Shop on Easy EMIs at Vijay Sales with your Insta EMI Card

Shop the latest electronics and home appliances at Vijay Sales with the Insta EMI Card. Convert your purchase into affordable monthly instalments and enjoy zero down payment offers on select models for a smooth and budget-friendly shopping experience.
APPLY
Shop on Easy EMIs at Vijay Sales with your Insta EMI Card
APPLY
2 mins
28-Feb-2026

Are you looking to buy high-quality electronic products or gadgets at affordable prices? Look no further than the popular retail chain, Vijay Sales. And, with the Insta EMI Card, you can now enjoy the many benefits of shopping from Vijay Sales with easy payment options like low-interest EMIs. The Insta EMI Card lets you shop on Easy EMIs across a wide range of products at Vijay Sales, including televisions, laptops, smartphones, kitchen appliances, and many more.

Overview of Vijay Sales

With a rich legacy, Vijay Sales has established itself as a trusted destination for shoppers searching for a wide range of electronic products. The store offers an extensive selection of smartphones, televisions, home appliances, computers, cameras, and other tech gadgets from renowned brands. While you can shop at the store with any normal card like a credit card, the EMI card is the best option for its unique low-interest EMIs benefit. This powerful payment solution allows you to make your desired purchases without straining your finances.

How to use the Insta EMI Card at Vijay Sales

  • Step 1: Visit any Vijay Sales store or browse their website to select the item that meets your needs.

  • Step 2: Once you've selected your item, inform the sales representative that you would like to use your Bajaj Finserv Insta EMI Card for the purchase.

  • Step 3: Share your Insta EMI Card details with the store representative or enter them during online checkout.

  • Step 4: Choose an EMI tenure that suits your budget. Options range from 3 to 60 months.

  • The amount will be converted into Easy EMIs, which you will pay over your selected tenure.

Also read: How to use the Bajaj Insta EMI Card

What is the Easy EMI benefit

The Easy EMI scheme offers credit with minimal interest on your EMIs. With this option, the total purchase cost is divided into equal monthly instalments, extending up to 60 months. The flexible payment plan allows you to own your favourite products without stressing your monthly budget. By spreading the cost over manageable monthly payments, you can make your purchases more affordable and enjoy the benefits of low-interest instalments.

Top products of the Vijay Sales store

Vijay Sales AC

Vijay Sales TV

Vijay Sales refrigerator

Vijay Sales LED TV price

Vijay Sales laptop

Vijay Sales washing machine

 

List of product categories on Easy EMI on Vijay Sales

Vijay Sales offers a wide range of products on EMIs and most of which are also available on Easy EMIs. Here is a list of products available at Vijay Sales:

Category

Brands

Washing machines

LG, Samsung, Whirlpool, Bosch, IFB

Televisions

Sony, LG, Samsung, Mi, Vu

Mobiles and tablets

Apple, Samsung, OnePlus, Xiaomi, Oppo

Laptops and printers

HP, Lenovo, Dell, Asus, Acer

TV and entertainment

JBL, Yamaha, Sony, LG, Samsung

Home appliances

Whirlpool, LG, Samsung, Bosch, IFB

Kitchen appliances

Philips, Prestige, Usha, Panasonic, Havells

Personal care

Philips, Havells, Braun, Panasonic, Vega

Camera

Sony, Canon, Nikon, Fujifilm, GoPro

Accessories

JBL, Boat, Sony, Belkin, UGreen

 

Benefits of using the Insta EMI Card at Vijay Sales

Here is why using the Bajaj Finserv Insta EMI Card for your purchase is a smart choice

Feature

Details

Easy EMIs

Split the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.

High pre-qualified limit

Get up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.

Wide acceptance network

Accepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.

Flexible repayment tenure

Choose a repayment period from 3 to 60 months months based on your financial comfort.

Zero down payment offers

Avail special festive deals with no upfront payment requirement.

No foreclosure charges

Close your loan early without any penalties or extra fees.

Credit score benefit

Timely EMI payments may help strengthen your credit profile and financial health.

Also read: Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.

  • Age: 21 to 65 years.

  • Credit score: A healthy credit score per Bajaj Finserv policies.

  • Income: A steady regular source of income.

  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Meeting these criteria facilitates a smooth application process for the Insta EMI Card.

Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  1. Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.

  2. Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.

  3. Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.

  4. Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.

  5. Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.

  6. Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.

  7. Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.

  8. View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.

 

Also read: How to apply for the Insta EMI Card

What are you waiting for? It is time to get your Insta EMI Card and get ready for an experience like no other. Happy shopping.

List of Vijay Sales stores by location

Top Vijay Sales store locations

Vijay Sales Gurgaon

Vijay Sales Delhi

Vijay Sales Pune

Vijay Sales Noida

Vijay Sales Hyderabad

Vijay Sales Ghaziabad

Vijay Sales Rander

Vijay Sales Mumbai

Vijay Sales Vijayawada

Vijay Sales Navi Mumbai

Vijay Sales Warangal

 

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

What merchant categories can the Bajaj Finserv Insta EMI Card be used for?

You can use the Insta EMI Card to shop from merchants across 1.5 lakh+ online offline partner stores and major online stores like

Can I get offers and discounts at Vijay Sales with the Insta EMI Card?

Yes, you can avail offers and discounts at Vijay Sales with the Bajaj Finserv Insta EMI Card. Enjoy exclusive deals, special offers and cashback on a wide range of electronics and appliances, making your shopping experience more affordable and enjoyable.

How can I get EMI on Vijay Sales products?

Getting EMI on Vijay Sales products is simple. Just select the products you wish to buy and choose the EMI payment option during checkout. With the Bajaj Finserv Insta EMI Card, you can convert your purchase into easy monthly instalments.

What items can I purchase on EMI from the Vijay Sales store?

You can purchase a variety of items on EMI from the Vijay Sales store, including smartphones, laptops, televisions, refrigerators, washing machines, and more. The Insta EMI Card offers you the flexibility to buy your desired electronics and appliances conveniently.

Can I use Bajaj Finserv Insta EMI card in Vijay Sales?

Yes, you can use the Bajaj Finserv Insta EMI Card in Vijay Sales. Simply present your EMI card at the store and select the EMI payment option to make your purchase. Enjoy a hassle-free shopping experience and convenient payment options with the EMI Card.

Is Easy EMI available on Vijay Sales?

Absolutely! Vijay Sales offers Easy EMI options on select products with the Bajaj Finserv Insta EMI Card. Shop for your favourite electronics and appliances with minimal interest charges, making your purchase more cost-effective and budget-friendly.

Show More Show Less

Related Videos