A bicycle is more than just a way to get from one place to another—it’s a lifestyle upgrade. With the Bajaj Finserv Insta EMI Card, you can bring home your dream cycle without paying the full price upfront. Whether you prefer a fast road bike, a rugged mountain cycle, or a comfortable city commuter, you can choose from a wide range of models and pay in No Cost EMIs. Enjoy zero down payment on select models, flexible tenures of up to 60 months, and instant approval with minimal documentation. Get started by entering your mobile number and OTP to check your offer instantly.
From quick morning rides to weekend adventures, the right bicycle can transform your fitness routine and outdoor experiences. Shop from top brands at partner stores or online, pick the cycle that suits your style, and ride home the same day—while keeping your budget in check. With easy EMIs, owning a high-quality cycle has never been simpler.
Bicycle on EMIs Overview
Want to own a stylish bicycle or upgrade your current cycle without paying the full amount upfront? With the Bajaj Finserv Insta EMI Card, you can buy top-brand cycles and split the cost into easy monthly instalments. Choose from popular names like Hero, Hercules, Firefox, Btwin, and Giant—perfect for fitness enthusiasts, daily commuters, and adventure riders.
Enjoy exciting seasonal offers, cashback deals, and special discounts on select models when you shop from partner stores or leading online platforms. Whether it’s a rugged mountain bike, a sleek road cycle, or a safe kids’ bicycle, the Insta EMI Card makes it simple to get your perfect ride today and pay for it over a flexible tenure.
List of Top Brand Selling Bicycles 2025
Explore top Indian bicycle brands along with their latest models, starting prices, and key features to help you choose the perfect bike that suits your needs and budget.
Brand |
Models |
Starting Price (INR) |
Key Features |
Hero Cycles |
Sprint Pro, Octane, Ranger |
Rs. 7000 |
Trusted durability, wide availability, versatile |
Hercules |
Roadeo A75, Roadeo 26T |
Rs. 8500 |
Rugged design, strong frames, good for teens |
Firefox |
Cyclone Pro, Rapide, Momentum |
Rs. 12000 |
Premium MTB & hybrid, lightweight, sporty design |
Btwin (Decathlon) |
Riverside 120, Rockrider 340 |
Rs. 9000 |
Hybrid & mountain bikes, reliable and sporty |
Atlas Cycles |
Ranger, Torpedo, Basic |
Rs. 6500 |
Affordable, sturdy, for all age groups |
BSA |
Victor, Aero, Shuttle |
Rs. 6000 |
Stylish kids and beginner bikes, comfort focused |
Avon Cycles |
Fast, Sprinter, Sports |
Rs. 5500 |
Affordable, trendy, wide dealer network |
Giant |
Talon 1, Escape 3, ATX |
Rs. 30,000 |
International, advanced performance, durable |
Trek |
Marlin 5, FX 1, Dual Sport |
Rs. 40,000 |
Premium global brand, professional grade |
Montra |
Trance Pro, Madrock, Hills |
Rs. 15,000 |
High performance, road and off-road, Indian made |
Mach City |
Metro, Blaze |
Rs. 6500 |
Urban commuter friendly, budget priced |
Ninety One Cycles |
Fusion, Raptor |
Rs. 8,000 |
Emerging brand, modern designs, value for money |
Choose from these trusted brands and models to enjoy a reliable, comfortable, and stylish cycling experience, backed by quality and performance.
List of Bicycles Available on EMI
Choose from the best cycles in the market—whether it’s for fitness, leisure, or adventure riding. With the Bajaj Finserv Insta EMI Card, you can own premium bicycles from top brands like Btwin, Hero, Ninety One, Omobikes, Avon and more, and pay in easy monthly instalments.
Cycle Model |
Brand |
Category |
Price |
Key Features |
Hybrid Riverside 500 |
Btwin (Decathlon) |
Hybrid / Leisure |
Rs. 26,999* |
Excellent brake control, comfortable ride for city & leisure |
Mountain Bike Rockrider XC100 |
Btwin (Decathlon) |
MTB / Cross-country |
Rs. 94,999* |
Lightweight design, perfect for cross-country rides |
Omobikes Ladakh XC 700C |
Omobikes |
Sports Cycle |
Rs. 14,699* |
Front suspension, dual grip brakes |
Ninety One Enigma R7 700C |
Ninety One |
Electric Cycle |
Rs. 30,990* |
Advanced electric system, LED display, great connectivity |
GHM EV Model L 26T |
GHM |
Electric Cycle |
Rs. 25,999* |
High carbon steel frame, 350W motor |
Hero Sprint Pro Ceralo 27.5T |
Hero |
MTB |
Rs. 18,999* |
21-speed gears, disc brakes, trail-ready |
Avon E-Bike Motus 26T |
Avon |
Electric Cycle |
Rs. 25,499* |
Electric assist, ideal for city commutes |
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How to buy bicycle on EMI with Insta EMI Card
Follow these simple steps to bring home your favourite bicycle on EMI:
- Visit one of the 1.5 lakh+ partner stores present in over 4,000 Indian cities in India
- Choose the bicycle suitable for your needs
- Approach the store representative at the billing counter and inform them that you wish to convert the price into EMIs
- Provide your Bajaj Finserv Insta EMI Card details and choose a tenure that works for you. The cost of your bicycle will be split into easy monthly instalments payable across that term
- Pay the nominal upfront charges and take home your preferred bicycle. If you’re making your purchase during the festive season, you can leverage zero down payment offers and avoid paying anything upfront
Benefits of buying bicycle on EMI using Insta EMI Card
With the Insta EMI Card you’re free to manage your finances efficiently and conveniently, thanks to its many advantages:
- Widespread acceptability across 4,000+ cities with 1.5 lakh partner stores
- Generous pre-approved credit limit of up to Rs. 3 lakh
- Flexible repayment tenures of up to 60 months
- No Cost EMI benefits
- Zero down payment offer
- No foreclosure charges
- Credit score enhancement when you repay on time, everytime
Check the benefits and features of Insta EMI Card
Eligibility criteria for getting the Insta EMI Card for Buying Bicycle on EMI
Don’t have an Insta EMI Card? Nothing to worry about! The store representative can assist you with that prior to your purchase. Ensure you meet the basic requirements:
- Eligibility criteria: Indian national between ages 21-65 with a regular income source and 720+ credit score
- Documentation: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration
Check the documents required for the Insta EMI Card
Once the verification and approval are successfully completed, make the one-time fee payment and your card will be issued.
This card is the perfect choice for all your purchases, so why wait? Get your Insta EMI Card today and cruise down the street on your brand-new bicycle. Check your loan offer instantly by entering your mobile number and completing the OTP-verification.
Related Terms for EMI Card Linking
