Buy Apple MacBook on EMI without Credit Card

Own your dream Apple MacBook on easy EMIs with Bajaj Finserv! No credit card needed.
Buy Apple MacBook on EMI without Credit Card
6 min

Want to own an Apple MacBook but worried about the cost? Don't let the price hold you back! There's a clever way to make your dream a reality without straining your finances. Step into the world of EMI shopping, where you can buy now and pay later in convenient instalments.

In this article, we'll explore how you can purchase an Apple MacBook Pro on EMI without the need for a credit card. We'll discuss the Bajaj Finserv Insta EMI Card and advantages of buying an Apple laptop on EMI. Join us as we uncover the ways to make your dream MacBook purchase achievable!

List of available Apple Macbook models on EMI

Macbook model


MacBook Air M1

This model features an 8-core CPU with 4 performance cores and 4 efficiency cores, 8GB RAM, and storage capacity of 256GB. It has a 13.3-inch Retina display with 400 nits of brightness.

MacBook Pro M1

The MacBook Pro M1 comes with a 13.3-inch Retina display with 500 nits of brightness. It features an M1 chip, 86GB of unified memory, and up to 512GB of storage.

MacBook Air M2

The MacBook Air M2 features a 13.6-inch Liquid Retina display with 500 nits of brightness and support for 1 billion colours. It comes with an M2 chip, 8GB RAM, up to 24GB of unified memory, and up to 512GB of SSD storage.

MacBook Pro M3

The MacBook Pro M3 features a 14.2-inch Liquid Retina XDR display with 1,000 nits of HDR and 600 nits of SDR brightness. It comes with an M3 chip, up to 32GB of unified memory, and 8 GB RAM.


How to buy Apple Macbook on EMI using Insta EMI Card

Your Apple laptop EMI purchase using the Bajaj Finserv Insta EMI Card is a simple and hassle-free process. If you don't already have the card, you can easily apply for it online through the Bajaj Finserv website. The application process is quick and straightforward.

Once you have the Insta EMI Card, visit any of the Bajaj Finserv partner stores, either online or in-person. Select your desired MacBook model and choose the Bajaj Finserv EMI Network Card as your payment method. You can then select an EMI tenure that aligns with your budget, and the EMI amount will be deducted from your card limit.

The best part about using the Insta EMI Card is that you can enjoy your MacBook immediately without having to pay the full amount upfront. This allows you to manage your finances effectively while still getting your hands on the latest technology. Remember, each purchase made with your Insta EMI Card is considered a loan, so plan your finances wisely.

Advantages of buying Apple Macbook on EMI

Opting to purchase an Apple MacBook on EMI using the Bajaj Finserv Insta EMI Card comes with a plethora of advantages that make it an attractive choice for many.

One of the most significant benefits of using the Insta EMI Card for purchasing your Macbook - No Cost EMI feature. This means you only pay the product's price divided by the EMI tenure, without any additional charges or interest rates. This allows you to manage your finances effectively without the burden of extra costs.

Moreover, the Insta EMI Card offers flexible repayment tenures ranging from 1 to 60 months, enabling you to choose a plan that aligns with your financial situation. The card also comes with a pre-approved limit of up to Rs. 3 lakh, which can be utilised across Bajaj Finserv's extensive network of 1.5 Lakh EMI partner stores in over 4,000+ cities.

During special promotional periods, you may even have the opportunity to make a purchase with zero down payment, eliminating the need for any upfront costs. Additionally, existing Bajaj Finserv customers can enjoy the convenience of instant online approval for the EMI Network Card.

Eligibility criteria for getting Insta EMI Card for buying Apple Macbook

Before you embark on your Apple MacBook EMI purchase using the Bajaj Finserv Insta EMI Card, it's essential to understand the eligibility criteria to ensure a smooth application process.

Firstly, you must be an Indian citizen aged between 21 and 65 years, as the Insta EMI Card is exclusively available to residents of India who are legally capable of entering into financial contracts. Additionally, having a regular source of income is crucial to demonstrate your ability to repay the EMIs.

Your credit score also plays a significant role in determining your eligibility. A score of 720 or higher is generally required, as it indicates a history of timely debt repayment. This reassures the lender of your financial responsibility.

To complete the application process, you'll need to provide certain documents, including your PAN card, Aadhaar card number for KYC confirmation, address proof, and bank account details (account number and IFSC code) for e-mandate registration. Having these documents ready will help streamline your application and bring you one step closer to owning your dream MacBook.

How to apply for the Bajaj Finserv Insta EMI Card

Embarking on the journey to own your dream Apple MacBook is now easier than ever with the Bajaj Finserv Insta EMI Card. The application process is straightforward and can be completed online in just a few simple steps.

To begin, visit the Bajaj Finserv website and enter your 10-digit mobile number. You will then receive an OTP, which you need to verify. Next, fill in the application form with your basic details, including your full name, PAN, date of birth, and PIN code. Select your employment type and gender from the dropdown menu.

Upon submitting the form, you will be informed of your card limit. Proceed to verify your KYC using your Aadhaar card or DigiLocker. After successful KYC verification, pay a one-time joining fee of Rs. 599. Finally, complete the e-mandate process by entering your bank account number and IFSC code.

Once the e-mandate registration is successful, your Insta EMI Card is ready for use. With this card in hand, you can now turn your MacBook dreams into reality without the hassle of a credit card. The process is designed to be user-friendly and efficient, ensuring a smooth experience for all applicants.


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Frequently asked questions

Is MacBook available on EMI?

Yes, the Apple MacBook is available on EMI using your Bajaj Finserv Insta EMI Card. You can make your purchase across online and offline partner stores across over 4,000 cities, both large and small.

Can I buy a MacBook using Bajaj Finserv Insta EMI Card?

Yes, you can buy an Apple MacBOOK using your Bajaj FInserv Insta EMI Card on No Cost EMI from merchants across more than 1.5 lakh online and offline partner stores, including Amazon, Flipkart, and Croma Store.