Mi 5G Phones under Rs. 20,000 in India(2025)

Discover the best Mi 5G mobile phones under Rs. 20,000 in India(2025). Buy it on Easy EMIs from Bajaj Finserv to make your purchase affordable.
Mi 5G Phones under Rs. 20,000 in India(2025)
3 min
15 May 2025

Step into the future with the latest Mi 5G mobiles under Rs. 20,000. These phones offer advanced 5G technology at an affordable price, along with the convenience of flexible EMI plans. Xiaomi focuses on innovation and quality, making sure you stay connected quickly and reliably. Enjoy the benefits of high-speed internet with 5G Mi phones under Rs. 20,000. Whether you are streaming high-quality videos, playing games without delay, or downloading content quickly, these Xiaomi 5G mobiles are made to improve your digital experience.

Upgrade your phone with Bajaj Finserv’s flexible financing options. Explore a wide selection of smartphones, laptops, and tablets at Bajaj Finserv partner stores, available in 4,000+ cities. To make your purchase more affordable, check your loan eligibility and break the cost into Easy EMIs with repayment options from 3 months to 60 months. Plus, enjoy benefits like zero down payment and free home delivery on select products.

Mi 5G phones under Rs. 20,000 - List with models and specification

Here are the top 5 Mi mobile phones under Rs. 20,000, along with brief descriptions and key specifications.

Redmi Note 13 5G

A budget-friendly 5G smartphone with an AMOLED display and MediaTek Dimensity 6100+ processor.

Specification

Details

Storage

128GB/256GB

Processor

MediaTek Dimensity 6100+

RAM

6GB / 8GB

Operating System

Android 13

Screen Size

6.6-inch AMOLED

 

2. Redmi 12 5G

A powerful entry-level 5G phone with a Snapdragon 4 Gen 2 processor and long battery life.

Specification

Details

Storage

128GB/256GB

Processor

Qualcomm Snapdragon 4 Gen 2

RAM

6GB/8GB

Operating System

Android 13

Screen Size

6.79-inch IPS LCD

 

3. Redmi 13C 5G

An affordable 5G smartphone with a MediaTek Dimensity 6100+ processor and 90Hz display.

Specification

Details

Storage

128GB / 256GB

Processor

MediaTek Dimensity 6100+

RAM

4GB / 6GB / 8GB

Operating System

Android 13

Screen Size

6.74-inch IPS LCD

 

4. Xiaomi 11i 5G

A mid-range 5G phone with fast charging and AMOLED display.

Specification

Details

Storage

128GB

Processor

MediaTek Dimensity 920

RAM

6GB

Operating System

Android 12

Screen Size

6.67-inch AMOLED

 

Mi 5G phones under Rs. 20,000 - Price list (2025)

Below are the prices for the best models of Mi 5G mobile phones under Rs. 20.000:

Model

Price (Rs.)

Redmi Note 13 5G

18,999

Redmi 12 5G

13,999

Redmi 13C 5G

11,999

Xiaomi 11i 5G

16,999


Disclaimer:
 The specifications, pricing, and availability of the models mentioned above are subject to change. Please refer to the official product website for the latest details.

Shoppers interested in the best value deals can explore the latest offers on smartphones and other electronics and get them on Easy EMIs from Bajaj Finserv.

Explore Mi 5G phones under Rs. 20,000 on Easy EMIs from Bajaj Finserv

Bajaj Mall is the best online destination for you to read about all the details, features, and specs of Mi 5G phones under Rs. 20,000. Once you have gathered all the information you want, head to the nearest Bajaj Finserv partner store and select the Mi 5G phones under Rs. 20,000 you want. Get a pre-approved loan to fund your purchase and check your loan limit online or at the store. After that, provide your basic details, and convert the cost of your purchase into Easy EMIs. 

Benefits of shopping with Bajaj Finserv’s financing options

  1. Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
  2. Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
  3. No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
  4. Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
  5. Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.
  6. Free home delivery: Enjoy the added benefit of free delivery on select products, making your shopping journey even more seamless. 

Mobile by brands

vivo mobile

LAVA phones

iQOO mobiles

TECNO mobiles

OnePlus mobiles

Samsung mobiles

realme mobiles

Nokia mobiles

Xiaomi mobiles

Infinix mobiles

motorola mobiles

 

 

Mobile by features

10000 mAh battery mobiles

120 W fast charging mobiles

Xiaomi curved display mobile

200MP camera mobiles

16GB RAM mobiles

Flagship mobiles

Dolby Atmos phones

Dual stereo speaker Mobiles

Mobiles with optical zoom

Ultra-wide camera phones

Sony IMX sensor camera mobiles

 

 

Mobile by budget

Mobiles under Rs. 10,000

Mobiles under Rs. 15,000

Mobiles under Rs. 20,000

Mobiles under Rs. 25,000

Mobiles under Rs. 30,000

Mobiles under Rs. 35,000

Mobiles under Rs. 50,000

Mobiles under Rs. 60,000

Mobiles under Rs. 80,000

 

5G mobiles by brand

OPPO 5G mobiles

realme 5G mobiles

Nokia 5G mobiles

motorola 5G mobiles

Samsung 5G mobiles

Mi 5G mobiles

vivo 5G mobiles

Google 5G mobiles

iQ00 5G mobiles

 

5G mobiles by budget

5G mobiles under Rs. 15,000

5G mobiles under Rs. 20,000

5G mobiles under Rs. 25,000

5G mobiles under Rs. 30,000

5G mobiles under Rs. 40,000

 

Frequently asked questions

Which phone support 5G from Mi?
Xiaomi (Mi) offers a variety of 5G -capable smartphones. Some notable models include the Xiaomi Mi 11 series, such as the Mi 11X 5G, and the more budget-friendly Redmi Note 10 5G. These devices cater to different price points while providing the latest 5G connectivity for faster data speeds and improved network performance.

Which brand is best for 5G mobiles?
Brands like Samsung, Apple, and OnePlus are highly regarded for their 5G mobile offerings. Samsung and Apple offer premium 5G phones with advanced features and widespread network compatibility. OnePlus is also a top contender, known for combining high performance with value, making their phones popular among tech enthusiasts.

Which is the best Redmi phone under Rs. 20,000?
The Redmi Note 11 Pro 5G is one of the best models under Rs. 20,000 from Redmi. It boasts a superior AMOLED display, a 108MP main camera, and robust performance thanks to the Qualcomm Snapdragon 695 chipset. This model strikes a good balance between cost and advanced features, making it a popular choice.

Is Bajaj Finance available in the MI store?

Yes, Bajaj Finance is available ta MI stores. This allows customers to purchase Xiaomi products on Easy EMIs without a credit card. Bajaj Finance offers flexible repayment tenures, making it easier for customers to buy their desired MI products through manageable monthly payments.

Do Mi 5G mobiles under Rs. 20,000 support all 5G bands in India?

Most Mi 5G mobiles under Rs. 20,000 support multiple 5G bands, ensuring high-speed connectivity. However, they may not cover every band used by all telecom operators. It is best to check compatibility with your preferred network for optimal coverage before purchasing.

Get this phone on Easy EMIs using the Bajaj Finserv Insta EMI Card. Simply check your eligibility for the card in just a few clicks and enjoy the freedom to split the cost into affordable EMIs.

Are Redmi and Mi 5G phones the same under Rs. 20,000?

Redmi and Mi phones are both from Xiaomi, but Redmi focuses on affordability, while Mi devices offer premium features. Under Rs. 20,000, Redmi models like the Redmi Note 13 5G dominate, while Mi phones are usually priced higher or offer older models.

Which Mi 5G phone under Rs. 20,000 offers the best camera?

The Redmi Note 13 5G provides the best camera setup in this price range, featuring a 50MP primary sensor, AI enhancements, and night mode. It delivers good colour accuracy and sharp details, making it the top choice for budget-friendly photography.

Are Mi 5G phones under Rs. 20,000 worth buying in 2025?

Yes, Mi 5G phones under Rs. 20,000 offer reliable performance, good cameras, and fast connectivity. Models like Redmi Note 13 5G and Redmi 12 5G are value-for-money options with long battery life, making them smart purchases for 2025.

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