How to Buy iPhone 15 on EMI without Credit Card

Guide to purchasing the latest iPhone 15 on EMI without a credit card using the Bajaj Finserv Insta EMI Card.
How to Buy iPhone 15 on EMI without Credit Card
3 min
01 November 2025

Discover the all-new iPhone 15 – where innovation meets elegance. Featuring the advanced A16 Bionic chip, 48MP main camera, and a Super Retina XDR display, it redefines performance and photography. Enjoy the seamless experience of Dynamic Island, an aerospace-grade aluminium design, and long-lasting battery life that keeps you connected all day.

Get your iPhone 15 on EMI starting at just Rs. 4,992/month with flexible payment options and zero hassle. Choose from multiple storage variants and stunning colours, and make your upgrade smarter with secure doorstep delivery and warranty support.

List of iPhone 15 models

iPhone 15 overview and key specifications

The iPhone 15 combines performance, premium design, and advanced camera technology in a compact form. Powered by the Apple A16 Bionic chip and iOS 17, it delivers smooth multitasking and high efficiency.

Key specs

Details

Processor

Apple A16 Bionic

RAM and storage

6 GB + 128 GB / 256 GB / 512 GB

Rear camera

48 MP + 12 MP

Front camera

12 MP

Battery

3349 mAh, 20 W Fast Charging

Display

6.1-inch Super Retina XDR

Launch date

September 13, 2023


iPhone 15 Display

The iPhone 15 display features a stunning 6.1-inch Super Retina XDR panel offering crisp visuals, vibrant colors, and HDR 10 support for immersive viewing.

Display specs

Details

Type

Super Retina XDR OLED

Size

6.1 inches (15.49 cm)

Resolution

1179 × 2556 px (FHD+)

Brightness

Up to 2000 nits

Refresh rate

60 Hz

Protection

Gorilla Glass, HDR10 Support


iPhone 15 Body

The iPhone 15 body combines a premium glass back with an aluminium frame, ensuring durability with IP68 water and dust resistance.

Design specs

Details

Dimensions

147.6 × 71.6 × 7.8 mm

Weight

171 g

Build material

Gorilla Glass back

Water resistance

IP68 (up to 6 m for 30 min)

Ruggedness

Dust proof


iPhone 15 Performance

Powered by the A16 Bionic chip, the iPhone 15 performance stands out with hexa-core speed and 4 nm fabrication for smooth gaming and multitasking.

Performance specs

Details

Chipset

Apple A16 Bionic

CPU

Hexa Core (3.46 GHz + 2.02 GHz)

GPU

Apple GPU (5-core graphics)

RAM

6 GB LPDDR5

Architecture

64-bit, 4 nm


iPhone 15 Storage

The iPhone 15 storage options cater to different needs with lightning-fast NVMe storage up to 512 GB for apps, photos, and videos.

Storage specs

Details

Variants

128 GB / 256 GB / 512 GB

Storage type

NVMe

Expandable

No


iPhone 15 Camera

The iPhone 15 camera delivers professional-grade photography with a dual-camera setup and advanced features like HDR, Night Mode, and 4K video recording.

Camera specs

Details

Rear camera

48 MP (f/1.6) + 12 MP (f/2.4)

Front camera

12 MP (f/1.9)

Zoom

Up to 10× Digital

Video recording

4K @ 60 fps, 1080p @ 240 fps

Features

HDR, OIS, Night Mode, ProRes Video


iPhone 15 Battery

The iPhone 15 battery provides reliable all-day power with fast and wireless charging support for uninterrupted usage.

Battery specs

Details

Capacity

3349 mAh

Type

Li-ion

Charging

20 W Fast Charging (50% in 30 min)

Wireless charging

15 W MagSafe


iPhone 15 network connectivity

The iPhone 15 connectivity supports advanced 5G speeds, dual-SIM options, and seamless wireless technology for better performance.

Connectivity specs

Details

SIM

Dual SIM (Nano + eSIM)

Network

5G / 4G / VoLTE

Wi-Fi

Wi-Fi 6E, Mobile Hotspot

Bluetooth

v5.3

GPS

A-GPS, Glonass

NFC

Yes

Audio jack

USB Type-C


iPhone 15 Sensors

The iPhone 15 sensors enhance usability with precise motion, light, and environmental detection, ensuring a responsive user experience.

Sensor type

Availability

Fingerprint sensor

No

Accelerometer

Yes

Gyroscope

Yes

Barometer

Yes

Proximity and light sensors

Yes

Compass

Yes


iPhone 15 price list in India

The iPhone 15 price in India varies based on storage options. Check the latest prices below from trusted online retailers.

Variant

Price in India

iPhone 15 (128 GB)

Rs. 49,999

iPhone 15 (256 GB)

Rs. 59,999

iPhone 15 (512 GB)

Rs. 69,999


How to buy iPhone 15 on EMI using Insta EMI Card

  1. Check eligibility
    Ensure that you meet the eligibility criteria for the Bajaj Finserv Insta EMI Card. The eligibility criteria typically include age, income, and KYC documentation. You might already be eligible – check your pre-qualified offers now using your mobile phone number and OTP.
  2. Apply for the Bajaj Finserv Insta EMI Card
    Apply for the Bajaj Finserv Insta EMI Card online or visit the nearest partner store. The application process is quick and hassle-free, with minimal documentation required.
  3. Select the iPhone 15
    Once you have your Insta EMI Card, head to your preferred electronics store or online marketplace and choose the iPhone 15 variant that suits your preferences.
  4. Check EMI offers
    Before making the purchase, inquire about the available EMI offers on the iPhone 15. Bajaj Finserv often collaborates with retailers to provide attractive EMI schemes with low or zero down payment options.
  5. Make the purchase
    After selecting the desired iPhone 15 model and EMI plan, proceed to the checkout counter. Present your Bajaj Finserv Insta EMI Card and complete the purchase process.
  6. Repay in easy instalments
    Once the purchase is complete, you can start repaying the amount in convenient monthly instalments. The tenure and EMI amount will depend on the EMI plan you selected during the purchase.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card for buying iPhone 15 on EMI

  • Nationality: Indian
  • Age: 21 – 65 years
  • Income: Must have regular income source
  • Credit Score: 720 or higher
  • Documentation requirements:
    • PAN card
    • Aadhaar card for KYC
    • Address proof
    • Bank account details and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

You can apply for the Bajaj Finserv Insta EMI Card both online and offline:

  • Offline: At any Bajaj Finserv partner store, take the assistance of a store representative to apply for your Insta EMI Card in person. Submit the required documents and wait for them to be verified. Once you’ve been approved, pay the one-time joining fee to have your card issued for use.
  • Online: If you prefer applying online, simply download the Bajaj Finserv App or visit the official website. Submit your phone number and authenticate it with an OTP before filling in the application form to reveal your card loan limit. Next, complete the KYC verification and pay the one-time joining fee. You must then register the e-mandate before your card can be activated and ready for use.

Check also: how to apply for insta emi card online

Benefits of using Insta EMI Card for buying iPhone 15 on EMI

  • No credit card required: Unlike traditional EMI options that often require a credit card, the Bajaj Finserv Insta EMI Card offers a hassle-free alternative.
  • Flexible repayment options: Enjoy flexible repayment tenures ranging from 3 to 60 months, allowing you to manage your finances effectively.
  • Instant approval: The Insta EMI Card offers instant approval, enabling you to make purchases without delay.
  • Exclusive offers: Benefit from exclusive offers and discounts on a wide range of products and services through partner merchants.

Owning the latest iPhone 15 is now within your reach, thanks to the Bajaj Finserv Insta EMI Card. Follow the simple steps outlined in this guide to purchase the iPhone 15 on EMI without the need for a credit card. Do not let budget constraints hold you back—embrace the convenience of EMI and upgrade to the iPhone 15 today. with the Insta EMI Card. Check your eligibility for this digital card right away using just your mobile phone number and OTP.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How much EMI should I pay for my iPhone 15?

When you shop for your new iPhone 15 using the Bajaj Finserv Insta EMI Card, you have the flexibility of choosing an EMI tenure between 3 to 60 months that fits within your financial planning. This means, your Easy EMIs can fit seamlessly into your existing monthly budget. So, ensure you pick a repayment terms that works for you.

How to buy iPhone 15 in instalments?

Buy your iPhone 15 in instalments by choosing to pay for it using your Bajaj Finserv Insta EMI Card. This unique financial tool allows you to split the cost of your purchase into EMIs spanning across a tenure chosen by you.