You can now buy a mobile phone on EMI without a credit card, making the process more accessible and budget-friendly. Whether you want the latest iPhone or a feature-rich Android phone, you can spread the cost into easy monthly instalments. With the Bajaj Finserv Insta EMI Card, you get access to over 1 million+ products across top brands, both online and offline. No need to wait or compromise—shop instantly and repay at your convenience..
Read on to discover how you can easily purchase your next mobile phone on EMI without needing a credit card.
Advantages of buying mobiles on EMI without credit card
Seamless shopping experience: With a network of 1.5 lakh partner stores across 4,000 cities, you can conveniently purchase your desired mobile phone without the need for a credit card.
Affordability made easy: Break down the cost into manageable instalments (EMIs), making even high-end smartphones more accessible to your budget.
Zero down payment facilities: During festive occasions, take advantage of enticing zero down payment offers and bring home your dream device without any upfront costs.
Flexible repayment plans: Choose a repayment tenure between 1-60 months that aligns with your financial situation, ensuring a stress-free repayment journey.
Pre-qualified spending limit: Gain clarity on your spending capacity with a predefined loan offer amount of up to Rs. 3 lakh, allowing you to make informed purchasing decisions.
Credit score booster: Timely EMI payments can positively impact your credit score, opening doors to future credit opportunities.
Check the benefits and features of Insta EMI Card
Eligibility criteria for getting the Insta EMI Card for buying mobiles on EMI without credit card
- Indian nationality
- Age between 21 years and 65 years
- Regular income source
- Credit score of per Bajaj Finserv risk policies
- Documentation: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration
Check the documents required for the Insta EMI Card
List of available mobiles on EMI without credit card
Brand |
Models |
Price |
OnePlus Nord CE 3 Lite 5G (Chromatic Gray, 8GB RAM, 128GB Storage) |
Rs. 17,499 |
|
realme narzo 60 5G (Mars Orange, 8GB RAM, 128GB Storage) |
Rs. 14,999 |
|
OnePlus |
OnePlus 12R (Iron Gray, 16GB RAM, 256GB Storage) |
Rs. 45,999 |
Samsung Galaxy M34 5G (Prism Silver, 6GB RAM, 128GB Storage) |
Rs. 15,999 |
|
Apple iPhone 15 (Black, 128GB) |
Rs. 73,100 |
|
Motorola |
Motorola G34 5G (Ocean Green, 8GB RAM, 128GB Storage) |
Rs. 12,899 |
Samsung |
Samsung S22 5G (Phantom White, 8GB RAM, 128GB Storage) |
Rs. 37,700 |