How to Shop on Bajaj Electronics using Insta EMI Card

Know about how to shop on Bajaj Electronics using Insta EMI Card at zero down payment, No Cost EMI, and without credit card.
How to Shop on Bajaj Electronics using Insta EMI Card
3 min

The latest electronics are just a click away, and you can now own them instantly, without worrying about the price tag. Welcome to Bajaj Electronics Online Shopping platform that brings your desired electronics to your doorstep. And with the Bajaj Finserv Insta EMI Card, this experience becomes even more seamless and affordable.

Bajaj Electronics Online Shopping overview

Bajaj Electronics is a premier electronics retail chain in India that has made a mark in the online shopping space. It offers a comprehensive range of products online, catering to all your electronic needs. Whether you’re in the market for the latest smartphones, laptops, air conditioners, or refrigerators, Bajaj Electronics Online Shopping is your one-stop destination.

The platform is known for its competitive pricing and quality products. With a wide assortment of products across all categories of electronics, shopping at Bajaj Electronics Online is not just convenient, but also a delightful experience. The platform ensures that you get the best value for your money, making it a trusted name in the world of online electronics shopping.

How to shop on Bajaj Electronics Online Shopping using Insta EMI Card

To use your Bajaj Finserv Insta EMI Card for Bajaj Electronics online shopping, simply visit the Bajaj Electronics website. Browse through the available categories and select your desired product. During check out, choose the Bajaj Finserv Insta EMI Card as your payment method. Select a repayment tenure that’s comfortable and suits your needs. Provide an OTP to authorise your purchase. That’s it!

List of available Bajaj Electronics Online Shopping Products on EMI




Samsung, Sony, LG

Washing machines

Panasonic, LG, Whirlpool, Samsung

Air conditioners

Lloyd, Haier, LG, Samsung


LG, Samsung, Whirlpool, Godrej


Samsung, LG


Samsung, Vivo, Oppo


HP, Lenovo, Dell

Bajaj Finserv Insta EMI Card benefits

  • Pre-approved card limit of up to Rs. 3 lakh
  • No Cost EMIs
  • Flexible repayment tenures between 1-60 months
  • Nil foreclosure charges
  • Valid across 1.5 lakh+ stores in 4,000+ cities in India
  • Zero down payment offers during festive season
  • Credit score improvement with regular, punctual EMI payments

Check the benefits and features of Insta EMI Card

Eligibility criteria for Insta EMI Card

  • Indian national
  • Aged between 21 years and 65 years
  • Regular income source
  • Credit score higher than 720
  • Documentation, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration

Check the documents required for the Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card

The online and offline application process for your Bajaj Finserv Insta EMI Card is convenient and simple. Just follow the steps below and your card will be issued, ready-to-use.

  • Online, you can apply for your Insta EMI Card by following these steps:
    • Click on ‘Apply’ on the official Insta EMI Card page
    • Enter your mobile phone number and complete the OTP-verification process
    • Fill in the application form with your basic details (full name, PAN, date of birth, and PIN code) and select your gender and employment type
    • Click on ‘Submit’ to know your card limit
    • Verify your KYC with Digilocker or your Aadhaar card
    • Once successfully verified, pay the one-time joining fee of Rs. 599
    • Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process
    • Prior to your purchase offline at a Bajaj Finserv partner store, inform the store representative you’re interested in in-store financing. The store representative will assist you in applying for your Insta EMI Card and verify your documents. So, make sure you're carrying the necessary documents. Pay the one-time fee once you’re approved.

So, why wait? Make your shopping experience more delightful and affordable with the Bajaj Finserv Insta EMI Card. Apply today!

Check also:

EMI Full Form


POS Full Form


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Frequently asked questions

Which is the best product to shop for on Bajaj Electronics Online Shopping?

Your specific needs and preferences would dictate which is the best product to shop for on Bajaj Electronics online shopping platform. They have a wide range of products across diverse categories to choose from. It’s always a good idea to compare the features, prices, and reviews of products and brands before making a choice.