What is Amazon Pay Later?

Know about Amazon Pay Later: Know its benefits, charges, limit and eligibility.
What is Amazon Pay Later?
3 min

The convenience and flexibility of credit is now available to elevate your online shopping experience. Amazon Pay Later is an innovative digital credit service that is transforming the way we shop online.

Amazon Pay Later overview

Wondering what is Amazon Pay Later? Well, it’s a financial instrument that allows Amazon customers to shop now and pay over time. Get instant credit up to Rs. 60,000 for your purchases on Amazon India, making your online shopping more affordable and flexible.

Amazon Pay Later Benefits

  • Instant credit up to Rs. 60,000
  • No credit card details required
  • No processing or cancellation fees
  • No pre-closure charges
  • No transaction fees
  • Flexible repayment plans that you choose according to your needs
  • Easily track your expenses and repayments on the EMI specific dashboard

Amazon Pay Later charges a late fee on the due amount if a customer misses a payment by the deadline.

Amazon Pay Later eligibility

  • Have an Amazon India account
  • A verified mobile phone number associated with the account
  • A valid PAN card
  • Bank account with one of the selected banks
  • An officially valid proof of address
  • Aged above 21 years

If you’re wondering how to use Amazon Pay Later, it’s very simple and straightforward. Once approved, you can select it as your preferred payment method during checkout. You can then opt for the EMI plan that works for you before completing your purchase.

How to shop on Amazon using Insta EMI Card

Want similar convenience offline? Opt for the Bajaj Finserv Insta EMI Card. It can be used to shop at over 1.5 lakh partner stores across upwards of 4,000 cities in India. Here’s how:

  • At the billing counter of a partner store, inform the store representative that you’re interested in in-store financing
  • Don’t have your Insta EMI Card yet? The store representative will assist you with the application. Once your documents are verified, you’ll be approved, provided you meet the eligibility requirements. Pay the one-time fee and your card will be issued and ready to use.
  • Provide your Insta EMI Card information and select a repayment tenure between 1 and 60 months suitable to you.
  • The price of your products will be converted into EMIs payable across your chosen tenure. That’s it!

You can also use your Bajaj Finserv Insta EMI Card on your favourite online shopping platforms, including Flipkart and Amazon!

Eligibility criteria for Insta EMI Card

  • Nationality: Indian
  • Age: 21 years – 65 years
  • Income: Regular income source required
  • Credit score: 720 and above
  • Documentation:
    • PAN card
    • Aadhaar card
    • Address proof
    • Bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Insta EMI Card benefits

  • No Cost EMIs
  • Flexible repayment tenure up to 60 months
  • Generous credit limit of up to Rs. 3 lakh
  • Zero down payment offers during festive seasons
  • Credit score receives a boost with punctual EMI payments every month

Check the benefits & features of Insta EMI Card

So, don’t wait! Head over to a partner store today and sign up for the Insta EMI Card to transform your shopping expeditions into affordable, hassle-free experiences.

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*Terms and conditions apply

Frequently asked questions

What is the late payment fee on Amazon Pay Later?
A late payment fee is applicable when a customer misses the deadline for a monthly payment. Checking the most recent fees applicable on the official Amazon India website is the best way to keep up-to-date.
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