Xiaomi Mobile Phones under Rs. 40,000 in India (2025)

Looking for a smartphone under Rs. 40,000 that feels modern, looks stylish, and works well for everyday needs? Xiaomi mobile phones under Rs. 40,000 are a great choice. These phones make it easy to watch videos on bright, clear screens, enjoy music with rich sound, and chat or video call with friends without delays. Fast processors help you switch between apps smoothly, and strong cameras capture sharp photos and videos in any light. Many people in India choose Xiaomi because it offers powerful features at a fair price. With more than one crore satisfied users, Xiaomi has built a name for value, reliability, and performance. Plus, you do not have to worry about paying the full amount upfront. With Easy EMI options from Bajaj Finserv, you can take home your favourite Xiaomi phone today and pay in simple monthly instalments—making premium technology more affordable for everyone.

If you are planning to buy a new phone, you can easily explore your options online or in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models. 

Xiaomi mobile phones under Rs. 40,000 give you a mix of style, power, and value. You get big, bright screens that make videos and games look clear and colourful. The fast processors help you work, browse, and play without slowdowns. Strong cameras let you take sharp photos and videos, day or night. Long-lasting batteries keep you connected through the day without many charges. These phones are good for work, social media, online classes, streaming, and gaming. Many people choose them because they offer features found in more expensive models, but at a lower cost. If you want new designs and better technology, this price range has many choices. For news on the latest arrivals and offers, check Xiaomi New Mobile on Bajaj Finserv

Explore 10 top Xiaomi models that bring you high performance, stylish designs, and advanced features—all within a budget. From vibrant displays to powerful processors and long-lasting batteries, these models offer great value for work, gaming, and entertainment without straining your pocket.

1. Xiaomi 12 Pro (256 GB)

This phone brings cinema-like visuals and powerful speed together. Its 2K AMOLED screen makes videos and pictures pop. Triple 50MP cameras let you capture sharp daytime shots and smooth night portraits. A Snapdragon 8 Gen 1 chip keeps apps fast and smooth. Long-lasting battery and fast charge mean you use it all day and fill up quickly. It feels premium in your hand and handles tasks, games and photos beautifully—without draining your energy or budget.

2. Xiaomi Mi 11X Pro (256 GB)

Ideal for gamers and streamers, this phone stays cool with its Snapdragon 888 chip and 120 Hz AMOLED screen. You get smooth scrolling, quick app switching, and fast response during fast-paced play or video calls. The 108MP camera captures crisp images, while the 20MP front cam is great for vivid selfies and video chat. The battery lasts long and charges quickly, so you stay connected and in-game without interruption.

3. Xiaomi Mi Mix 2

This classic model is all about elegance and premium feel. Its near-bezel-free screen gives a clean look and makes reading or watching more immersive. The rear and front cameras remain sharp for everyday memories, while the Snapdragon 835 chip ensures smooth multitasking. With dependable battery life, you get through calls, browsing, and music with ease. Its build feels solid and sleek—perfect for someone who wants style, reliability, and value in one.

4. Xiaomi Redmi Note 12 Pro (256 GB)

Everyday users will love this for watching, browsing, and capturing moments. The 120 Hz AMOLED screen delivers smooth scrolling and rich colours. Photos look clear with the 50MP Sony sensor and ultrawide lens, even in low light. MediaTek Dimensity chip keeps tasks quick and battery life long—while 67 W fast charge means minimal waiting between uses. It feels smart and reliable in your pocket, ready for fun, work or sharing with friends.

5. Xiaomi Redmi Note 13 Pro (128 GB)

This model shines with a high-resolution AMOLED screen, crisp photos and fast charging. The 200MP main camera makes daylight shots full of detail, while the 16MP front camera is great for video chat. Snapdragon 7s Gen 2 chip handles games, apps and photos with ease, while 67 W charge means less time plugged in. You get a stylish, smooth experience that matches modern needs—without a steep price.

6. Xiaomi Redmi Note 13 Pro Plus (256 GB)

This phone blends style with power. The curved AMOLED display offers vivid colours for videos and social media, while 120 Hz refresh keeps scrolling smooth. The 200MP main camera produces detail-rich shots, even in low light. With the Dimensity 7200-Ultra chip, heavy apps and gaming feel quick. 120 W fast charging fills the battery in minutes—perfect if you are always on the go. It is a premium choice for entertainment and work without crossing the Rs. 40,000 limit.

7. Xiaomi 11T (256 GB)

For those who want strong all-round performance, this model delivers. The AMOLED 120 Hz display makes movies, games and scrolling fluid. Its 108 MP camera ensures bright and sharp photos. The MediaTek Dimensity 1200-Ultra chip handles demanding apps and multitasking smoothly. The 5,000 mAh battery with 67 W fast charging lets you keep going all day and refill quickly. This is a dependable companion for professionals, gamers and content lovers who want speed and quality.

8. Xiaomi Redmi K50i 5G (128 GB)

Designed for gamers and speed lovers, the Redmi K50i features the Dimensity 8100 chip for near-flagship performance. The 144 Hz LCD display makes gameplay responsive and videos sharp. Triple camera setup captures clear images in different light conditions. Its 5,080 mAh battery supports 67 W fast charging, so you are back in action in no time. Ideal for heavy users who value both gaming and streaming on a budget.

9. Xiaomi Redmi Note 11T Pro Plus 5G (128 GB)

With a high refresh rate screen and capable camera, this phone is great for gamers, streamers and social media users. The Dimensity 8100 chip ensures fluid multitasking. The 120 W fast charging fills the battery in about 20 minutes, keeping you ready for work or play. Its design is sturdy yet stylish, and the performance is reliable for everyday needs. A solid mid-range choice with premium features.

10. Xiaomi Redmi K50 Standard Edition (128 GB)

Built for performance enthusiasts, this model houses the Snapdragon 8 Gen 1 chip for flagship-grade speed. The 120 Hz AMOLED display makes every swipe and video smooth. The triple camera setup produces rich, detailed images, while the large battery and fast charging keep you going. Perfect for those who want top power, strong visuals, and a comfortable grip without crossing the 40,000 budget.

This price list covers the above mentioned popular models with strong features at fair costs. From bright displays to powerful processors, these options suit work, gaming, and photography.

Prices and availability of the above smartphone models can vary across sellers. We recommend checking the official website for the most up-to-date information. You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now! 

Bajaj Finserv puts you in control of your shopping. See if you are eligible for a loan and get instant approval in just a few steps. Once approved, go to any of 1.5 lakh+ partner stores across India. Pick from over 1 million products from 550+ leading brands. Pay in Easy EMIs with 50+ flexible options that fit your budget. Enjoy a fast, seamless, and stress-free shopping experience—with more freedom and more savings.

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1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

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