Buy Desktop Computer on EMI using Insta EMI Card

Upgrade your workspace with a desktop computer! Get it hassle-free with Bajaj Finserv Insta EMI Card on Easy EMI.
Buy Desktop Computer on EMI using Insta EMI Card
5 min
05-Mar-2024

Dreaming of upgrading your workspace with a powerful desktop computer? Good news — you don't have to pay the full price upfront! With the Bajaj Finserv Insta EMI Card, you can easily buy a desktop computer on EMI and pay in simple, manageable installments.

Whether you need a high-speed setup for work, gaming, or studies, the Insta EMI Card makes it affordable, quick, and stress-free.

How to Buy a Desktop Computer on EMI Without a Credit Card?

Wondering if you can buy a desktop without using a credit card? Absolutely — and it’s easier than you think. Here's how:

  • Step 1: Visit a Bajaj Finserv partner store or online partner platform.

  • Step 2: Select the desktop computer you want.

  • Step 3: Choose Insta EMI Card as your payment method.

  • Step 4: Pick a repayment tenure that fits your budget.

  • Step 5: Confirm the transaction using the OTP sent to your registered mobile number.

That’s it — no credit card, no heavy paperwork!

Pro tip: Always review the terms of your EMI plan before confirming your purchase.

Check if you have a pre-qualified Insta EMI Card offer in just 2 steps — enter your mobile number and OTP!

Why Buy a Desktop Computer on EMI Using Insta EMI Card?

Buying a desktop on EMI isn’t just convenient — it’s smart. Here’s why:

  • No huge upfront payment: Spread the cost into easy EMIs and keep your savings intact.

  • Flexible tenure options: Choose repayment plans that suit your monthly budget.

  • Instant approval: Get quick approval with minimal documentation.

  • Exclusive offers: Access special deals and cashback options available only for Insta EMI Card holders.

  • High spending limit: Get a pre-qualified card loan limit of up to ₹3 lakh.

Example: EMI Breakup for a ₹60,000 Desktop Purchase

Tenure

Approx EMI (₹)

Total Payable (₹)

6 months

₹10,000

₹60,000

9 months

₹6,667

₹60,003

12 months

₹5,000

₹60,000

 

(Indicative figures. Actual EMI may vary based on offers.)

Top Desktop Brands You Can Buy on EMI

The Insta EMI Card unlocks a wide variety of options. Some top desktop brands you can buy on EMI include:

  • Dell: Reliable for work and home use

  • HP: Great all-rounders for professionals and students

  • Lenovo: Power-packed for multitasking

  • Apple: Premium performance for creatives and designers

  • Asus: Perfect for gamers and tech enthusiasts

You’ll find models for every need — from basic systems to high-performance machines for graphic design or gaming.

Plan your purchase better! Use the EMI Calculator to estimate your monthly outflow.

How to Plan Your Desktop Purchase with an EMI Calculator

Before you shop, it’s smart to use the EMI Calculator. It helps you:

  • Estimate your monthly EMI amount

  • Compare different tenure options

  • Avoid financial stress by picking an affordable plan

How to use it:

  1. Enter the desktop price.

  2. Select your preferred tenure.

  3. View your EMI instantly.

Example:
If your desktop costs ₹80,000 and you choose a 12-month tenure, your monthly EMI will be around ₹6,667 (without interest).

Use our EMI Calculator now to plan your desktop upgrade easily.

Getting the Bajaj Finserv Insta EMI Card

Want to grab all these benefits? Here’s how to get your Bajaj Finserv Insta EMI Card:

Eligibility criteria:

  • Indian citizen, aged 21–65 years

  • Regular source of income

  • Good credit score

Documents needed:

  • PAN Card

  • Aadhaar Card for KYC

  • Bank account details

Application process:

  • Visit a Bajaj Finserv partner store

  • Choose the desktop you want

  • Ask the store representative to assist you with Insta EMI Card setup

  • Complete quick KYC and bank verification

  • Get instant access via the Bajaj Finserv App

Now you can use your Insta EMI Card to shop for desktops, laptops, appliances, and more!

Only 2 steps to check your eligibility — mobile number and OTP!

Conclusion: Upgrade Smart with Easy EMI

A powerful desktop can transform your work, gaming, and learning experience — and now it’s within easy reach. With the Bajaj Finserv Insta EMI Card, you can buy the desktop you want today and pay comfortably later.

  • Money in 24 hours

  • Pre-qualified card loan limit up to ₹3 lakh

  • No credit card needed

  • Only 2 clicks to check eligibility

Ready to upgrade? Enter your mobile number and OTP now to check your Insta EMI Card offer!

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How to buy a desktop computer without a credit card in EMI?

Use the Bajaj Finserv Insta EMI Card to buy a desktop computer without a credit card. You can pay for it over a tenure of up to 60 months.

Can I get a PC on EMI?

Yes, you can, with the Bajaj Finserv Insta EMI Card.