Explore the Top 10 Fully Automatic Washing Machines Under Rs. 20,000 in India

Use the Insta EMI Card to buy the latest Fully Automatic washing machines under 20,000 on No Cost EMI.
Explore the Top 10 Fully Automatic Washing Machines Under Rs. 20,000 in India
5 min read
07 February 2024

In today's fast-paced lifestyle, convenience and efficiency are paramount, especially when it comes to household chores. Among these, laundry is one task that demands efficiency and reliability. A fully automatic washing machine not only simplifies the laundry process but also saves time and effort.

However, finding the perfect washing machine that fits your budget can be a daunting task. In this article, we will explore the top 10 fully automatic washing machines under Rs. 20,000 available on EMI, making high-quality appliances accessible to a wider audience.

List of top 10 fully automatic washing machines under Rs. 20,000 on EMI in 2024

Here is a curated list of the best fully automatic washing machines under Rs. 20,000, providing excellent value for money and performance:

Brand and model



Price (Rs.)

Samsung WA62M4100HY

6.2 kg

Center Jet Technology, Magic Filter



6 kg

Smart Inverter Technology, TurboDrum


Whirlpool Whitemagic Elite

7 kg

6th Sense Smart Technology, Hard Water Wash


Bosch WOE654W0IN

6.5 kg

Power Wave Wash System, Vario Drum


IFB Diva Aqua SX

6 kg

Aqua Energie, Crescent Moon Drum


Panasonic NA-F62A7CRB

6.2 kg

Active Foam System, StainMaster+


Godrej WT EON 620 Aku

6.2 kg

Eco Mode, Turbo 6 Pulsator


Haier HWM 65-707NZP

6.5 kg

Near-Zero Pressure Technology, 8 Wash Programs


MarQ by Flipkart MQSA65

6.5 kg

Fuzzy Logic Control, Air Dry


Lloyd LWMF60W

6 kg

Foam Detection System, Digital Display



6.5 kg

15 Wash Programs, Tub Clean


These washing machines offer a perfect blend of performance, features, and affordability, making them ideal choices for Indian households.

How to buy a fully automatic washing machine under Rs. 20,000 using on EMI using Insta EMI Card

The Bajaj Finserv Insta EMI Card offers a hassle-free way to purchase high-priced items like one of the top 10 fully automatic washing machines under Rs. 20,000 on easy EMIs. Here is how you can avail of this facility:

  1. Choose your preferred washing machine: Browse through the list of top-rated automatic washing machines and select the one that suits your requirements.
  2. Visit partner stores or online platforms: Visit the Bajaj EMI Network partner stores or online platforms that accept the Insta EMI Card for payment.
  3. Present your Insta EMI Card: Provide your Insta EMI Card details during the checkout process.
  4. Select EMI plan: Choose a suitable EMI plan based on your budget and preferences.
  5. Complete the purchase: Confirm the purchase, and the cost of the washing machine will be converted into easy monthly instalments.

By opting for the Insta EMI Card, you can enjoy the convenience of purchasing a fully automatic washing machine without straining your finances.

Advantages of buying a washing machine on EMI under Rs. 20,000 on EMI

Investing in a fully automatic washing machine through the Bajaj Finserv Insta EMI Card comes with several advantages, making it an attractive option for purchasing home appliances.

Here are some of the most prominent ones:

  • Easy monthly payments: The Insta EMI Card helps you break down the cost of the washing machine into affordable monthly instalments. Choose from flexible EMI plans that suit your budget.
  • Zero down payment: The Insta EMI Card offers attractive zero down payment plans that let you purchase your preferred washing machine with no upfront payment. Experience the benefits of cutting-edge technology without any financial strain.
  • Exclusive offers and discounts: Avail exclusive discounts and offers on the top automatic washing machines when using the Insta EMI Card. Make the most of special promotions and save on your purchase.
  • Convenient repayment plans: The Insta EMI Card offers convenient repayment tenures, ranging from 1 to 60 months. You can choose a repayment plan according to your convenience and financial goals.

These advantages make buying a washing machine on EMI an attractive proposition for budget-conscious consumers.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting an Insta EMI Card for buying a fully automatic washing machine under Rs. 20,000

To enjoy the perks of the Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Meeting these criteria ensures a smooth application process and approval for the Insta EMI Card.

Check the documents required for the Insta EMI Card

How to Apply for the Bajaj Finserv Insta EMI Card

Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process, allowing you to enjoy the convenience of purchasing a fully automatic washing machine on easy EMIs.

Here is a step-by-step application process of the Insta EMI Card:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Verification process: Bajaj Finserv will review your application and documents.
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.

Once you receive the Insta EMI Card, you can start enjoying the benefits of convenient shopping on easy EMIs.


Purchasing a fully automatic washing machine under Rs. 20,000 on EMI, facilitated by the Bajaj Finserv Insta EMI Card, offers a practical and affordable solution for modern households.

With a wide range of options and flexible repayment plans, acquiring essential appliances has never been easier or more accessible.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

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Frequently asked questions

Are fully automatic washing machines available under the Rs. 20,000 range?

Yes, there are several fully automatic washing machines available under Rs. 20,000 from reputed brands such as BPL, Whirlpool, and Haier. 

How are the machines with washer only functions different from other washing machines?

Washer-only machines are designed to wash clothes only. They cannot dry clothes because they do not have a built-in dryer function unlike washer-dryers or fully automatic washing machines. 

Which is the best company for fully automatic washing machines?

When it comes to fully automatic washing machines, the “best” is subjective and varies based on personal needs and preferences. However, brands like LG, Samsung, and IFB are often praised for their cutting-edge features and dependable performance.

Why is front load more expensive than fully automatic?

Front load washing machines usually carry a higher price tag than top load models. This is because they incorporate more complex technology, offer advanced features, and deliver superior cleaning results. Additionally, they are designed to be more efficient in terms of energy and water usage.

What are the advantages of fully automatic washing machines?

Fully automatic washing machines come with a plethora of benefits. They are a real time-saver as they eliminate the need for manual intervention during the wash cycle. They are known for their excellent cleaning results, efficient water usage, and a variety of wash programs. Plus, they reduce physical effort and are compact, making them ideal for smaller spaces.