vivo offers some of the most value-packed smartphones under Rs. 20,000, making them great choices for everyday users, students, gamers, and content creators. These phones balance performance, battery life, and camera quality, giving buyers strong options without stretching their budget. Models like the vivo Y58 5G and Y31 5G focus on long battery life, making them ideal for heavy users, travellers, and people who prefer fewer charging cycles. Phones such as the vivo T2 5G and V25 5G stand out for their strong cameras, especially for selfies, reels, and social media content. They also offer smooth performance for multitasking.
For users who want fast processing, the vivo T3 5G and T4x 5G come with efficient chipsets suited for gaming and demanding apps. The T4x even provides large storage, useful for creators who save large files. Budget-conscious buyers can consider the vivo Y29 5G and Y36, which deliver reliable performance for daily use, streaming, and browsing. The vivo Y28s 5G adds compact convenience with dependable 5G connectivity.
Overall, these vivo smartphones offer solid displays, long-lasting batteries, fast processors, and dependable cameras. They are excellent picks for anyone looking for feature-rich 5G phones under Rs. 20,000 in 2025. If you are planning to buy a new vivo phone, you can easily explore your options in-store. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.
List of top vivo smartphones under Rs. 20,000
1. vivo Y58 5G
The vivo Y58 5G is ideal for users who want long-lasting endurance and a smooth daily experience. Its large display is great for streaming, while the 6,000 mAh battery supports heavy usage without frequent charging. The 50MP camera works well for casual photography, and expandable storage makes it flexible for media-heavy users.
Specifications
|
Details
|
Display
|
6.72-inch display
|
Processor
|
4 Gen 2
|
RAM/Storage
|
8GB RAM + 128GB storage (expandable up to 1TB)
|
Rear camera
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery
|
6,000 mAh
|
Operating System
|
Not specified
|
5G support
|
Yes
|
Price
|
Rs. 16,990
|
2. vivo T2 5G
The vivo T2 5G is built for users who value performance and camera quality. The Snapdragon 695 ensures smooth multitasking and gaming, while OIS on the 64MP camera helps capture stable, sharp photos. Its compact screen enhances one-handed use, making it a strong all-rounder for both work and content creation.
Specifications
|
Details
|
Display
|
6.38-inch Full HD+ display
|
Processor
|
Snapdragon 695
|
RAM/Storage
|
8GB RAM + 128GB storage
|
Rear camera
|
64MP (OIS) + 2MP
|
Front camera
|
16MP
|
Battery
|
4,500 mAh
|
5G support
|
Yes
|
Price
|
Rs. 17,999
|
3. vivo T3 5G
The vivo T3 5G suits users who want fast performance for gaming, photography, and multitasking. The Dimensity 7200 chipset delivers flagship-like responsiveness, while the large display enhances entertainment. The 50MP camera performs well in daylight, and the sizeable battery offers reliable backup for long, active days.
Specifications
|
Details
|
Display
|
6.67-inch Full HD+ display
|
Processor
|
Dimensity 7200
|
RAM/Storage
|
8GB RAM + 128GB storage
|
Rear camera
|
50MP + 2MP
|
Front camera
|
16MP
|
Battery
|
5,000 mAh
|
5G support
|
Yes
|
Price
|
Rs. 18,499
|
4. vivo T2x 5G
A value-friendly option, the vivo T2x 5G is perfect for everyday users who need strong battery life and reliable network performance. The Dimensity 6020 ensures smooth basic operations, while the 5,000 mAh battery supports prolonged usage. Ideal for students and budget-conscious buyers who want dependable 5G connectivity.
Specifications
|
Details
|
Display
|
6.58-inch Full HD+ display
|
Processor
|
Dimensity 6020
|
RAM/Storage
|
6GB RAM + 128GB storage
|
Rear camera
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery
|
5,000 mAh
|
5G support
|
Yes
|
Price
|
Rs. 15,490
|
5. vivo T4x 5G
The vivo T4x 5G is built for power users who need extended battery life and large storage. Its big 6,500 mAh battery suits travellers and heavy multitaskers, while the Dimensity 7300 enhances performance for gaming and apps. The 256GB storage option is ideal for creators storing large files.
Specifications
|
Details
|
Display
|
6.72-inch display
|
Processor
|
Dimensity 7300 5G
|
RAM/Storage
|
8GB RAM + 256GB storage
|
Rear camera
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery
|
6,500 mAh
|
5G support
|
Yes
|
Price
|
Rs. 18,499
|
6. vivo V25 5G
The vivo V25 5G caters to users who prioritize premium design and strong cameras. Its 50MP front camera is excellent for selfies and video calls, while the Dimensity 900 enables smooth performance. The device is suited for creators, influencers, and those who want vibrant colours and better low-light photography.
Specifications
|
Details
|
Display
|
6.44-inch Full HD+ display
|
Processor
|
Dimensity 900
|
RAM/Storage
|
8GB RAM + 128GB storage
|
Rear camera
|
64MP + 8MP + 2MP
|
Front camera
|
50MP
|
Battery
|
4,500 mAh
|
5G support
|
Yes
|
Price
|
Rs. 18,315
|
7. vivo Y31 5G
The vivo Y31 5G is ideal for users looking for a stylish phone with strong battery backup and consistent 5G support. Its display is suitable for everyday streaming and social media, while the 6,500 mAh battery ensures long hours of use. A good choice for budget-conscious 5G upgraders.
Specifications
|
Details
|
Display
|
6.68-inch Full HD+ display
|
Processor
|
4 Gen 2
|
RAM/Storage
|
6GB RAM + 128GB storage
|
Rear camera
|
50MP + 0.08MP
|
Front camera
|
8MP
|
Battery
|
6,500 mAh
|
5G support
|
Yes
|
Price
|
Rs. 16,399
|
8. vivo Y29 5G
A dependable everyday smartphone, the vivo Y29 5G offers balanced performance and battery backup for social media, streaming, and light multitasking. Its expandable storage makes it great for users who keep lots of photos and apps. The Dimensity 6300 processor provides efficient 5G connectivity without draining the battery quickly.
Specifications
|
Details
|
Display
|
6.68-inch display
|
Processor
|
Dimensity 6300
|
RAM/Storage
|
4GB RAM + 128GB storage (expandable up to 1TB)
|
Rear camera
|
50MP + 0.08MP
|
Front camera
|
8MP
|
Battery
|
5,500 mAh
|
5G support
|
Yes
|
Price
|
Rs. 13,999
|
9. vivo Y36
The vivo Y36 is well-suited for users seeking a sleek phone with smooth everyday performance. Its Snapdragon 680 chipset handles routine tasks, while the Full HD+ display ensures enjoyable viewing. With 8GB RAM, it is ideal for multitaskers who switch between apps frequently without lag.
Specifications
|
Details
|
Display
|
6.64-inch Full HD+ display
|
Processor
|
Snapdragon 680
|
RAM/Storage
|
8GB RAM + 128GB storage
|
Rear camera
|
50MP + 2MP
|
Front camera
|
16MP
|
Battery
|
5,000 mAh
|
5G support
|
No (4G)
|
Price
|
Rs. 14,995
|
10. vivo Y28s 5G
The vivo Y28s 5G is a compact and stylish option ideal for moderate users who want reliable connectivity and good battery life. Its Dimensity 6300 processor supports smooth everyday operations, and the expandable storage makes it suitable for users who store photos, apps, and offline content.
Specifications
|
Details
|
Display
|
6.56-inch display
|
Processor
|
Dimensity 6300
|
RAM/Storage
|
4GB RAM + 128GB storage (expandable up to 1TB)
|
Rear camera
|
50MP + 0.08MP
|
Front camera
|
8MP
|
Battery
|
5,000 mAh
|
5G support
|
Yes
|
Price
|
Rs. 16,999
|
Top vivo smartphones under Rs. 20,000 - Price list in India
These vivo smartphones span a wide pricing range, giving buyers flexibility based on priorities like battery life, performance, camera quality, or storage. Whether you want an affordable everyday device or a feature-rich mid-range option, these price points help you choose a model that fits your needs without overspending.
SKU
|
Price
|
vivo Y58 5G (Sundarbans Green, 128 GB)
|
Rs. 16,990
|
vivo T2 5G (Nitro Blaze, 128 GB)
|
Rs. 17,999
|
vivo T3 5G (Crystal Flake, 128 GB)
|
Rs. 18,499
|
vivo T2x 5G (Aurora Gold, 128 GB)
|
Rs. 15,490
|
vivo T4x 5G (Pronto Purple, 256 GB)
|
Rs. 18,499
|
vivo V25 5G (Sunrise Gold, 128 GB)
|
Rs. 18,315
|
vivo Y31 5G (Rose Red, 128 GB)
|
Rs. 16,399
|
vivo Y29 5G (Glacier Blue, 128 GB)
|
Rs. 13,999
|
vivo Y36 (Vibrant Gold, 128 GB)
|
Rs. 14,995
|
vivo Y28s 5G (Vintage Red, 128 GB)
|
Rs. 16,999
|
You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs.
*Disclaimer: Prices are subject to change. Please check the official website for the most accurate and up-to-date information.
Financing options with Bajaj Finserv
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