Buy Bicycles on EMI without Credit Card

Shop bicycles hassle-free with Bajaj Finserv Insta EMI Card. No credit card needed. Enjoy EMI options.
Buy Bicycles on EMI without Credit Card
3 min

Imagine a world where the air is cleaner, the streets are quieter, and your health is better. Now, imagine contributing to this world by simply riding a bicycle. Yes, you read that right! With the Bajaj Finserv Insta EMI Card, you can buy your dream bicycle on EMI without a credit card, contributing to a healthier environment and a healthier you.

List of Avail Bicycle on EMI

To enjoy excellent deals and offers on EMI without needing a credit card, consider purchasing a bicycle using the Bajaj Finserv EMI Network Card, valid across various partner stores including the Bajaj Finserv EMI Store. Alongside no-cost EMI, you can benefit from zero down payment and personalized offers online. Here are some top bicycle models available on the EMI store:

  1. Omobikes' Alloy MTB comes in 29T/27.5T variants, offering superior comfort across different terrains with its dual fork suspension and options of 7, 21, or 24 gears.
  2. The Jarvis 24T by Omobikes, tailored for shorter riders, features disc brakes for excellent stopping power and durable double-wall alloy rims.
  3. The Alloy Hybrid B (700C) from Omobikes is customizable with three frame sizes and various gearing options, suitable for different riding preferences and terrains.
  4. The Ladakh X-Geared is built for versatility with a lightweight yet sturdy alloy chassis, boasting adjustable suspension for both regular and off-road use.

In summary, these bicycles offer diverse features catering to various riding needs and preferences, all available through the convenient EMI payment option provided by Bajaj Finserv.

Why buy bicycle on EMI with a Bajaj Finserv Insta EMI Card

A revolutionary financial tool, the Insta EMI Card allows you to buy cycles on EMI without the need for a credit card. Thanks to No Cost EMI, bicycle price is divided into manageable monthly instalments without any additional charges. What’s more, you enjoy the flexibility and control that comes with choosing your own repayment tenure. Pick a term between 1 and 60 months that works for your financial situation for a stress-free shopping experience.

How to buy bicycle on EMI with Insta EMI Card

Follow these simple steps to bring home your favourite bicycle on EMI:

  • Visit one of the 1.5 lakh+ partner stores present in over 4,000 Indian cities in India
  • Choose the bicycle suitable for your needs
  • Approach the store representative at the billing counter and inform them that you wish to convert the price into EMIs
  • Provide your Bajaj Finserv Insta EMI Card details and choose a tenure that works for you. The cost of your bicycle will be split into easy monthly instalments payable across that term
  • Pay the nominal upfront charges and take home your preferred bicycle. If you’re making your purchase during the festive season, you can leverage zero down payment offers and avoid paying anything upfront

Bajaj Finserv Insta EMI Card benefits

With the Insta EMI Card you’re free to manage your finances efficiently and conveniently, thanks to its many advantages:

  • Widespread acceptability across 4,000+ cities with 1.5 lakh partner stores
  • Generous pre-approved credit limit of up to Rs. 3 lakh
  • Flexible repayment tenures of up to 60 months
  • No Cost EMI benefits
  • Zero down payment offer
  • No foreclosure charges
  • Credit score enhancement when you repay on time, everytime

Eligibility criteria for getting the Insta EMI Card for Buying Bicycle on EMI

Don’t have an Insta EMI Card? Nothing to worry about! The store representative can assist you with that prior to your purchase. Ensure you meet the basic requirements:

  • Eligibility criteria: Indian national between ages 21-65 with a regular income source and 720+ credit score
  • Documentation: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration

Once the verification and approval is successfully completed, make the one-time fee payment and your card will be issued.

This card is the perfect choice for all your purchases, so why wait? Get your Insta EMI Card today and cruise down the street on your brand new bicycle.


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Frequently asked questions

Can I buy cycles on EMI?

Yes, with the Bajaj Finserv Insta EMI Card, you can conveniently divide the cost of your favourite bicycle into monthly instalments payable over your chosen tenure. It’s a fantastic way to buy a bicycle on EMI without needing a credit card or worrying about large upfront costs.