Top Branded Handbags under Rs. 1,000 on EMI: A Fashionista's Dream Come True

Shop top branded handbags under budget using the Insta EMI Card and enjoy EMIs with easy, flexible repayment options.
Top Branded Handbags under Rs. 1,000 on EMI: A Fashionista's Dream Come True
5 min read
05 February 2026

Looking for stylish fashion on a budget? Explore our curated range of women’s handbags under Rs. 1,000, designed to suit every style and occasion. From trendy totes and versatile crossbody bags to elegant clutches, discover affordable options that elevate your everyday look—without stretching your budget.

With the Bajaj Finserv Insta EMI Card, shop top-branded, trendy handbags and split your payments into easy EMIs—zero stress. Explore a variety of chic designs that combine function, fashion, and affordability.

Types of handbags for women under Rs. 1,000

Affordable handbags under Rs. 1,000 come in many practical and fashionable styles, making it easy for women to match a bag with daily needs, office outfits, travel plans, or festive occasions.

Handbag type

What it is best for

Simple description

Tote bag

Everyday use, shopping, work

Roomy bag with strong handles that can carry books, makeup, and daily essentials comfortably

Crossbody bag

Travel, errands, college

Hands-free bag worn across the body for easy movement and security

Shoulder bag

Office, casual outings

Classic style that rests comfortably on the shoulder and looks polished

Satchel bag

Work, formal meetings

Structured bag that looks neat, organised, and professional

Clutch bag

Parties, weddings

Small handheld bag for carrying phone, keys, and lipstick in style

 

Top handbag brands for women under Rs. 1,000 with Insta EMI Card

Various online platforms offer an extensive collection of top branded handbags under Rs. 1,000, making it easier for fashion enthusiasts to stay trendy without breaking the bank.

Here is a curated list of some of the best branded handbags under Rs. 1,000 available on EMI:

Brand and model

Price

Material

Key features

Lavie women’s sling bag

Rs. 899

Synthetic leather

Adjustable strap, multiple compartments, trendy look

Allen Solly women’s tote bag

Rs. 899

PU leather

Large interior space, sturdy handles, versatile design

Fastrack women’s sling bag

Rs. 799

Canvas

Lightweight build, adjustable strap, bright colours

Lino Perros women’s handbag

Rs. 999

Synthetic leather

Elegant finish, roomy sections, comfortable handles

Van Heusen women’s crossbody bag

Rs. 899

PU leather

Adjustable strap, modern style, good for casual use


How to buy branded handbags under Rs. 1,000 on EMI using Insta EMI Card

The Bajaj Finserv Insta EMI Card brings along a new way of how people shop for high-priced items like handbags.

With this card, you can convert your purchases into easy EMIs, making luxury fashion more affordable than ever. Here is how you can buy branded handbags on EMI using the Insta EMI Card:

  1. Select your desired handbag from an online/offline retailer offering EMI options
  2. Proceed to checkout and choose the EMI payment option
  3. Select Bajaj Finserv Insta EMI Card as your preferred payment method
  4. Choose the EMI plan that suits your budget and repayment preferences
  5. Complete the transaction, and take home your preferred branded handbag

Advantages to buying handbags with on the Insta EMI Card

Purchasing handbags on the Insta EMI Card offers several advantages. Some of the most prominent ones of these are:

  • Affordability: By spreading the cost of your handbag over easy EMIs, you can manage your finances more efficiently.
  • No down payment: Unlike traditional financing options, the Insta EMI Card requires no down payment, making it easier to own the handbag of your dreams.
  • Flexible repayment tenure: You can choose from various repayment tenures, allowing you to customise your EMI plan according to your preference.
  • Instant approval: The Insta EMI Card offers instant approval, ensuring a seamless shopping experience without any hassle.

Check now: Insta EMI Card feature and benefits

Eligibility criteria for getting the Insta EMI Card for buying handbags under 1000

To enjoy the perks of the Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

Check Now: Documents Required for Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process, allowing you to enjoy the convenience of purchasing the latest handbags on easy EMIs.

Here is a step-by-step application process of the Insta EMI Card:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Verification process: Bajaj Finserv will review your application and documents.
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.

Conclusion

Owning top branded handbags under Rs. 1,000 on EMI has never been easier, thanks to innovative solutions like the Bajaj Finserv Insta EMI Card.

With the flexibility of EMI options, fashion enthusiasts can now indulge in their passion for luxury without compromising on their budget. So why wait? Apply for the Insta EMI Card today and embark on a journey of fashion and affordability.

Check also

Handbags for women under Rs. 500

Sling bag under Rs. 200

Handbags for women under Rs. 200

Bags under Rs. 10,000

Luxury bags under Rs. 2,000

Bags under Rs. 5,000

 

Other products and services on Easy EMI

Croma Stores

Reliance Digital Store

Easy EMI Card

BNPL (Buy Now, Pay Later)

Flight Bookings on EMI

Puma Shoes under Rs.
20,000

Sangeetha Mobiles

Poorvika Mobiles

Nike Shoes on EMI

Zero Down Payment

Puma Shoes on EMI

Tour Packages on EMI

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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Frequently asked questions

Which is the No. 1 handbag brand in India?

Lavie, Caprese, and Baggit are among the top handbag brands in India, known for their quality, trendy designs, and affordability.

Is Lavie a luxury handbag brand?

Lavie offers affordable yet stylish handbags, bridging the gap between premium and budget-friendly options. It is not considered a luxury brand but delivers excellent quality.

What are some affordable luxury handbag brands?

Brands like Caprese, Baggit, and Hidesign offer affordable luxury handbags with a blend of style, quality, and durability, making them popular choices in India.

Why should you consider buying second-hand handbags?

Buying second-hand handbags is a cost-effective and sustainable option. It allows you to own premium brands at reduced prices while promoting eco-conscious fashion.

Which handbag brands offer the best quality under ₹1000?

Brands like Lavie, Caprese, Baggit, and Lino Perros offer durable and stylish handbags under ₹1000, combining affordability with quality and design.

Is Baggit considered a luxury brand?

Baggit is a well-known Indian brand offering stylish and durable handbags. While not a luxury brand, it delivers quality and trendy designs at affordable prices.

Which handbag styles are trending for women under Rs. 1,000?

Sling bags, mini totes, and crossbody bags are currently trending under Rs. 1,000 because they are lightweight, practical, easy to carry daily, look modern, and suit college, office, and casual outings alike.

What materials are best for handbags under Rs. 1,000 for daily use?

For daily use under Rs. 1,000, PU leather, synthetic leather, sturdy canvas, and nylon work best as they are durable, easy to clean, water-resistant, affordable, and can withstand regular wear and tear comfortably.

What should I look for when buying handbags under Rs. 1,000 online?

When shopping online under Rs. 1,000, check material quality, stitching strength, zip durability, number of compartments, return policy, seller rating, customer reviews, real product images, and brand credibility before purchasing.

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