3 min
19 Dec 2023

Looking for stylish and feature-packed vivo phones under Rs. 20,000? vivo offers excellent models with great cameras, smooth performance, and lasting batteries in this price range. Whether you want a reliable daily phone or the best vivo phones under Rs. 20,000 for gaming and photography, there are many great options. You can also explore vivo 5G phones under Rs. 20,000 that give you faster internet and future-ready features without going over budget.

You can learn more about vivo mobiles under Rs. 20,000 on Bajaj Mall. You can shop for the phone by visiting one of 1.5 lakh+ partner stores across 4,000+ cities in India. Once you have selected your preferred variant, you can buy it with Easy EMI options from Bajaj Finserv. Check your eligibility in a few steps and buy your favourite gadgets without any financial strain.

Top-rated vivo phones under Rs. 20,000 in (2025)

Over the last ten years, vivo has become one of the top smartphone brands in India. Known for offering stylish, reliable, and well-performing phones, vivo has gained a strong user base across the country. One of the main reasons behind its popularity is the brand’s focus on creating smartphones that are lightweight, easy to carry, and comfortable to use. These phones come in modern designs and are available in many eye-catching colours, making them suitable for users of all age groups.

vivo smartphones are also known for their bright and clear displays, which make watching videos, browsing, or gaming a better experience. Many of these phones are built to support heavy-duty gaming, with powerful processors and enough memory to handle high-end apps smoothly. As the brand continues to grow, it brings better features at prices that fit the Indian market.

With the arrival of vivo 5G mobiles in India, the company has shown its commitment to fast and smooth performance while keeping up with new trends in mobile technology. These 5G phones offer high-speed internet, better download speeds, and improved gaming and video call quality.

vivo Y29 5G

The vivo Y29 5G is a great phone for people who watch videos, play games, and do video calls often. It has a big 6.68-inch screen that refreshes quickly, so everything looks smooth. The phone has a strong battery that lasts a full day and charges fast. You can also take nice pictures with its 50MP camera.

Spec

Details

Display

6.68-inch LCD, 720 × 1608 pixel, 120Hz refresh rate

Processor

MediaTek Dimensity 6300 (Octa-core, 2.4 GHz)

RAM/storage

4GB/6GB/8GB RAM + 128GB/256GB storage

Rear camera

50MP + 0.08MP dual camera

Front camera

8MP

Battery

5,500 mAh with 44 W fast charging

Operating system

Android 14 with Funtouch OS 14

5G support

Yes, with multiple bands

Price

Rs. 13,899 – Rs. 18,999 (based on RAM/Storage)


vivo T4 Lite 5G

The vivo T4 Lite 5G is perfect if you want a budget phone that lasts long on a single charge. It has a huge 6,000 mAh battery, good for school work, chatting, and watching YouTube. The phone is fast, thanks to its 5G and smooth display. The 50MP camera lets you take clear pictures of friends and family.

Spec

Details

Display

6.74-inch LCD, 720 × 1600 px, 90Hz refresh rate

Processor

MediaTek Dimensity 6300 5G

RAM/storage

4GB/6GB/8GB RAM + 128GB/256GB storage

Rear camera

50MP + 2MP dual camera

Front camera

5MP

Battery

6,000 mAh with 15 W charging

Operating system

Android 15 with Funtouch OS 15

5G support

Yes

Price

Rs. 9,999 – Rs. 12,999 (based on RAM/storage)


vivo Y200 5G

The vivo Y200 5G is good for students who want fast 5G internet, smooth social media, and long battery life. It has a sharp 120Hz screen, good processor for school apps, and a big battery that lasts all day. The camera takes clear photos, and it is fast enough for most tasks.

Spec

Details

Display

6.67-inch LCD, 120Hz

Processor

Snapdragon 4 Gen 1

RAM/storage

8GB + 128GB/256GB

Rear camera

64MP + 2MP

Front camera

16MP

Battery

4,800 mAh

OS

Android 13

5G support

Yes

Price

Rs. 14,000 – Rs. 20,499


vivo T4x 5G

Great for outdoor fun and heavy use, the vivo T4x 5G has a huge 6,500 mAh battery and a bright 120Hz screen. The processor is strong for games and school apps. It is also water-resistant and tough, so it is good if you like adventure or sports and need a phone that lasts long.

Spec

Details

Display

6.72-inch LCD, Full HD+, 120Hz

Processor

MediaTek Dimensity 7300 5G

RAM/storage

6GB/8GB + 128GB/256GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,500 mAh, 44 W fast charge

Durability

IP64 + MIL‑STD‑810H

OS

Android 15 (Funtouch 15)

5G support

Yes

Price

Rs. 13,999 – Rs. 16,999


vivo Y39 5G

Simple and reliable, the vivo Y39 5G phone is good for chatting, browsing, and taking everyday photos. It has 5G for fast internet and a smooth screen. The battery can easily last through school and video time. It is a good pick for someone who needs a steady, simple phone without extra frills.

Spec

Details

Display

6.68-inch LCD

Processor

Snapdragon 4 Gen 2

RAM/storage

8GB + 128GB/256GB

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,500 mAh

5G support

Yes

Price

Rs. 16,999 – Rs. 18,999


vivo T3 5G

If you like fast, colorful screens and taking selfies, the vivo T3 5G is for you. It has a sharp 120Hz AMOLED screen, a good processor, and a 50MP camera. Battery lasts a full day, and it is great for gaming and school goals. It is a well-balanced phone overall.

Spec

Details

Display

6.67-inch AMOLED, 120Hz

Processor

MediaTek Dimensity 7200

RAM/storage

8GB + 128GB/256GB

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5,000 mAh

OS

Android 14

5G support

Yes

Price

Rs. 16,999 – Rs. 18,499


vivo Y19e

The vivo Y19e is a very simple and cheap phone for calls, chatting, and light browsing. It does not have 5G, but the battery lasts long for everyday use. It is perfect if you want a basic phone for school and family, without extra smart features or high costs.

Spec

Details

Display

6.74-inch LCD

Processor

Entry-level

RAM/storage

4GB + 64GB

Rear camera

13MP + 0.08MP

Front camera

5MP

Battery

5,500 mAh

5G Support

No

Price

Rs. 7,999 - Rs. 11,999


vivo Y19 5G

A solid mid-range phone with 5G, the vivo Y19 is great for video calls, streaming, and gaming. It has a fast 90Hz screen and good storage. The battery lasts all day. It works well for everyday school and fun tasks without slowing you down.

Spec

Details

Display

6.7-inch LCD, 90Hz

Processor

Dimensity 6300

RAM/storage

4GB/6GB + 64GB/128GB

Rear camera

13MP + 0.08MP

Front camera

5MP

Battery

5,500 mAh

5G support

Yes

Price

Rs. 10,499 – Rs. 12,999


vivo Y100A

Perfect for selfies and video chat lovers, the vivo Y100A has a smooth display and enough memory for apps and games. It has good cameras and lasts all day on a single charge. Great for keeping up with friends and family on social media.

Spec

Details

Display

6.38-inch LCD

RAM/storage

8GB + 128GB/256GB

Cameras

Rear 64MP + 2MP + 2MP, Front 16MP

Battery

Moderate (4,500 mAh)

5G support

Yes

OS

Android

Price

Rs. 16,798 – Rs. 17,999


vivo V21 5G

The vivo V21 5G is a more stylish phone with cool camera tricks and a slim design. It is great for teens who love portrait shots and selfies. It has 5G, enough memory, and a camera setup that makes you stand out on social media. Perfect for creative and social users.

Spec

Details

Display

6.44-inch AMOLED

RAM/storage

8GB + 128GB/256GB

Rear camera

64MP + 8MP +2MP

Front camera

44MP

Battery

4,000 mAh

5G support

Yes

OS

Android 11

Price

Rs. 19,499 – Rs. 19,999



vivo phones under Rs. 20,000 – Price list (2025)

Explore vivo smartphones under Rs. 20,000 offering impressive features like 5G connectivity, AMOLED displays, and powerful cameras. Models like vivo T3, Y39, and T4X deliver great value with sleek designs, long battery life, and smooth performance. Ideal for budget-conscious users seeking style and functionality without compromising on quality.

vivo model

Price

vivo Y29 5G

Rs. 13,899*

vivo T4 Lite 5G

Rs. 9,999*

vivo Y200 5G

Rs. 14,000*

vivo T4x 5G

Rs. 13,999*

vivo Y39 5G

Rs. 16,999*

vivo T3 5G

Rs. 16,999*

vivo Y19e

Rs. 7,999*

vivo Y19 5G

Rs. 10,499*

vivo Y100A

Rs. 16,798*

vivo V21 5G

Rs. 19,499*


*Disclaimer: Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Check the latest offers available now and grab the best deals for a premium experience.

Financing options with Bajaj Finserv

Bajaj Mall is the best online destination to read about all the details, features, and specs of your desired product. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the product you want. Check your eligibility and submit your basic details to get an instant loan offer. Choose a convenient repayment tenure and purchase vivo mobiles on Easy EMIs. However, you can save more by checking out the top deals and exclusive offers.

Advantages of shopping with Bajaj Finserv

1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.

2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.

3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.

4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an ex-tensive collection available at Bajaj Finserv partner stores across the country.

5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.

Explore more on vivo mobile phones

vivo V Series mobile phones

vivo V21

vivo V29e

vivo V29 Pro

vivo V15 Pro

vivo V30 5G

vivo V27

vivo V17 Pro

vivo V19

vivo V29

vivo V27 Pro

vivo V20

vivo V25 Pro

vivo V9

vivo V23 Pro

vivo V27 5G

vivo 1820

vivo V15

vivo V26 Pro 5G

vivo V31 Pro 5G

vivo V40 Pro

vivo V29 5G

vivo V21e

vivo V30e

vivo V30 Lite

vivo V30 Pro

vivo V20 SE

vivo V23

vivo V40

vivo V25

vivo V40 SE 5G

vivo V40e

vivo V21 Pro

vivo V28e

vivo V40 Lite 5G

vivo V50 5G

vivo V5

vivo V27s

 

 

 

 

vivo T Series Mobile Phones

vivo T4x 5G

vivo T4 5G

vivo T3x

vivo T3 Pro

vivo T3 Ultra

vivo T2X 5G

vivo T4 Ultra

vivo T1x

vivo T1

vivo T4 Pro 5G

 

 

 

vivo X Series Mobile Phones

vivo X Fold 5G

vivo X Fold3 Pro

vivo X Fold 3

vivo X200 Mini

vivo X110 Pro Plus

vivo X200 Ultra

vivo X100 Ultra

vivo X100

vivo X100S Pro

vivo X100 Pro Plus

vivo X80 Pro Plus

vivo X100s

vivo X90 Pro Plus

vivo X200 Series

vivo X200 Pro Mini


vivo Y Series Mobile Phones

vivo Y02

vivo Y200 5G

vivo Y35

vivo Y03

vivo Y200 GT

vivo Y36

vivo Y03t

vivo Y200 Plus

vivo Y36i

vivo Y10

vivo Y200e

vivo Y36t

vivo Y100

vivo Y200i

vivo Y37

vivo Y100A

vivo Y200t

vivo Y37 Pro

vivo y100i Power

vivo Y21

vivo Y37m

vivo Y12

vivo Y21s

vivo Y38 5G

vivo Y12s

vivo Y22

vivo Y51A

vivo Y15

vivo Y23

vivo Y55 5G

vivo Y15C

vivo Y27s

vivo Y56 5G

vivo Y15s

vivo Y28

vivo Y57

vivo Y16

vivo Y3

vivo Y73 5G

vivo Y17

vivo Y300 5G

vivo Y75

vivo Y17s

vivo Y20

vivo Y78 5G

vivo Y18s

vivo Y33S

vivo Y78 Plus

vivo Y19s

vivo Y33t

vivo Y91


vivo S Series mobile phones

vivo S17

vivo S18 Pro

vivo S20 Pro

vivo S20

 

 


vivo mobile phones by budget

vivo phones under 7,000

vivo phones under 10,000

vivo phones under 12,000

vivo phones under 15,000

vivo phones under 20,000

vivo phones under 30,000


Mobile by features

10000mAh battery mobiles

120 W fast charging mobiles

Ultra wide camera phones

200MP camera mobiles

16GB RAM mobiles

Sony IMX sensor camera mobiles

Dolby Atmos phones

Dual stereo speaker mobiles

Flagship mobiles

Mobiles with optical zoom

 

 

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Frequently asked questions

Which is the best vivo phone under Rs. 20,000 in (2025)?

The vivo T3 5G is one of the best choices under Rs. 20,000. It offers a strong processor, AMOLED display, good battery life, and 5G support, perfect for daily use, gaming, and social media. To make your purchase of vivo phones easier, check your eligibility for a Bajaj Finserv Insta EMI Card and enjoy Easy EMIs on the latest gadget.

What are the top features to expect in vivo phones under Rs. 20,000?

You can expect features like 5G support, large screens with 90Hz or 120Hz refresh rates, long battery life, good cameras, and decent processors for apps and games. Some models also have fast charging and AMOLED displays.

Are vivo phones under Rs. 20,000 good for gaming and multitasking?

Are vivo phones under Rs. 20,000 good for gaming and multitasking?

Do vivo phones under Rs. 20,000 support 5G connectivity?

Yes, most vivo phones under Rs. 20,000 now support 5G. This means faster downloads, better streaming, and smoother video calls, making them future-ready and perfect for daily browsing and online content.

Which vivo phone under Rs. 20,000 offers the best camera quality?

The vivo V21 5G and T3 5G offer the best camera setups in this price range. They take clear, bright photos and good selfies. Useful for social media, school projects, and capturing special moments.

How is the battery life of vivo smartphones under Rs. 20,000?

Battery life is strong in most models. Phones like vivo T4 Lite 5G and T4x 5G have large batteries that easily last a full day, even with video watching, gaming, and attending online classes. 

Can I get an AMOLED display in a vivo phone under Rs. 20,000?

Yes, the vivo T3 5G offers a bright AMOLED display under Rs. 20,000. This makes colours look better and blacks deeper, ideal for watching videos, gaming, and reading in any light.

Are vivo phones under Rs. 20,000 worth buying compared to other brands?

Yes, vivo phones offer stylish designs, good features, and reliable performance. Compared to other brands, they provide better cameras and displays in this range, making them a smart buy for most people.

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