Clothes on EMI without Credit Card

Learn how to buy clothes, accessories, and more on EMI without needing a credit card with the Bajaj Finserv Insta EMI Card.
Clothes on EMI without Credit Card
3 min
24-Feb-2024

Don’t let budget constraints hold you back from revamping your wardrobe. You can now buy clothes on EMI without a credit card. With the Bajaj Finserv Insta EMI Card, you can purchase trendy apparel and accessories on EMI. Read on to understand how this works.

Understanding EMI for Clothes Shopping

Opting for Equated Monthly Instalments or EMI is an ideal way to buy expensive items without overburdening your pocket. The total cost is split into fixed monthly payments over a tenure of your choice. This makes buying high-value fashion products more affordable and convenient.

The Insta EMI Card offered by Bajaj Finserv brings you this EMI benefit without the need for a credit card. It is a unique digital card that provides instant EMI financing for clothes, bags, shoes, jewellery, and more.

How to buy clothes on EMI with an Insta EMI Card

Follow these simple steps to shop for trendy clothes on EMI:

  • Check eligibility criteria for the Insta EMI Card before applying. It includes age, income, and credit score requirements.

  • You can apply for the Insta EMI Card offline by visiting a partner store.

  • After application, you must submit documents (identity proof, address prof, and income proof) for verification purposes.

  • Browse through the latest clothing collections at online and offline partner stores.

  • Select the garments and accessories you wish to buy and pick a repayment term that suits you. Remember to choose only after comparing interest rates and repayment tenures carefully.

  • Complete the purchase and repay the amount in convenient monthly instalments.

Benefits of clothes shopping with the Insta EMI Card

  • Enjoy No Cost EMI clothes shopping

  • Flexible repayment tenures of up to 60 months

  • Zero down payment available during festive seasons

  • Shop conveniently at over 1.5 lakh partner stores across 4,000 cities across the country

  • Enjoy a pre-approved card limit of up to Rs. 3 lakh

With the Insta EMI Card, you can upgrade your style without breaking the bank. Ditch credit card dependency and buy clothes, accessories, bags, watches, and more on easy EMIs. Apply at a partner store and unlock instant spending power today!

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