Buy Apple MacBook on EMI without Credit Card

Own the latest Apple MacBook on EMI and get your Apple Laptop on EMI without a credit card, only with Bajaj Finserv.
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Buy Apple MacBook on EMI without Credit Card
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6 min
22 August 2025

Want to own an Apple MacBook but worried about the cost? Don't let the price hold you back! There's a clever way to make your dream a reality without straining your finances. Step into the world of EMI shopping, where you can buy now and pay later in convenient instalments.

In this article, we'll explore how you can purchase an Apple MacBook Pro on EMI without the need for a credit card. We'll discuss the Bajaj Finserv Insta EMI Card and advantages of buying an Apple laptop on EMI. Join us as we uncover the ways to make your dream MacBook purchase achievable!

Apple MacBook Overview

The Apple MacBook continues to set industry standards for performance, design, and innovation. Whether you need a reliable laptop for work, learning, or creative projects, MacBook’s advanced M-series chip delivers speed and efficiency for multitasking and high-performance tasks. Its high-resolution Retina display and all-day battery life make it ideal for those who value productivity and portability.

For professionals or students considering flexible purchasing options, solutions like the Bajaj Finserv Insta EMI Card can help you own a MacBook without large upfront expenses. With simple application and easy EMI plans, you can equip yourself with Apple’s latest technology while managing your finances smartly—making premium computing accessible for everyone. Log in now with mobile and OTP to see your eligibility instantly.

Features of Apple MacBook

  • Powerful M-series Chip: Ensures fast performance and energy efficiency for all tasks.

  • Retina Display: Delivers vibrant colors and sharp visuals for an immersive experience.

  • All-day Battery Life: Keeps you productive without frequent charging.

  • Lightweight & Sleek Design: Ideal for portability and on-the-go use.

  • Advanced Security: Features like Touch ID protect your data with ease.

Apple MacBook overview

The Apple MacBook is a line of sleek, powerful laptops designed to deliver premium performance with unmatched portability. Known for their minimalist design, MacBooks are crafted with precision and feature Apple’s advanced hardware, including Retina displays, long-lasting batteries, and powerful M-series chips. They run on macOS, offering a smooth, intuitive interface and seamless integration with other Apple devices like iPhone and iPad. Whether for professionals, students, or creatives, the MacBook provides fast performance, enhanced security, and high-quality applications for work, entertainment, and everyday use. With consistent innovation, Apple continues to make the MacBook a benchmark in modern computing.

Features of Apple MacBook

  • Powerful performance – Equipped with Apple’s latest M-series processors, MacBooks deliver lightning-fast speed and efficiency for multitasking, coding, video editing, and more.
  • Retina display – Stunning high-resolution Retina screens provide vibrant colours and sharp details, making visuals immersive.
  • Lightweight and portable design – Slim, lightweight build crafted from durable aluminium ensures easy portability without compromising strength.
  • Long battery life – Extended battery backup keeps you working or streaming for hours without frequent charging.
  • Seamless ecosystem – Perfect integration with iPhone, iPad, and Apple Watch ensures smooth connectivity and data sharing.
  • Enhanced security – Advanced security features like Touch ID and encrypted storage protect your data.

List of available Apple Macbook models on EMI

Model

Launch Year

Current MRP (India)

Key Features (SEO‑friendly)

MacBook Air M1

2020

Discontinued (official)

13.3″ Retina, 8-core M1 chip, 8 GB unified RAM, fan‑less, superb battery life

MacBook Air M2

2022

Rs. 99,999 (8 GB / 256 GB SSD)

13.6″ Liquid Retina, M2 chip, up to 16 GB RAM, 1080p HD camera

MacBook Pro M3 (14″)

2023

Rs. 1,69,900 (8 GB / 512 GB SSD)

14.2″ Liquid Retina XDR, M3 chip, 8 GB RAM, 1 TB‑peak model, 1,000 nits HDR

MacBook Pro M3 Pro (14″)

2023

Rs. 1,99,900 (18 GB / 512 GB SSD)

14″ HDR XDR, M3 Pro chip, 18 GB unified RAM, high-end GPU

MacBook Pro M3 Max (14″)

2023

Rs. 3,19,900 (36 GB / 1 TB SSD)

14″ XDR • M3 Max • 36 GB RAM • 1 TB SSD • Extreme performance

MacBook Pro M3 Pro (16″)

2023

Rs. 2,49,900 (18 GB / 512 GB SSD)

16″ XDR, M3 Pro, excellent display & battery life

MacBook Pro M3 Max (16″)

2023

Rs. 3,49,900 (32 GB / 1 TB SSD)

16″ XDR, M3 Max, 32 GB RAM, ideal for pro workflows

Insta EMI Card
Insta EMI Card

How to buy Apple Macbook on EMI using Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card is a simple process. Here are the steps involved:

  1. Click on “APPLY” on top of this page

  2. Fill out the Insta EMI Card application form. Ensure that you provide accurate information to expedite the approval process.

  3. Submit the required documents such as identity proof, address proof, and income proof.

  4. Upon successful verification, your Insta EMI Card will be activated, allowing you to make purchases on EMI at partner stores, including buying an iPad.

The best part about using the Insta EMI Card is that you can enjoy your MacBook immediately without having to pay the full amount upfront. This allows you to manage your finances effectively while still getting your hands on the latest technology. Remember, each purchase made with your Insta EMI Card is considered a loan, so plan your finances wisely.

Advantages of buying Apple Macbook on EMI

Opting to purchase an Apple MacBook on EMI using the Bajaj Finserv Insta EMI Card comes with a plethora of advantages that make it an attractive choice for many.

One of the most significant benefits of using the Insta EMI Card for purchasing your Macbook - Easy EMI feature. This means you only pay the product's price divided by the EMI tenure, without any additional charges or interest rates. This allows you to manage your finances effectively without the burden of extra costs.

Moreover, the Insta EMI Card offers flexible repayment tenures ranging from 1 to 60 months, enabling you to choose a plan that aligns with your financial situation. The card also comes with a pre-qualified card loan limit of up to Rs. 3 lakh, which can be utilised across Bajaj Finserv's extensive network of 1.5 Lakh EMI partner stores in over 4,000+ cities.

During special promotional periods, you may even have the opportunity to make a purchase with zero down payment, eliminating the need for any upfront costs. Additionally, existing Bajaj Finserv customers can enjoy the convenience of instant online approval for the EMI Network Card.

Eligibility criteria for getting Insta EMI Card for buying Apple Macbook

Before you embark on your Apple MacBook EMI purchase using the Bajaj Finserv Insta EMI Card, it's essential to understand the eligibility criteria to ensure a smooth application process.

Firstly, you must be an Indian citizen aged between 21 and 65 years, as the Insta EMI Card is exclusively available to residents of India who are legally capable of entering into financial contracts. Additionally, having a regular source of income is crucial to demonstrate your ability to repay the EMIs.

Your credit score also plays a significant role in determining your eligibility. A score of 720 or higher is generally required, as it indicates a history of timely debt repayment. This reassures the lender of your financial responsibility.

To complete the application process, you'll need to provide certain documents, including your PAN card, Aadhaar card number for KYC confirmation, address proof, and bank account details (account number and IFSC code) for e-mandate registration. Having these documents ready will help streamline your application and bring you one step closer to owning your dream MacBook.

How to apply for the Bajaj Finserv Insta EMI Card

Embarking on the journey to own your dream Apple MacBook is now easier than ever with the Bajaj Finserv Insta EMI Card. The application process is straightforward and can be completed online in just a few simple steps.

To begin, visit the Bajaj Finserv website and enter your 10-digit mobile number. You will then receive an OTP, which you need to verify. Next, fill in the application form with your basic details, including your full name, PAN, date of birth, and PIN code. Select your employment type and gender from the dropdown menu.

Upon submitting the form, you will be informed of your card loan limit. Proceed to verify your KYC using your Aadhaar card or DigiLocker. After successful KYC verification, pay a one-time joining fee of Rs. 530/- (inclusive of applicable taxes).

With this card in hand, you can now turn your MacBook dreams into reality without the hassle of a credit card. The process is designed to be user-friendly and efficient, ensuring a smooth experience for all applicants. Check your offer instantly by entering your mobile number and completing the OTP-verification.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Is MacBook available on EMI?

Yes, the Apple MacBook is available on EMI using your Bajaj Finserv Insta EMI Card. You can make your purchase across online and offline partner stores across over 4,000 cities, both large and small.

Can I buy a MacBook using Bajaj Finserv Insta EMI Card?

Yes, you can buy an Apple MacBOOK using your Bajaj FInserv Insta EMI Card on No Cost EMI from merchants across more than 1.5 lakh online and offline partner stores, including Amazon, Flipkart, and Croma Store.