The Ultimate Guide to Luxury Handbags Under Rs. 10,000 on EMI with Insta EMI Card

Use the Insta EMI Card to buy the best branded handbags on No Cost EMI.
The Ultimate Guide to Luxury Handbags Under Rs. 10,000 on EMI with Insta EMI Card
5 min read
13 February 2024

In the realm of fashion, handbags are indispensable accessories that not only complement one's outfit but also serve as functional companions in daily life.

While luxury handbags are often associated with hefty price tags, the emergence of convenient EMI options has made owning a designer piece more accessible.

In India, the Bajaj Finserv Insta EMI Card has revolutionised the way individuals can purchase high-quality handbags without straining their budget.

Let's explore the best handbags under Rs. 10,000 available on EMI and how the Insta EMI Card facilitates seamless transactions.

Top branded handbags under Rs. 10,000 available on the Insta EMI Card

Here is a curated list of top branded handbags under Rs. 10,000 available on EMI:



Price Range


Elegant designs with superior craftsmanship

Rs. 5,000-Rs. 9,000


Chic and trendy styles perfect for everyday use

Rs. 6,000-Rs. 9,500


Sustainable and cruelty-free options crafted with precision

Rs. 5,500-Rs. 9,800


Timeless leather bags exuding sophistication and class

Rs. 7,000-Rs. 10,000

These handpicked options offer a diverse range of styles, materials, and designs, catering to various preferences while ensuring affordability with prices under Rs. 10000.

How to buy branded handbags on EMI using Insta EMI Card

The Insta EMI Card helps you convert your purchases into easy EMIs, making luxury fashion more affordable than ever.

Purchasing handbags under Rs. 10,000 on EMI using the Insta EMI Card is a straightforward process. Here is how you can make your purchase:

  1. Select your desired handbag from an online/ offline retailer offering EMI options
  2. Proceed to checkout and choose the EMI payment option
  3. Select Bajaj Finserv Insta EMI Card as your preferred payment method
  4. Choose the EMI plan that suits your budget and repayment preferences
  5. Complete the transaction, and take home your preferred branded handbag

Advantages to buying handbags on the Insta EMI Card

Purchasing handbags on the Insta EMI Card offers several advantages. Some of the most prominent ones of these are:

  • Affordability: By spreading the cost of your handbag over easy EMIs, you can manage your finances more efficiently.
  • No down payment: Unlike traditional financing options, the Insta EMI Card requires no down payment, making it easier to own the handbag of your dreams.
  • Flexible repayment tenure: You can choose from various repayment tenures, allowing you to customise your EMI plan according to your preference.
  • Instant approval: The Insta EMI Card offers instant approval, ensuring a seamless shopping experience without any hassle.

Check the benefits & features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card for buying handbags

To enjoy the perks of the Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process, allowing you to enjoy the convenience of purchasing the latest handbags on easy EMIs.

Here is a step-by-step application process of the Insta EMI Card:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Verification process: Bajaj Finserv will review your application and documents.
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.


Owning luxury handbags under Rs. 10,000 is now within reach for fashion enthusiasts across India, thanks to the convenience offered by EMI options and the Bajaj Finserv Insta EMI Card.

With a plethora of stylish options available and flexible repayment plans, buying your favourite designer handbag has never been more accessible and affordable. Unlock the world of fashion without breaking the bank and elevate your style quotient with the best handbags under Rs. 10,000 on EMI.

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Handbags under 5000 on EMI

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Frequently asked questions

What is a luxury handbag?

More than just a bag, a luxury handbag is a statement of elegance and sophistication. Crafted with superior materials and meticulous attention to detail, these bags offer more than just utility. They come with a premium price tag and are usually associated with high-end, reputable brands.

Which brand is popular for bags?

There are numerous brands that have made a name for themselves in the Indian bag market. Some of the notable ones include Baggit, Caprese, Lavie, Hidesign, and Da Milano. These brands are well-loved for their blend of style, quality, and appeal to the Indian consumer.

Following the latest directive from the Reserve Bank of India, Bajaj Finance Limited shall resume sanction and disbursals under it’s online loans products “Ecom” and “Insta EMI Card” in the next 7 days. However you can walk-in to any of our offline partner stores and get your product financed and EMI Card purchased.

Please note: Your existing card shall be operational for usage after 7 days.