How to Buy iPhone 15 on EMI without Credit Card

Guide to purchasing the latest iPhone 15 on EMI without a credit card using the Bajaj Finserv Insta EMI Card.
How to Buy iPhone 15 on EMI without Credit Card
3 min
19-Feb-2024

Are you eyeing the sleek iPhone 15 but worried about the upfront cost? With the Bajaj Finserv Insta EMI Card, you can now own the latest iPhone 15 without the need for a credit card. This guide will walk you through the process of making your dream of owning an iPhone 15 a reality.

List of iPhone 15 models

 

iPhone 15

iPhone 15 Plus

iPhone 15 Pro

iPhone 15 Pro Max

Display

6.1-inch OLED display; 2556 x 1179 pixels resolution; 460 pixels per inch

6.7-inch OLED display; 2796 x 1290 pixels resolution; 460 pixels per inch

6.1-inch OLED display; 2556 x 1179 pixels resolution; 460 pixels per inch

6.7-inch OLED display; 2796 x 1290 pixels resolution; 460 pixels per inch

Processor

A16 Bionic

A17 Pro

Rear camera

48-megapixel main camera with f/1.6 aperture; 12-megapixel ultrawide camera with f/2.4 aperture (120° field of view); 12-megapixel 2x telephoto with f/1.6 aperture (powered by the main camera); 10x digital zoom

48-megapixel main camera with f/1.78 aperture; 12-megapixel ultrawide camera with f/2.2 aperture (120° field of view); 12-megapixel 2x telephoto with f/1.78 aperture (powered by the main camera)

Front camera

12-megapixel camera with f/1.9 aperture

Charging

USB-C with USB 2.0 data transfer speeds

USB-C with USB 3 data transfer speeds (10Gb/s)

Colours

Black, Blue, Green, Yellow, Pink

Black Titanium, White Titanium, Blue Titanium, Natural Titanium

Price from

Rs. 79,900

Rs. 89,900

Rs. 1,34,900

Rs. 1,59,900

 

Steps to purchase iPhone 15 on EMI

  1. Check eligibility
    Ensure that you meet the eligibility criteria for the Bajaj Finserv Insta EMI Card. The eligibility criteria typically include age, income, and KYC documentation.
  2. Apply for the Bajaj Finserv Insta EMI Card
    Apply for the Bajaj Finserv Insta EMI Card online or visit the nearest partner store. The application process is quick and hassle-free, with minimal documentation required.
  3. Select the iPhone 15
    Once you have your Insta EMI Card, head to your preferred electronics store or online marketplace and choose the iPhone 15 variant that suits your preferences.
  4. Check EMI offers
    Before making the purchase, inquire about the available EMI offers on the iPhone 15. Bajaj Finserv often collaborates with retailers to provide attractive EMI schemes with low or zero down payment options.
  5. Make the purchase
    After selecting the desired iPhone 15 model and EMI plan, proceed to the checkout counter. Present your Bajaj Finserv Insta EMI Card and complete the purchase process.
  6. Repay in easy instalments
    Once the purchase is complete, you can start repaying the amount in convenient monthly instalments. The tenure and EMI amount will depend on the EMI plan you selected during the purchase.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting the Insta EMI Card for buying iPhone 15 on EMI

  • Nationality: Indian
  • Age: 21 – 65 years
  • Income: Must have regular income source
  • Credit Score: 720 or higher
  • Documentation requirements:
    • PAN card
    • Aadhaar card for KYC
    • Address proof
    • Bank account details and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

How to apply for the Bajaj Finserv Insta EMI Card

You can apply for the Bajaj Finserv Insta EMI Card both online and offline:

  • Offline: At any Bajaj Finserv partner store, take the assistance of a store representative to apply for your Insta EMI Card in person. Submit the required documents and wait for them to be verified. Once you’ve been approved, pay the one-time joining fee of Rs. 599 to have your card issued for use.
  • Online: If you prefer applying online, simply download the Bajaj Finserv App or visit the official website. Submit your phone number and authenticate it with an OTP before filling in the application form to reveal your credit limit. Next, complete the KYC verification and pay the one-time joining fee. You must then register the e-mandate before your card can be activated and ready for use.

Benefits of using Insta EMI Card for Buying iPhone 15 on EMI

  • No credit card required: Unlike traditional EMI options that often require a credit card, the Bajaj Finserv Insta EMI Card offers a hassle-free alternative.
  • Flexible repayment options: Enjoy flexible repayment tenures ranging from 3 to 24 months, allowing you to manage your finances effectively.
  • Instant approval: The Insta EMI Card offers instant approval, enabling you to make purchases without delay.
  • Exclusive offers: Benefit from exclusive offers and discounts on a wide range of products and services through partner merchants.

Owning the latest iPhone 15 is now within your reach, thanks to the Bajaj Finserv Insta EMI Card. Follow the simple steps outlined in this guide to purchase the iPhone 15 on EMI without the need for a credit card. Do not let budget constraints hold you back—embrace the convenience of EMI and upgrade to the iPhone 15 today.

Apply for the Bajaj Finserv Insta EMI Card today and unlock a world of possibilities. Do not miss exclusive EMI offers and convenient repayment options take the first step towards owning your dream phone now. Incorporate Bajaj Finserv Insta EMI Card in your lifestyle and say hello to seamless shopping experiences.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

How much EMI should I pay for my iPhone 15?

When you shop for your new iPhone 15 using the Bajaj Finserv Insta EMI Card, you have the flexibility of choosing an EMI tenure between 1-60 months that fits within your financial planning. This means, your interest-free No Cost EMIs can fit seamlessly into your existing monthly budget. So, ensure you pick a repayment terms that works for you.

How to buy iPhone 15 in instalments?

Buy your iPhone 15 in instalments by choosing to pay for it using your Bajaj Finserv Insta EMI Card. This unique financial tool allows you to split the cost of your purchase into interest-free EMIs spanning across a tenure chosen by you.