Features and benefits of our Insta EMI Card
All you need to know about our Insta EMI Card
Watch this video to know more about the features and benefits of the Insta EMI Card. Get to know about the card limit, where to shop online and offline, repayment period, and more.
You can use this card on shopping sites like Bajajmall.in, Amazon, MakeMyTrip, Vijay Sales, Tata Croma, Reliance Digital and others.
Everything on EMIs
Shop for daily groceries, electronics, fitness equipment, home appliances, furniture and more, and split the bills into No Cost EMIs.
Lower-EMI special schemes
You can opt for our special EMI schemes that offer a longer repayment tenure and reduce your monthly EMI.
Zero down payment
During festive seasons, we run zero down payment schemes where you don’t have to pay anything at the time of purchase.
Accepted at 1.5 lakh+ stores
The card is accepted across 4,000 large and small cities. Wherever you are, walk into our partner stores and shop on EMIs.
Flexible repayment tenures
Convert your purchases into monthly instalments and pay back over 3 to 24 months.
End-to-end digital process
The entire application process is online. It takes less than 10 minutes to complete.
You may use the Insta EMI Card to pay for 1 million+ products on EMIs, including everyday necessities like food and clothing, furniture and furnishings, home and kitchen appliances, smart devices, and fitness equipment.
We've teamed up with big and small stores across India, to ensure that all your needs are covered. Every month, we continue to add more partners, making our network one of the largest in the country.
A line is given to an existing customer with a Bajaj Finserv Insta EMI Card. Our existing customers can use this card to buy any of 1 million products including electronics, clothing, gadgets, furniture, and more from our online and offline partner network.
Every purchase you make using your Insta EMI Card is treated as a loan, and you are given a loan number. This loan can be repaid over the chosen period in EMIs. As long as your total spending is less than the line that has been given to you, you may make several transactions. Additionally, it is convenient for you to select various tenures for various purchases.
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Frequently asked questions
The following are the benefits of availing of the Bajaj Finserv Insta EMI Card:
- Pre-approved card limit of up to Rs. 2 lakh
- No Cost EMIs
- Flexible repayment tenure
- Nil foreclosure charges
- Easy card access on the Bajaj Finserv app
- Valid in 3,000+ cities
- 1.2 lakh+ partner stores