AI smartphones in India (2026)
Get smarter photography, useful AI tools and capable everyday performance across different smartphone configurations. Buy AI smartphones on Easy EMIs from Bajaj Finance.
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In summary
Smarten up your daily routine with AI smartphones
AI smartphones can make everyday photography, search, editing and productivity more convenient. You can choose from models with different combinations of RAM, storage, cameras, processors and AI-powered features.
- AI cameras: Help you enhance photos, recognise scenes and simplify image editing.
- AI productivity: Supports tasks such as writing, search, summarisation and content creation on compatible models.
- High RAM and storage: Gives you more room for multitasking and apps.
- 5G connectivity: Helps you access faster mobile data where compatible networks are available.
You can buy a new mobile phone on Easy EMIs starting from Rs. 830 at over 1.5 lakh partner stores across 4,000 cities, including Reliance Digital, Croma, and Vijay Sales.
How can you choose the right AI smartphone?
You should look beyond the AI label when choosing a smartphone. Compare the AI features you will actually use with the processor, RAM, storage, camera setup and battery capacity. A phone with 8GB or 12GB RAM can suit heavier multitasking, while higher storage can give you more room for photos, videos and apps.
You can also get a new mobile phone on Easy EMIs starting from Rs. 830 without exhausting your savings. Visit any of Bajaj Finance's 1.5 lakh partner stores — like Vijay Sales, Croma, Reliance Digital, and more — across 4,000 cities, including Tier 2 cities like Jaipur, Lucknow, Kochi, Bhopal, and more in India. Choose your preferred model, then use the Bajaj Finance Insta EMI Card or Bajaj Finance Easy EMI Loan to finance it. Convert the cost into Easy EMIs that suit your monthly budget and enjoy zero down payment on select models — take it home without any upfront payment.
Check your loan eligibility online in minutes so you know exactly what you can get before you step into the store.
OPPO Reno 8 128 GB Storage Shimmer Black (8 GB RAM)
The OPPO Reno8 5G combines 8GB RAM, 128GB UFS 3.1 storage and the MediaTek Dimensity 1300 processor. Its O1 Ultra Vision Engine uses AI deep learning to improve video clarity and colour, adding AI processing to the viewing experience.
Its 50MP Sony IMX766 main camera works with an 8MP ultra-wide and 2MP macro camera, while the 32MP front camera handles selfies and video calls. The 6.4-inch AMOLED display supports a 90 Hz refresh rate. Its 4,500 mAh battery supports 80 W SUPERVOOC charging for faster top-ups.
→ Pro tip: Choose the OPPO Reno8 if you want AI-enhanced video processing with an AMOLED display, 50MP main camera and 80 W charging.
Tecno Pova 8 5G 128 GB Storage Terminal Green (6 GB RAM)
The TECNO POVA 8 5G combines 6GB RAM, 128GB storage and the MediaTek Dimensity 7100 processor. Its AI-focused features add practical assistance to everyday tasks, while the 50MP rear camera gives you a high-resolution option for regular photography.
Its 6.76-inch display supports a 144 Hz refresh rate, making it suitable for gaming, scrolling and video content. The 8,000 mAh battery provides substantial capacity for extended use, while 45 W charging helps replenish the phone. You also get 5G connectivity and an IP64 rating for dust and splash resistance.
→ Buy this if: You prioritise a large 8,000 mAh battery, 6GB RAM and practical AI features.
POCO F4 5G 128 GB Storage Nebula Green (8 GB RAM)
The POCO F4 5G combines 8GB RAM, 128GB storage and the Snapdragon 870 processor. Its camera system includes AI Face Unlock and intelligent camera processing, while the 64MP main camera with OIS gives you a strong base for everyday photography.
Its 6.67-inch AMOLED display supports a 120 Hz refresh rate, making scrolling and compatible gaming feel more responsive. The 4,500 mAh battery supports 67 W turbo charging. You also get 5G, Wi-Fi 6, NFC and dual speakers with Dolby Atmos for a more connected entertainment experience.
→ Good to know: The POCO F4 gives you 8GB RAM, 128GB storage, a 64MP OIS camera and a 120 Hz AMOLED display.
Nothing Phone (3a) Lite 256 GB Storage White (8 GB RAM)
The Nothing Phone (3a) Lite combines 8GB RAM, 256GB storage and the MediaTek Dimensity 7300 Pro processor. Its Nothing OS experience includes AI-focused tools such as Essential Space and Essential Search, giving you practical ways to organise and find information.
The phone features a 6.77-inch AMOLED display with a 120 Hz adaptive refresh rate and a 5,000 mAh battery with 33 W charging. Its 50MP main camera works with an 8MP ultra-wide and 2MP macro camera, giving you different options for everyday photography.
→ Buy this if: You want 8GB RAM, 256GB storage and practical AI tools built into the software experience.
OnePlus Nord 256 GB Storage Onyx Gray (12 GB RAM)
The OnePlus Nord combines 12GB RAM, 256GB UFS 2.1 storage and the Snapdragon 765G 5G platform. Its camera system uses computational processing to support everyday photography, while the 12GB RAM configuration gives you ample memory for switching between multiple applications.
Its 6.44-inch Fluid AMOLED display supports a 90 Hz refresh rate for smoother scrolling. The 4,115 mAh battery supports Warp Charge 30T, while the rear setup combines 48MP, 8MP, 5MP and 2MP cameras. The 32MP + 8MP front camera setup gives you flexibility for selfies and group video calls.
→ Choose this if: You want 12GB RAM, 256GB storage and a 90 Hz AMOLED display for everyday multitasking.
Redmi Note 15 Pro 5G 128 GB Storage Silver Ash (8 GB RAM)
The Redmi Note 15 Pro 5G combines 8GB RAM, 128GB storage and the MediaTek Dimensity 7400-Ultra processor. Its 200MP AI camera system supports AI features such as AI Erase Pro, AI Image Expansion, AI Sky, AI Bokeh and AI Image Enhancement.
Its 6.83-inch AMOLED display supports a 120 Hz refresh rate and up to 3,200 nits peak brightness. The 6,580 mAh battery supports 45 W charging and can support extended daily use. You also get Google Gemini and Circle to Search, adding AI-powered tools beyond photography.
→ Things to keep in mind: You get extensive AI camera tools, 8GB RAM, a 200MP camera and a 6,580 mAh battery.
Nokia G60 5G 128 GB Storage Black (6 GB RAM)
The Nokia G60 5G combines 6GB RAM, 128GB storage and the Snapdragon 695 5G processor. Its AI camera experience adds intelligent processing to photography, while the 50MP main camera gives you a high-resolution option for everyday shots.
Its 6.58-inch display supports a 120 Hz refresh rate for smoother scrolling and everyday viewing. The 4,500 mAh battery provides useful capacity for routine use, while 20 W charging helps you replenish the phone when required. The 5G connectivity also gives you access to compatible next-generation mobile networks.
→ Things to keep in mind: The Nokia G60 5G gives you 6GB RAM, 128GB storage, an AI camera experience and 5G connectivity for everyday use.
Honor 90 512 GB Storage Emerald Green (12 GB RAM)
The HONOR 90 combines 12GB RAM, 512GB storage, a Snapdragon 7 Gen 1 Accelerated Edition processor and a 200MP main camera. Its HONOR Image Engine and AI intelligent thermal management add intelligent processing to photography and performance, making it suitable for everyday multitasking and content creation.
Its 6.7-inch AMOLED display supports a 120 Hz refresh rate, while the 5,000 mAh battery provides capacity for extended daily use. The 50MP front camera can also handle detailed selfies and video calls. The 12MP ultra-wide and macro camera adds flexibility when you want wider or close-up shots.
→ Pro tip: The HONOR 90 suits you if you want 12GB RAM, 512GB storage and a 200MP camera with AI-assisted image processing.
Motorola Edge 60 Pro 5G 256 GB Storage Pantone Dazzling Blue (8 GB RAM)
The motorola edge 60 pro 5G pairs 8GB RAM and 256GB storage with the MediaTek Dimensity 8350 Extreme processor. Its moto ai experience includes AI-powered camera tools such as Photo Enhancement Engine, Action Shot, Group Shot and Auto Night Vision.
Its camera setup includes a 50MP main camera, 50MP ultra-wide camera and 10MP telephoto camera with 3x optical zoom. The 6.7-inch pOLED display supports a 120 Hz refresh rate, while the 6,000 mAh battery supports 90 W charging. IP68 and IP69 protection also adds resistance against dust and water.
→ Good to know: You get moto ai features alongside a 50MP main camera, 3x optical zoom and a 6,000 mAh battery.
Infinix GT 30 Pro 256 GB Storage Blade White (8 GB RAM)
The Infinix GT 30 Pro 5G combines 8GB RAM, 256GB storage and the MediaTek Dimensity 8350 Ultimate processor. Its 108MP + 8MP rear camera system includes an AI camera mode, while the phone also combines AI functionality with gaming-focused hardware.
Its 6.78-inch 1.5K AMOLED display supports up to a 144 Hz refresh rate, making it suitable for gaming, streaming and scrolling. The 5,500 mAh battery supports 45 W wired charging and 30 W wireless charging. You also get 5G connectivity, Wi-Fi 6 and NFC.
→ Choose this if: You want AI camera tools alongside 8GB RAM, 256GB storage and gaming-focused hardware.
What are people looking for in AI smartphones?
AI smartphones can serve different needs, so you should consider more than the AI features alone. Battery capacity, everyday performance, mobile connectivity and portability can all influence your experience.
→ Can you get reliable battery life for everyday use?
You should compare battery capacity with your daily usage. A larger battery can be useful if you spend long hours streaming, gaming, navigating, taking photos or using mobile data. Charging speed also matters when you need to restore battery power quickly.
→ Can you expect smooth daily performance?
You should check the processor and RAM alongside the AI features. A suitable processor can handle everyday apps and demanding tasks, while higher RAM can help when you switch between multiple applications. Storage also matters when you keep many apps, photos and videos on your phone.
→ Can you use AI features with mobile connectivity?
You can use many smartphone functions through mobile data, although some AI tools may require an internet connection. You should check the phone's network compatibility and consider where you normally use your device. 5G support can also help you access faster compatible mobile networks.
→ Can you carry your AI smartphone comfortably every day?
You should consider the phone's dimensions and weight if you carry it for long periods. A lighter or slimmer design can feel easier to handle during extended use, while a suitable protection rating can help if you frequently use your phone outdoors.
→ Things to keep in mind: AI features are only one part of the buying decision. Compare them with the phone's core hardware, battery, cameras, connectivity and design.
What are the prices of AI smartphones in India?
| Models | Price | EMI starting at |
| OnePlus Nord 256 GB Storage Onyx Gray (12 GB RAM) | ₹29,999/- | ₹2,500/- |
| Redmi Note 15 Pro 5G 128 GB Storage Silver Ash (8 GB RAM) | ₹29,999/- | ₹1,250/- |
| Nokia G60 5G 128 GB Storage Black (6 GB RAM) | ₹29,999/- | ₹2,000/- |
| OPPO Reno 8 128 GB Storage Shimmer Black (8 GB RAM) | ₹29,999/- | ₹2,500/- |
| Tecno Pova 8 5G 128 GB Storage Terminal Green (6 GB RAM) | ₹29,999/- | ₹1,667/- |
| Honor 90 512 GB Storage Emerald Green (12 GB RAM) | ₹29,999/- | ₹2,500/- |
| Motorola Edge 60 Pro 5G 256 GB Storage Pantone Dazzling Blue (8 GB RAM) | ₹29,999/- | ₹2,500/- |
| Infinix GT 30 Pro 256 GB Storage Blade White (8 GB RAM) | ₹29,999/- | ₹1,667/- |
| POCO F4 5G 128 GB Storage Nebula Green (8 GB RAM) | ₹29,999/- | ₹2,500/- |
| Nothing Phone (3a) Lite 256 GB Storage White (8 GB RAM) | ₹29,999/- | ₹1,667/- |
The AI smartphone segment includes models with different combinations of RAM, storage, cameras, processors, battery capacity, and AI features. Compare the price with the AI tools, core hardware, camera capabilities, battery, and storage rather than choosing solely based on the lowest purchase cost.
Last updated: 12th November, 2026
Disclaimer: The features, availability, and pricing of each model are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website or visit any of the Bajaj Finance partner stores.
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What are your financing options to buy a mobile phone?
Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:
| Option | Limit | Key features |
| Bajaj Finance Insta EMI Card | Card loan offer up to Rs. 6 lakh | 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan limit up to Rs. 12 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose?
Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.
Example:
Priya, a 27-year-old sales executive in Pune, wants to buy a new mobile phone for calls, messaging, video streaming and everyday browsing. She considers a mobile phone priced at approximately Rs. 11,999.
Since she is financing a single mobile phone purchase, she chooses a Bajaj Finance Easy EMI Loan with a 12-month tenure at a participating Reliance Digital store in Pune. Her monthly EMI would be approximately Rs. 1,000, subject to the final loan terms.
How to buy a mobile phone on EMI at a Bajaj Finance partner store?
The process is simple and typically takes 10 to 15 minutes once you are at the store.
- Browse models on Bajaj Mall: Compare options on Bajaj Mall before visiting a store.
- Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers. Step into any of Bajaj Finance’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
- Check the mobile phone in person: Check the key features, specifications, size, and performance to choose the product that best suits your needs and budget.
- Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Avail financing of up to Rs. 12 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
- Complete payment: Once your EMI plan is approved, complete the payment formalities and take home your mobile phone with ease.
You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better before visiting the store.
Why use the Smart Savings Calculator?
Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.
- Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
- Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
- Bajaj offers - Unlock exclusive Bajaj Finance deals on popular products—available only to our customers. More rewards, more value.
- Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.
Calculate your extra savings today!
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Frequently asked questions
Price and EMI details
Performance
Camera and display
Can I buy a mobile phone using the Bajaj Finance Insta EMI Card or Easy EMI Loan?
Yes, you can bring home your preferred mobile phone using the Bajaj Finance Insta EMI Card or Easy EMI Loan. Both options let you split the purchase cost into manageable Easy EMIs.
- Explore mobile phone on Bajaj Mall: Compare available models and choose one that suits your needs and budget.
- Visit a partner store: Check out the product in person at any of Bajaj Finance’s 1.5 lakh partner stores across 4,000 cities in India.
- Choose your financing option: Use your Insta EMI Card or apply for an Easy EMI Loan at the store, subject to eligibility.
- Select a repayment tenure: Convert the purchase cost into Easy EMIs that suit your monthly budget, with zero down payment available on select models.
If you do not have an Insta EMI Card:
Check your Insta EMI Card eligibility online using your mobile number and OTP. If you are eligible, apply instantly and enjoy a smarter, more affordable way to buy your favourite product on Easy EMIs.
Which is the best AI smartphone under Rs. 20,000 in India?
You should compare the AI features, processor, RAM, storage, camera and battery before choosing a phone under Rs. 20,000. Your ideal option depends on whether you prioritise photography, productivity, gaming or battery life. Check the current product prices and configurations before choosing a model that fits your budget.
How does AI improve smartphone performance?
AI can support several smartphone functions, including image processing, scene recognition, editing, search and productivity tools. Some phones also use AI for performance or thermal management. You should check the specific AI features on each model because the available tools and their capabilities can vary between smartphones.
What are the main benefits of an AI phone?
An AI phone can make supported everyday tasks more convenient. You can use AI features for photography, image editing, search, writing, translation, summarisation and other productivity functions. The benefits vary between models, so you should check the specific AI tools available on your preferred phone before buying.
Which phone has the best AI camera features in India?
You should compare the AI camera functions rather than looking only at megapixel count. Features such as AI image enhancement, scene recognition, AI editing and AI-powered image expansion can make a practical difference. You should also consider the camera sensors, stabilisation and video capabilities before choosing a phone for photography.
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