Samsung Mobile Phones on EMIs — No Credit Card Needed

Galaxy S, A, and M series — buy the latest Samsung mobile phones on Easy EMIs with the Bajaj Finserv Insta EMI Card.
Samsung Mobile Phones on EMIs — No Credit Card Needed
4 Min Read
May 8, 2026

Samsung is the world's largest smartphone brand by shipment volume — offering a comprehensive range of mobile phones across the Galaxy M, Galaxy A, Galaxy F, Galaxy S, and Galaxy Z series. From budget 5G phones under Rs. 10,000 to flagship models above Rs. 1,00,000, Samsung covers every buyer and use case with genuine software commitment, strong after-sales support, and consistent camera quality. 

Buy your preferred Samsung mobile phone on Easy EMIs using the Bajaj Finserv Insta EMI Card — split the cost across 3 to 60 months with zero down payment on select models.
 

Overview of Samsung mobile phones

Samsung's 2026 mobile phone portfolio spans five distinct series — Galaxy M for budget buyers, Galaxy A for mid-range feature seekers, Galaxy F for online-exclusive value, Galaxy S for flagship performance, and Galaxy Z for foldable innovation. Across all series, Samsung offers 7-year OS update commitments on flagship models, consistent Galaxy AI features including Live Translate and Circle to Search, AMOLED displays from 90Hz to 120Hz, 50MP or higher primary cameras, and reliable after-sales support through Samsung's nationwide authorised service network. The range covers prices from Rs. 6,999 to above Rs. 2,00,000.
 

Key features and specifications of Samsung mobile phones

Samsung mobile phones deliver a consistent set of features across all series — with meaningful upgrades as you move up the price range. Here is what distinguishes Samsung smartphones across the range.

  • Galaxy AI features across the lineup: Samsung Galaxy AI — covering Circle to Search, Live Translate, Generative Edit, Chat Assist, and Note Assist — is available across 2024, 2025, and 2026 Galaxy models, making AI productivity features accessible even on mid-range Samsung devices.
  • 7-year OS update commitment on flagship models: Samsung's Galaxy S26 series carries a 7-year OS and security update commitment — the longest software support available from any Android manufacturer, ensuring the phone stays secure and feature-current well beyond the typical 3-year smartphone upgrade cycle.
  • AMOLED displays with 90Hz to 120Hz refresh rates: Samsung's in-house AMOLED panels deliver vivid colour, deep blacks, and smooth motion across the Galaxy A and S series — with adaptive 120Hz available from mid-range models upwards for noticeably smoother daily use.
  • Consistent 50MP camera quality across price segments: Samsung equips models from the Galaxy M07 at Rs. 6,999 to the Galaxy S26 Ultra at Rs. 1,34,999 with 50MP primary cameras — with Nightography enhancement, OIS, and AI photography features scaling up progressively across the price range.
  • IP54 to IP68 water resistance across series: Samsung offers splash resistance from IP54 on budget Galaxy M models to full IP68 on flagship Galaxy S models — providing practical durability protection from rain and accidental water exposure across every price segment.
     
SpecificationRange across Samsung Galaxy models
SeriesGalaxy M, F, A, S, Z
Display6.5-inch – 6.9-inch AMOLED / Dynamic AMOLED 2X
Refresh rate90Hz – 120Hz (adaptive)
Primary camera50MP – 200MP (model-dependent)
Front camera8MP – 12MP
ChipsetExynos / Snapdragon (model-dependent)
RAM4GB – 12GB
Storage64GB – 512GB
Battery4,300 mAh – 5,000 mAh
Fast charging15W – 45W
OS support4 to 7 years of OS updates
Water resistanceIP54 – IP68
Price rangeRs. 6,999 – Rs. 2,16,999


 

Price list of the best Samsung mobile phones on EMIs (2026)

Samsung mobile phones are available across all price segments through authorised Samsung partners and major retail channels. The table below covers confirmed models available.

Model nameKey featuresWhy should you get thisPrice
Samsung Galaxy M0750MP camera, 6.7-inch 90Hz display, Helio G99, 5,000 mAh, 25W charging, IP54, 6-year update promiseBest entry-level Samsung — Helio G99 with 6-year OS update commitment at the most accessible Galaxy priceRs. 6,999 onwards
Samsung Galaxy A16 5G50MP triple camera, 6.7-inch 90Hz Super AMOLED, Dimensity 6300, 5,000 mAh, 25W, 4-year updatesBest mid-range Samsung AMOLED — Super AMOLED display with 5G and Samsung ecosystem at an accessible priceRs. 17,999 onwards
Samsung Galaxy A36 5G50MP OIS camera, 6.7-inch 120Hz Super AMOLED, Snapdragon 6 Gen 3, 5,000 mAh, 45W, IP67, 6-year updatesBest upper mid-range Samsung — OIS camera, 120Hz AMOLED, and IP67 with a 6-year update commitmentRs. 32,999 onwards
Samsung Galaxy S2650MP + 12MP + 10MP triple camera, 6.3-inch Dynamic AMOLED 2X, Exynos 2600, 4,300 mAh, Galaxy AI, 7-year updatesBest compact flagship — Exynos 2600, Galaxy AI, and 7-year updates in Samsung's most refined standard flagshipRs. 87,999 onwards
Samsung Galaxy S26 Ultra200MP + 50MP + 10MP + 50MP quad camera, 6.9-inch Dynamic AMOLED, S Pen, Exynos 2600, Galaxy AI, Privacy DisplayBest premium Android flagship — 200MP camera, S Pen, Privacy Display, and the most complete Galaxy AI experienceRs. 1,34,999 onwards

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 
 

Why should you choose a Samsung mobile phone

Samsung mobile phones combine consistent hardware quality, the longest software support commitments in Android, and one of India's most accessible authorised service networks — making them a dependable long-term investment across every budget. Here is why Samsung stands out.

  • 7-year OS update commitment protects long-term investment: Samsung's flagship update commitment means a Galaxy S26 purchased in 2026 stays current with security patches and feature updates until 2033 — significantly outlasting the 2 to 3-year update cycles of most competing Android brands at comparable prices.
  • Galaxy AI makes productivity genuinely easier across the lineup: Circle to Search, Live Translate, and Note Assist are not exclusive to flagships — Samsung makes Galaxy AI features available across its mid-range Galaxy A series, delivering practical daily productivity benefits at accessible price points.
  • India's most accessible Samsung authorised service network: Samsung operates one of the largest authorised smartphone service networks in India — ensuring accessible warranty claims, genuine spare parts, and technical support across major cities and smaller towns throughout the product's lifespan.
  • AMOLED displays from mid-range upwards deliver premium visual quality: Samsung manufactures its own AMOLED panels — the same technology used in Apple iPhones — giving Galaxy A and S series buyers access to display quality that competing brands at similar prices source from third-party suppliers.
  • Consistent software experience through One UI: Samsung's One UI delivers a clean, well-optimised Android interface with deep customisation, DeX desktop mode on select models, and a consistent feature set across the entire Galaxy lineup — reducing the learning curve when upgrading from one Samsung model to the next.
     

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card offers a pre-approved card loan offer of up to Rs. 3 lakh — letting you buy your preferred Samsung mobile phone today and pay in Easy EMIs rather than a lump sum. The card is accepted across over 1.5 lakh partner stores in more than 4,000 cities, with flexible repayment tenures across 3 to 60 months and zero down payment on select products.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, apply instantly and start shopping for your preferred Samsung Galaxy smartphone on Easy EMIs easily and affordably.
 

How to buy a Samsung mobile phone on EMIs using the Insta EMI Card

Buying a Samsung mobile phone on EMIs using the Bajaj Finserv Insta EMI Card is quick and straightforward at any authorised Samsung partner store or online. Here are the steps.

  • Check your Insta EMI Card eligibility online: Visit the Bajaj Finserv website or app, enter your mobile number and OTP, and receive your pre-approved card loan offer in minutes — no paperwork or branch visit required.
  • Activate your card after approval: Complete the digital activation process — your Insta EMI Card is ready to use at any Bajaj Finserv partner store or participating online platform immediately after activation.
  • Visit an authorised Samsung partner store or shop online: Select your preferred Samsung Galaxy model and storage configuration — confirm EMI payment eligibility before proceeding to billing or online checkout.
  • Pay via the Insta EMI Card and select your tenure: Choose the EMI payment option, enter your card details, and select your preferred tenure from the flexible repayment tenure options across 3 to 60 months.
  • Collect your Samsung phone: Once the EMI confirms, collect your device with its box and warranty documentation — Easy EMI repayment begins the following month per your selected tenure.
     

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.


Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 19 years to 70 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.


Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
     

Also read: How to apply for the Insta EMI Card
 

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Frequently asked questions

Can I buy a Samsung mobile phone on EMIs?

Yes — Samsung mobile phones across all series are available on Easy EMIs through the Bajaj Finserv Insta EMI Card at authorised Samsung partner stores. Models from the Galaxy M07 at Rs. 6,999 to the Galaxy S26 Ultra at Rs. 1,34,999 all exceed the Rs. 5,000 minimum invoice requirement. Check your Insta EMI Card eligibility before getting started — approval is near-instant for eligible applicants using just your mobile number and OTP.

Are EMIs available for any Samsung phone?

Yes — Easy EMIs through the Bajaj Finserv Insta EMI Card are available on any Samsung Galaxy model priced above Rs. 5,000 at Bajaj Finserv partner stores. This covers the entire Samsung India lineup — from the Galaxy M07 at Rs. 6,999 to the Galaxy S26 Ultra at Rs. 1,34,999. EMI eligibility applies to both in-store and online purchases at participating platforms — check your Insta EMI Card eligibility to confirm your pre-approved card loan offer before visiting a store.

What are the best EMI offers on Samsung smartphones right now?

The best current Easy EMI offers on Samsung smartphones combine zero down payment on select models, flexible tenures across 3 to 60 months, and a pre-approved card loan offer of up to Rs. 3 lakh through the Bajaj Finserv Insta EMI Card. Festive periods and Samsung sale events typically carry additional EMI-specific promotions. Visit your nearest Bajaj Finserv partner store or check the Bajaj Finserv website for the current EMI offers available on specific Samsung Galaxy models at the time of your purchase.

Can I buy a Samsung phone on EMIs without a credit card?

Yes — the Insta EMI Card offers a pre-approved card loan offer that operates independently of any bank credit card — no existing credit card is required to apply or use it. Simply check your Insta EMI Card eligibility online using your mobile number and OTP, activate your card after approval, and use it immediately at any Bajaj Finserv partner store to purchase your preferred Samsung Galaxy model on Easy EMIs.

What are the minimum monthly EMIs for Samsung phones?

Monthly Easy EMI amounts depend on the Samsung model's price, your chosen repayment tenure, and the applicable interest rate on your Bajaj Finserv Insta EMI Card. A Samsung Galaxy M07 at Rs. 6,999 on a 12-month tenure results in approximately Rs. 583 per month. A Samsung Galaxy S26 Ultra at Rs. 1,34,999 on a 24-month tenure results in approximately Rs. 5,625 per month. The exact instalment amount for your specific purchase and tenure is displayed clearly at the billing counter or checkout before you confirm.

Which Samsung series offers the best value on EMIs — Galaxy S, A, or M?

Each series offers the best value for different buyer profiles. Galaxy M delivers the best value for budget buyers — the Galaxy M07 at Rs. 6,999 with a 6-year update commitment is exceptional at its price. Galaxy A delivers the best mid-range value — the Galaxy A36 5G at Rs. 32,999 with OIS, 120Hz AMOLED, IP67, and 6-year updates is the strongest overall. Galaxy S delivers the best flagship value — the Galaxy S26 at Rs. 87,999 with Exynos 2600, Galaxy AI, and 7-year updates justifies its premium for long-term power users.

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