How to Shop on Darling Retail using Insta EMI Card

Know how to shop on Darling Retail using Insta EMI Card at zero down payment, No Cost EMI, and without credit card.
How to Shop on Darling Retail using Insta EMI Card
3 min
21-May-2024

Elevate your shopping experience at Darling Retail with the Bajaj Finserv Insta EMI Card. This innovative card lets you buy what you want without worrying about the full cost upfront. Simply make your purchases and pay for them later through easy EMIs spread over time. 

No more delaying your desires or compromising on your shopping wishes – the Insta EMI Card gives you the flexibility to enjoy your favourite products now while managing the payments gradually. Shop with ease and convenience at Darling Retail using this hassle-free payment solution.

Darling Retail overview

Darling Retail, a premier retail brand in the Indian market, is renowned for its extensive product portfolio. From the latest mobiles and air conditioners to state-of-the-art televisions, refrigerators, washing machines, and even furniture, Darling Retail is a one-stop-shop for all your household needs. The brand’s commitment to offering a diverse range of products caters to the varied needs of customers, making it a preferred choice for many.

With a strong presence across Tamil Nadu and Pondicherry, Darling Retail boasts over 120+ retail outlets, making it easily accessible to customers. But shopping at Darling Retail goes beyond just purchasing products. It’s about the holistic customer experience that the brand offers, from the moment you step into the store to the after-sales service. This commitment to delivering a complete customer experience sets Darling Retail apart in the retail industry.

How to shop on Darling Retail using Insta EMI Card

You can use your Insta EMI Card to shop on Darling Retail’s official website and at any of their retail stores. Simply choose the product you wish to buy and, during the checkout process, provide your Bajaj Finserv Insta EMI Card details. You’ll need to select a suitable repayment tenure and authenticate your purchase to complete it. 

A compelling reason to shop with the Insta EMI Card is the convenience it offers as you can convert your purchases into affordable EMIs, repayable over time. 

List of available Darling Retail products on EMI

Category Brands
Television Haier, LG, Lloyd, Panasonic, Samsung, Sony
Refrigerators Godrej, Haier, IFB, LG, Lloyd, Panasonic, Samsung, Whirlpool
Air conditioners Blue Star, Carrier, Daikin, Godrej, Haier, IFB, LG, Lloyd, Panasonic, Samsung, Voltas
Washing machines Bosch, Godrej, Haier, IFB, LG, Lloyd, Panasonic, Whirlpool, Samsung
Home appliances Crompton, Carrier, Bosch, Eureka Forbes, Godrej, Haier, Havells, Panasonic, v-Guard, Venus, Voltas, Whirlpool
Kitchen appliances Butterfly, Elica, Eureka Forbes, Kent, Panasonic, Preethi, Prestige, Ultra, Vidiem
Laptops HP, Samsung, Lenovo, Apple
Mobile phones Apple, OnePlus, Oppo, realme, Redmi, Samsung, Vivo
Accessories Apple, Sony, Xiaomi, Samsung, boAt, noise


Apart from the products listed above, Darling Retail also sells home and office furniture from leading brands. 

Benefits of shopping on Darling Retail using Insta EMI Card

  • Get access to a pre-approved credit limit of up to Rs. 3 lakh, giving you ample spending power for your purchases.
  • Split your payments into easy, No Cost EMIs without any additional interest charges.
  • Choose a repayment tenure between 1 to 60 months that best suits your financial situation.
  • Pay off your outstanding balance anytime without worrying about extra fees.
  • Enjoy special zero down payment deals during festive seasons to make big-ticket purchases more affordable.
  • Use your card at over 1.5 lakh partner stores across more than 4,000 cities nationwide.
  • Making timely EMI payments can help boost your credit score and enhance future borrowing prospects.

Check the benefits and features of Insta EMI Card

Eligibility criteria for getting Insta EMI Card for shopping on

Darling Retail

  • Indian national
  • Between the ages of 21 years and 65 years
  • Must have a regular source of income
  • Must have a credit score of 720 or more
  • Must have valid documentation, including PAN card, Aadhaar card for KYC, proof of address, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card

If you’re ready to enhance your shopping experience with the Insta EMI Card, here’s some good news: applying for it is easy. You can apply for the Bajaj Finserv Insta EMI Card either offline at a partner store prior to making a purchase, or only on the official Bajaj Finserv website. In either case, you will need to complete the KYC procedure and e-mandate registration and make a one-time joining fee payment of Rs. 599. 

So, why wait? If you’re ready to shop with greater flexibility and affordability, apply for the Bajaj Finserv Insta EMI Card today!

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Which is the best product to shop for on Darling Retail?
The best product to shop for on Darling Retail would be the one that best suits your individual needs and preferences. Darling Retail offers a wide variety of products, ensuring there’s something for everyone.
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