Buy Bicycle on EMI without Credit Card

Shop bicycles hassle-free with Bajaj Finserv Insta EMI Card. No credit card needed. Enjoy EMI options.
Buy Bicycle on EMI without Credit Card
3 min
14-March-2024

Imagine a world where the air is cleaner, the streets are quieter, and your health is better. Now, imagine contributing to this world by simply riding a bicycle. Yes, you read that right! With the Bajaj Finserv Insta EMI Card, you can buy your dream bicycle on EMI without a credit card, contributing to a healthier environment and a healthier you.

List of Avail Bicycle on EMI

To enjoy excellent deals and offers on EMI without needing a credit card, consider purchasing a bicycle using the Bajaj Finserv EMI Network Card, valid across various partner stores including the Bajaj Finserv EMI Store. Alongside no-cost EMI, you can benefit from zero down payment and personalized offers online. Here are some top bicycle models available on the EMI store:

  1. Omobikes' Alloy MTB comes in 29T/27.5T variants, offering superior comfort across different terrains with its dual fork suspension and options of 7, 21, or 24 gears.
  2. The Jarvis 24T by Omobikes, tailored for shorter riders, features disc brakes for excellent stopping power and durable double-wall alloy rims.
  3. The Alloy Hybrid B (700C) from Omobikes is customizable with three frame sizes and various gearing options, suitable for different riding preferences and terrains.
  4. The Ladakh X-Geared is built for versatility with a lightweight yet sturdy alloy chassis, boasting adjustable suspension for both regular and off-road use.

In summary, these bicycles offer diverse features catering to various riding needs and preferences, all available through the convenient EMI payment option provided by Bajaj Finserv.

List of bicycles available on EMI

Bicycle

Price

Urban Terrain Mutant 29-inch Cycle/Bicycle

Rs. 13,799

Vaux Blaze 26-inch Cycle

Rs. 8,549

HRX Cycles Vortex 26T

Rs. 14,199

CULTSPORT Monstro 26-inch

Rs. 15,999

Leader Beast 27.5T - Ultimate Adventure Bike

Rs. 5,998

 

Why buy bicycle on EMI with a Bajaj Finserv Insta EMI Card

A revolutionary financial tool, the Insta EMI Card allows you to buy cycles on EMI without the need for a credit card. Thanks to No Cost EMI, bicycle price is divided into manageable monthly instalments without any additional charges. What’s more, you enjoy the flexibility and control that comes with choosing your own repayment tenure. Pick a term between 1 and 60 months that works for your financial situation for a stress-free shopping experience.

How to buy bicycle on EMI with Insta EMI Card

Follow these simple steps to bring home your favourite bicycle on EMI:

  • Visit one of the 1.5 lakh+ partner stores present in over 4,000 Indian cities in India
  • Choose the bicycle suitable for your needs
  • Approach the store representative at the billing counter and inform them that you wish to convert the price into EMIs
  • Provide your Bajaj Finserv Insta EMI Card details and choose a tenure that works for you. The cost of your bicycle will be split into easy monthly instalments payable across that term
  • Pay the nominal upfront charges and take home your preferred bicycle. If you’re making your purchase during the festive season, you can leverage zero down payment offers and avoid paying anything upfront

Benefits of buying bicycle on EMI using Insta EMI Card

With the Insta EMI Card you’re free to manage your finances efficiently and conveniently, thanks to its many advantages:

  • Widespread acceptability across 4,000+ cities with 1.5 lakh partner stores
  • Generous pre-approved credit limit of up to Rs. 3 lakh
  • Flexible repayment tenures of up to 60 months
  • No Cost EMI benefits
  • Zero down payment offer
  • No foreclosure charges
  • Credit score enhancement when you repay on time, everytime

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card for Buying Bicycle on EMI

Don’t have an Insta EMI Card? Nothing to worry about! The store representative can assist you with that prior to your purchase. Ensure you meet the basic requirements:

  • Eligibility criteria: Indian national between ages 21-65 with a regular income source and 720+ credit score
  • Documentation: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Once the verification and approval are successfully completed, make the one-time fee payment and your card will be issued.

This card is the perfect choice for all your purchases, so why wait? Get your Insta EMI Card today and cruise down the street on your brand-new bicycle.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy cycles on EMI?

Yes, with the Bajaj Finserv Insta EMI Card, you can conveniently divide the cost of your favourite bicycle into monthly instalments payable over your chosen tenure. It’s a fantastic way to buy a bicycle on EMI without needing a credit card or worrying about large upfront costs.