3 min
18-Sep-25

Want to enjoy high-speed 5G without paying a high price? Many brands in India offer 5G phones under Rs. 20,000 with impressive features like fast processors, clear displays, and strong batteries. These phones are perfect for streaming, gaming, and daily tasks. If you are upgrading from a 4G phone, this list will help you find the right 5G phone that fits your budget and needs—without any compromise on performance or style.

You can learn more about the latest mobiles on Bajaj Mall. You can shop for the phone by visiting one of 1.5 lakh+ partner stores across 4,000+ cities in India. Once you have selected your preferred variant, you can buy it with Easy EMI options from Bajaj Finserv. Check your eligibility in a few steps and buy your favourite gadgets without any financial strain.

Top 10 best-selling 5G phones under Rs. 20,000

If you are looking for the best 5G mobiles under Rs. 20,000, there are many strong options that give great performance without going over budget. Phones like the realme P4 5G, OPPO F27 Pro+, and vivo T4x 5G deliver fast 5G internet for smooth downloads, streaming, and online gaming. These devices are perfect for users who enjoy clicking photos, scrolling social media, or attending online classes, as they offer clear displays and reliable performance.

The OnePlus Nord CE4 Lite 5G and motorola G86 Power 5G are excellent for everyday multitasking. They come with large AMOLED or pOLED displays and high refresh rates, giving smooth scrolling and a better video-watching experience. For gamers and power users, the iQOO Z10X 5G and realme P3 5G pack powerful processors and big batteries, making them perfect for long gaming sessions and running heavy apps without slowdown.

If you want a mix of style and function, the OPPO K13 5G offers a sleek design with fast charging support, keeping you powered all day. The motorola G96 5G and motorola G85 5G focus on giving a near-stock Android experience with clean software, useful gestures, and bright displays for vibrant visuals.

With these feature-packed 5G smartphones under Rs. 20,000, you get smooth performance, long battery life, and modern features for both work and entertainment. They are a great choice for anyone who wants fast 5G connectivity, good cameras, and reliable performance without spending too much.

Do not forget to check the latest offers on smartphones and save big on your next purchase with Bajaj Finserv.

1. realme P4 5G

The realme P4 5G is good if you like long battery life and watching videos or playing games without charging often. It has a very big 7,000 mAh battery so you can use it for many hours. The screen is AMOLED, sharp, and bright; cameras are decent, especially rear 50MP. It is strong in performance for regular apps.

Specification

Detail

Display

6.77-inch AMOLED, Full HD+

Rear camera

50MP + 8MP

Front camera

16MP

Battery

7,000 mAh

RAM/storage

6GB, 8GB/128GB, 256GB

Processor

MediaTek Dimensity 7400

Price

Rs. 19,499

2. OPPO F27 Pro+ 5G

The OPPO F27 Pro+ 5G is for you if you care about style, durability, and a smooth display experience. It has a curved AMOLED screen that looks good, a “Cosmos Ring” design, and is built tough. It has a solid camera set-up and is good for selfies. The battery is good for daily use, though not as huge as some with 5,000 mAh.

Specification

Detail

Display

6.7-inch, Full HD+ Curved AMOLED

Rear camera

64MP + 2MP

Front camera

8MP

Battery

5,000 mAh

RAM/storage

8GB/128GB (some variants 256GB)

Processor

Dimensity 7050

Price

Rs. 18,175

3. motorola G86 Power 5G

The motorola G86 Power 5G shines when you need a strong battery and good selfie and video capture. It has a large 6,720 mAh battery so you can use it many hours without charging. The selfie camera is strong at 32MP, while the rear camera is 50MP. The display is sharp (1.5K pOLED), making it good for movies or reading in sunlight. The performance is solid for day-to-day tasks.

Specification

Detail

Display

6.7-inch Super-HD display

Rear camera

50MP + 8MP

Front camera

32MP

Battery

6,720 mAh

RAM/storage

8GB/128GB

Processor

Dimensity 7400

Price

Rs. 16,999

4. iQOO Z10X 5G

The iQOO Z10X 5G is good if you like a rugged build and heavy usage without needing frequent charging. It has a large 6,500 mAh battery. Its processor is Decent mid-range (Dimensity 7300). For photography, it has a 50MP rear camera. It is not premium in every way but gives good value.

Specification

Detail

Display

6.7-inch

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,500 mAh

RAM/storage

6GB, 8GB/128GB, 256GB

Processor

Dimensity 7300

Price

Rs. 14,957

5. motorola G96 5G

The motorola G96 5G gives you a balanced package if you want mid-level performance, good cameras, and acceptable battery. It has around 5,500 mAh battery, solid rear camera, decent display. The phone is good if you want something reliable without paying too much premium.

Specification

Detail

Display

6.67-inch, Full HD+

Rear camera

50MP + 8MP

Front camera

32MP

Battery

5,500 mAh

RAM/storage

8GB/128GB, 256GB

Processor

7s Gen 2

Price

Rs. 19,999

6. motorola G85 5G

The motorola G85 5G is a good option if you are looking for a lighter-cost 5G phone with essential features. It has a Full HD+ screen, a good camera setup (50MP rear + 32MP front), and a 5,000 mAh battery, which is decent. The phone does not have the biggest battery, but it is okay for everyday use.

Specification

Detail

Display

6.67-inch Full HD+

Rear camera

50MP + 8MP

Front camera

32MP

Battery

5,000 mAh

RAM/storage

8GB, 12GB/128GB, 256GB

Processor

6s Gen 3

Price

Rs. 15,999

7. vivo T4x 5G

The vivo T4x 5G is useful if you like long battery life and streaming or gaming a lot. You can watch videos for many hours because its battery is large. The display is smooth with a 120Hz refresh rate, so scrolling feels nice. The cameras are decent for everyday photos.

Specification

Detail

Display

6.72-inch, Full HD+ 120Hz

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,500 mAh

RAM/storage

6GB/128GB and also 8GB/256GB variant

Processor/OS

Dimensity 7300 5G, Android 15

Price (India)

Rs. 16,999

8. OnePlus Nord CE4 Lite 5G

The OnePlus Nord CE4 Lite 5G is good if you enjoy fast charging and want a phone that charges quickly. It has 80 W charging, a large battery, and a bright display. The phone is a good choice for social media, videos and chatting.

Specification

Detail

Display

6.67-inch, 120Hz AMOLED, Full HD+

Rear camera

50MP main + 2MP depth + 2MP macro

Front camera

16MP

Battery

5,500 mAh with fast charging (80 W SuperVOOC)

RAM/storage

8GB/128GB, 256GB

Processor/OS

Snapdragon 695 5G; uses OxygenOS (based on Android)

Price (India)

Rs. 16,935

9. OPPO K13 5G

The OPPO K13 5G is ideal for those seeking super-fast charging and a large battery, reducing the need to worry about charging. The phone is also good for basic photography and using many apps without lag.

Specification

Detail

Display

6.67-inch

Rear camera

50MP main camera + 2MP

Front camera

16MP

Battery

7,000 mAh

RAM/storage

8GB/128GB, 256GB

Processor

Snapdragon 6 Gen 4

Price (India)

Rs. 19,999

10. realme P3 5G

The realme P3 5G is useful if you want a strong battery, a good selfie camera, and smooth performance for games or studies in a phone that does many things well.

Specification

Detail

Display

6.67-inch, Full HD+ AMOLED, 120Hz default

Rear camera

50MP + 2MP

Front camera

16MP

Battery

6,000 mAh

RAM/storage

6GB/128GB (also 8GB/256GB variants exist)

Processor

Snapdragon 6 Gen 4

Price (India)

Rs. 18,499

Best 5G phones under Rs. 20,000 - Price list (2025)

Listed below is the price of the top-selling 5G phones under Rs. 20,000.

Model

*Price in India

realme P4 5G

Rs. 19,499

OPPO F27 Pro+ 5G

Rs. 18,175

vivo T4x 5G

Rs. 16,999

OnePlus Nord CE4 lite 5G

Rs. 16,935

motorola G86 Power 5G

Rs. 16,999

iQOO Z10X 5G

Rs. 14,957

realme P3 5G

Rs. 18,499

OPPO K13 5G

Rs. 19,999

motorola G96 5G

Rs. 19,999

motorola G85 5G

Rs. 19,999

*Disclaimer: Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.

Now you can use the Maha Bachat savings calculator to combine various offers like dealer offers, brand offers, Bajaj offers, and EMI offers—making your purchase of electronics and appliances more pocket-friendly. Calculate your extra savings today and enjoy shopping with Bajaj Finserv.

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Bajaj Finserv puts you in control of your shopping. See if you are eligible for a loan and get instant approval in just a few steps. Once approved, go to any of 1.5 lakh+ partner stores across India. Pick from over 1 million products from 550+ leading brands. Pay in Easy EMIs with 50+ flexible options that fit your budget. Enjoy a fast, seamless, and stress-free shopping experience—with more freedom and more savings.

Why use the Maha Bachat Savings Calculator

Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

  1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

  2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

  3. Bajaj offers - Unlock exclusive Bajaj Finserv deals on popular products—available only to our customers. More rewards, more value.

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Mobiles by brands

vivo mobiles

Lava mobiles

iQOO mobiles

Tecno mobiles

OnePlus mobiles

Samsung mobiles

realme mobiles

Nokia mobiles

Xiaomi mobiles

Infinix mobiles

motorola mobiles

 

 

Mobiles by features

10000mAh battery mobiles

120W fast charging mobiles

Xiaomi curved display mobile

200MP camera mobiles

16GB RAM mobiles

Flagship mobiles

Dolby Atmos phones

Dual stereo speaker Mobiles

Mobiles with optical zoom

Ultra-wide camera phones

Sony IMX sensor camera mobiles

 

 

Mobiles by budget

Mobiles under Rs. 10,000

Mobiles under Rs. 15,000

Mobiles under Rs. 20,000

Mobiles under Rs. 25,000

Mobiles under Rs. 30,000

Mobiles under Rs. 35,000

Mobiles under Rs. 50,000

Mobiles under Rs. 60,000

Mobiles under Rs. 80,000

 

5G mobiles by brands

OPPO 5G mobiles

realme 5G mobiles

Nokia 5G mobiles

motorola 5G mobiles

Samsung 5G mobiles

Mi 5G mobiles

vivo 5G mobiles

Google 5G mobiles

iQOO 5G mobiles

 

5G mobiles by budget

5G mobiles under Rs. 15,000

5G mobiles under Rs. 20,000

5G mobiles under Rs. 25,000

5G mobiles under Rs. 30,000

5G mobiles under Rs. 40,000

 

 

Brands by budget (Rs. 20,000)

vivo mobiles under Rs. 20,000

Samsung mobiles under Rs. 20,000

OnePlus mobiles under Rs. 20,000

iQOO mobiles under Rs. 20,000

Xiaomi mobiles under Rs. 20,000

POCO mobiles under Rs. 20,000

Infinix mobiles under Rs. 20,000

realme mobiles under Rs. 20,000

motorola mobiles under Rs. 20,000

HUAWEI mobiles under Rs. 20,000

 

 

Pro tip:

Celebrate Navaratri & Dussehra the smarter way – bring home appliances and gadgets at up to 60% off

Following the latest directive from the Reserve Bank of India, Bajaj Finance Limited shall resume sanction and disbursals under it’s online loans products “Ecom” and “Insta EMI Card” in the next 7 days. However you can walk-in to any of our offline partner stores and get your product financed.

Please note: Your existing card shall be operational for usage after 7 days.

Frequently asked questions 

Which is the best 5G phone under Rs. 20,000 in India?

The iQOO Z9 5G is among the best 5G phones under Rs. 20,000. It combines strong performance, a smooth display experience, and good battery life, making it ideal for multitasking and entertainment. It also features a powerful processor and solid build quality, ensuring excellent value for money.

Can I buy 5G phones under Rs. 20,000 on EMIs?

Yes, you can purchase 5G phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv. If you are an existing user of the Bajaj Finserv Insta EMI Card:

  1. Explore the range of smartphones on Bajaj Mall
  2. Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person
  3. Use your Bajaj Finserv Insta EMI Card and avail of Easy EMIs for affordable monthly payments

If you do not have it, check your eligibility for a Bajaj Finserv Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.

What features can I expect in 5G smartphones under Rs. 20,000?

5G smartphones under Rs. 20,000 usually offer powerful processors, 6GB to 8GB RAM, 128GB storage, high-refresh-rate displays, Android 12 or above, and multiple camera sensors. They also include large batteries with fast charging support, clean or custom UIs, and wide 5G band support suitable for Indian networks.

Are 5G phones under Rs. 20,000 good for gaming and multitasking?

Yes, many 5G phones in this range offer capable chipsets like Dimensity 7050 or Snapdragon 4 Gen 1, paired with ample RAM. These specifications support smooth multitasking, lag-free gaming, and consistent app switching. They handle most popular games and daily tasks effectively, making them suitable for performance users.

Do budget 5G phones under Rs. 20,000 support all Indian 5G bands?

Most modern budget 5G smartphones under Rs. 20,000 support essential Indian 5G bands such as n78 and n28. However, full band support varies by model. It is advisable to check the band compatibility before purchase to ensure broader coverage across telecom operators and regions as 5G expands.

Which brands offer the most reliable 5G phones under Rs. 20,000?

Brands like iQOO, POCO, realme, Samsung, and motorola are known for offering reliable 5G phones under Rs. 20,000. They provide consistent software updates, solid build quality, and balanced performance. These brands also offer service support in India, making them trustworthy options for budget-conscious consumers.

Can I get a good camera setup in 5G phones under Rs. 20,000?

Yes, many 5G phones in this range feature 50MP or 64MP primary cameras, ultra-wide sensors, and AI-powered image processing. While they may not match flagship-level photography, they offer excellent results in daylight and decent low-light performance, making them ideal for casual photography and social media sharing.

What is the battery life like on 5G phones in this price range?

Battery life is generally impressive, with most models offering 5000 mAh or larger batteries. Combined with power-efficient chipsets and software optimisations, these phones typically last a full day with moderate to heavy use. Many also support 18 W to 33 W fast charging for quick top-ups.

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