With 5G networks spreading quickly across India, smartphones with 5G support have become more affordable and easier to find. In 2025, buyers can get powerful and feature-packed 5G smartphones for under Rs. 40,000, making it a great time to upgrade. These phones bring flagship-level performance, smooth high-refresh-rate displays, and powerful processors that can handle gaming, multitasking, and heavy apps with ease. Many of them also come with advanced camera setups, letting you click clear photos and record detailed videos in different lighting conditions.
This price range offers a strong mix of speed, style, and value. Whether you are a gamer who needs a phone that can run demanding games without lag, a photography lover who wants high-quality pictures, or a multitasker who uses many apps at once, there is a phone here for you. Most models also include large batteries with fast charging support, so you spend less time plugged in and more time using your device.
Brands like OnePlus, vivo, iQOO, realme, and Xiaomi have some of the best options in this segment, giving buyers a good balance between performance, design, and price. These phones often come with premium materials, slim profiles, and bright AMOLED displays, giving you a high-end feel without paying flagship prices.
This guide highlights the best 5G smartphones under Rs. 40,000 in India as of September 2025. You can compare their key specifications and features to find the one that suits your needs and budget.
realme 15T
The realme 15T delivers excellent value if you want a phone that lasts long, takes good pictures, and handles everyday tasks smoothly. Its 7,000 mAh “Titan” battery keeps your phone alive through video, school, chat, and games without charging often. The dual 50MP cameras (front and rear) make selfies and group photos sharp. The bright display even outdoors, thanks to high peak brightness. The durability is strong with high water/dust resistance.
Specification
|
Detail
|
Display
|
6.57-inch 4R Comfort+ AMOLED
|
Processor
|
MediaTek Dimensity 6400 Max 5G
|
Rear camera
|
50MP AI main camera + 2MP
|
Front camera
|
50MP
|
Battery
|
7,000 mAh, with fast charging (60 W)
|
Price
|
Rs. 20,999
|
vivo T4 Pro
The vivo T4 Pro is for you if photography, fast charging, and solid performance matter. It has a sharp 50MP main camera plus a periscope zoom lens for clearer distant shots. The battery capacity (6,500 mAh) holds up through a long day of school or travel. The display is curved AMOLED at 6.77-inch with 120Hz refresh rate so scrolling and videos look smooth. The Snapdragon 7 Gen 4 processor gives good speed.
Specification
|
Detail
|
Display
|
6.77-inch curved AMOLED, 120Hz refresh rate
|
Processor
|
Snapdragon 7 Gen 4
|
Rear camera
|
50MP main + 50MP periscope (3× optical zoom) + 2MP depth
|
Front camera
|
32MP
|
Battery
|
6,500 mAh, with 90 W charging
|
Price
|
Rs. 27,999
|
OPPO K13 Turbo
The OPPO K13 Turbo is a good choice if you are looking for massive battery life, strong performance, and good cameras without breaking the bank. The massive 7,000 mAh battery gives long usage time. The rear 50MP camera captures decent shots, while the 16MP front camera is ideal for video calls and selfies. The Dimensity 8450 processor handles games and apps well. The 6.8-inch display helps with video watching and reading.
Specification
|
Detail
|
Display
|
6.8-inch Full HD+ LTPS/AMOLED (FHD+)
|
Processor
|
MediaTek Dimensity 8450
|
Rear camera
|
50MP + 2MP
|
Front camera
|
16MP
|
Battery
|
7,000 mAh
|
RAM/storage
|
8GB + 128GB
|
Price
|
Rs. 27,999
|
realme 15 5G
The realme 15 5G is great if you want a fast display, smooth interaction, and strong selfie and rear photo quality. The dual 50MP cameras (front and rear) let you take high-quality photos and videos. The display is a large 6.8-inch, with a curve in the screen and a high refresh rate of 144Hz, making animations, scrolling, and gaming look fluid. You get a 7,000 mAh battery with 80 W fast charge, so charging is less of a wait. The chipset is Dimensity 7300+ 5G which gives you reliable speed.
Specification
|
Detail
|
Display
|
6.8-inch curve+ display, 144Hz refresh
|
Processor
|
Dimensity 7300+ 5G
|
Rear camera
|
50MP main sensor (with OIS)
|
Front camera
|
50MP
|
Battery
|
7,000 mAh Titan battery
|
Charging
|
80 W Ultra Charge
|
RAM/storage
|
Up to 12GB RAM + 256GB storage
|
Price
|
Rs. 25,999
|
realme P4 Pro 5G
The realme P4 Pro 5G is built for you if you need a phone with a big battery, fast charging, and great display. It has a 7,000 mAh “Titan” battery so you can use it through school, video and games without worry. The display is a 6.8-inch curved AMOLED with 144Hz refresh rate which makes everything look smooth. The cameras include dual 50MP AI rear camera and 50MP front so selfies and videos are sharp. The processor is the Snapdragon 7 Gen 4, so performance is strong even for heavy use.
Specification
|
Detail
|
Display
|
6.8-inch curved AMOLED, 144Hz refresh rate
|
Processor
|
Snapdragon 7 Gen 4
|
Rear camera
|
50MP main + 8MP ultra-wide
|
Front camera
|
50MP
|
Battery
|
7,000 mAh, 80 W Ultra Charge
|
Storage/RAM
|
8GB/12GB RAM, 128GB/256GB ROM variants
|
Price
|
Rs. 24,999
|
vivo V60 5G
The vivo V60 5G suits you if you want premium performance, a strong design, and a large battery. It uses the Snapdragon 7 Gen 4 chip, so apps, games, and multitasking are smooth. The battery is 6,500 mAh, so it lasts through heavy use. Both rear and front cameras are 50MP, providing good selfies and overall camera quality. Higher-end storage and RAM options give you space for games, videos and files.
Specification
|
Detail
|
Display
|
6.67-inch, AMOLED, 120Hz
|
Processor
|
Snapdragon 7 Gen 4
|
Rear camera
|
50MP + 8MP + 50MP
|
Front camera
|
50MP
|
Battery
|
6,500 mAh
|
RAM/storage
|
Variants up to 16GB RAM + 512GB ROM
|
Price
|
Rs. 36,999
|
vivo Y400 5G
The vivo Y400 5G is a great choice if you want fast charging, water/dust resistance, and dependable performance without spending too much. It has a large 6,000 mAh battery with 90 W fast charging, so you can top up quickly between school and work. The display is a 6.67-inch AMOLED with a 120Hz refresh rate, which makes video watching smooth. The rear camera is 50MP, the front is 32MP, so photos look good.
Specification
|
Detail
|
Display
|
6.67-inch AMOLED, 120Hz refresh rate
|
Processor
|
Snapdragon 4 Gen 2
|
Rear camera
|
50MP + 2MP depth sensor
|
Front camera
|
32MP
|
Battery
|
6,000 mAh with 90 W FlashCharge
|
RAM/storage
|
8GB RAM + 128GB/256GB storage options
|
Price
|
Rs. 21,224
|
OnePlus Nord 5
The OnePlus Nord 5 gives you nearly flagship performance at a mid-range price. The phone runs on Snapdragon 8s Gen 3 so apps open quickly and games run smoothly. The large 6,800 mAh battery lasts well through school, calls, video and travel. The dual 50MP cameras capture detailed shots and the display is bright and made for smooth gaming.
Specification
|
Detail
|
Battery
|
6,800 mAh
|
Rear camera
|
50MP main + 8MP
|
Front camera
|
50MP
|
RAM/storage
|
8GB/12GB RAM + 256GB/512GB ROM variants
|
Display
|
6.83-inch, 144Hz main screen
|
Processor
|
Snapdragon 8s Gen 3
|
Price
|
Rs. 30,782
|
realme 15 Pro 5G
The realme 15 Pro 5G gives you a top display, strong battery, and excellent cameras. The display is 6.8-inch, curved, with a high refresh rate so things look smooth for games and videos. The dual 50MP rear cameras, combined with a 50MP front camera, capture sharp photos both day and night. The huge 7,000 mAh battery with 80 W charging means fast top-ups. The Snapdragon 7 Gen 4 processor handles multitasking easily. This phone fits you well if you care about camera quality, display smoothness, and a long battery.
Specification
|
Detail
|
Display
|
6.8-inch curved AMOLED, 144Hz refresh rate
|
Processor
|
Snapdragon 7 Gen 4
|
Rear camera
|
50MP + 50MP ultra-wide
|
Front camera
|
50MP
|
Battery
|
7,000 mAh with 80 W fast charging
|
RAM/storage
|
Variants: 8GB/12GB RAM + up to 512GB storage
|
Price
|
Rs. 31,999
|
OPPO K13 Turbo Pro
The OPPO K13 Turbo Pro suits you if you need long battery life, gaming power, and ample storage. You get a 6.8-inch display, a 7,000 mAh battery, and 80 W charging to keep days easy. The 50MP camera, paired with a 16MP front camera, cover selfies and photos.
Specification
|
Detail
|
Display
|
6.8-inch Full HD+, 120Hz
|
Processor
|
Snapdragon 8s Gen 4
|
Rear camera
|
50MP + 2MP
|
Front camera
|
16MP
|
Battery
|
7,000 mAh
|
Charging
|
80 W fast charge
|
RAM/storage
|
8GB RAM/256GB storage
|
Price
|
Rs. 37,999
|
Best 5G phones under 40,000 - Price list (2024) (2025)
Model
|
Price in India*
|
realme 15T
|
Rs. 20,999*
|
vivo T4 Pro
|
Rs. 27,999*
|
realme P4 Pro 5G
|
Rs. 24,999*
|
realme 15 Pro 5G
|
Rs. 31,999*
|
vivo V60 5G
|
Rs. 36,999*
|
OPPO K13 Turbo
|
Rs. 27,999*
|
OPPO K13 Turbo Pro
|
Rs. 37,999*
|
vivo Y400 5G
|
Rs. 21,224*
|
realme 15 5G
|
Rs. 25,999*
|
OnePlus Nord 5
|
Rs. 30,782*
|
You can also find some of these phones under Rs. 30,000 during sale. Prices and availability of these smartphones can vary across sellers. We recommend checking the official website for the most up-to-date information. Additionally, if you are considering buying a new mobile phone or any other electronic device, you can also explore the latest offers from Bajaj Finserv to enjoy exciting deals. Turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!
What features should you look for while buying 5G phones below Rs. 40,000
When in pursuit of the best 5G phone under Rs. 40,000, it's crucial to consider several key features that ensure you're getting the most bang for your buck. Here's a mobile buying guide to help you navigate through the options.
High-performance processor: Ensure the device is powered by a capable processor to handle 5G speeds and demanding applications smoothly.
Ample storage and RAM: Look for a minimum of 128GB storage and at least 6GB RAM to ensure seamless multitasking and ample file space.
Long-lasting battery: A robust battery life, preferably above 4500mAh, is essential to support the energy demands of 5G connectivity.
Advanced camera setup: Opt for a phone with a versatile camera system to capture high-quality photos and videos in various lighting conditions.
Vivid display: A phone with a high-resolution screen and a high refresh rate offers an immersive viewing experience for gaming and streaming.
By focusing on these features, you can secure the best 5G phone under Rs. 40,000, tailored to meet your digital lifestyle needs.
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