Buy the iPhone 13 Pro on Easy EMIs Without Using a Credit Card

Enjoy the professional-level camera and ProMotion display of the iPhone 13 Pro by using the Insta EMI Card for affordable Easy EMIs.
Buy the iPhone 13 Pro on Easy EMIs Without Using a Credit Card
3 min
March 27, 2026

Overview of the iPhone 13 Pro

The iPhone 13 Pro remains a powerhouse in the smartphone world, offering a professional-grade camera system and a stunning ProMotion display. Its stainless steel design provides exceptional durability, while the A15 Bionic chip ensures lightning-fast performance for every task. 

You can easily own this premium device by using the Bajaj Finserv Insta EMI Card. This financial tool offers a pre-approved card loan offer, allowing you to split the cost into affordable Easy EMIs. This approach makes high-end technology accessible without straining your monthly budget or savings.
 

Key features and specifications of the iPhone 13 Pro

This smartphone delivers a top-tier user experience with its advanced triple-camera system and super-bright OLED screen. It caters to creators and professionals who demand high performance and reliable build quality.

  • ProMotion display technology: The 6.1-inch screen features an adaptive refresh rate up to 120Hz, providing a fluid scrolling experience and responsive touch for gaming.
  • Pro camera system: Three 12MP lenses offer 3x optical zoom and macro photography, allowing you to capture intricate details and professional-quality cinematic videos.
  • A15 Bionic chipset: This powerful 5 nm processor handles intensive multitasking and high-end gaming while maintaining impressive power efficiency for all-day usage.
  • Exceptional durability: A surgical-grade stainless steel frame and Ceramic Shield front cover protect the device from accidental drops and everyday wear.
  • LiDAR scanner: This advanced sensor improves low-light photography and enables immersive augmented reality experiences by measuring depth with incredible accuracy.
FeatureSpecification
ProcessorApple A15 Bionic (5 nm)
Display size15.49 cm (6.1-inch)
Resolution1170 x 2556 pixel
Pixel density460 ppi
Main cameraTriple 12MP (Wide, Telephoto, Ultrawide)
Battery capacity3,095 mAh
Weight204 g

Price of the iPhone 13 Pro variants in India

The cost of the iPhone 13 Pro depends on the internal storage capacity you choose for your high-resolution photos and ProRes videos. Each model features the same premium stainless steel finish.

Variant nameWhy should you get thisPrice
iPhone 13 Pro (128GB)This model suits users who primarily use cloud services and need professional performance.Rs. 65,900
iPhone 13 Pro (256GB)Select this variant if you plan to record professional ProRes videos and store apps offline.Rs. 74,900
iPhone 13 Pro (512GB)This version is ideal for heavy creators who require extensive local storage for large media files.Rs. 89,900
iPhone 13 Pro (1TB)Choose this top-tier variant for ultimate storage freedom without ever worrying about clearing space.Rs. 1,04,900

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store.
 

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital payment solution that provides a pre-approved card loan offer for your shopping needs. You can use this card to convert the cost of premium electronics and smartphones into Easy EMIs. It works across a vast network of over 1.5 lakh partner stores in India, covering both online and offline retailers. The card requires no physical documentation for existing members and allows you to choose flexible repayment tenures. It simplifies the process of upgrading to flagship technology by spreading out the expenditure.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred iPhone easily and affordably.
 

How to buy the iPhone 13 Pro on EMIs

Purchasing your new iPhone 13 Pro using your digital card is a quick and efficient process at any authorised retail partner. You can complete the entire transaction by following these simple, actionable steps.

  • Visit a partner store: Go to a nearby electronics retailer that accepts the Insta EMI Card and select your preferred iPhone 13 Pro storage.
  • Provide card details: Share your card information and registered mobile number with the store representative at the payment counter.
  • Select your tenure: Pick a repayment tenure that fits your monthly budget and authorise the transaction using the OTP sent to your phone.
     

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 
Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
     

Also read: How to apply for the Insta EMI Card

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

Is the iPhone 13 Pro still worth buying in 2026?

The iPhone 13 Pro is definitely worth buying in 2026 because its A15 Bionic chip remains faster than many newer mid-range phones. The 120Hz ProMotion display and professional triple-camera system still deliver a premium experience. It provides excellent value for those seeking flagship features at a more affordable price.

What are the benefits of using the Bajaj Finserv Insta EMI Card for buying an iPhone 13 Pro?

Using the Bajaj Finserv Insta EMI Card allows you to access a pre-approved card loan offer instantly. You can divide the total cost into Easy EMIs without paying the full amount upfront. This financial flexibility helps you manage your monthly expenses while owning a high-end smartphone with a flexible repayment tenure.

Who should buy the iPhone 13 Pro in 2026?

Users who want a professional camera, a high-refresh-rate display, and a premium stainless steel build should consider this model. It is perfect for photography enthusiasts and gamers who want flagship performance without paying the high price of the latest models. It remains a sturdy and reliable daily driver.

Does the iPhone 13 Pro support fast charging and MagSafe?

Yes, the iPhone 13 Pro supports fast wired charging that reaches 50 per cent battery in approximately 30 minutes. It also features MagSafe technology, which allows you to snap on magnetic chargers and accessories easily. This ensures convenient and efficient power management for your busy lifestyle and daily routine.

Will the iPhone 13 Pro receive the latest iOS updates?

The iPhone 13 Pro will continue to receive the latest iOS updates for several more years. Apple typically supports its Pro models with software and security patches for at least six to seven years from release. This ensures your device stays secure and functional with new features until approximately 2028.

Can I get the iPhone 13 Pro on EMIs?

You can certainly get the iPhone 13 Pro on instalments by using the Bajaj Finserv Insta EMI Card. This method allows you to convert the purchase price into Easy EMIs at numerous partner retail outlets. It is a simple way to own a premium Apple device through a convenient plan.

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