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5 mins
17th September 2025

Gaming phones under Rs. 20,000 offer excellent value today. You now get features that were once limited to premium devices. Many of these phones come with 120 Hz refresh-rate screens, which make graphics look smooth and responsive. Large batteries between 5,000 and 6,000 mAh keep you playing for hours without worrying about frequent charging. Mid-range gaming chipsets handle popular titles with ease. With 6GB to 8GB RAM and 128GB storage, you can install and run multiple games without slowdown.

These phones are designed to reduce lag and improve heat control, giving you longer, more enjoyable gaming sessions. You can expect smoother gameplay in titles like BGMI, Call of Duty Mobile, Free Fire, and Asphalt. Most devices in this range allow medium to high settings, which means better visuals and faster response times. For gamers on a budget, this price segment strikes the right balance between strong performance and affordability. It makes mobile gaming fun, reliable, and accessible to everyone.

If you are planning to buy a new phone, you can easily explore your options online or in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.

Gaming phones under Rs. 20,000 - Overview

The gaming phones under Rs. 20,000 are built for Indian customers who want a smooth gaming experience at a mid-range budget. These smartphones combine strong processors, efficient cooling systems, and responsive displays, making them reliable companions for gamers who want both performance and value.

The displays on the gaming phones under Rs. 20,000 are usually large and bright, with sharp resolution and high refresh rates. These features ensure smooth visuals, colourful graphics, and quick response times, giving customers an immersive gaming experience along with comfort for browsing and streaming.

Performance on the gaming phones under Rs. 20,000 is powered by capable processors and enough memory to handle popular games with ease. Customers can enjoy multitasking, faster app launches, and smooth gameplay, making these devices suitable for both entertainment and professional use in daily life.

The gaming phones under Rs. 20,000 also provide practical features such as lasting battery life, sturdy designs, and user-friendly software. With their balance of affordability, performance, and advanced features, they are a strong option for Indian buyers who want reliable smartphones designed for gaming and everyday needs.

Gaming phones under Rs. 20,000 with models and brand

If you are looking for the best phone for gaming under Rs. 20,000, you will find a lot of great options. These phones are not just for gamers, they also work well for watching videos, chatting, or browsing the internet.

Here is a list of smartphones for gaming under Rs. 20,000:

realme P4 Pro

The realme P4 Pro is built for people who want smooth gaming and stylish looks at a mid-budget price. Its display is bright and immersive, making games and videos enjoyable. The processor feels powerful for multitasking and gaming. With a slim design and strong battery life, it is a great option for customers seeking performance and style without going over budget.

Specification

Details

Display (Main)

6.7-inch AMOLED

Display (External)

No

Processor

MediaTek Dimensity 7050

RAM

8GB

Storage

128GB/256GB

Rear camera

64MP + 8MP

Front camera

16MP

Battery

5,000 mAh

Weight

189 g

Price

Rs. 19,999

 

vivo T4

The vivo T4 is designed for customers who want speed and smooth gaming in a slim phone. Its display makes visuals sharp and fluid, while the processor runs heavy titles easily. The design feels light and modern, and the phone performs well for apps and browsing too. It is a dependable choice for buyers who want reliable gaming and a stylish design together.

Specification

Details

Display (Main)

6.6-inch AMOLED

Display (External)

No

Processor

Qualcomm Snapdragon 7 Gen 1

RAM

8GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

186 g

Price

Rs. 18,499

 

OPPO K13

The OPPO K13 is made for people who want performance and gaming features wrapped in a stylish design. It delivers smooth gameplay, and the large display adds to the experience. The phone also performs well for social media and multitasking, while the battery backup is reliable. It is a strong pick for customers who want both everyday usability and gaming power.

Specification

Details

Display (Main)

6.7-inch AMOLED

Display (External)

No

Processor

Qualcomm Snapdragon 695

RAM

8GB

Storage

128GB

Rear camera

64MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

190 g

Price

Rs. 17,999

 

vivo T4R

The vivo T4R is built for customers who want reliable gaming at a mid-range budget. It feels fast during multitasking, and the display makes visuals enjoyable. The phone looks slim and modern, making it easy to carry. With long battery backup and dependable performance, it is a smart option for buyers who want a stylish design with gaming strength at an affordable cost.

Specification

Details

Display (Main)

6.64-inch AMOLED

Display (External)

No

Processor

Qualcomm Snapdragon 6 Gen 1

RAM

6GB/8GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

188 g

Price

Rs. 16,499

 

realme 15T

The realme 15T is designed for people who want a phone that can handle gaming, apps, and multitasking easily. It runs games smoothly and delivers sharp visuals on its display. The phone feels stylish and comfortable in hand, while the battery keeps it powered through long sessions. It is a good choice for customers who want performance and value together.

Specification

Details

Display (Main)

6.7-inch AMOLED

Display (External)

No

Processor

MediaTek Dimensity 7020

RAM

8GB

Storage

128GB/256GB

Rear camera

64MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

191 g

Price

Rs. 18,999

 

moto G86 Power

The moto G86 Power is made for users who want motorola’s clean interface with strong gaming features. It feels smooth for heavy titles, and the display is bright and sharp for entertainment. The battery lasts long, making it reliable for daily usage. It is a dependable option for buyers who want simple software, dependable gaming, and trusted build quality at a mid-range budget.

Specification

Details

Display (Main)

6.7-inch AMOLED

Display (External)

No

Processor

Qualcomm Snapdragon 6s Gen 3

RAM

8GB

Storage

128GB

Rear camera

50MP + 8MP

Front camera

16MP

Battery

5,000 mAh

Weight

187 g

Price

Rs. 18,499

 

realme P4

The realme P4 is created for people who want performance with smooth gaming at a budget-friendly price. It runs popular titles with ease, and the design looks premium and stylish. The display feels sharp, making it enjoyable for both browsing and videos. With dependable battery backup, it is a practical option for customers who want gaming and multitasking without stretching their budget.

Specification

Details

Display (Main)

6.6-inch AMOLED

Display (External)

No

Processor

MediaTek Dimensity 7050

RAM

6GB/8GB

Storage

128GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

189 g

Price

Rs. 17,499

 

moto G96 5G

The moto G96 5G is built for people who want motorola’s clean software with powerful gaming in a mid-budget phone. It delivers smooth performance for apps and gaming, while the large display makes entertainment more immersive. The design feels sturdy yet slim, and the battery ensures long usage. It is a smart choice for customers who want value and motorola quality.

Specification

Details

Display (Main)

6.7-inch AMOLED

Display (External)

No

Processor

MediaTek Dimensity 7025

RAM

8GB

Storage

128GB

Rear camera

50MP + 8MP

Front camera

16MP

Battery

5,000 mAh

Weight

197 g

Price

Rs. 18,999

 

iQOO Z10R

The iQOO Z10R is made for customers who want speed and smooth gaming in the mid-budget category. It handles heavy titles easily and feels reliable for multitasking. The design is modern and light, making it comfortable to carry. With strong battery life and capable cameras, it is a dependable option for people who want gaming, style, and performance together.

Specification

Details

Display (Main)

6.6-inch AMOLED

Display (External)

No

Processor

Qualcomm Snapdragon 7s Gen 2

RAM

8GB

Storage

128GB/256GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5,000 mAh

Weight

188 g

Price

Rs. 19,499

 

Samsung Galaxy A17 5G

The Samsung Galaxy A17 5G is designed for people who want Samsung’s trusted build with strong gaming power. It runs smoothly for heavy titles and delivers bright visuals on its display. The phone feels comfortable to use daily, with a reliable battery backup for long sessions. It is a strong pick for buyers who want a balance of performance, design, and Samsung’s brand trust.

Specification

Details

Display (Main)

6.6-inch Super AMOLED

Display (External)

No

Processor

Exynos 1380

RAM

8GB

Storage

128GB

Rear camera

50MP + 8MP + 2MP

Front camera

13MP

Battery

6,000 mAh

Weight

205 g

Price

Rs. 19,999

 

Best gaming phones under Rs. 20,000 – Price list in India

The gaming phones under Rs. 20,000 are made for users who want smooth gaming, bright displays, and stylish designs at a mid-range price. These models balance speed, long battery backup, and capable cameras, making them practical for both entertainment and everyday use. They are a smart choice for customers who want performance and value without going for expensive flagship devices.

Model

Price

realme P4 Pro

Rs. 19,999

vivo T4

Rs. 18,499

OPPO K13

Rs. 17,999

vivo T4R

Rs. 16,499

realme 15T

Rs. 18,999

moto G86 Power

Rs. 18,499

realme P4

Rs. 17,499

moto G96 5G

Rs. 18,999

iQOO Z10R

Rs. 19,499

Samsung Galaxy A17 5G

Rs. 19,999

 

Prices and availability of the above smartphone models can vary across sellers. We recommend checking the official website for the most up-to-date information. You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!

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Why use the Maha Bachat Savings Calculator

Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

  1. 1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
  2. 2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
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Mobile by budget

Mobiles under Rs. 10,000 Mobiles under Rs. 15,000 Mobiles under Rs. 20,000
Mobiles under Rs. 25,000 Mobiles under Rs. 30,000 Mobiles under Rs. 35,000
Mobiles under Rs. 50,000 Mobiles under Rs. 60,000 Mobiles under Rs. 80,000

 

5G mobiles by brand

OPPO 5G mobiles realme 5G mobiles Nokia 5G mobiles
motorola 5G mobiles Samsung 5G mobiles Mi 5G mobiles
vivo 5G mobiles Google 5G mobiles IQ00 5G mobiles

 

5G mobiles by budget

5G mobiles under Rs. 15,000 5G mobiles under Rs. 20,000 5G mobiles under Rs. 25,000
5G mobiles under Rs. 30,000 5G mobiles under Rs. 40,000  

 

Brand by budget (Rs. 20,000)

vivo mobile under Rs. 20,000 Samsung mobile under Rs. 20,000 OnePlus mobile under Rs. 20,000
iQOO mobile under Rs. 20000 Xiaomi mobile under 20000 POCO mobile under Rs. 20,000
Infinix mobile under Rs. 20,000 realme mobile under Rs. 20,000 motorola mobile under Rs. 20,000
Huawei phones under Rs. 20,000    

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Frequently asked questions

Which brand is best for gaming phones under Rs. 20,000?

When it comes to gaming phones under Rs. 20,000, several brands offer excellent options to consider. Xiaomi's Redmi Note series, particularly models like the Redmi Note 10 and Redmi Note 12, are highly regarded for their powerful processors, high refresh rate displays, and large batteries, making them ideal choices for gaming enthusiasts on a budget.

Which is the cheapest gaming phone?

The realme Narzo stands out as one of the cheapest gaming phones available, offering impressive gaming performance at an affordable price point. Priced under Rs. 20,000, it ensures smooth gameplay for popular titles. With its budget-friendly price tag and competent gaming performance, the Realme Narzo is an excellent choice for budget-conscious gamers.

Which brand is best for gaming phones under Rs. 20,000?

POCO, iQOO, and Infinix offer some of the best gaming phones under Rs. 20,000. These brands provide powerful processors, high refresh rates, and good thermal management, making them ideal for budget gamers seeking smooth, lag-free gaming performance on a budget.

Which is the cheapest gaming phone?

The Infinix GT 10 Pro is among the cheapest gaming phones with a gamer-focused design, 120Hz display, and MediaTek Dimensity 8050 processor. It's budget-friendly and delivers decent performance for casual and competitive gaming without burning a hole in your pocket.

Can I play high-end games on phones under Rs. 20,000?

Yes, many phones under Rs. 20,000 can run high-end games like Call of Duty, BGMI, and Genshin Impact on medium to high settings. Devices with powerful chipsets and sufficient RAM deliver lag-free gameplay and good frame rates for most popular titles.

Which processor is best in gaming phones under Rs. 20,000?

The MediaTek Dimensity 7050 and Qualcomm Snapdragon 695 are top choices. They offer strong CPU-GPU performance, efficient battery usage, and smooth multitasking. These chipsets handle most demanding games well, providing a great balance between power and affordability.

Are there 5G gaming phones available under Rs. 20,000?

Yes, several 5G gaming phones are available under Rs. 20,000. Brands like iQOO, POCO, and Realme offer models with Dimensity or Snapdragon 5G chipsets. These phones are future-ready and provide faster network speeds for online multiplayer gaming.

Do gaming phones under Rs. 20,000 offer good battery life?

Most gaming phones under Rs. 20,000 come with 5000mAh or bigger batteries. They offer extended gaming sessions without frequent charging. Many also support fast charging, so you can quickly power up and get back into the game.    

Is liquid cooling or thermal management available in phones under Rs. 20,000?

Yes, some phones in this budget offer advanced thermal management features like graphite cooling or vapour chamber technology. While not as advanced as premium models, they help reduce overheating and maintain performance during long gaming sessions.

Do gaming phones under Rs. 20,000 come with a high refresh rate display?

Absolutely. Most gaming phones in this range feature 90Hz or 120Hz refresh rate displays. This ensures smoother scrolling, better responsiveness, and an immersive gaming experience, especially in fast-paced action and shooter games where every frame counts.

Can I buy gaming phones under Rs. 20,000 on EMI with Bajaj Finserv?

Yes, you can buy top gaming phones under Rs. 20,000 from Bajaj Finserv. Check your eligibility for a Bajaj Finserv Insta EMI Card to buy a gaming phone on Easy EMIs. Enjoy benefits like zero down payment, flexible tenures, and pre-approved loan offers when shopping at partner stores.

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