Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:
| Option | Limit | Key features |
| Bajaj Finance Insta EMI Card | Card loan offer up to Rs. 6 lakh | 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan offer up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.
Also explore the latest offers. You may find a great deal on a model that matches your needs.
Buyer scenario:
Rahul, a 27-year-old software developer from Bengaluru, wants a 5G smartphone for gaming, photography, video streaming, and multitasking. He chooses the vivo T4 Pro 5G with 12GB RAM and 256GB storage, priced at Rs. 31,999. The RAM supports switching between games and applications, while the storage provides space for photos, videos, and downloaded files.
Using an illustrative 12-month, interest-free Easy EMI plan, Rahul can divide the purchase cost into approximately Rs. 2,667 per month, assuming zero down payment and no additional charges.
Note: The price and EMI are estimated examples. Actual prices, EMI amounts, applicable charges, model availability, and financing terms will differ in-store.