3 min
19-May-2025

If you are looking for a phone that gives you great performance, stylish design, and useful features without crossing Rs. 20,000, realme has some solid options. These phones are made for people who want smooth everyday use, good cameras, fast charging, and displays that look sharp and bright—all at a price that feels just right. Whether you are a student, a gamer, or someone who just wants a phone that works well and looks good, realme phones in this range offer great value for your money.

Do not be worried about paying the entire cost of your desired realme smartphone at once.  Pay in EMIs as you might qualify for a pre-approved loan from Bajaj Finserv to buy your desired device on Easy EMIs. Check your loan eligibility and keep shopping. Learn more about realme mobiles on Bajaj Mall or visit one of 1.5 lakh+ partner stores across 4,000+ cities. Shop on Easy EMIs from Bajaj Finserv, with repayment options from 1 month to 60 months. Enjoy benefits like zero down payment and free home delivery on select products.

Top realme phones under Rs. 20,000 - Key specs and features

If you are looking for a smartphone that offers great performance, stylish design, and reliable features without crossing Rs. 20,000, realme has some excellent options to choose from. These phones are known for their smooth displays, fast processors, and long-lasting batteries—making them ideal for gaming, photography, and everyday use. Most realme 5G phones in this range has AMOLED or OLED displays with 120Hz refresh rates, and fast charging, giving you a premium experience at a budget-friendly price.

Some of the latest realme models under Rs. 20,000 include the realme P3, realme P3 Pro, realme Narzo 70 Pro, realme 14x, and realme Narzo 70 Pro 5G. These phones are packed with features like Snapdragon 6 Gen 4 or 7s Gen 3 processors, 6000 mAh batteries, and high-resolution cameras, making them suitable for students, professionals, and anyone who wants a powerful phone without spending too much. Whether you love gaming, binge-watching, or just want a phone that runs smoothly all day, realme has something that fits your needs and your budget.

Always check the latest offers on realme phones before making your purchase on Easy EMIs from Bajaj Finserv. Let us explore the best realme phones under Rs. 20,000 that are available in India.

1. realme P3 Pro 5G

This phone stands out with its powerful Snapdragon 7s Gen 3 processor, 120Hz AMOLED display, and a massive 6000 mAh battery with 80W fast charging. It is perfect for users who want flagship-like performance, long battery life, and a premium display experience.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

16MP

Rear camera

50MP + 2MP

Display

6.83-inch

Battery

6000 mAh

Processor

Octa-core Snapdragon 7s Gen 3

Operating System

Android v15

 

2. realme Narzo 70 Pro 5G

With a bright AMOLED display, Dimensity 7050 processor, and 67W fast charging, this phone delivers a smooth and stylish experience. It is ideal for users who want a balanced phone for gaming, streaming, and photography.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

16MP

Rear camera

50MP + 8MP + 2MP

Display

6.67-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 7050

Operating System

Android v14

 

3. realme 12 Plus 5G

This phone features a curved AMOLED display, OIS camera, and a stylish vegan leather finish, offering a premium feel at a mid-range price. It is best for users who value design, camera quality, and smooth visuals.

Specification

Details

RAM

8GB

Storage

128GB

Front camera

16MP

Rear camera

50MP + 8MP

Display

6.7-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 7050

Operating System

Android v14

 

4. realme P1 Speed 5G

This phone offers a 120Hz AMOLED display, a Dimensity 7050 chipset, and fast charging, making it a great all-rounder. It is ideal for users who want a fast, responsive phone for gaming and daily use.

Specification

Details

RAM

6GB

Storage

128GB

Front camera

16MP

Rear camera

50MP + 2MP

Display

6.67-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 7050

Operating System

Android v14

 

5. realme Narzo 70 Turbo 5G

With a Dimensity 7300 Energy processor and 120Hz OLED display, this phone is built for speed and smooth visuals. It is best suited for gamers and multitaskers who want performance and style.

Specification

Details

RAM

6GB

Storage

128GB

Front camera

16MP

Rear camera

50MP + 2MP

Display

6.7-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 7300 Energy

Operating System

Android v14

 

6. realme P3 5G

This phone delivers a smooth 120Hz AMOLED display, a capable Dimensity 6100+ processor, and a clean design. It is perfect for users who want a fast and stylish phone for everyday use and light gaming.

Specification

Details

RAM

6GB

Storage

128GB

Front camera

8MP

Rear camera

50MP + 2MP

Display

6.72-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 6100+

Operating System

Android v14

 

7. realme 14x 5G

This phone offers a fast refresh rate display, a slim design, and a reliable processor for smooth performance. It is best for users who want a lightweight phone that handles daily tasks and casual gaming with ease.

Specification

Details

RAM

6GB

Storage

128GB

Front camera

8MP

Rear camera

50MP + 2MP

Display

6.72-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 6100+

Operating System

Android v14

 

8. realme Narzo N65 5G

With a 120Hz display and a Dimensity 6300 processor, this phone is built for smooth scrolling and responsive gaming. It is ideal for budget-conscious users who want a fast and fluid experience.

Specification

Details

RAM

4GB

Storage

128GB

Front camera

8MP

Rear camera

50MP

Display

6.67-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 6300

Operating System

Android v14

 

9. realme C67 5G

This phone features a clean UI, decent performance, and a large battery, making it a reliable daily driver. It is best for students and casual users who want a smooth and affordable 5G phone.

Specification

Details

RAM

4GB

Storage

128GB

Front camera

8MP

Rear camera

50MP + 2MP

Display

6.72-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 6100+

Operating System

Android v14

 

10. realme C65 5G

This phone offers a smooth 120Hz display, a lightweight build, and a reliable processor for everyday tasks. It is great for users who want a simple, fast, and affordable 5G phone.

Specification

Details

RAM

4GB

Storage

128GB

Front camera

8MP

Rear camera

50MP

Display

6.67-inch

Battery

5000 mAh

Processor

Octa-core MediaTek Dimensity 6100+

Operating System

Android v14

 

Price list of realme phones under Rs. 20,000

Given below is the price list of the realme phones that are priced under Rs. 20,000.

Model

Price (Rs.)

realme P3 Pro 5G

Rs. 19,999

realme Narzo 70 Pro 5G

Rs. 19,999

realme 12 Plus 5G

Rs. 19,999

realme P1 Speed 5G

Rs. 17,999

realme Narzo 70 Turbo 5G

Rs. 16,999

realme P3 5G

Rs. 15,999

realme 14x 5G

Rs. 14,999

realme Narzo N65 5G

Rs. 12,499

realme C67 5G

Rs. 13,970

realme C65 5G

Rs. 10,499

 

Disclaimer: Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.

Explore the best realme phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv

Bajaj Mall is the best online destination for you to read about all the details, features, and specs of your desired product. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the realme mobile under Rs. 20,000 you want. You can get a pre-approved loan to fund your purchase. You can check your pre-approved loan limit online or at the store. After that, provide your basic details, and convert the cost of your purchase into Easy EMIs. 

Benefits of shopping with Bajaj Finserv’s financing options

  1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
  2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
  3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
  4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
  5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.
  6. Free home delivery: Enjoy the added benefit of free delivery on select products, making your shopping journey even more seamless. 

Mobiles by brands

vivo mobile

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motorola mobiles

 

 

Mobiles by features

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Mobiles by budget

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5G mobiles by brands

OPPO 5G mobiles

realme 5G mobiles

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motorola 5G mobiles

Samsung 5G mobiles

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Google 5G mobiles

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5G mobiles by budget

5G mobiles under Rs. 15,000 5G mobiles under Rs. 20,000 5G mobiles under Rs. 25,000
5G mobiles under Rs. 30,000 5G mobiles under Rs. 40,000  


Brands by budget (Rs. 20,000)

vivo mobiles under Rs. 20,000 Samsung mobiles under Rs. 20,000 OnePlus mobiles under Rs. 20,000
iQOO mobiles under Rs. 20,000 Xiaomi mobiles under Rs. 20,000 POCO mobiles under Rs. 20,000
Infinix mobiles under Rs. 20,000 realme mobiles under Rs. 20,000 motorola mobiles under Rs. 20,000
Huawei mobiles under Rs. 20,000  

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Disclaimer

While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.

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Frequently asked questions

What are the latest realme smartphones under Rs. 20,000 in India?

the latest realme smartphones under Rs. 20,000 include the realme P3 Pro 5G, realme Narzo 70 Pro 5G, and realme 12 Plus 5G. These models offer updated features, 5G connectivity, and improved performance metrics.

Which realme phone under Rs. 20,000 has the best camera?

The realme Narzo 70 Pro 5G stands out with its advanced camera setup, delivering high-quality images and videos. Its camera features cater to photography enthusiasts looking for detailed and vibrant shots.

What are the top realme 5G phones available under Rs. 20,000?

Top realme 5G phones under Rs. 20,000 include the realme P3 Pro 5G, realme Narzo 70 Pro 5G, and realme 12 Plus 5G. These models offer robust 5G connectivity, ensuring faster data speeds and improved network performance.

Which realme phone under Rs. 20,000 offers the best battery life?

The realme 12 Plus 5G is known for its impressive battery life, comfortably lasting a full day on a single charge, even with heavy usage. Its efficient power management ensures prolonged usage without frequent charging.

Do realme phones under Rs. 20,000 support fast charging?

Yes, many realme phones under Rs. 20,000 come equipped with fast charging capabilities, allowing users to recharge their devices and minimise downtime quickly.

Can I buy realme phones under Rs. 20,000 on EMI from Bajaj Finserv?

Yes, you can purchase realme phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv. If you are an existing user of the Bajaj Finserv Insta EMI Card:

  1. Explore the range of smartphones on Bajaj Mall
  2. Choose the preferred model and visit a Bajaj Finserv partner store to check it out in person
  3. Use your Bajaj Finserv Insta EMI Card and avail of Easy EMIs for affordable monthly payments

If you do not have it, check your eligibility for a Bajaj Finserv Insta EMI Card and take the first step towards enjoying the affordability and convenience of Easy EMIs.

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