How to Shop on Easy EMIs at Vijay Sales with Your Insta EMI Card

Vijay Sales is one of India's oldest electronics retail chains. It is known for large showrooms where you can see, touch, and compare phones, laptops, TVs, and home appliances from many brands. Staff explain the features, and the partner store arranges delivery and installation. You walk out knowing exactly what you bought.

You can also buy Vijay Sales products on EMI with the Bajaj Finance Insta EMI Card. It lets you take your product home today and repay across 3 to 60 months, so a big purchase fits into your monthly budget.

You can shop at Vijay Sales using the Insta EMI Card at the billing counter. Paying takes only a few minutes. Here is how:

1. Browse and select your product at a Vijay Sales partner store.
2. At checkout, tell the partner store executive you want to pay using the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details with the executive.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate the transaction using the OTP sent to your registered mobile number.
6. Your purchase is approved instantly. Take your product home, or have it delivered.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.

Vijay Sales stocks more than 5,000 products for every room of your home. Here is what you can shop for:

• Smartphones: Phones from Apple, Samsung, OnePlus, and Google, including the Rs. 99,900 iPhone 17 and foldables like the Samsung Galaxy Z Fold8.
• Laptops: Laptops from HP, ASUS, Lenovo, Dell, Apple, and MSI, for study, office work, and gaming.
• Televisions: Smart TVs from 32-inch to 65-inch from Samsung, LG, Sony, and Xiaomi, so you can match the TV to your room.
• Cooling: Air conditioners from Voltas and Daikin, and refrigerators from 43-litre mini models to 251-litre double door ones.
• Laundry and kitchen: Home appliances such as washing machines from Samsung, LG, and Voltas Beko, plus kitchen appliances for daily cooking.
• Accessories: Earbuds and other audio devices, chargers, and covers. These often cost less than Rs. 5,000, so buy them with a bigger product to cross the minimum bill for Easy EMIs.

The table below lists popular products you may find at Vijay Sales, with recent prices and an indicative monthly EMI. Ask the partner store which models are in stock.

Last updated: October 2026

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store. Indicative EMI figures are based on a simple division of the product price over a 12-month tenure, with no interest, processing fee, or other charges factored in.

Easy EMIs change what you can take home from Vijay Sales. Here is how they help:

• A laptop for college: The Rs. 50,990 ASUS Vivobook 15 comes to about Rs. 4,249 a month over 12 months, before charges.
• Setting up a new home: Buy the Rs. 26,490 refrigerator and the Rs. 45,990 AC together, for Rs. 72,480, and repay the bill over 24 months at about Rs. 3,020 a month.
• A flagship without the big bill: The Rs. 99,900 iPhone 17 comes to about Rs. 4,163 a month over 24 months.
• Zero down payment: This is available on select products and during festive season offers.
• No credit card needed: The Insta EMI Card is a card loan, so you can shop on Easy EMIs without a credit card.

These are indicative figures based on a simple division of the product price across the tenure shown, with no interest, processing fee, or other charges factored in. Your actual EMI amount will depend on the terms of your card loan offer.

→ Verdict: Vijay Sales lets you compare thousands of products in person, with stores open late in most big cities. With the Insta EMI Card, you can take your pick home today and pay for it gradually.

Applying for the Bajaj Finance Insta EMI Card takes only a few minutes online and does not need any physical paperwork. Follow these steps to apply.

1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on the Insta EMI Card page.
2. Enter the OTP and submit.
3. Enter your full name and click on 'Yes, Auto-Fetch Details'.
4. Verify your pre-filled personal details and click on 'CONTINUE'.
5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'.
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

Explore more:

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