3 min
19 Dec 2023

Looking for the best vivo smartphones under Rs. 20,000? You are in the right place. vivo offers some of the most reliable and feature-packed phones in this price range, making them ideal for students, professionals, gamers, and everyday users. These models bring together strong performance, attractive designs, good cameras, and long battery life without stretching your budget.

vivo phones under Rs. 20,000 are built for real-world use. Students will appreciate the smooth performance for online classes, browsing, and entertainment. Professionals can rely on these phones for multitasking, video calls, and daily productivity. For content creators and social media users, vivo’s front and rear cameras deliver clear, bright photos and selfies that stand out. Design is another highlight. Many models come with slim bodies, stylish colour options, and large displays that enhance movies, reading, and social media scrolling. Full HD+ screens offer better clarity, making everyday use more enjoyable.

Battery life is a major strength in this segment. With 5,000 mAh, 6,000 mAh, or even 6,500 mAh batteries, vivo phones easily last a full day of use. This is perfect for users who are always on the move and prefer fewer charging breaks. Performance remains smooth thanks to capable chipsets and RAM options ranging from 4GB to 8GB. These phones handle multitasking, casual gaming, and everyday apps with ease. Most vivo smartphones under Rs. 20,000 also support 5G, making them future-ready and ideal for fast streaming, online classes, and social media. Overall, vivo offers strong value, dependable performance, and useful features—making these models great choices for budget-conscious buyers.

If you are planning to buy a new phone, you can easily explore your options in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.

 

Top-rated vivo phones under Rs. 20,000 in (2025)

vivo offers some of the most value-packed smartphones under Rs. 20,000, making them great choices for everyday users, students, gamers, and content creators. These phones balance performance, battery life, and camera quality, giving buyers strong options without stretching their budget. Models like the vivo Y58 5G and Y31 5G focus on long battery life, making them ideal for heavy users, travellers, and people who prefer fewer charging cycles. Phones such as the vivo T2 5G and V25 5G stand out for their strong cameras, especially for selfies, reels, and social media content. They also offer smooth performance for multitasking.

For users who want fast processing, the vivo T3 5G and T4x 5G come with efficient chipsets suited for gaming and demanding apps. The T4x even provides large storage, useful for creators who save large files. Budget-conscious buyers can consider the vivo Y29 5G and Y36, which deliver reliable performance for daily use, streaming, and browsing. The vivo Y28s 5G adds compact convenience with dependable 5G connectivity.

Overall, these vivo smartphones offer solid displays, long-lasting batteries, fast processors, and dependable cameras. They are excellent picks for anyone looking for feature-rich 5G phones under Rs. 20,000 in 2025. If you are planning to buy a new vivo phone, you can easily explore your options in-store. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.

List of top vivo smartphones under Rs. 20,000

1. vivo Y58 5G

The vivo Y58 5G is ideal for users who want long-lasting endurance and a smooth daily experience. Its large display is great for streaming, while the 6,000 mAh battery supports heavy usage without frequent charging. The 50MP camera works well for casual photography, and expandable storage makes it flexible for media-heavy users.

Specifications

Details

Display

6.72-inch display

Processor

4 Gen 2

RAM/Storage

8GB RAM + 128GB storage (expandable up to 1TB)

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,000 mAh

Operating System

Not specified

5G support

Yes

Price

Rs. 16,990

2. vivo T2 5G

The vivo T2 5G is built for users who value performance and camera quality. The Snapdragon 695 ensures smooth multitasking and gaming, while OIS on the 64MP camera helps capture stable, sharp photos. Its compact screen enhances one-handed use, making it a strong all-rounder for both work and content creation.

Specifications

Details

Display

6.38-inch Full HD+ display

Processor

Snapdragon 695

RAM/Storage

8GB RAM + 128GB storage

Rear camera

64MP (OIS) + 2MP

Front camera

16MP

Battery

4,500 mAh

5G support

Yes

Price

Rs. 17,999

3. vivo T3 5G

The vivo T3 5G suits users who want fast performance for gaming, photography, and multitasking. The Dimensity 7200 chipset delivers flagship-like responsiveness, while the large display enhances entertainment. The 50MP camera performs well in daylight, and the sizeable battery offers reliable backup for long, active days.

Specifications

Details

Display

6.67-inch Full HD+ display

Processor

Dimensity 7200

RAM/Storage

8GB RAM + 128GB storage

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5,000 mAh

5G support

Yes

Price

Rs. 18,499

4. vivo T2x 5G

A value-friendly option, the vivo T2x 5G is perfect for everyday users who need strong battery life and reliable network performance. The Dimensity 6020 ensures smooth basic operations, while the 5,000 mAh battery supports prolonged usage. Ideal for students and budget-conscious buyers who want dependable 5G connectivity.

Specifications

Details

Display

6.58-inch Full HD+ display

Processor

Dimensity 6020

RAM/Storage

6GB RAM + 128GB storage

Rear camera

50MP + 2MP

Front camera

8MP

Battery

5,000 mAh

5G support

Yes

Price

Rs. 15,490

5. vivo T4x 5G

The vivo T4x 5G is built for power users who need extended battery life and large storage. Its big 6,500 mAh battery suits travellers and heavy multitaskers, while the Dimensity 7300 enhances performance for gaming and apps. The 256GB storage option is ideal for creators storing large files.

Specifications

Details

Display

6.72-inch display

Processor

Dimensity 7300 5G

RAM/Storage

8GB RAM + 256GB storage

Rear camera

50MP + 2MP

Front camera

8MP

Battery

6,500 mAh

5G support

Yes

Price

Rs. 18,499

6. vivo V25 5G

The vivo V25 5G caters to users who prioritize premium design and strong cameras. Its 50MP front camera is excellent for selfies and video calls, while the Dimensity 900 enables smooth performance. The device is suited for creators, influencers, and those who want vibrant colours and better low-light photography.

Specifications

Details

Display

6.44-inch Full HD+ display

Processor

Dimensity 900

RAM/Storage

8GB RAM + 128GB storage

Rear camera

64MP + 8MP + 2MP

Front camera

50MP

Battery

4,500 mAh

5G support

Yes

Price

Rs. 18,315

7. vivo Y31 5G

The vivo Y31 5G is ideal for users looking for a stylish phone with strong battery backup and consistent 5G support. Its display is suitable for everyday streaming and social media, while the 6,500 mAh battery ensures long hours of use. A good choice for budget-conscious 5G upgraders.

Specifications

Details

Display

6.68-inch Full HD+ display

Processor

4 Gen 2

RAM/Storage

6GB RAM + 128GB storage

Rear camera

50MP + 0.08MP

Front camera

8MP

Battery

6,500 mAh

5G support

Yes

Price

Rs. 16,399

8. vivo Y29 5G

A dependable everyday smartphone, the vivo Y29 5G offers balanced performance and battery backup for social media, streaming, and light multitasking. Its expandable storage makes it great for users who keep lots of photos and apps. The Dimensity 6300 processor provides efficient 5G connectivity without draining the battery quickly.

Specifications

Details

Display

6.68-inch display

Processor

Dimensity 6300

RAM/Storage

4GB RAM + 128GB storage (expandable up to 1TB)

Rear camera

50MP + 0.08MP

Front camera

8MP

Battery

5,500 mAh

5G support

Yes

Price

Rs. 13,999

9. vivo Y36

The vivo Y36 is well-suited for users seeking a sleek phone with smooth everyday performance. Its Snapdragon 680 chipset handles routine tasks, while the Full HD+ display ensures enjoyable viewing. With 8GB RAM, it is ideal for multitaskers who switch between apps frequently without lag.

Specifications

Details

Display

6.64-inch Full HD+ display

Processor

Snapdragon 680

RAM/Storage

8GB RAM + 128GB storage

Rear camera

50MP + 2MP

Front camera

16MP

Battery

5,000 mAh

5G support

No (4G)

Price

Rs. 14,995

10. vivo Y28s 5G

The vivo Y28s 5G is a compact and stylish option ideal for moderate users who want reliable connectivity and good battery life. Its Dimensity 6300 processor supports smooth everyday operations, and the expandable storage makes it suitable for users who store photos, apps, and offline content.

Specifications

Details

Display

6.56-inch display

Processor

Dimensity 6300

RAM/Storage

4GB RAM + 128GB storage (expandable up to 1TB)

Rear camera

50MP + 0.08MP

Front camera

8MP

Battery

5,000 mAh

5G support

Yes

Price

Rs. 16,999

Top vivo smartphones under Rs. 20,000 - Price list in India

These vivo smartphones span a wide pricing range, giving buyers flexibility based on priorities like battery life, performance, camera quality, or storage. Whether you want an affordable everyday device or a feature-rich mid-range option, these price points help you choose a model that fits your needs without overspending.

SKU

Price

vivo Y58 5G (Sundarbans Green, 128 GB)

Rs. 16,990

vivo T2 5G (Nitro Blaze, 128 GB)

Rs. 17,999

vivo T3 5G (Crystal Flake, 128 GB)

Rs. 18,499

vivo T2x 5G (Aurora Gold, 128 GB)

Rs. 15,490

vivo T4x 5G (Pronto Purple, 256 GB)

Rs. 18,499

vivo V25 5G (Sunrise Gold, 128 GB)

Rs. 18,315

vivo Y31 5G (Rose Red, 128 GB)

Rs. 16,399

vivo Y29 5G (Glacier Blue, 128 GB)

Rs. 13,999

vivo Y36 (Vibrant Gold, 128 GB)

Rs. 14,995

vivo Y28s 5G (Vintage Red, 128 GB)

Rs. 16,999

You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs.

*Disclaimer: Prices are subject to change. Please check the official website for the most accurate and up-to-date information.

Financing options with Bajaj Finserv

Bajaj Mall is the best online destination to read about all the details, features, and specs of your desired product. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the product you want. Check your eligibility and submit your basic details to get an instant loan offer. Choose a convenient repayment tenure and purchase vivo mobiles on Easy EMIs. However, you can save more by checking out the top deals and exclusive offers.

Advantages of shopping with Bajaj Finserv

1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.

2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.

3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.

4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an ex-tensive collection available at Bajaj Finserv partner stores across the country.

5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.

Explore more on vivo mobile phones

vivo V Series mobile phones

vivo V21

vivo V29e

vivo V29 Pro

vivo V15 Pro

vivo V30 5G

vivo V27

vivo V17 Pro

vivo V19

vivo V29

vivo V27 Pro

vivo V20

vivo V25 Pro

vivo V9

vivo V23 Pro

vivo V27 5G

vivo 1820

vivo V15

vivo V26 Pro 5G

vivo V31 Pro 5G

vivo V40 Pro

vivo V29 5G

vivo V21e

vivo V30e

vivo V30 Lite

vivo V30 Pro

vivo V20 SE

vivo V23

vivo V40

vivo V25

vivo V40 SE 5G

vivo V40e

vivo V21 Pro

vivo V28e

vivo V40 Lite 5G

vivo V50 5G

vivo V5

vivo V27s

 

 

 

 

vivo T Series Mobile Phones

vivo T4x 5G

vivo T4 5G

vivo T3x

vivo T3 Pro

vivo T3 Ultra

vivo T2X 5G

vivo T4 Ultra

vivo T1x

vivo T1

vivo T4 Pro 5G

 

 

 

vivo X Series Mobile Phones

vivo X Fold 5G

vivo X Fold3 Pro

vivo X Fold 3

vivo X200 Mini

vivo X110 Pro Plus

vivo X200 Ultra

vivo X100 Ultra

vivo X100

vivo X100S Pro

vivo X100 Pro Plus

vivo X80 Pro Plus

vivo X100s

vivo X90 Pro Plus

vivo X200 Series

vivo X200 Pro Mini


vivo Y Series Mobile Phones

vivo Y02

vivo Y200 5G

vivo Y35

vivo Y03

vivo Y200 GT

vivo Y36

vivo Y03t

vivo Y200 Plus

vivo Y36i

vivo Y10

vivo Y200e

vivo Y36t

vivo Y100

vivo Y200i

vivo Y37

vivo Y100A

vivo Y200t

vivo Y37 Pro

vivo y100i Power

vivo Y21

vivo Y37m

vivo Y12

vivo Y21s

vivo Y38 5G

vivo Y12s

vivo Y22

vivo Y51A

vivo Y15

vivo Y23

vivo Y55 5G

vivo Y15C

vivo Y27s

vivo Y56 5G

vivo Y15s

vivo Y28

vivo Y57

vivo Y16

vivo Y3

vivo Y73 5G

vivo Y17

vivo Y300 5G

vivo Y75

vivo Y17s

vivo Y20

vivo Y78 5G

vivo Y18s

vivo Y33S

vivo Y78 Plus

vivo Y19s

vivo Y33t

vivo Y91


vivo S Series mobile phones

vivo S17

vivo S18 Pro

vivo S20 Pro

vivo S20

 

 


vivo mobile phones by budget

vivo phones under 7,000

vivo phones under 10,000

vivo phones under 12,000

vivo phones under 15,000

vivo phones under 20,000

vivo phones under 30,000


Mobile by features

10000mAh battery mobiles

120 W fast charging mobiles

Ultra wide camera phones

200MP camera mobiles

16GB RAM mobiles

Sony IMX sensor camera mobiles

Dolby Atmos phones

Dual stereo speaker mobiles

Flagship mobiles

Mobiles with optical zoom

 

 

Pro tip

Explore with rewards, cashbacks, coupons, and deals from Bajaj Finserv.

Frequently asked questions

Which is the best vivo phone under Rs. 20,000 in (2025)?

The vivo T3 5G stands out as one of the best options under Rs. 20,000. It offers fast performance with the Dimensity 7200 processor, a smooth display, reliable battery life, and strong cameras. It suits users who want a balance of gaming power, everyday speed, and good photography. You can shop on Easy EMIs using the Bajaj Finserv Insta EMI Card. Check your eligibility and preapproved limit in just a few simple steps and make the purchase easy on your pocket.

What are the top features to expect in vivo phones under Rs. 20,000?

You can expect large displays, dependable 5G connectivity, good cameras for daily photography, long-lasting batteries, and efficient processors suited for streaming, multitasking, and social media. Some models also include large storage options and RAM expansion for smoother performance.

Are vivo phones under Rs. 20,000 good for gaming and multitasking?

Yes. Models like the vivo T3 5G and vivo T4x 5G come with powerful chipsets and ample RAM, making them suitable for gaming, video calls, and switching between multiple apps without lag.

Do vivo phones under Rs. 20,000 support 5G connectivity?

Most of the vivo phones listed—such as the Y series and T series—offer full 5G support. This ensures fast downloads, stable streaming, and smooth online browsing, making them future-ready for years to come.

Which vivo phone under Rs. 20,000 offers the best camera quality?

The vivo V25 5G and vivo T2 5G deliver strong camera performance in this price segment. With high-resolution rear cameras and excellent front cameras, they are ideal for selfies, reels, online classes, and capturing daily moments with clarity.

How is the battery life of vivo smartphones under Rs. 20,000?

Battery life is a major strength. Phones like the vivo Y58 5G, Y31 5G, and T4x 5G come with large 6,000 mAh – 6,500 mAh batteries, giving users all-day backup for streaming, browsing, calling, or casual gaming.

Can I get an AMOLED display in a vivo phone under Rs. 20,000?

From the updated list, AMOLED displays are not featured in the provided models. However, many come with sharp Full HD+ panels that offer clear visuals for reading, videos, and everyday use.

Are vivo phones under Rs. 20,000 worth buying compared to other brands?

Yes. vivo phones in this range offer a strong mix of design, battery life, camera quality, and smooth performance. Their focus on user-friendly features and reliable 5G connectivity makes them competitive and a smart buy for most users.

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