Ceiling Fan on EMIs: Buy Ceiling Fan on EMI Without a Credit Card

Buy your dream ceiling fan on EMI without a credit card! Explore flexible payment plans, zero down payment options, and instant approvals. Bring home your new ceiling fan today!
Ceiling Fan on EMIs
3 min
Sep 10, 2026

Looking to upgrade your home with a new ceiling fan? Now you can buy a ceiling fan on EMI without a credit card. With easy EMI options, zero down payment, and instant approval, bringing home the perfect ceiling fan has never been simpler. Choose from top brands, enjoy affordable monthly instalments, and experience hassle-free shopping today!


What is a ceiling fan?

A ceiling fan is an essential home appliance used for circulating air to create a cooling effect in rooms. Installed on the ceiling, it operates with blades that rotate to regulate airflow, making it a cost-effective solution for temperature management. It is widely used in Indian households for its efficiency and affordability.


Overview

Ceiling fans are versatile and energy-efficient appliances designed to provide optimal airflow in homes, offices, and commercial spaces. They are available in various designs, sizes, and functionalities to suit diverse needs. Whether you need a basic fan for daily use or a decorative one for aesthetics, ceiling fans combine functionality and style, enhancing comfort and ambience.


List of available ceiling fans on EMI

The following table highlights popular ceiling fans available on EMI through the Insta EMI Card:

BrandModelPrice (Rs.)EMI starting from (Rs.)Features
HavellsAmbrose3,500300Energy-efficient, 1200mm sweep
OrientAeroquiet4,500400Silent operation, premium design
CromptonEnergion HS3,800325Anti-dust blades, high-speed motor
UshaBloom Daffodil3,200275Elegant design, rust-resistant
BajajMaxima2,800240High durability, budget-friendly

With flexible EMI options, you can easily purchase ceiling fans suited to your requirements.


How to buy ceiling fans using the Insta EMI Card?

Purchasing a ceiling fan using the Insta EMI Card is a hassle-free process. Follow these steps to make your purchase:

  • Browse the Amazon website or mobile app and search for ceiling fans in the desired category.
  • Add your preferred ceiling fan model to the cart and proceed to checkout.
  • At the payment page, select the Insta EMI Card as your payment method.
  • Choose a suitable EMI tenure based on your financial convenience.
  • Complete the transaction and enjoy owning your ceiling fan with manageable monthly instalments.

Using the Insta EMI Card ensures affordability and convenience while shopping for ceiling fans, helping you access high-quality products without straining your budget.

Also read: How does the Insta EMI Card work


How do I apply for an Insta EMI Card?

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

  1. Enter your 10-digit mobile number and click on 'CHECK OFFER'
  2. Enter the OTP and submit
  3. Enter your full name and click on 'Yes, Auto-Fetch Details'
  4. Verify your pre-filled personal details and click on 'CONTINUE'
  5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
  6. Review your wallet setup details and verify the OTP
  7. Complete your identity verification by confirming your current residential address
  8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
  9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card


Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down paymentoffersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 Also read: Features and benefits of the Bajaj Finance Insta EMI Card


What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 70 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card


Explore more:

EMI full formBNPLPOS full form

List of the biggest upcoming sales:

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Diwali Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

How to buy a ceiling fan on EMI using Insta EMI Card?

To buy a ceiling fan on EMI using the Insta EMI Card, select your desired fan, proceed to checkout, and choose the Insta EMI Card as your payment option. Customise your EMI tenure, confirm the transaction, and enjoy hassle-free monthly instalments with minimal interest.

Can I buy a ceiling fan in EMI without a credit card?

Yes, you can buy a ceiling fan on EMI without a credit card. The Insta EMI Card offers an Easy EMI facility, allowing you to purchase without needing a traditional credit card. Select the Insta EMI Card during checkout to enjoy flexible and convenient instalments.

What are the 10 uses of a ceiling fan?
  • Cooling rooms efficiently.
  • Enhancing ventilation.
  • Reducing energy costs.
  • Improving air circulation.
  • Removing odours.
  • Assisting in drying clothes indoors.
  • Supporting AC performance.
  • Adding aesthetic appeal.
  • Maintaining comfort in outdoor spaces.
  • Dispersing heat during cooking.
Which fan is better, 1200 mm or 1400 mm?

A 1200 mm ceiling fan is ideal for medium rooms, while a 1400 mm fan offers wider air circulation, making it perfect for larger spaces.

Are 3 or 5 blades better for a ceiling fan?

A 3-blade ceiling fan provides stronger airflow and is energy-efficient, while a 5-blade fan ensures quieter operation and a stylish look for modern interiors.

Which ceiling fan is better on EMI, AC/DC or inverter?

Inverter ceiling fans are better on EMI as they consume less power, offer efficient cooling, and reduce electricity bills compared to traditional AC/DC fans.

Are 3 or 4 blade ceiling fans better?

3-blade fans deliver faster air circulation, while 4-blade fans provide balanced airflow with less noise, making them suitable for bedrooms and living rooms.

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Bajaj Finance App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finance App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 
  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers. 
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finance App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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