shopping provides convenience, a wide range of products, and the ability to compare prices easily, making it a popular choice for modern consumers.

What are the advantages of an online shop?

An online shop offers several advantages, including 24/7 availability, allowing customers to shop at their convenience. It provides a broader selection of products and services, often with lower prices due to reduced overhead costs. Customers can easily compare products and prices across different platforms. Additionally, online shops offer customer reviews, which help buyers make informed decisions. The convenience of home delivery and various payment options make online shopping highly efficient.

Shopping online offers convenience and variety, but it can be even better with flexible payment options. Check your eligibility for the Bajaj Finserv Insta EMI Card to convert purchases into easy monthly instalments. You may already be eligible, find out by entering your mobile number and OTP.

What are the benefits of shopping?

Shopping, whether online or in-store, offers multiple benefits such as access to products that meet various needs and preferences. It also provides a sense of satisfaction and accomplishment when finding good deals or high-quality items. For many, shopping is a form of relaxation and entertainment, offering a break from routine. Additionally, shopping supports businesses and contributes to the economy, fostering innovation and competition in the market.

Why should I use online shopping?

You should use online shopping for its convenience and time-saving benefits. It allows you to shop from the comfort of your home, without the hassle of visiting physical stores. Online platforms offer exclusive deals, discounts, and a broader selection of products than most brick-and-mortar shops. With the ability to compare prices and read customer reviews, you can make better purchasing decisions. Plus, many online shops provide easy return policies and secure payment options.

Online shopping saves time and offers great deals. Make it even more beneficial -  check your offers for a Bajaj Finserv Insta EMI Card today. You may already be eligible, find out by entering your mobile number and OTP.

What is online shopping in simple words?

Online shopping is the act of buying things over the internet. Instead of going to a physical store, you visit websites or apps to look at products, choose what you want, and pay for them using your phone or computer. After purchasing, the products are delivered directly to your home. It’s a fast and convenient way to shop without leaving your house.

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