How to Shop at Vivek Electronics using Insta EMI Card

Know how to shop at Vivek Electronics using Insta EMI Card at zero down payment, Easy EMI, and without credit card.
How to Shop at Vivek Electronics using Insta EMI Card
3 min
28-Feb-2026

Make the most of your love for electronics without worrying about the costs upfront. The Bajaj Finserv Insta EMI Card lets you shop at Vivek Electronics and pay later through convenient EMIs. It's a hassle-free way to enjoy your purchases now and settle the payments over time in easy instalments.

Vivek Electronics overview

Based in Chennai, Vivek Electronics specialises in high-tech and innovative products, including electronics and home appliances. Shopping at Vivek Electronics is a good idea because of their wide product range, competitive prices, and excellent customer service.

Moreover, Vivek Electronics is known for its high-quality products and commitment to customer satisfaction. They offer products from various top brands, ensuring that customers have a wide variety to choose from. Whether you’re looking for the latest smartphones or energy-efficient home and kitchen appliances, Vivek Electronics has got you covered.

How to shop at Vivek Electronics using Insta EMI Card

Using the Bajaj Finserv Insta EMI Card at Vivek Electronics is straightforward and convenient. Here is a step-by-step guide:

  • Choose your desired items and head to the checkout.
  • Inform the cashier that you're paying with the Bajaj Finserv Insta EMI Card.
  • Provide your card details.
  • Select a repayment tenure that suits your budget, from 3 to 60 months.
  • Your purchase amount will be divided into easy EMIs, with options for zero down payment during special offers.

Also read: How to use the Bajaj Insta EMI Card

List of available Vivek Electronics products on EMI

Category

Brands

Smartphones

Samsung, Apple, OnePlus, Xiaomi, Motorola

Refrigerators

Haier, Samsung, LG, Whirlpool, Bosch, Kelvinator

Televisions

Sony, Onida, Toshiba, LG, Haier, MI, Panasonic

Air conditioners

Daikin, Blue Star, LG, Samsung, Daikin, Hitachi, IFB

Washing machines

Whirlpool, LG, Samsung, IFB

Laptops

ASUS, Dell, HP, Lenovo


Benefits of shopping at Vivek Electronics using Insta EMI Card 

When you shop with your Insta EMI Card, you stand to gain:

Feature

Details

Easy EMIs

Split your purchase into easy monthly instalments and pay only the product price without extra interest.

High pre-approved limit

Get a card limit of up to Rs. 3 lakh for multiple purchases without repeated credit applications.

Wide acceptance network

Accepted at 1.5 lakh stores across 4,000 cities, including Poorvika Mobiles Chennai and major e-commerce platforms.

Flexible repayment tenure

Choose a repayment period between 3 to 60 months based on your financial comfort.

Zero down payment offers

Avail festive season deals with no upfront payment.

No foreclosure charges

Close your loan early without paying any additional fees.

Credit score benefit

Timely EMI payments may help improve your credit profile over time.


Also read:
Features and benefits of the Bajaj Finserv Insta EMI Card

Eligibility criteria for getting Insta EMI Card for shopping at Vivek Electronics

To apply for the card and shop at Croma Lucknow, ensure you meet the following requirements:

  • Nationality: Indian Citizen.
  • Age: 21 to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

Also read: Eligibility criteria for the Insta EMI Card

How to apply for an Insta EMI Card

  1. Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  2. Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  3. Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  4. Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified credit limit.
  5. Setup wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  6. Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  7. Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  8. View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.

Also read: How to apply for the Insta EMI Card

Use the Bajaj Finserv Insta EMI Card to make your purchases at Vivek Electronics and pay later through easy EMIs. It's a simple solution that lets you enjoy your shopping now while managing the payments over time. So don't wait – get the Insta EMI Card and start shopping at Vivek Electronics today.

List of the biggest upcoming online sales:

Amazon Upcoming Sale

Flipkart Upcoming Sale

Amazon Great Indian Festival 2026

Croma Diwali Sale with Insta EMI Card

Diwali offers with Insta EMI Card

Amazon fridge offers 2026

Amazon mobile offers 2026

Reliance Digital Diwali offer 2026

Amazon Diwali offer sale 2026

Sangeetha Mobiles Diwali offers 2026

Poorvika Mobiles Diwali offers 2026

How to shop on Amazon without a credit card

Amazon Great Indian Festival 2026

Flipkart Cooling Days

Amazon Prime Day Sale

Amazon Electronics Sale


Check also

Computer Gallery

Vasanth and Co online shopping

Sales India

Darling Retail

Sister Mobile

Saraf Computers

BBCC IT Solution

Girias Mobiles

Sonovision Electronics

Prakash Electric

Sangeetha Mobiles

Great Eastern Electronics

Libra Infotech

New Gen Computers

Sathya Mobile Store

Croma Store

Khosla Electronics

Big C Mobiles

Computer Zone

BNPL

Vijay Sales Store

Electronic Paradise

Mishra Computers

Popular Electronics

James and Co

Cancelled cheque

Adishwar Electronics

Sagar Computer

Digital Equipments

Digi1 Electronics

How to use Bajaj Finserv Insta EMI Card on Flipkart

Arcee Electronics

Bajaj Electronics online shopping

Balaji Infosys

Poonam Trading Corporation

POS full form

Agarwal Computer

Devi International online shopping

Computer Care

Sales India

EMI full form

Faith Computers

Aditi Enterprises

CPR Distributors

Snehanjali Electronics

Aditya Vision

Tirumala Music Center

QRS Retail

Kohinoor Electronics

Zapnet Computers

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000

Frequently asked questions

Which is the best product to shop for at Vivek Electronics?
The best product to shop for at Vivek Electronics depends on your individual needs and preferences. Consider factors such as the product’s features and your specific requirements when choosing a product. Bajaj Finserv Insta EMI Card will help you align your purchase with your monthly budget.
Can I buy newly launched smartphones at Viveks Electronics on EMI?

You can definitely purchase the latest smartphones at Viveks Electronics using flexible EMI options. This retailer frequently stocks new releases from leading brands and offers attractive financing through the Insta EMI Card. Visit your nearest showroom in South India to select a modern device and spread the cost comfortably.

Can I combine exchange offers with Insta EMI Card benefits at Viveks?

You can often combine your old device exchange value with Insta EMI Card benefits at Viveks showrooms. The store evaluates your current phone and deducts its worth from the total price of the new model. You then convert the remaining balance into easy monthly instalments to maximise your savings.

Does purchasing on EMI affect product warranty or return policy at Viveks?

Purchasing a smartphone on EMI does not change the standard manufacturer warranty or the return policy at Viveks. You receive the same after-sales support and protection as a full-payment customer. Ensure you retain your original tax invoice and EMI agreement to facilitate any future service requests or valid returns.

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