Apple iPhone 13 (128GB) - Full Specifications and Benefits

Buy the latest iPhone 13 on No Cost EMI using the Bajaj Finserv Insta EMI Card.
Apple iPhone 13 (128GB) - Full Specifications and Benefits
5 mins read
25 Jan 2023

Apple products are a style statement, and most of us desire to own an Apple product. The Apple iPhone 13 is an iconic smartphone, boasting impressive features in a sleek design. Equipped with a powerful A15 Bionic chip, it delivers enhanced performance for seamless multitasking and gaming. The stunning Super Retina XDR display offers vibrant visuals, while the improved dual-camera system captures professional-grade photos and 4K videos. With enhanced features and privacy settings, the iPhone 13 continues Apple's tradition of blending cutting-edge technology with aesthetic appeal.

The Apple iPhone even makes for an exciting gift for any occasion. While some of us enjoy quick purchases, many restrict themselves due to the high price of an iPhone. An EMI finance option makes the purchase easy on your pocket. The Bajaj Finserv Insta EMI Card lets you buy a costly iPhone and suit your monthly budget. You can get an expensive iPhone 13 worth Rs. 61,999 on No Cost EMIs. The monthly instalments can be paid for up to 60 months.

Also read: iPhone 15 Pro Max – Specification and price

About Apple iPhone 13

The Apple iPhone price in India starts at Rs. 61,999. It is available in various colours, such as Starlight and Midnight, and with storage capacities that range between 128GB to 512GB. Also, the speed of the iPhone 13 is highly worth it. The phone has an A15 Bionic Chip, improving its speed and performance while reducing its power consumption. As Apple products are famous for their camera quality, the dual-camera setup on the rear of the phone comprises a 12MP camera and a 12MP camera aperture that has autofocus. On the front side, the phone has a 12MP camera for making video calls and clicking awesome selfies. Its Cinematic mode records videos with a depth effect and with automatic focus change, letting you capture moments in cinema style.

The Apple iPhone 13 has a 6.1-inch OLED display and weighs just 173 g. A sleek design with a flat edge and an elegant aluminium frame gives you a slip-free grip. OLED displays are popular for their excellent colour reproduction and contrast ratios. You can enjoy watching videos and playing games with crystal velar images due to a screen resolution of 1170 x 2532 pixels at a pixel density of 460 pixels per inch.

Buy an iPhone on EMIs

iPhone 13 Specifications

Key Features

Apple A15 Bionic Chip, IP67 water resistance, live text, cinematic mode


12 MP Wide and Ultra-wide camera, 12MP True Depth camera

Operating System

Apple IOS 15

Battery Life

3,277 mAh with wireless charging






6.1 inch with Super Retina XDR Display


174 g


Red, Starlight, Midnight, Blue, Pink


Accelerometer, Gyroscope, Compass, Barometer

SIM Type

Nano SIM, eSIM




802.11 a, b, g, n, ac, ax (Wi-Fi 6), dual-band; MIMO, Wi-Fi Direct, Hotspot

Benefits of buying an Apple iPhone 13 using the Bajaj Finserv Insta EMI Card

The Bajaj Finserv Insta EMI Card not only helps you convert all your purchases into No Cost EMIs but also has other benefits, such as:

  • Pre-approved card limit of up to Rs. 3 lakh
  • Zero down payment during festive seasons
  • No Cost EMI schemes

Check the Bajaj Finserv Insta EMI Card features and benefits

How to get the Bajaj Finserv Insta EMI Card

  1. Visit a Bajaj Finserv partner store where a store representative can assist you with the application process and verify your documents.
  2. Ensure you meet the minimal eligibility criteria and submit the necessary KYC documents for verification.
  3. Once approved, pay the one-time fee and your Insta EMI Card will be issued, ready-to-use.

Other products and services on No Cost EMI

Croma Stores

Reliance Digital Store

iPhone 13 Mini on EMI

BNPL (Buy Now, Pay Later)

Flight Bookings on EMI

Poorvika Mobiles

iPhone 13 (128GB) - Specs & Benefits

Sangeetha Mobiles

Tour Packages on EMI

iPhone 14 on No EMI

iPhone on EMI

iPhone 11 on EMI


While care is taken to update the information, products, and services included in or available on our website and related platforms/ websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/ service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/ service document and applicable terms and conditions. In case any inconsistencies are observed, please click on reach us.

*Terms and conditions apply

Frequently asked questions

What will be my EMI if I purchase iPhone 13 on the Bajaj Finserv EMI Network?

Your EMI depends on the EMI scheme you select and the amount of down payment you make while buying the phone. For instance, let us assume, the total price of iPhone 13 is Rs. 62,990. You have purchased the iPhone on EMI using the Bajaj Finserv Insta EMI Card and made a down payment of Rs. 10,000. You have also selected the repayment tenure of 6 months.

After deducting the down payment, your total remaining amount is Rs. 52,990 and your monthly EMI to repay the amount is Rs. 8,832 (52,990/6).

Can I buy an iPhone 13 on EMI?

Yes, you can buy an iPhone 13 on EMI using your Bajaj Finserv Insta EMI Card. You can visit your nearest Bajaj Finserv partner store or authorised Apple Stores and buy iPhone 13 on No Cost EMI.

Is buying an iPhone on EMI worth it?

Yes, buying an iPhone could put a dent in your pocket. Purchasing it on No Cost EMI using your Bajaj Finserv Insta EMI Card can ease out your financial burden.