Buy Air Conditioner on EMI without Credit Card

Get cool comfort hassle-free! Purchase Air Conditioners on EMI without a credit card using Bajaj Finserv Insta EMI Card. Beat the heat affordably. Apply now!
Buy Air Conditioner on EMI without Credit Card
2 min

It’s a scorching summer’s day. Temperatures outside are soaring. And you’re sitting comfortably in your living room, enjoying the cool breeze of your brand new AC. What’s more, you’ve bought this brand new air conditioner on EMI without credit card. Does that sound too good to be true? Well, it’s not. Thanks to the Bajaj Finserv Insta EMI Card, you can easily buy AC in EMI without credit card.

Using your Bajaj Finserv Insta EMI Card to buy AC with No Cost EMI

Here’s how you can use your Insta EMI Card:

  • Visit one of the 1.5 lakh+ partner stores located in 4,000+ cities across the country.
  • Browse the many options available and select the AC that suits your requirements.
  • Approach the store representative at the billing counter, and express your desire to split the AC price with EMI.
  • Provide the details of your Bajaj Finserv Insta EMI Card, and choose a repayment tenure of up to 60 months. The cost of your AC will be split into easy monthly instalments, payable over your chosen tenure.
  • If you’re making your purchase during the festive season, you might be able to avail zero down payment. Air conditioner of your choice is yours to take home without any upfront payment.

Don’t have a Bajaj Finserv Insta EMI Card? No worries! You can easily apply for one prior to purchase at the billing counter. Just ensure you meet the basic eligibility criteria and minimal documentation requirements. These are:

  • Eligibility criteria: Indian national between 21-65 years of age with regular income and a 720+ credit score.
  • Documentation required: PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate

Pay the one-time feel after your verification and approval are complete, and your card will be issued and ready to use.

Bajaj Finserv Insta EMI Card features and benefits

  • Widely accepted across India in over 4,000 cities
  • Generous credit limit of up to Rs. 3 lakh
  • Divide your purchases into manageable monthly instalments 
  • Choose a tenure of up to 60 months, suitable to your financial circumstances
  • Pay only the price of your purchase, thanks to No Cost EMIs
  • Zero down payment offers during festive seasons
  • Improve your credit score through regular, on-time EMI payments to boost your chances of bagging financial products on favourable terms

This summer, don’t sweat it! Just chill with your new AC with No Cost EMIs. Bajaj Finserv Insta EMI Card makes it convenient to shop for your air conditioner on EMI without credit cards required.


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Frequently asked questions

Can we buy AC on EMI?

Absolutely! Just head on over to your nearest Bajaj Finserv partner store to sign up for your Insta EMI Card. Use it to purchase an AC that suits your requirements, payable over a flexible tenure of up to 60 months.