Best Xiaomi (Mi) Mobile Phones under Rs. 20,000 in India (2025)

If you are looking for a Xiaomi smartphone under Rs. 20,000 that works well and gives you good features, there are many options for you in 2025. These phones are good for students who need smooth performance for online classes, for people who play games and want clear graphics without slowdowns, for those who make videos or photos but do not want to spend too much, and for anyone who wants a strong phone for daily use. Many people in India—more than 40%—look for phones with long battery life and good cameras, and Xiaomi gives you both in this price range. These phones also come with AMOLED screens that show bright and clear pictures, support 5G for fast internet, and have processors that help the phone run smoothly. So if you want a phone that does many things well and doesn’t cost too much, Xiaomi has some very good choices for you.

Buying a Xiaomi phone under Rs. 20,000 is easy because Bajaj Finserv offers loans to fund your purchase. Check your loan eligibility and visit your nearest Bajaj Finserv store to check out the phones in person. There are over 1.5 lakh Bajaj Finserv partner stores across 4,000+ cities in India. Once you finalise the phone, choose your preferred repayment tenure and shop for it on Easy EMIs. Select models also come with zero down payment.