POCO mobile phones under Rs. 20,000 in India (2025)

Searching for POCO mobile phones under Rs. 20,000? Explore the price, features and specs of the latest models and keep shopping with Bajaj Finserv on Easy EMIs.
POCO phones on Easy EMI
3 min
19th April 2024

Looking for a powerful smartphone without breaking the bank? POCO mobile phones under Rs. 20,000 offer fantastic value with top-notch features like high-resolution cameras, fast processors, and long-lasting batteries. These phones are perfect for gaming, photography, and everyday use, ensuring you get the best performance without spending a fortune.

If you want to purchase a POCO phone, you can break the entire cost into affordable EMIs. With Bajaj Finserv, you might qualify for a pre-approved loan to buy this product on Easy EMIs. Check your loan eligibility today and keep shopping. Learn more about upcoming POCO phones on Bajaj Mall or visit one of 1.5 lakh+ partner stores across 4,000+ cities. Shop on Easy EMIs from Bajaj Finserv, with repayment options from 1 month to 60 months. Enjoy benefits like zero down payment and free home delivery on select products.

POCO mobile phones under Rs. 20,000 - Features and specifications

POCO mobiles under Rs. 20,000 offer a fantastic blend of performance, features, and affordability. These phones come with high-resolution cameras, powerful processors, and long-lasting batteries, making them perfect for gaming, photography, and everyday use. Some popular models in this price range include the POCO X6 Pro, POCO X6 Neo, and POCO M7 Pro. Let us take a look at the price, specs and features of the top-selling models along with POCO 5G phones.

Do not forget to check the latest offers before buying POCO mobiles under Rs. 20,000.

1. POCO X6 Pro

The POCO X6 Pro stands out with its powerful MediaTek Dimensity 8300 processor and a large 256GB storage, making it ideal for heavy users and gamers who need a high-performance device with ample storage for apps, games, and media.

Features

Details

Storage

256GB

Processor

MediaTek Dimensity 8300

RAM

8GB

Operating System

Android 14

Screen size

6.67-inch

 

2. POCO X6 Neo

Featuring a 108 MP primary camera and a sleek design, the POCO X6 Neo is perfect for photography enthusiasts who prioritize camera quality and a stylish look in their smartphone.

Features

Details

Storage

128GB

Processor

MediaTek Dimensity 6080

RAM

8GB

Operating System

Android 13

Screen size

6.67-inch


3. POCO M7 Pro

The POCO M7 Pro offers a robust battery life with a 5110 mAh battery and a large 256GB storage, making it ideal for users who need a long-lasting battery and ample storage for their daily needs.

Features

Details

Storage

256GB

Processor

MediaTek Dimensity 7025

RAM

8GB

Operating System

Android 14

Screen size

6.67-inch

 

4. POCO F4 5G

The POCO F4 5G is equipped with a Snapdragon 870 processor and 5G capabilities, ensuring fast performance and connectivity. It is best for users who want a future-proof device with strong performance and 5G support.

Features

Details

Storage

128GB

Processor

Snapdragon 870

RAM

6GB

Operating System

Android 12

Screen size

6.67-inch


5. POCO X5 Pro

The POCO X5 Pro features a high-resolution 108 MP camera and a Snapdragon 778G processor for smooth performance, making it ideal for users who want excellent camera quality and reliable performance.

Features

Details

Storage

128GB

Processor

Snapdragon 778G

RAM

6GB

Operating System

Android 12

Screen size

6.67-inch


6. POCO M4 5G

The POCO M4 5G features a MediaTek Dimensity 700 processor and a 6.58-inch display, providing a balance of performance and affordability. It is a good budget-friendly option for users wanting 5G connectivity.

Feature

Details

Storage

128GB

Processor

MediaTek Dimensity 700

RAM

4GB

Operating System

Android 12

Screen size

6.58-inch

 

7. POCO X4 Pro 5G

The POCO X4 Pro 5G offers a Snapdragon 695 processor and a 6.67-inch Super AMOLED display. This phone is ideal for gaming and daily media consumption.

Feature

Details

Storage

128GB

Processor

Snapdragon 695

RAM

6GB

Operating System

Android 11

Screen size

6.67-inch

 

8. POCO X7

The POCO X7 offers a large 5500 mAh battery and a MediaTek Dimensity 7300 processor for extended usage and smooth performance, ideal for users who need a long-lasting battery and reliable performance for daily tasks.

Features

Details

Storage

128GB

Processor

MediaTek Dimensity 7300

RAM

8GB

Operating system

Android 14

Screen size

6.67-inch

 

9. POCO M6 Pro

The POCO M6 Pro features a MediaTek Dimensity 700 processor and a 48 MP camera, offering good performance and photography capabilities, best for users looking for a budget-friendly phone with decent performance and camera quality.

Features

Details

Storage

128GB

Processor

MediaTek Dimensity 700

RAM

6GB

Operating system

Android 12

Screen size

6.6-inch

 

10. POCO C55

The POCO C55 is an affordable option with a MediaTek Helio G85 processor and a 5000 mAh battery, providing good value for money, ideal for users who need a basic smartphone for everyday tasks without breaking the bank.

Features

Details

Storage

64GB

Processor

MediaTek Helio G85

RAM

4GB

Operating system

Android 11

Screen size

6.53-inch

 

POCO mobile phones under Rs. 20,000: Price list in India (2025)

POCO mobile phones under Rs. 20,000 offer great performance, ample storage, and impressive camera capabilities. These phones are perfect for users who want high-quality features without breaking the bank.

Models

Price

POCO X6 Pro

Rs. 19,997

POCO X6 Neo

Rs. 15,999

POCO M7 Pro

Rs. 13,749

POCO F4 5G

Rs. 17,999

POCO X5 Pro

Rs. 17,349

POCO M4 5G

Rs. 13,699

POCO X4 Pro 5G

Rs. 12,999

POCO X7

Rs. 19,999

POCO M6 Pro

Rs. 10,999

POCO C55

Rs. 9,999

 

Note: Prices are subject to change and may vary based on offers and availability.

Explore POCO mobile phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv

Bajaj Mall is the best online destination for you to read about all the details, features, and specs of POCO phones under Rs. 20,000. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the POCO phones under Rs. 20,000 you want.

You can get a pre-approved loan to fund your purchase. You can check your pre-approved loan limit online or at the store. After that, provide your basic details, and convert the cost of your purchase into Easy EMIs. 

Benefits of shopping with Bajaj Finserv’s financing options

  1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
  2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
  3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
  4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
  5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.
  6. Free home delivery: Enjoy the added benefit of free delivery on select products, making your shopping journey even more seamless. 

Mobiles by brands

vivo mobiles Lava mobiles iQOO mobiles
Tecno mobiles OnePlus mobiles Samsung mobiles
realme mobiles Nokia mobiles Xiaomi mobiles
Infinix mobiles motorola mobiles  

 

Mobiles by features

10000mah battery mobiles 120W Fast charging mobiles ultra-wide camera phones
200MP camera mobiles 16GB RAM mobiles 18GB RAM mobiles
Dolby Atmos phones Dual Stereo speaker mobiles Flagship mobiles
Mobiles with 512GB internal memory Mobiles with optical zoom Sony IMX sensor camera mobiles

 

Mobiles by budget

Mobiles under Rs. 10,000 Mobiles under Rs. 15,000 Mobiles under Rs. 20,000
Mobiles under Rs. 25,000 Mobiles under Rs. 30,000 Mobiles under Rs. 35,000
Mobiles under Rs. 50,000 Mobiles under Rs. 60,000 Mobiles under Rs. 80,000

 

5G mobiles by brands

OPPO 5G mobiles realme 5G mobiles Nokia 5G mobiles
motorola 5G mobiles Samsung 5G mobiles Mi 5G mobiles
vivo 5G mobiles Google 5G mobiles iQOO 5G mobiles

 

5G Mobiles By Budget

5G mobiles under Rs. 15,000 5G mobiles under Rs. 20,000 5G mobiles under Rs. 25,000
5G mobiles under Rs. 30,000 5G mobiles under Rs. 40,000  

 

Brands by budget (Rs. 20,000)

vivo mobiles under Rs. 20,000 Samsung mobiles under Rs. 20,000 Oneplus mobiles under Rs. 20,000
iQOO mobiles under Rs. 20,000 Xiaomi mobiles under Rs. 20,000 POCO mobiles under Rs. 20,000
Infinix mobiles under Rs. 20,000 realme mobiles under Rs. 20,000 motorola mobiles under Rs. 20,000
Huawei mobiles under Rs. 20,000    

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You can use the Bajaj Finserv App to:

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Frequently asked questions

Is POCO a good phone brand?

POCO phones are known for their competitive pricing, delivering remarkable value for the features they offer. The combination of powerful processors, vibrant displays, and innovative design makes them contenders for the title of one of the best mobile phones in India.

Is POCO a Xiaomi phone?

Yes, POCO is a sub-brand of Xiaomi. It was founded in 2018 as a mid-range smartphone line under Xiaomi. However, POCO India became an independent brand in January 2020, followed by its global counterpart in November 2020. Most POCO phones are considered rebranded Redmi phones.

Who manufactures POCO phones?

Xiaomi manufactures POCO smartphones through its manufacturing facilities. POCO does not have its own manufacturing hub; instead, Xiaomi produces smartphones for the POCO brand in their local hubs. For example, POCO phones for India are produced in Xiaomi factories in India.

Which is better, POCO or Redmi?

Comparing POCO and Redmi phones can be challenging because manufacturers produce numerous models yearly. However, let’s delve into some aspects:

  • Battery life: POCO and Redmi phones have big batteries and fast charging technology.
  • Overall value: Generally speaking, Redmi phones are slightly better than POCO phones in terms of design, battery life, software, chipset, OS, and price. However, the difference is not significant, and both offer similar value.
Which is the best POCO mobile phone under Rs. 20,000 in India?

The best POCO phone under Rs. 20,000 depends on your purpose of usage. You can choose from options like POCO X6 Pro, POCO X6 Neo, POCO M7 Pro, POCO F4 5G.

Are POCO smartphones under Rs. 20,000 good for gaming?

Yes, POCO smartphones under Rs. 20,000 are generally good for gaming. Models like the POCO X6 Pro and POCO F4 5G offer strong performance with their MediaTek Dimensity 8300 and Snapdragon 870 processors, respectively, ensuring smooth gameplay.

Can I get a POCO 5G phone under Rs. 20,000?

Yes, you can get a POCO 5G phone under Rs. 20,000. Options include the POCO X6 Pro, POCO F4 5G, and POCO X5 Pro, all of which support 5G connectivity and offer excellent performance

Which POCO phone under Rs. 20,000 has the best camera setup?

The POCO X6 Neo is known for having one of the best camera setups under Rs. 20,000, featuring a 108 MP primary camera that delivers high-quality images and excellent details.

Do POCO mobiles under Rs. 20,000 come with AMOLED display?

Yes, several POCO mobiles under Rs. 20,000 come with AMOLED displays. Models like the POCO X6 Pro, POCO X6 Neo, and POCO F4 5G feature AMOLED screens, providing vibrant colors and better contrast.

Can I buy POCO phones under Rs. 20,000 on EMI with Bajaj Finserv?

Yes, you can purchase POCO phones under Rs. 20,000 on Bajaj Finserv’s Easy EMI options. If you are an existing user of the Bajaj Finserv Insta EMI Card:

  • Explore the range of smartphones on Bajaj Mall
  • Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person
  • Use your Insta EMI Card and avail of Easy EMIs for affordable monthly payments
  • Enjoy your mobile phone on Easy EMIs.

If you do not have it, check your eligibility for a Bajaj Finserv Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.

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