iPhone 14 Plus on EMI: Cameras, Performance, EMI Options, and More

The iPhone 14 Plus is known for being the first big-screen iPhone without the Pro price. It pairs a 6.7-inch display with one of the longest-lasting batteries Apple had made at the time. It suits people who watch videos, read, and browse a lot, and want an iPhone that lasts the whole day.

In 2026, the iPhone 14 Plus is a value buy. Here is why it is still worth a look:

• All-day battery: Apple rates it for up to 26 hours of video playback, enough for a long train or bus journey.
• Low entry price: A refurbished unit at Rs. 37,499 costs Rs. 62,401 less than a new Rs. 99,900 iPhone 17.
• Years of updates left: It launched with iOS 16 and can be updated to iOS 27.
• Light for its size: At 203 g, it is easy to hold for a 6.7-inch phone.

You can also buy the iPhone 14 Plus on Easy EMIs with the Bajaj Finance Insta EMI Card and repay across 3 to 60 months.

→ Key takeaway: New units are already sold out, and good-condition refurbished units are picked up fast. If you wait to save the full amount, you may be left with lower grades. Easy EMIs let you buy a better unit now and pay monthly.

The iPhone 14 Plus is a good fit for some buyers and not for others. You should choose it if you are one of these:

• A first-time iPhone buyer: At Rs. 37,499 refurbished, it is one of the lowest-cost ways to get a 6.7-inch iPhone.
• A parent or grandparent: The big screen makes text, video calls, and photos easier to see.
• A heavy video watcher: A large display and long battery suit daily commutes and travel.
• An upgrader from an iPhone 11 or older: You gain 5G, an OLED screen, and several more years of iOS updates.
• A buyer who already owns Lightning accessories: Your old chargers and cables will keep working.

If you want USB Type-C, a 48MP camera, or Dynamic Island, look at the iPhone 15 Plus, which costs about Rs. 11,300 more when refurbished.

You can pay the full amount upfront, or you can spread the cost with the Bajaj Finance Insta EMI Card. It splits the price into monthly instalments across 3 to 60 months, so the phone fits into your monthly budget.

The table below shows how the monthly amount changes with the tenure, using the Rs. 37,499 refurbished iPhone 14 Plus (128GB) as an example.

Disclaimer: These are indicative figures based on a simple division of the product price across the tenure shown, with no interest, processing fee, or other charges factored in. Your actual EMI amount will depend on the terms of your card loan offer.

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record and to new applicants who pass KYC and eligibility checks. Here is what the card offers.

• A card loan offer of up to Rs. 6 lakh, which covers any iPhone 14 Plus variant, new or refurbished.
• A repayment tenure across 3 to 60 months, so you can pick a monthly amount that suits you.
• Use at over 1.5 lakh partner stores across more than 4,000 cities, such as Croma, Reliance Digital, and Vijay Sales, and on Amazon and Flipkart.
• A one-time joining fee of Rs. 530*, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred iPhone 14 Plus variant easily and affordably.

*Inclusive of applicable taxes.

Buying an iPhone 14 Plus on EMI makes it easier to own an iPhone. Here is how Easy EMIs help:

• A small monthly amount: Over 24 months, the Rs. 37,499 refurbished unit comes to about Rs. 1,562 a month, before any charges.
• Pick a better grade: With the cost spread out, you can choose a unit in top condition and not settle for a scratched one.
• Savings stay untouched: You do not have to pay Rs. 37,499 at once, so your emergency fund stays safe.
• Zero down payment: This is available on select products and during festive season offers.
• No credit card needed: The Insta EMI Card is a card loan, so you can shop on Easy EMIs without a credit card.

→ Verdict: The iPhone 14 Plus is a sensible buy in 2026 if you want a big-screen iPhone for under Rs. 40,000 and are comfortable with a refurbished unit. With the Insta EMI Card, you can take it home now and pay for it gradually.

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
4. Verify your pre-filled personal details and click on 'CONTINUE'.
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can use the Bajaj Finance Insta EMI Card at a partner store or online. Both ways take only a few minutes.

At a partner store

1. Ask for the iPhone 14 Plus and select your variant and colour.
2. At checkout, tell the partner store executive you want to pay using the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details with the executive.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the transaction using the OTP sent to your registered mobile number.
6. Your purchase is approved instantly. Take your iPhone home.

For online purchases

1. Add the iPhone 14 Plus to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose a repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Your order is placed. EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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