Best Xiaomi (Mi) Mobile Phones under Rs. 20,000 in India (2025)

Read everything about the best Xiaomi (Mi) phones under Rs. 20,000 and buy one on Easy EMIs from Bajaj Finserv.
Best Xiaomi (Mi) Mobile Phones under Rs. 20,000 in India (2025)
2 min read
29 Jul 25

If you are looking for a Xiaomi smartphone under Rs. 20,000 that works well and gives you good features, there are many options for you in 2025. These phones are good for students who need smooth performance for online classes, for people who play games and want clear graphics without slowdowns, for those who make videos or photos but do not want to spend too much, and for anyone who wants a strong phone for daily use. Many people in India—more than 40%—look for phones with long battery life and good cameras, and Xiaomi gives you both in this price range. These phones also come with AMOLED screens that show bright and clear pictures, support 5G for fast internet, and have processors that help the phone run smoothly. So if you want a phone that does many things well and doesn’t cost too much, Xiaomi has some very good choices for you.

Buying a Xiaomi phone under Rs. 20,000 is easy because Bajaj Finserv offers loans to fund your purchase. Check your loan eligibility and visit your nearest Bajaj Finserv store to check out the phones in person. There are over 1.5 lakh Bajaj Finserv partner stores across 4,000+ cities in India. Once you finalise the phone, choose your preferred repayment tenure and shop for it on Easy EMIs. Select models also come with zero down payment.

Overview of Xiaomi mobile phones under Rs. 20,000

Xiaomi (Mi) mobile phones under Rs. 20,000 offer a great mix of performance, design, and value for money. These smartphones are perfect for users who want fast speed, clear displays, and good cameras at an affordable price. They handle daily tasks like gaming, streaming, browsing, and clicking photos with ease.

Xiaomi packs useful features into stylish designs, offering long battery life and smooth performance. These phones are ideal for both students and working professionals who need a reliable device without spending too much. Whether you are buying your first smartphone or upgrading from an older model, Xiaomi has strong options in this range.

Many models come with large, vibrant displays, fast processors, and the clean MIUI interface for a user-friendly experience. You also get good cameras for everyday photos and videos, along with enough storage to save your apps, files, and media. Long-lasting batteries ensure you stay connected throughout the day.

Overall, Xiaomi’s smartphones under Rs. 20,000 provide dependable quality, modern features, and solid performance, making them a smart choice for everyday use.

Top 10 Xiaomi mobile phones under Rs. 20,000

Here is a list of the best Redmi phones under Rs. 20,000. Each of these models is worth every rupee. Analyse each of their characteristics and pick the model you prefer.

Redmi 13 5G (Orchid Pink, 128GB)

The Redmi 13 5G is a stylish and affordable smartphone built for smooth everyday use. The large 6.79-inch display offers bright and clear visuals, ideal for watching videos or browsing. It runs on a Snapdragon 4 Gen 2 processor and includes 6GB RAM for fast performance. With a strong battery and 50MP camera, it is perfect for daily tasks and entertainment.

Specification

Details

Display (Main)

6.79-inch FHD+ LCD, 120Hz

Display (External)

Not applicable

Processor

Snapdragon 4 Gen 2

RAM

6GB

Storage

128GB

Rear camera

50MP (wide) + 2MP (depth)

Front camera

8MP

Battery

5,030 mAh

Weight

199 g

Price*

Rs. 20,000


Redmi 13 5G (Black Diamond, 128GB)

The Redmi 13 5G combines everyday charm with strong performance. Its vibrant 6.79‑inch display and Snapdragon 4 Gen 2 chipset create a smooth and fast experience. With 6GB RAM and 128GB storage, there is plenty of room for your files and apps. The 50MP rear camera takes sharp photos, and the long‑lasting battery keeps you going through the day.

Specification

Details

Display (Main)

6.79‑inch FHD+ LCD, 120 Hz

Display (External)

Not applicable

Processor

Snapdragon 4 Gen 2

RAM

6GB

Storage

128GB

Rear camera

50MP (wide) + 2MP (depth)

Front camera

8MP

Battery

5,030 mAh

Weight

199 g

Price*

Rs. 13,999


Redmi Note 12 5G (Matte Black, 128GB)

The Redmi Note 12 5G delivers a great viewing experience with its crisp 6.67‑inch 120 Hz AMOLED display. Powered by the Snapdragon 4 Gen 1 chipset and 6GB RAM, it handles apps smoothly. A 50MP dual-camera system captures clear shots. The 5,000 mAh battery offers all‑day use and supports fast charging.

Specification

Details

Display (Main)

6.67‑inch AMOLED, 120 Hz

Display (External)

Not applicable

Processor

Snapdragon 4 Gen 1

RAM

6GB

Storage

128GB

Rear camera

50MP (wide) + 8MP (ultra-wide)

Front camera

13MP

Battery

5,000 mAh

Weight

187 g

Price*

Rs. 17,999


Redmi Note 10 Pro (Vintage Bronze, 128GB)

The Redmi Note 10 Pro features a stunning 6.67‑inch AMOLED screen with a smooth 120 Hz refresh rate. With a Snapdragon 732G processor and 6GB RAM, it handles gaming and multitasking well. The standout 108MP quad-camera setup delivers detailed photos. A 5,020 mAh battery ensures long-lasting performance.

Specification

Details

Display (Main)

6.67‑inch AMOLED, 120 Hz

Display (External)

Not applicable

Processor

Snapdragon 732G

RAM

6GB

Storage

128GB

Rear camera

108MP + 8MP + 5MP + 2MP

Front camera

16MP

Battery

5,020 mAh

Weight

193 g

Price*

Rs. 19,999


Redmi Note 13 5G (Chromatic Purple, 256GB)

The Redmi Note 13 5G offers fast performance with its Snapdragon 4 Gen 2 chipset and 8GB RAM. Its 6.67‑inch AMOLED display and 120 Hz refresh rate ensure clarity and fluidity. The 50MP dual camera captures sharp images. The 5,000 mAh battery keeps you going throughout the day.

Specification

Details

Display (Main)

6.67‑inch AMOLED, 120 Hz

Display (External)

Not applicable

Processor

Snapdragon 4 Gen 2

RAM

8GB

Storage

256GB

Rear camera

50MP (wide) + 8MP (ultra-wide)

Front camera

13MP

Battery

5,000 mAh

Weight

199 g

Price*

Rs. 19,999


Redmi 14C 5G (Stardust Purple, 128GB)

The Redmi 14C 5G combines style and speed, featuring a 6.71‑inch LCD screen and MediaTek Dimensity 6100+ chipset. With 6GB RAM and 128GB storage, it handles everyday apps well. The dual rear camera includes a 50MP main sensor. A 5,000 mAh battery ensures reliable use and supports 18 W fast charging.

Specification

Details

Display (Main)

6.71‑inch LCD

Display (External)

Not applicable

Processor

Dimensity 6100+

RAM

6GB

Storage

128GB

Rear camera

50MP (wide) + 2MP (depth)

Front camera

5MP

Battery

5,000 mAh

Weight

190 g

Price*

Rs. 17,499


Redmi 13C 5G (Startrail Green, 128GB)

The Redmi 13C 5G is a budget 5G smartphone ideal for basic users. It has a 6.71‑inch HD+ display and Helio G85 processor with 4GB RAM and 128GB storage. The 50MP rear camera and 5MP selfie lens deliver decent images. A 5,000 mAh battery supports all‑day stamina.

Specification

Details

Display (Main)

6.71‑inch HD+ LCD

Display (External)

Not applicable

Processor

MediaTek Helio G85

RAM

4GB

Storage

128GB

Rear camera

50MP

Front camera

5MP

Battery

5,000 mAh

Weight

190 g

Price*

Rs. 14,999


Redmi Note 14 5G (Phantom Purple, 128GB)

The Redmi Note 14 5G blends value and performance with its Dimensity 6100+ chipset and 6GB RAM. The 6.67‑inch AMOLED display with 120 Hz refresh rate supports clear visuals. The phone includes a 50MP + 8MP camera setup. A 5,000 mAh battery provides reliable all‑day use.

Specification

Details

Display (Main)

6.67‑inch AMOLED, 120 Hz

Display (External)

Not applicable

Processor

Dimensity 6100+

RAM

6GB

Storage

128GB

Rear camera

50MP (wide) + 8MP (ultra-wide)

Front camera

13MP

Battery

5,000 mAh

Weight

190 g

Price*

Rs. 18,999


Redmi 12 5G (Pacific Blue, 64GB)

The Redmi 12 5G is an entry‑level 5G phone with a 6.60‑inch LCD screen and Snapdragon 4 Gen 2 chipset. With 4GB RAM and 64GB storage, it handles daily apps well. The 50MP rear camera delivers sharp photos. A 5,000 mAh battery supports long‑lasting use.

Specification

Details

Display (Main)

6.60‑inch LCD

Display (External)

Not applicable

Processor

Snapdragon 4 Gen 2

RAM

4GB

Storage

64GB

Rear camera

50MP

Front camera

8MP

Battery

5,000 mAh

Weight

185 g

Price*

Rs. 12,499


Redmi 13 5G (Startrail Grey, 128GB)

The Redmi 13 5G in Startrail Grey offers smooth performance with its Snapdragon 4 Gen 2 chipset and 6GB RAM. The 6.79‑inch FHD+ display and 120 Hz refresh rate enhance media viewing. It includes a 50MP + 2MP camera and a long‑lasting battery, making it a reliable choice.

Specification

Details

Display (Main)

6.79‑inch FHD+ LCD, 120 Hz

Display (External)

Not applicable

Processor

Snapdragon 4 Gen 2

RAM

6GB

Storage

128GB

Rear camera

50MP (wide) + 2MP (depth)

Front camera

8MP

Battery

5,030 mAh

Weight

199 g

Price*

Rs. 13,999


Best Xiaomi mobile phones under Rs. 20,000 - Price list in India 2025

The Redmi mobile lineup under Rs. 20,000 offers feature-rich smartphones for everyday users and tech lovers alike. These phones combine powerful processors, smooth displays, large batteries, and excellent camera setups, all packed into attractive designs. Whether you need 5G speed, gaming performance, or daily multitasking, these options bring quality without stretching your budget.

Product Name

Price

Redmi Note 12 5G (6GB RAM, 128GB, Matte Black)

Rs. 17,999

Redmi Note 10 Pro (6GB RAM, 128GB, Vintage Bronze)

Rs. 19,999

Redmi Note 13 5G (8GB RAM, 256GB, Chromatic Purple)

Rs. 19,999

Redmi 14C 5G (6GB RAM, 128GB, Stardust Purple)

Rs. 17,499

Redmi 13C 5G (4GB RAM, 128GB, Startrail Green)

Rs. 14,999

Redmi Note 14 5G (6GB RAM, 128GB, Phantom Purple)

Rs. 18,999

Redmi 12 5G (4GB RAM, 64GB, Pacific Blue)

Rs. 12,499

Redmi 13 5G (6GB RAM, 128GB, Startrail Grey)

Rs. 13,999

Redmi 12 4G (6GB RAM, 128GB, Jade Black)

Rs. 10,999

Redmi 11 Prime (6GB RAM, 128GB, Flashy Black)

Rs. 10,499


Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Check the latest offers from Bajaj Finserv and grab the best deals for a premium experience.

Explore Xiaomi mobile phones under Rs. 20,000 on Easy EMI from Bajaj Finserv

Bajaj Mall is the best online destination for you to read about all the details, features, and specs of the Xiaomi mobile. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the Xiaomi mobile you want. Use Bajaj Finserv’s financing options to make the payment. You can choose a convenient repayment tenure and repay your purchase on Easy EMIs.

Benefits of shopping with Bajaj Finserv

  1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly. 
  2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort. 
  3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy. 
  4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection that is available at Bajaj Finserv partner stores across the country. 
  5. Exclusive deals and cashback: When you shop from a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.

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