Buy Your Canon Camera on EMI Without a Credit Card

Canon cameras have moved from large DSLRs used only by professionals to light mirrorless cameras that anyone can learn. Today, students, YouTubers and wedding photographers use Canon cameras to shoot sharp photos and 4K videos. Many models connect to your phone, so you can share pictures on Instagram within minutes.

Here is why a Canon camera is worth buying:

• Better photos than a phone: Larger sensors, such as APS-C and full-frame, capture more detail and cleaner low-light shots than phone cameras.
• Lenses for every situation: You can swap lenses for portraits, landscapes, weddings or wildlife as your skills grow.
• Easy for beginners: Models such as the EOS R50 and EOS R100 offer guided menus that help you learn faster.
• Earn from your skills: A good camera helps you take on paid shoots, such as pre-wedding photos, product shoots and events.
• Strong video features: Cameras such as the EOS R50 V and PowerShot V10 are built for vlogs, reels and YouTube videos.

You can pay the full price at once, or buy a Canon camera on EMI with the Bajaj Finance Insta EMI Card and spread the cost across 3 to 60 months. This lets you start shooting now instead of saving for months.

Before you choose your camera, check your Insta EMI Card eligibility using your mobile number and OTP. You will know your card loan offer before you buy.

Canon makes several types of cameras, and each one suits a different kind of photographer. Here are the main types, so you can match one to the way you shoot:

• DSLR cameras: The EOS 1500D uses an optical viewfinder and EF lenses. It suits beginners who want a classic camera at a low price.
• APS-C mirrorless cameras: The EOS R100, R50, R10 and R7 are lighter than DSLRs and have fast autofocus. They suit students, travellers and hobbyists.
• Full-frame mirrorless cameras: The EOS R8, R6 Mark II and R6 V capture more light and detail. They suit wedding and professional photographers.
• Vlogging cameras: The PowerShot V10 is small enough to carry in a pocket and has a built-in stand. It suits YouTubers and Instagram creators.
• Professional camcorders: The XA series, such as the XA60 4K, suits event videographers and news crews who shoot long videos.

→ Pro tip: If you plan to upgrade later, start with a mirrorless camera. Canon’s newer RF-mount lenses work across its EOS R range.

The right Canon camera depends on what you want to shoot and how serious you are about photography. Use these simple guides:

• First-time buyers and students: The EOS 1500D (Rs. 39,999) or EOS R100 (Rs. 44,989) helps you learn the basics without a big spend.
• YouTubers and reel makers: The PowerShot V10 (Rs. 36,999) or EOS R50 V (Rs. 62,990) gives you clear video and easy handling.
• Travel and family photographers: The EOS R50 (Rs. 64,989) is light enough to carry all day on trips to Goa or Ladakh.
• Wildlife and sports lovers: The EOS R7 with an 18-150mm lens (Rs. 1,51,990) has a 32.5MP sensor and extra zoom reach.
• Wedding and event professionals: The EOS R6 Mark II (Rs. 1,54,990, body only) handles low light at indoor ceremonies and receptions.

→ Key takeaway: Buy the camera for what you shoot most often. A beginner camera with a good lens often gives better results than an expensive body with a basic lens.

A camera is a long-term purchase, and your lenses may stay with you for years. Check these points before you buy:

• Sensor size: APS-C sensors suit most hobbyists, while full-frame sensors give better results in low light and for professional work.
• Lens mount: DSLRs such as the EOS 1500D use EF lenses, while EOS R cameras use RF lenses. Choose the mount you plan to stay with.
• Video needs: If you make reels or YouTube videos, check for 4K recording, a flip screen and a microphone input.
• Accessories budget: Plan for a memory card, a spare battery and a camera bag, which you can add to the same bill.
• Editing setup: You will need a laptop to edit photos and videos. Laptops from HP and Dell handle Lightroom and video editing well.

You can pay the full price of your Canon camera at once. You can also pay with the Bajaj Finance Insta EMI Card and spread the cost across 3 to 60 months. The right choice depends on your monthly budget.

Easy EMIs help most when a camera can start earning for you, such as through paid shoots. You pay a fixed amount every month, and your income from shoots can help cover the EMI.

→ Real-world example: Nikhil, a 26-year-old freelance photographer in Indore, wanted a faster camera for the wedding season. He bought the Canon EOS R10 with an RF-S 18-45mm lens for Rs. 84,990 and chose 36 months. He pays about Rs. 2,361 a month*.

*EMIs are indicative.

Nikhil could have chosen a different tenure. The table below shows how his Rs. 84,990 Canon camera works out across repayment tenures:

Disclaimer: EMIs are indicative and are calculated by dividing the product price by the tenure. Actual EMIs may differ based on the offer, applicable interest and charges.

→ Pro tip: Cameras often get extra discounts during big online sales. Check the upcoming sales and offers calendar before the wedding season starts.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan that lets you buy products on Easy EMIs. It is not a credit card, so you can buy a Canon camera on EMI without a credit card. You can use it online or at partner stores and repay in fixed monthly amounts.

The card suits planned purchases, such as a camera for a new hobby or business. Here are its key features:

• A pre-qualified card loan offer of up to Rs. 6 lakh.
• A repayment tenure you choose across 3 to 60 months.
• A card you can use on Amazon and Flipkart, and at over 1.5 lakh partner stores across more than 4,000 cities.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.
• A zero down payment facility on select products and during festive season offers.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, you can apply instantly and start shopping for your preferred Canon camera easily and affordably.

*Inclusive of applicable taxes.

Easy EMIs help you buy the right camera, not just the cheapest one. Here is how:

• Step up to mirrorless for a small amount: Moving from the Rs. 39,999 EOS 1500D to the Rs. 64,989 EOS R50 adds about Rs. 694 a month over 36 months*.
• No credit card needed: The Insta EMI Card is a pre-qualified card loan, so you can buy a Canon DSLR on EMI without one.
• Zero down payment on select products: During festive season offers, eligible cameras can go home with nothing paid upfront.
• Build your full kit in one bill: You can add an extra lens, memory card, tripod or camera bag and repay the total every month.
• Start earning sooner: Buy now and take on paid shoots, instead of waiting months to save the full amount.

*EMIs are indicative.

→ Verdict: If you are starting out, a mirrorless camera such as the EOS R50 (about Rs. 1,805 a month*) will serve you better than a DSLR as your skills grow. If you shoot weddings or events for a living, the full-frame EOS R6 Mark II (about Rs. 4,305 a month*) is worth the extra cost, because paid shoots can help cover the EMI.

You can apply for the Bajaj Finance Insta EMI Card online with your PAN, Aadhaar and registered mobile number. Follow these steps before you buy your Canon camera:

1. Enter your 10-digit mobile number and click on ‘GET IT NOW’ on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on ‘Yes, Auto-Fetch Details’.
4. Verify your pre-filled personal details and click ‘CONTINUE’.
5. Check your pre-qualified card loan offer amount and click ‘CONTINUE’.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Insta EMI Card at a partner store or online. Follow the steps below for the way you prefer to shop.

At a partner store

Paying at a partner store, such as Croma, Reliance Digital or Vijay Sales, takes under 5 minutes. Follow these steps at the billing counter:

1. Choose your Canon camera and accessories at the partner store.
2. At checkout, ask the store executive to process the payment through the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Your purchase is approved, and you can take your camera home.

Online on Amazon or Flipkart

Paying online takes only a few steps at checkout. Follow these steps to pay in Easy EMIs:

1. Add your Canon camera to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP. This helps you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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