3 min
5-May-2025

Finding the best 5G mobiles under Rs. 20,000 is easier than ever. These affordable phones offer super-fast internet, great display, and long-lasting batteries, keeping you connected and entertained throughout the day. With excellent cameras for capturing memories and plenty of storage for your apps and media, these devices deliver high performance without costing a fortune.

You can learn more about the latest mobiles on Bajaj Mall. You can shop for the phone by visiting one of 1.5 lakh+ partner stores across 4,000+ cities in India. Once you have selected your preferred variant, you can buy it with Easy EMI options from Bajaj Finserv. Check your eligibility in a few steps and buy your favourite gadgets without any financial strain.

Top 10 best-selling 5G phones under Rs. 20,000

If you are searching for the best 5G mobiles under Rs. 20,000, models like the Redmi Note 14 SE 5G, Samsung Galaxy F36 5G and vivo T4x 5G deliver amazing performance without exceeding your budget. These smartphones offer super-fast 5G internet that helps you download, stream and play games without buffering. Whether you love to take pictures, browse social media or attend online classes, these phones provide reliable performance and great visuals. The OnePlus Nord CE4 lite 5G and POCO X7 5G are perfect for everyday multitasking and feature large AMOLED displays with high refresh rates, making them ideal for watching shows or scrolling smoothly.

If you enjoy mobile gaming or need long-lasting power for full-day usage, the iQOO Z10X 5G and TECNO Pova 7 5G come with powerful batteries and efficient processors. These phones are designed to handle heavy apps and long sessions without heating up or slowing down. The stylish CMF by Nothing Phone 2 Pro stands out with its unique design and clean user interface, perfect for those who want both function and flair.

For users who want a near-stock Android experience, the motorola G85 5G offers a clean UI with useful gestures and a pOLED display for vibrant visuals. Lastly, the realme P3 5G gives you a solid mix of camera performance, battery life and fast charging, making it a dependable companion for both school work and entertainment.

With these feature-packed 5G smartphones under Rs. 20,000, you can enjoy smooth multitasking, crisp visuals and lightning-fast connectivity, all without breaking your budget.

Listed below are the top-selling 5G mobiles under Rs. 20,000 in 2025.

Redmi Note 14 SE 5G

You can enjoy fast browsing, clear video calling and smooth scrolling with the Redmi Note 14 SE 5G. The AMOLED screen makes videos bright and colourful. The large battery keeps you connected throughout the day. This model is also dust and water resistant, so it is safe during everyday use.

Specification

Detail

Display

6.67‑inch Full HD+ AMOLED

Refresh rate

120Hz

Rear camera

50MP (Sony sensor with OIS and EIS) + 8MP + 2MP

Front camera

20MP

Battery capacity

5,110 mAh

Processor

MediaTek Dimensity 7025 Ultra

RAM and storage

6GB RAM, 128GB ROM

Durability

IP64 dust and water resistant

Price

Rs. 14,999

 

Samsung Galaxy F36 5G

You can take steady photos, scroll smoothly and multitask with the Samsung Galaxy F36 5G. Its 50MP camera comes with optical image stabilisation, and the Super AMOLED screen displays everything in crisp detail. It includes smart AI tools that help you enhance pictures and search quickly using simple taps.

Specification

Detail

Display

6.7‑inch Super AMOLED, Full HD+

Refresh rate

120Hz

Rear camera

50MP OIS + 8MP + 2MP

Front camera

13MP

Battery capacity

5,000 mAh

Processor

Samsung Exynos 1380

RAM and storage

6GB/8GB RAM, 128GB ROM (expandable up to 2TB)

AI features

Circle to search, object eraser, Gemini

Price

Rs. 17,499 - Rs. 18,999

 

vivo T4x 5G

You can scroll social media, make video calls and do basic school work using the vivo T4x 5G. The battery lasts all day and it supports fast 5G data. The camera is good for selfies and group photos. It is a simple and lightweight phone for daily use.

Specification

Detail

Display

6.72‑inch Full HD+

Rear camera

50MP + 2MP

Front camera

8MP

Battery capacity

6,500 mAh

Processor

MediaTek Dimensity 7300 5G

RAM and storage

6GB/8GB RAM, 128GB/256GB ROM

Price

Rs. 14,999 - Rs. 16,999

 

OnePlus Nord CE4 Lite 5G

You get fast charging, stylish looks and strong performance with the OnePlus Nord CE4 Lite 5G. It is great for video streaming, quick apps and casual games. The big screen with a high refresh rate keeps everything smooth. The camera clicks sharp photos even when light is low.

Specification

Detail

Display

6.67‑inch AMOLED, Full HD+

Refresh rate

120Hz

Rear camera

50MP Sony sensor + 2MP depth

Front camera

16MP

Battery capacity

5,500 mAh

Charging

80 W fast charger

Processor

Qualcomm Snapdragon 695

RAM and storage

8GB RAM, 128GB ROM

Price

Rs. 16,939

 

POCO X7 5G

You enjoy gaming, streaming and fast multitasking with the POCO X7 5G. Its AMOLED screen with high brightness makes videos look stunning. The camera setup helps you click sharp photos and the massive battery lets you go a full day without charging. It is built for speed and style.

Specification

Detail

Display

6.67‑inch AMOLED, Full HD+

Refresh rate

120Hz

Rear camera

50MP + 8MP + 2MP

Front camera

20MP

Battery capacity

5,500 mAh

Charging

67 W fast charger

Processor

MediaTek Dimensity 7300 Ultra

RAM and storage

8GB RAM, 128GB/256GB ROM

Price

Rs. 15,999 - Rs. 17,999

 

iQOO Z10X 5G

You can use the iQOO Z10X 5G for fast gaming, clear video chats and quick app switching. It comes with a strong battery and cooling system. The screen is sharp and big, which makes movies fun to watch. It is built for students and gamers who need speed.

Specification

Detail

Display

6.7‑inch LCD, Full HD+

Refresh rate

120Hz

Rear camera

50MP + 2MP

Front camera

8MP

Battery capacity

6,500 mAh

Charging

44 W fast charger

Processor

MediaTek Dimensity 6300

RAM and storage

6GB/8GB RAM, 128GB/256GB ROM

Price

Rs. 13,789 - Rs. 16,989

 

CMF by Nothing Phone 2 Pro

You can show off your style and enjoy a smooth Android experience with the CMF by Nothing Phone 2 Pro. The display is sharp and bright, perfect for YouTube or games. You get solid performance, clean UI and a design that stands out. Ideal for creative schoolwork and social sharing.

Specification

Detail

Display

6.77‑inch OLED, Full HD+

Rear camera

50MP + 50MP ultra-wide + 8MP

Front camera

16MP

Battery capacity

5,000 mAh

Charging

45 W fast charger

Processor

MediaTek Dimensity 7300 Pro 5G

RAM and storage

8GB RAM, 128GB ROM

Price

Rs. 18,999

 

motorola G85 5G

You can enjoy clean Android, no ads and a smooth experience with the motorola G85 5G. It offers a pOLED screen that looks great indoors and outdoors. With a strong battery and good camera, it is made for everyday use. You also get useful Moto gestures for quick tasks.

Specification

Detail

Display

6.67‑inch pOLED, Full HD+

Refresh rate

120Hz

Rear camera

50MP OIS + 8MP ultra-wide

Front camera

32MP

Battery capacity

5,000 mAh

Charging

33 W fast charger

Processor

Qualcomm Snapdragon 6s Gen 3

RAM and storage

8GB/12GB RAM, 128GB/256GB ROM

Price

Rs. 15,999 - Rs. 17,999

 

TECNO Pova 7 5G

You get a big battery and massive screen with the TECNO Pova 7 5G. Whether you are watching videos, playing games or attending online classes, it lasts for hours without charging. The phone looks cool and comes with enough power for fast use.

Specification

Detail

Display

6.78‑inch LCD, Full HD+

Refresh rate

120Hz

Rear camera

50MP + AI sensor

Front camera

13MP

Battery capacity

6,000 mAh

Charging

45 W fast charger

Processor

MediaTek Dimensity 7300 Ultimate

RAM and storage

8GB RAM, 128GB/256GB ROM

Price

Rs. 14,999 - Rs. 15,999

 

realme P3 5G

You can stream, browse and snap colourful pictures using the realme P3 5G. The display is bright and smooth for social media, while the camera delivers nice shots for your school events. The design is light and battery life is strong for daily work and fun.

Specification

Detail

Display

6.67‑inch AMOLED, Full HD+

Refresh rate

120Hz

Rear camera

50MP + 2MP

Front camera

16MP

Battery capacity

6000 mAh

Charging

45 W fast charger

Processor

MediaTek Dimensity 6 Gen 4

RAM and storage

6GB/8GB RAM, 128GB/256GB ROM

Price

Rs. 16,999 - Rs. 18,499

 

Best 5G phones under Rs. 20,000 - Price list (2025)

Listed below is the price of the top-selling 5G phones under Rs. 20,000.

Mobile model

Price

Redmi Note 14 SE 5G

Rs. 14,999*

Samsung Galaxy F36 5G

Rs. 17,499 - Rs. 18,999*

vivo T4x 5G

Rs. 14,999 - Rs. 16,999*

OnePlus Nord CE4 lite 5G

Rs. 16,929*

POCO X7 5G

Rs. 15,999 - Rs. 17,999*

iQOO Z10X 5G

Rs. 13,789 - Rs. 16,989*

CMF by Nothing Phone 2 Pro

Rs. 18,999*

motorola G85 5G

Rs. 15,999 - Rs. 17,999*

TECNO Pova 7 5G

Rs. 14,999 - Rs. 15,999*

realme P3 5G

Rs. 16,999 - Rs. 18,499*


*Disclaimer: Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Check the latest offers and grab the best deals for a premium experience.

Turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!

Financing options with Bajaj Finserv

Bajaj Mall is the best online destination to read about all the details, features, and specs of your desired product. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the product you want. Check your eligibility and submit your basic details to get an instant loan offer. Choose a convenient repayment tenure and purchase the latest smartphones on Easy EMIs. However, you can save more by checking out the top deals and exclusive offers.

Advantages of shopping with Bajaj Finserv

  1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
  2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
  3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
  4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
  5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.

Mobiles by brands

vivo mobiles

Lava mobiles

iQOO mobiles

Tecno mobiles

OnePlus mobiles

Samsung mobiles

realme mobiles

Nokia mobiles

Xiaomi mobiles

Infinix mobiles

motorola mobiles

 

 

Mobiles by features

10000mAh battery mobiles

120W fast charging mobiles

Xiaomi curved display mobile

200MP camera mobiles

16GB RAM mobiles

Flagship mobiles

Dolby Atmos phones

Dual stereo speaker Mobiles

Mobiles with optical zoom

Ultra-wide camera phones

Sony IMX sensor camera mobiles

 

 

Mobiles by budget

Mobiles under Rs. 10,000

Mobiles under Rs. 15,000

Mobiles under Rs. 20,000

Mobiles under Rs. 25,000

Mobiles under Rs. 30,000

Mobiles under Rs. 35,000

Mobiles under Rs. 50,000

Mobiles under Rs. 60,000

Mobiles under Rs. 80,000

 

5G mobiles by brands

OPPO 5G mobiles

realme 5G mobiles

Nokia 5G mobiles

motorola 5G mobiles

Samsung 5G mobiles

Mi 5G mobiles

vivo 5G mobiles

Google 5G mobiles

iQOO 5G mobiles

 

5G mobiles by budget

5G mobiles under Rs. 15,000

5G mobiles under Rs. 20,000

5G mobiles under Rs. 25,000

5G mobiles under Rs. 30,000

5G mobiles under Rs. 40,000

 

 

Brands by budget (Rs. 20,000)

vivo mobiles under Rs. 20,000

Samsung mobiles under Rs. 20,000

OnePlus mobiles under Rs. 20,000

iQOO mobiles under Rs. 20,000

Xiaomi mobiles under Rs. 20,000

POCO mobiles under Rs. 20,000

Infinix mobiles under Rs. 20,000

realme mobiles under Rs. 20,000

motorola mobiles under Rs. 20,000

HUAWEI mobiles under Rs. 20,000

 

 

Pro tip:

Celebrate Ganesh Chaturthi the smarter way – bring home appliances and gadgets at up to 60% off

Following the latest directive from the Reserve Bank of India, Bajaj Finance Limited shall resume sanction and disbursals under it’s online loans products “Ecom” and “Insta EMI Card” in the next 7 days. However you can walk-in to any of our offline partner stores and get your product financed.

Please note: Your existing card shall be operational for usage after 7 days.

Frequently asked questions 

Which is the best 5G phone under Rs. 20,000 in India?

The iQOO Z9 5G is among the best 5G phones under Rs. 20,000. It combines strong performance, a smooth display experience, and good battery life, making it ideal for multitasking and entertainment. It also features a powerful processor and solid build quality, ensuring excellent value for money.

Can I buy 5G phones under Rs. 20,000 on EMIs?

Yes, you can purchase 5G phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv. If you are an existing user of the Bajaj Finserv Insta EMI Card:

  1. Explore the range of smartphones on Bajaj Mall
  2. Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person
  3. Use your Bajaj Finserv Insta EMI Card and avail of Easy EMIs for affordable monthly payments

If you do not have it, check your eligibility for a Bajaj Finserv Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.

What features can I expect in 5G smartphones under Rs. 20,000?

5G smartphones under Rs. 20,000 usually offer powerful processors, 6GB to 8GB RAM, 128GB storage, high-refresh-rate displays, Android 12 or above, and multiple camera sensors. They also include large batteries with fast charging support, clean or custom UIs, and wide 5G band support suitable for Indian networks.

Are 5G phones under Rs. 20,000 good for gaming and multitasking?

Yes, many 5G phones in this range offer capable chipsets like Dimensity 7050 or Snapdragon 4 Gen 1, paired with ample RAM. These specifications support smooth multitasking, lag-free gaming, and consistent app switching. They handle most popular games and daily tasks effectively, making them suitable for performance users.

Do budget 5G phones under Rs. 20,000 support all Indian 5G bands?

Most modern budget 5G smartphones under Rs. 20,000 support essential Indian 5G bands such as n78 and n28. However, full band support varies by model. It is advisable to check the band compatibility before purchase to ensure broader coverage across telecom operators and regions as 5G expands.

Which brands offer the most reliable 5G phones under Rs. 20,000?

Brands like iQOO, POCO, realme, Samsung, and motorola are known for offering reliable 5G phones under Rs. 20,000. They provide consistent software updates, solid build quality, and balanced performance. These brands also offer service support in India, making them trustworthy options for budget-conscious consumers.

Can I get a good camera setup in 5G phones under Rs. 20,000?

Yes, many 5G phones in this range feature 50MP or 64MP primary cameras, ultra-wide sensors, and AI-powered image processing. While they may not match flagship-level photography, they offer excellent results in daylight and decent low-light performance, making them ideal for casual photography and social media sharing.

What is the battery life like on 5G phones in this price range?

Battery life is generally impressive, with most models offering 5000 mAh or larger batteries. Combined with power-efficient chipsets and software optimisations, these phones typically last a full day with moderate to heavy use. Many also support 18 W to 33 W fast charging for quick top-ups.

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2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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