Janmashtami Festival Offers 2026

Janmashtami 2026 falls on Friday, 4 September, and retailers across India run festive sales on smartphones, home appliances, and electronics. You can shop these deals using the Bajaj Finance Insta EMI Card.

• Janmashtami 2026 date: Friday, 4 September 2026 (Smarta tradition; 5 September for ISKCON)
• Pre-qualified card loan offer of up to Rs. 3 lakh
• Flexible repayment tenure across 3 to 60 months
• Zero down payment on select products and during festive season offers
• Accepted at 1.5 lakh partner stores across 4,000 cities in India

Upgrade to a new electronics and appliances on Easy EMIs from Bajaj Finance. You can convert the cost of your purchase into Easy EMIs at more than 1.5 lakh partner stores, including Reliance Digital, Croma, and Vijay Sales, making your purchase easier to manage.  

The Janmashtami sale 2026 is a festive shopping period around the celebration of Lord Krishna’s birth. In 2026, the Smarta tradition observes Janmashtami on 4 September, while ISKCON follows the Vaishnava tradition and observes it on 5 September. Devotees commonly mark the festival by fasting and performing midnight prayers, while traditions such as decorating Krishna idols and organising Dahi Handi celebrations add to the festivities. Shoppers can use this occasion to explore phones, including models with AMOLED Display and great cameras.'

Shop for latest electronics and appliances on Easy EMIs from Bajaj Finance when the model is eligible and available at a partner store. Here is how it works:

• Shop at 1.5 lakh partner stores across 4,000+ cities.
• Select your preferred model and use your Insta EMI Card or Easy EMI Loan.
• Split the purchase cost into monthly payments.

Pro tip: Zero down payment is available on select models. Check with the store if your product qualifies.

A little planning goes a long way during a festive sale. Use these tips to get the most value out of Janmashtami 2026.

• Compare deals: Check offers across multiple platforms to find the best price before you buy
• Use the EMI calculator: Plan your purchase by estimating your monthly instalments on the Bajaj Finance website
• Focus on zero down payment products: Look for products with zero down payment on select items to reduce your upfront cost
• Check your eligibility early: Verify your Insta EMI Card eligibility online before the sale begins, so you can shop as soon as deals go live

Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:

How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.

Also explore the latest offers. You may find a great deal on a model that matches your needs.

How do I buy a phone on EMI at a Bajaj Finance partner store?

The process is simple and typically takes 10 to 15 minutes once you are at the store.

1. Browse models on Bajaj Mall: Compare options on Bajaj Mall before visiting a store.
2. Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
3. Check the phone in person: Check the key features and specs to choose the product that best suits your needs and budget.
4. Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
5. Complete your purchase: Confirm the final price, EMI amount, tenure, and applicable charges with the store executive. 

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better before visiting the store.

Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

3. Bajaj offers - Unlock exclusive Bajaj Finance deals on popular products—available only to our customers. More rewards, more value.

4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.

Calculate your extra savings today!