vivo Y21

The vivo Y21 5G is a budget 5G phone built around a large 6,500 mAh battery and a 120Hz display. It starts at around Rs. 20,499 in India and is aimed at everyday users who want long battery life without overspending.

• Price: Starts at around ₹20,499 (4GB + 128GB); higher variants go up to about ₹23,999.
• Display: 6.74-inch HD+ LCD with a 120Hz refresh rate (makes scrolling and videos look smoother).
• Processor: MediaTek Dimensity 6300 with 5G support (handles daily apps and 5G networks with ease).
• Camera: 50MP main rear camera and a 5MP front camera (clear enough for everyday photos).
• Battery: 6,500 mAh with 44W fast charging (easily lasts a full day or more on one charge).
• Storage: 128GB internal, expandable up to 2TB (plenty of room for photos, apps, and videos).
• Build: IP65 rating (protected against dust and water splashes).

Buyers can convert the cost into Easy EMIs using Bajaj Finserv's financing options at 1.5 lakh+ partner stores such as Reliance Digital, Croma, Vijay Sales, and more.

If you want a 5G phone with all-day battery life for under Rs. 21,000, the vivo Y21 5G fits. You get a 6,500 mAh battery, a 120Hz display, and the MediaTek Dimensity 6300 processor, all starting at around Rs. 20,499. It suits students and everyday users who value battery life over camera or display sharpness.

If you are planning to buy a new smartphone, you can easily explore your options in-store at over 1.5 lakh+ Bajaj Finance partner stores— like Vijay Sales, Croma, Reliance Digital, and more— across 4,000+ cities including Tier 2 cities such as Jaipur, Lucknow, Kochi, and Bhopal.

Choose your preferred vivo Y21 5G model and pay for it using Bajaj Finance's financing options — the Bajaj Finance Insta EMI Card or the Bajaj Finance Easy EMI Loan. You can convert the cost into Easy EMIs that suit your monthly budget, enjoy zero down payment on select models, and take your phone home without any upfront payment. You can also check your loan eligibility online in minutes, so you know exactly what you can get before you step into the store.

The primary camera of the vivo Y21 5G is a 50MP main sensor with an f/1.8 aperture, which captures brighter, clearer photos, especially in low light. It is paired with a 0.08MP auxiliary lens that assists with depth. On the front sits a 5MP selfie camera with an f/2.2 aperture. Shooting modes include Photo, Night, Portrait, Pro, Panorama, Slo-mo, Time-lapse, and a dedicated 50MP mode. 

Last updated: August 2026

Disclaimer: The features, availability, and pricing of each model are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website or visit any of the Bajaj Finance partner stores.

You can also explore the latest offers on a wide range of electronics and home appliances, making sure you get the best deal on every purchase.

What are my financing options to buy the vivo Y21 5G?

Bajaj Finance offers two ways to convert your vivo Y21 5G purchase into affordable monthly payments. Both options are available at 1.5 lakh partner stores across 4,000 cities in India.

How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to buy across multiple categories over time. The Easy EMI Loan suits buyers financing a higher-value purchase in a single transaction. For a phone priced around Rs. 20,499, the Insta EMI Card is usually the better fit.

What does buying the vivo Y21 5G on EMI look like? 

Here is an example. Arjun, a 24-year-old student in Lucknow, is buying his first 5G phone. He chooses the vivo Y21 5G (4GB + 128GB) at ₹20,499 and picks the Bajaj Finance Insta EMI Card, since it suits a lower-value purchase and lets him buy across categories later. He selects a 12-month tenure at Croma, Lucknow. His monthly EMI works out to approximately Rs. 1,708. 

Pro tip: On a phone at this price, a shorter tenure keeps your total cost down. A 12-month plan means a slightly higher monthly payment than a 24-month plan, but you pay less overall because you finance the amount for less time.

Buying a new phone is simple and affordable with Bajaj Finance's in-store financing options. The whole process usually takes just 10–15 minutes. Follow these steps:

• Browse models on Bajaj Mall: Explore the range of phones available on Bajaj Mall. Compare brands, features, and prices before heading to the store.
• Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or Reliance Digital.
• Check the phone in person: Visit the store and try the available models. Check the screen size, RAM, battery capacity, and 5G support to find the one that suits your needs.
• Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm the available tenure options and whether your chosen model comes with a zero down payment offer.
• Complete payment and take your phone home: Once approved, your purchase is processed immediately and you can take your new vivo Y21 5G home the same day.

Bajaj Finance’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
3. Bajaj offers - Unlock exclusive Bajaj Finance deals on popular products—available only to our customers. More rewards, more value.
4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.

Calculate your extra savings now!