Onam Offers 2026: Latest Deals on iPhones, Mobiles Phones, and More

Onam Offers 2026: Latest Deals on iPhones, Mobiles Phones, and More

Shop Onam 2026 deals on iPhones and electronics ahead of Thiruvonam on 26 August, using the Bajaj Finance Insta EMI Card, no credit card needed.

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In summary

Onam 2026 runs as a ten-day festival, starting around 16 August and culminating in Thiruvonam on 26 August, with retailers across India running festive sales on mobiles, electronics, and home appliances.

 

  • Shop for the latest iPhones, Samsung, and Xiaomi smartphones during Onam sales.
  • Get discounts on refrigerators, washing machines, and home entertainment systems.
  • Repayment tenures across 3 to 60 months with the Bajaj Finance Insta EMI Card.
  • Card accepted at over 1.5 lakh partner stores, including Amazon, Flipkart, Croma, and Reliance Digital.

 

Use your Bajaj Finance Insta EMI Card to split the cost of your Onam purchase into Easy EMIs starting at Rs. 830 per month. Check your Insta EMI Card eligibility online using your mobile number and OTP before you shop.

What is Onam, and why is it a big shopping season?

Onam is Kerala's biggest festival, a ten-day harvest celebration marking the homecoming of the mythical King Mahabali. It is celebrated across communities in Kerala and by the Malayali diaspora worldwide, with the main day, Thiruvonam, falling on 26 August 2026 this year.

Alongside temple visits, family gatherings, and the Onasadya feast, Onam is also a major shopping season. Retailers across India run festive sales on mobiles, electronics, home appliances, and fashion in the lead-up to the festival, similar to Diwali or Dussehra sales elsewhere in the country.

What Onam offers should I look out for in 2026?

Onam 2026 is expected to bring deals across categories, similar to past years. Here are the top offers to watch out for.

  • iPhones and mobile phones: Apple, Samsung, and Xiaomi typically roll out festive discounts on their latest smartphones during the Onam sale period.
  • Home appliances: Look out for deals on energy-efficient refrigerators, washing machines, and smart kitchen gadgets as part of Onam home-upgrade offers.
  • Electronics, TVs, and laptops: Retailers typically discount TVs, laptops, and home entertainment systems during Onam, useful if you are setting up a home theatre or a work-from-home setup.

Which platforms typically run Onam sales?

Several major e-commerce platforms and retail stores participate in Onam sales each year. Here is what each typically offers.


PlatformWhat it typically offers during Onam
AmazonDiscounts across mobiles, electronics, fashion, and home essentials in its Onam Sale
FlipkartFlash sales and exclusive deals on smartphones, apparel, and appliances
CromaDiscounts on smart TVs, laptops, refrigerators, and kitchen gadgets
Reliance DigitalCompetitive pricing on electronics and appliances during its Onam Sale

Disclaimer: Offers and discounts are indicative and typically vary by year. For the latest and most accurate details, visit the retailer's official website closer to the sale.

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What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use to shop for iPhones, mobiles, electronics, and home appliances during Onam, and pay in Easy EMIs. It is accepted at over 1.5 lakh partner stores across more than 4,000, including Amazon, Flipkart, Croma, and Reliance Digital.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred iPhone, mobile, or electronics deal easily and affordably.

How do I apply for a Bajaj Finance Insta EMI Card?

  1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete your identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The online process may differ depending on whether you are a new customer or already have an existing relationship with Bajaj Finance.

How do I use the Insta EMI Card at a Bajaj Finance partner store?

Using the Bajaj Finance Insta EMI Card at any of over 1.5 lakh partner stores is quick and straightforward, with checkout typically taking under 5 minutes.

  1. Browse and select the product you want to buy.
  2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card.
  3. Share your registered mobile number and card details with the executive.
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
  5. Authenticate the transaction using the OTP sent to your registered mobile number.
  6. Your purchase is approved instantly. Take your product home.

How do I use the Insta EMI Card to shop online?

You can use the Bajaj Finance Insta EMI Card on partner e-commerce platforms, including Amazon and Flipkart. Here is how:

  1. Add the product to your cart on Amazon or Flipkart.
  2. At checkout, select the Bajaj Finance Easy EMI option.
  3. Enter your Insta EMI Card details and mobile number.
  4. Choose your preferred repayment tenure across 3 to 60 months.
  5. Confirm using the OTP sent to your registered mobile number.
  6. Your order is placed, and EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your Onam purchase better.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.


FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents:No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

 

Also read: Eligibility criteria for the Insta EMI Card


Explore more:

 

EMI full formBNPLPOS full form

 

List of the biggest upcoming sales:

 

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Diwali Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

Onam 2026 shopping offers

Electronics on EMIs

When is Onam 2026, and can I use the Insta EMI Card to shop the sale?

Onam 2026 runs as a ten-day festival, starting around 16 August and culminating in Thiruvonam on 26 August 2026. Yes, you can shop Onam deals using the Bajaj Finance Insta EMI Card, a pre-qualified card loan of up to Rs. 3 lakh, without needing a credit card. Check your Insta EMI Card eligibility online using your mobile number and OTP before you shop.

Which brands typically offer discounts during Onam?

Brands such as Apple, Samsung, and Xiaomi typically offer discounts on smartphones during Onam, while appliance brands offer deals on refrigerators, washing machines, and kitchen gadgets. Exact brands and discounts vary each year, so check each platform closer to the sale for confirmed offers.

Can I shop Onam deals both online and at physical stores?

Yes, Onam offers are typically available both online, on platforms such as Amazon and Flipkart, and at physical retail stores, such as Croma and Reliance Digital. The Bajaj Finance Insta EMI Card works at both online and offline partner stores.

Do I need a credit card to buy an iPhone or electronics on EMI during Onam?

No, the Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card, so you do not need a credit card to use it. It is accepted at Amazon, Flipkart, and other partner platforms, letting you convert your Onam purchase into Easy EMIs.

What repayment tenure can I choose for my Onam purchase?

You can choose a repayment tenure across 3 to 60 months with the Bajaj Finance Insta EMI Card, letting you pick a monthly instalment that fits your budget. EMIs on eligible purchases can start as low as Rs. 830 per month, depending on the product price and tenure you choose.

How quickly can I get my Insta EMI Card activated before Onam?

The Bajaj Finance Insta EMI Card offers a fully digital application process. Once you complete your application and pay the one-time joining fee of Rs. 530, your card is typically activated instantly, so you can start shopping Onam deals right away.

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Bajaj Finance app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finance App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.