Buy the iPhone 13 on Affordable Easy EMIs

Experience the bright display and A15 Bionic speed of the iPhone 13 by using the Insta EMI Card for affordable Easy EMIs.
Buy the iPhone 13 on Affordable Easy EMIs
5 mins read
March 27, 2026

Overview of the iPhone 13

The iPhone 13 remains a popular choice for those seeking a balance of powerful performance and long-term reliability. It features the efficient A15 Bionic chip and a bright Super Retina XDR display that enhances your daily viewing experience. 

You can easily upgrade to this capable smartphone by using the Bajaj Finserv Insta EMI Card. This card provides a convenient card loan offer, allowing you to split the cost into manageable Easy EMIs. Take home this iconic device today and enjoy premium technology without a heavy immediate financial burden.
 

Key features and specifications of the iPhone 13

This smartphone provides a robust user experience through its advanced dual-camera system and durable design. It offers significant value for users who want flagship speed and a reliable battery.

  • Advanced dual-camera system: Capture stunning photos with the 12MP wide and ultra-wide lenses, featuring sensor-shift optical image stabilisation for steady, clear shots in any lighting condition.
  • A15 Bionic chip: The 5 nm processor delivers incredibly fast performance for gaming and multitasking while ensuring excellent power efficiency to keep you going all day.
  • Super Retina XDR display: The 6.1-inch OLED screen offers high brightness and vivid colours, making your videos and text look sharp even under bright sunlight.
  • Ceramic Shield protection: This durable front cover provides superior drop performance, ensuring your device stays protected against the accidental bumps and scratches of daily life.
FeatureSpecification details
ProcessorApple A15 Bionic (5 nm)
Display size6.1-inch
Resolution1170 x 2532 pixel
Pixel density460 ppi
Main camera12MP (Wide) + 12MP (Ultrawide)
Battery capacity3,240 mAh
Weight174 g

Price of the iPhone 13 variants in India

The cost of the iPhone 13 varies based on the storage capacity you select for your photos and applications. Each model offers the same durable build and high-speed internal hardware.

Variant nameWhy should you get thisPrice
iPhone 13 (128GB)This variant serves as the perfect entry point for users who store most of their media in the cloud.Rs. 47,900
iPhone 13 (256GB)Select this model if you prefer keeping a large library of high-resolution videos and games locally on your device.Rs. 57,900
iPhone 13 (512GB)This version is ideal for power users who require maximum local storage for heavy professional workloads and large libraries.Rs. 77,900

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 
 

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital financial tool that provides a pre-approved card loan offer for your shopping requirements. You can use this card to convert the purchase price of premium smartphones and electronics into Easy EMIs. It works seamlessly across a vast network of over 1.5 lakh partner stores in India, both online and offline. The card requires no physical documentation for existing customers and offers flexible repayment tenures. It empowers you to own the latest technology today while choosing a payment schedule that fits your monthly budget.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred iPhone easily and affordably.
 

How to buy the iPhone 13 on EMIs

Purchasing your new iPhone 13 using your digital card is a quick and straightforward process at any authorised retail partner. You can complete the entire transaction within minutes by following these simple, actionable steps.

  • Select your model: Visit an authorised electronics retailer and choose the iPhone 13 storage variant and colour that best suits your personal style and needs.
  • Provide card details: Share your Insta EMI Card information and your registered mobile number with the store representative at the billing counter to begin the process.
  • Authorise the payment: Choose a comfortable repayment tenure and enter the one-time password sent to your mobile phone to finalise your purchase securely and instantly.

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

  
Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
      

Also read: How to apply for the Insta EMI Card

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

Can I buy an iPhone 13 on EMIs?

Yes, you can buy the iPhone 13 on instalments using the Bajaj Finserv Insta EMI Card at various partner stores. This method allows you to split the total cost into small monthly payments. It is a convenient way to own a premium device without paying the full price all at once.

Is buying an iPhone on EMI worth it?

Buying on instalments is worth it because it protects your savings and monthly liquidity. You can manage your budget effectively while using a high-quality smartphone immediately. Spreading the cost into Easy EMIs makes the latest technology accessible and manageable for your personal finances and long-term planning.

Do I need any documents to buy an iPhone 13 on EMIs?

Existing Bajaj Finserv Insta EMI Card holders do not require any physical documents to complete the purchase at partner stores. You only need to provide your card details and the registered mobile number. The store representative will process the transaction instantly using a secure one-time password sent to your phone.

What is the price of the iPhone 13 in India?

The iPhone 13 starts at approximately Rs. 47,900 for the 128GB storage variant in the Indian market. Higher storage options like the 256GB and 512GB models cost more. Prices can vary slightly based on seasonal sales and specific retail offers available at the time of your purchase.

Show more Show less