In summary
Dreaming of visiting Bali's turquoise waters and lush rice fields but worried about the expenses? The Insta EMI Card lets you book tour packages worth up to Rs. 3 lakh and repay in easy instalments.
- A pre-qualified card loan offer of up to Rs. 3 lakh for tour packages and travel bookings.
- Repayment tenures across 3 to 60 months to match your monthly budget.
- Zero down payment offers on select tour packages during festive seasons.
- A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.
Check your Insta EMI Card eligibility using your mobile number and OTP, and start planning your Bali holiday the same day.
What is Bali known for?
Bali is an Indonesian island known for its lush rice terraces, ancient temples, and beaches that range from surf breaks to quiet coves. Its blend of Hindu-Balinese culture and tropical scenery draws travellers looking for both relaxation and adventure.
Many Indian travellers combine Bali with day trips to Nusa Penida or the Gili Islands. Return flights from India typically cost between Rs. 25,000 and Rs. 40,000 per person, depending on the season and airline.
What places should I visit in Bali?
Bali's regions each have their own character, from cultural hubs to beach towns. Here are some of the top spots most tour packages include:
- Ubud: Known as Bali's cultural heart, with rice terraces, art markets, and the Sacred Monkey Forest Sanctuary.
- Kuta: A lively beach town known for surfing, nightlife, and shopping.
- Seminyak: An upscale area with beach clubs, boutique shopping, and fine dining.
- Canggu: A laid-back coastal village popular for surfing and cafes.
- Jimbaran: Known for its beachfront seafood restaurants and sunset views.
- Tanah Lot Temple: A seaside temple perched on an offshore rock, famous for sunset views.
What are the benefits of a Bali tour package?
A well-planned tour package takes the guesswork out of visiting an island as varied as Bali. Here is what a good package usually gets you:
- Bundled convenience: Flights, hotels, and guided sightseeing come in a single booking, saving you the effort of planning each part separately.
- Local expertise: Tour operators know which beaches, temples, and day trips suit your interests and travel dates.
- Better value: Bundled packages often cost less than booking flights and hotels individually.
- Safer travel: Guided tours reduce the guesswork around transport, language, and local customs in an unfamiliar country.
- Time savings: A ready itinerary means you spend more time exploring and less time researching logistics.
Price list of the best Bali tour packages
Package prices depend on duration, hotel category, and whether the deal bundles in flights. Here is a general idea of what popular Bali packages cost from India.
| Tour company | Why should you choose this | Price |
|---|---|---|
| MakeMyTrip | A flight and hotel package covering Ubud, Kuta, and Seminyak, with daily breakfast | Rs. 90,000 per person |
| Thrillophilia | A fully customisable package covering Bali's top beaches and temples | Rs. 27,493 per person |
| MakeMyTrip | A budget package without flights, ideal if you book flights separately | Rs. 10,956 per person |
| Thrillophilia | An Indonesia multi-city package extending your Bali trip to Java's temples | Rs. 1,80,000 per person |
| Thrillophilia | A honeymoon-focused Bali package covering Ubud temples and Kuta's beaches | Rs. 75,000 per person |
Disclaimer: Prices are indicative and may vary by season, operator, and inclusions. For the latest and most accurate details, visit the official brand website or a partner store.
What should I check before booking a Bali tour package?
Choosing the right package depends on your budget, travel dates, and how much of Indonesia you want to see beyond Bali. Keep these points in mind before you book:
- Visa requirements: Indian passport holders can get a Bali visa-on-arrival for around Rs. 2,500, valid for 30 days and extendable once.
- Best travel season: The dry months from April to October offer the most reliable weather for beaches and sightseeing.
- Inclusions: Check whether the package includes flights, visas, meals, and local transport, or charges them separately.
- Extensions: Decide whether you want to add Nusa Penida or the Gili Islands to your Bali trip.
- Payments on the ground: Carry some Indonesian Rupiah in cash, since UPI does not work in Bali and cards are not always accepted at smaller local markets.
Why book a Bali tour package on EMIs?
A trip to Bali can be a significant expense, especially once you add up flights, hotels, and day trips to nearby islands. Here is why paying on EMIs makes sense:
- Budget-friendly payments: Spread the cost of your package across 3 to 60 months instead of paying the full amount upfront.
- No credit card needed: Book your Bali holiday on EMI without a credit card, using your pre-qualified card loan instead.
- Predictable monthly outflow: Know exactly what you owe each month, so it is easier to plan around your other travel costs.
- No need to delay your trip: Book your holiday today and repay gradually, instead of waiting to save up the full amount.
What is a Bajaj Finance Insta EMI Card?
The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card, that lets you book tour packages and other purchases on Easy EMIs. You get a card loan offer of up to Rs. 3 lakh, and the card activates digitally with no physical paperwork.
Existing Bajaj Finance customers with a good repayment record can access the card quickly, and new applicants can apply once they clear KYC and eligibility checks. The card carries a one-time joining fee of Rs. 530 and charges zero annual fee from the second year onwards.
You can use it at over 1.5 lakh partner stores across 4,000 cities, including Croma, Reliance Digital, and Vijay Sales, as well as online at Amazon, Flipkart, and Bajaj Mall.
Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred Bali tour package easily and affordably.
How do I apply for the Bajaj Finance Insta EMI Card?
Applying for the card takes just a few minutes and needs no physical paperwork. Follow these steps:
- Enter your 10-digit mobile number and click on "GET IT NOW" on this page.
- Enter the OTP and submit.
- Enter your full name and click on "Yes, Auto-Fetch Details."
- Verify your pre-filled personal details and click "CONTINUE."
- Check your pre-qualified card loan offer amount and click "CONTINUE."
- Review your wallet setup details and verify the OTP.
- Complete identity verification by confirming your current residential address.
- Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
- After successful payment, view your card details on the Bajaj Finance app.
The process may differ slightly depending on whether you are a new or existing Bajaj Finance customer.
Also read: How to apply for the Insta EMI Card
How do I use the Insta EMI Card to book a Bali tour package?
You can book your Bali holiday using the Insta EMI Card in a few simple steps, whether you book through a travel agent or online. Follow these steps:
- Choose your Bali tour package and travel dates.
- At checkout or at the travel agency, select the Bajaj Finance Easy EMI option.
- Share your registered mobile number and Insta EMI Card details.
- Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
- Confirm using the OTP sent to your registered mobile number.
- Booking confirmed. Start planning your itinerary for Bali.
You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, so you can plan your trip better.
Insta EMI Card vs EMIs with a credit card
Both options let you pay in instalments, but they work quite differently. Here is a quick comparison to help you decide:
| Feature | Insta EMI Card | Credit card EMI |
|---|---|---|
| Card type | Pre-qualified card loan | Revolving credit line |
| Credit card required | Not required | Required |
| Joining fee | One-time fee of Rs. 530 | Often bundled with annual charges |
| Annual fee | Zero from the second year onwards | Usually charged every year |
Benefits of using the Insta EMI Card
The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.
| Feature | Details |
| Easy EMIs | Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly. |
| High pre-qualified limit | Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress. |
| Wide acceptance network | Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms. |
| Flexible repayment tenure | Choose a repayment period from 3 to 60 months based on your financial comfort. |
| Zero down payment offers | Avail deals with no upfront payment requirement on select models. |
| Credit score benefit | Timely EMI payments may help strengthen your credit profile and financial health. |
Also read: Features and benefits of the Bajaj Finance Insta EMI Card
What is the eligibility criteria for the Insta EMI Card?
Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.
- Nationality: Indian Citizen.
- Age: 21 years to 65 years.
- Credit score: A healthy credit score per Bajaj Finance policies.
- Income: A steady, regular source of income.
- Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.
Also read: Eligibility criteria for the Insta EMI Card
Explore more:
| EMI full form | BNPL | POS full form |
