You can now buy a mobile phone on EMI without a credit card, making the process more accessible and budget-friendly. Whether you want the latest iPhone or a feature-rich Android phone, you can spread the cost into easy monthly instalments. With the Bajaj Finserv Insta EMI Card, you get access to over 1 million+ products across top brands, both online and offline. No need to wait or compromise—shop instantly and repay at your convenience. You might already be eligible – check your offers now by entering your mobile number and OTP.
Read on to discover how you can easily purchase your next mobile phone on EMI without needing a credit card.
Mobiles on EMIs
Thinking of getting a new smartphone but worried about the cost? With prices ranging from Rs.10,000 to over Rs.1,00,000, buying the latest mobile can feel like a big expense. Instead of saving up for months, you can easily purchase your preferred phone on EMI using the Insta EMI Card. Choose from top brands like Samsung, Apple, Realme, Oppo, and more. The Insta EMI Card is accepted at popular platforms like Amazon, Flipkart, and Croma, both online and in stores. With zero down payment offers on select products and during festive seasons and a simple digital application process, owning your next phone is now quicker and easier than ever.
List of available mobiles on EMI without credit card
The table below lists some of the top brands and models of mobiles you can purchase on EMI without credit card using your Insta EMI Card. Don’t have your card yet? Check your eligibility instantly using your mobile number and OTP.
Brand |
Models |
Price |
OnePlus Nord CE5 (Black Infinity, 8GB RAM, 128GB Storage) |
Rs. 24,999 |
|
realme narzo 90 5G (Victory Gold, 8GB RAM, 128GB Storage) |
Rs. 18,499 |
|
OnePlus |
OnePlus 13R (Astral Trail, 12GB RAM, 256GB Storage) |
Rs. 39,999 |
Samsung Galaxy M36 5G (Orange Haze, 6GB RAM, 128GB Storage) |
Rs. 16,999 |
|
Apple iPhone 16 (Black, 8 GB RAM, 128GB Storage) |
Rs. 69,900 |
|
Motorola G34 5G (Ocean Green, 8GB RAM, 128GB Storage) |
Rs. 14,999 |
|
Samsung |
Samsung S25 5G (Silver Shadow, 12GB RAM, 128GB Storage) |
Rs. 74,999 |
Advantages of buying mobiles on EMI without credit card
- Seamless shopping experience: With a network of 1.5 lakh partner stores across 4,000 cities, you can conveniently purchase your desired mobile phone without the need for a credit card.
- Affordability made easy: Break down the cost into manageable instalments (EMIs), making even high-end smartphones more accessible to your budget.
- Zero down payment facilities: During festive occasions, take advantage of enticing zero down payment offers and bring home your dream device without any upfront costs.
- Flexible repayment plans: Choose a repayment tenure between 1-60 months that aligns with your financial situation, ensuring a stress-free repayment journey.
- Pre-qualified spending limit: Gain clarity on your spending capacity with a predefined loan offer amount of up to Rs. 3 lakh, allowing you to make informed purchasing decisions.
- Credit score booster: Timely EMI payments can positively impact your credit score, opening doors to future credit opportunities.
Check the benefits and features of Insta EMI Card
Eligibility criteria for getting the Insta EMI Card for buying mobiles on EMI without credit card
- Indian nationality
- Age between 21 years and 65 years
- Regular income source
- Credit score of per Bajaj Finserv risk policies
- Documentation: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration
Check your eligibility for a Bajaj Finserv Insta EMI Card today. You may already be eligible – find out by entering your mobile number and completing OTP verification.
